UOB KrisFlyer Nerf Explained & My Take On It

• First eligible applicant at 2pm and 10pm daily to claim the below reward:
  
  • 01 – 15 April 2026
    • 2PM – S$500 Cash via PayNow  
    • 10PM – Dyson Airstrait (cost S$400, worth S$799)
  • 16 – 30 April 2026
    • 2PM – Apple iPhone 17 256G (worth S$1,299)
    • 10PM – 44k MaxMiles by HeyMax (worth S$792) 
• Remaining Customers: S$90 Cash via PayNow
• Must spend S$500 within the first 30 days from card approval
• Valid for New-to-Bank Cardholders
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email and complete the registration to secure your reward!

• Earn 1.4 miles per dollar for local spending
• Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
  • 3 miles per dollar on selected currencies:
    • Malaysian Ringgit
    • Indonesian Rupiah
    • Thai Baht
    • Vietnamese Dong
  • 2.4 miles per dollar on other currencies
• Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
• One-way Airport Transfer Service for AMEX Version only
• S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

Annual Fee

• S$261.60, first year waived

Income Requirement

• S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

• UNI$ expire two (2) years after the last day of the quarter in which they were earned.

Know what this card is best for

• Best Cards for Airport Lounge
• Best Cards for Flights
• Best Cards for Hotel
• Must be paired with CardUp/iPayMy
  • Best Cards for Insurance
  • Best Cards for Renovations, MCST, donations, Tax, Rent

Terms and Conditions

Read Full Review

Singsaver Reward:

• Get 12,000 Max Miles by HeyMax (worth a roundtrip to Kuala Lumpur with a travel value of S$210+) or Samsonite Straren Spinner 67/24 (worth S$600) or Apple Airpods 4 (without Active Noise Cancellation) (worth S$199) or S$180 Cash via PayNow when you spend S$800 within 60 days of card approval and apply for one of the bonus products within 60 days of card approval (must apply visa Singsaver):
  • EasyPay (can be applied directly (not via SingSaver) and will still be eligible if conditions are met)
    • Complete 3 retail credit card transactions of min. S$150 each (Min. tenure: 12 months
  • Bonus$aver Account
    • Open account with min. S$3,000 deposit 
  • CashOne Personal Loan
    • Min. approved loan: S$1,000 (Min. tenure: 12 months)
  • Credit Card Funds Transfer (CCFT)
    • Min. approved amount: S$1,000 (Min. tenure: 3 months)
• Note: After card approval, Singsaver will email you the link where you can apply for a bonus product, you MUST apply through that link only to secure the reward. Applying on the direct bank website will not be valid.

• Valid until 03 May 2026
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

Stackable with Direct Bank Rewards:

• Receive up to 30,000 miles
• Receive 10,000 miles when you pay the annual fee under “Fee Paying” option
• Receive 20,000 miles when you make a min. spend of S$800 within 60 days of card approval (This is available for both fee paying and fee waiver option)
• Therefore, fee paying option earns 30K miles, fee waiver option earns 20K miles, if requirements are met
• Promotion is valid until 30 June 2026
• Read Terms and Conditions here

My thoughts: If you were going to apply for this card, you should choose the fee waiver option as the cost per mile is 196.20/10,000 miles = 1.96 cents per mile, which is quite expensive.

• Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
• This comes with 2 complimentary airport lounge passes

Terms and Conditions

Full Review

NIL

• Earn 1.5 miles or 1.5% cashback per dollar; 3.75 DBS Points for every S$5 spent locally, such as groceries, shopping and more  and 2.2 miles or 2.2% cashback per dollar; 5.5 DBS Points for every S$5 spent on overseas purchases in foreign currency

• This comes with ten (10) free airport lounge visits per membership year

• This is also best used with CardUp to pay for expenses that typically don’t earn miles, you basically pay a service fee to charge those payments to your DBS Vantage card and accumulate rewards. This is similar to “buying” miles.

Income Requirement

• S$120,000 (locals/PRs & foreigners)

Transfer Partners

• Krisflyer, Cathay Pacific Asia Miles, Qantas, Air Asia

Know what this card is best for:

• Best Cards for Airport Lounge
• Must be paired with CardUp/iPayMy
  • Best Cards for Insurance
  • Best Cards for Renovations, MCST, donations, Tax, Rent

Terms and Conditions

Read Full Review