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Which is the Best High Yield Savings Account? [Calculator Included]

Updated August 14, 2026

Guide to using the calculator:

Use below to explore and compare the top three high-yield savings accounts in Singapore—so you can choose the one that best fits your financial habits and goals.

To get started, simply input the following:

  • Account Balance: The amount of cash you plan to park in the account.

  • Monthly Salary: Your monthly credited salary.

  • Monthly Card Spend: Your expected spending using eligible credit or debit cards.

  • Monthly GIRO Transactions (UOB One only): You can skip this—there’s a workaround using salary crediting that makes this optional.

  • Insurance Premiums: Monthly or annual payments with specific requirements. Note: This isn’t typically recommended unless it aligns with your broader financial strategy.

  • Investments: Amounts invested based on each bank’s specific criteria.

  • Monthly Savings Increase (OCBC 360 only): The amount you plan to increase your savings by each month compared to the previous one.

🏦 Singapore Bank Accounts Calculator

Compare UOB One, OCBC 360, and Standard Chartered Bonus Saver accounts

💰 Your Financial Details

Disclaimer: This calculator is for estimation purposes only. Actual interest rates and requirements may vary. Please check with the respective banks for the most current terms and conditions.

📊 Comparison Results

Enter your details and click "Calculate & Compare" to see results

author avatar
Audz

Audz, your lobang sis - sharing personal finance to achieve happiness, prosperity and progress for us all.

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