How to enjoy 1-for-1 dining deals + upsized 10% cash rebates on your dining spend with POSB Everyday Card!

Overview:

POSB Everyday Card now offers an upsized 10% cash rebates for Dining (excluding fast food restaurants) with a minimum spend of S$800, capped at Daily$15. This promo is valid from now until 31 December 2024.

 

If you are new to DBS/POSB Credit Card, you can also get S$150 cashback when you apply for the POSB Everyday Card with promo code <150CASH> and spend a minimum of S$8

Upsized 10% Cash Rebates on Dining:

  • The 10% cash rebates offer applies to any restaurants or dining places with the MCC classified as:
    • 5811 (Caterers)
    • 5812 (Eating Places and Restaurants)
    • 5813 (Bars, Cocktail Lounges, Discotheques, Nightclubs and Taverns – Drinking Places (Alcoholic Beverages).
    • This excludes fast food restaurants or bakeries etc.

This is a very good deal for those who spend a lot on dining, caterers, or even bars. A nice restaurant meal with some wine can easily cost S$50 per person. The cash rebates are capped at Daily$15 per month. The sweet spot spend to maximise your cash rebates will be at S$150 per month. Imagine getting S$15 worth of cash rebates for S$150 dining spend for the rest of the year!

Want to know more about the other benefits of the POSB Everyday Card, you can read this article

Extra Stackable Deal: 1-For-1 Deals with POSB Everyday Card


To make your dining experience even more enjoyable, you can use the card with 1-for-1 deals at many restaurants. I happened to stumble upon some excellent promotions if you are looking for places to dine! This would mean that when you pay with your POSB Everyday Card, you can get up to 60% worth of savings: 10% cash rebates on your POSB Everyday Card + 1-for-1 deals on your dining experience!

Here are some of the participating restaurants that are under the dining MCCs and are included in 1-for-1 or discounted deals:

Dining Restaurants
Deal
Bombay Brasserie
Up to 50% off, 1 dines free & more
Brotzeit German Bier Bar & Restaurant
1-for-1 Main Course
Cali
1-for-1 Pasta, Fajita, Burger & more
CAPASSO
1-for-1 Pasta, Fajita, Burger & more
CHOCOELF Cafe
1-for-1 Craft Chocolate Tart
Coucou Hotpot
1-for-1 All Seasonal Ala Carte Menu
dipndip
1-for-1 dipndip crepe
Ellenborough Market Cafe
50% off Buffets & more
Fun Wan
1-for-1 Sesame Chicken Comfort Bento
Grin Affair
1-for-1 Double Scoop Gelato with Waffles + Coffee
Honolulu Cafe
1-for-1 Honolulu Coffee
iVegan
1-for-1 Small Size Pizza
Logi Restaurant and Bar
1-for-1 Wagyu Rib Finger/ Sakura Pork Chop
Madlygood
1-for-1 Pistachio Cream Waffles
MASA SAITO INNOVATIVE
1-for-1 Seasonal Signature 8-Course Dinner Menu
Peach Garden
1-for-1 on selected seafood dishes
Peony Jade
1-for-1 6-course set menu & more
Santi's Pizza and Produce
1-for-1 on all Pasta dishes
Sarnies
1-for-1 food items under 'Larger' Category
Seasonal Tastes
1-for-1 Themed Dinner Buffet & more
Sichuan Tianfu Restaurant
1-for-1 drinks & more
Smoöy
1-for-1 Frozen Yogurt Pints
Softhaus
1-for-1 on on any toppings
Sonder
1-for-1 Risotto, Pasta or Sandwich
Stirling Steaks
1-for-1 on selected items
Taste of India
1-for-1 Mango Lessi
Trung Nguyen
1-for-1 Vietnamese Drip Coffee & More
Wala Wala Cafe Bar
1-for-1 Pizza, Pasta & Mains
Wheeler's Tropikana
1-for-1 Buttermilk Fried Chicken Burger
Yakiniquest
1-for-1 Japanese Wagyu Beef MISUJI (1 Cut) with every Omakase ordered
Yuta
50% off all beverages

Disclaimer: The table provided above is based on HeyMax and/or Minstant’s repository of Merchant Category Codes (MCCs) and is intended for general knowledge and informational purposes only. It is not a definitive guide.

  • Deals and restaurants may change. Please check the DBS website for the latest information.
Some Interesting Deals I Found:

According to Minstant, the merchant is MCC 5812 and is on the POSB Everyday Card website as a featured deal. Thinking about steak just makes me drool. Since the 1-for-1 offer is applicable to Striploin, Ribeye, Tenderloin, T-Bone, Wagyu Ribeye, Crispy King Salmon, Grilled Chicken, Smoked Duck Breast, Stirling Burger, or Fish and Chips, this could be great for a date for two. With prices ranging from S$14.90 for Grilled Chicken to S$55.50 for 500gm Angus T-bone with choices of sides, a two-person meal would cost as low as S$7.45 before tax or service fees (if any). If I include the cash rebates earned with the POSB Everyday Card, assuming you hit the minimum monthly spending, we are looking at S$6.71 for a chicken with fries or mashed potatoes before any taxes or service fees (if any).

This promotion applies for dine-in and takeaway. I have personally tried Sarnies and really liked their food. It’s a small, cozy café setup with good food and vibes—seat space is limited though. At S$24–S$28 per dish, the 1-for-1 deal makes for an affordable meal for two. Add in the 10% cash rebates with the POSB Everyday Card, it shaves off the bill further to S$21–S$25. That’s S$10–12.60 per person for quality food in town.?

Conclusion:

POSB Everyday Card is now offering an upsized 10% cash rebates on dining, from now till 31st December 2024 for new and existing customers.

If you are new to DBS/POSB Credit Cards, you can also receive S$150 cashback when you apply for the POSB Everyday Card. Simply apply with the promo code 150CASH and spend a minimum qualifying spend of S$800 within 60 days of your card approval date from now until 31 January 2025.

It becomes an even more irresistible offer for your date nights or even family meals, particularly when you pair it with the existing 1-for-1 discounts from DBS/POSB merchant promotions.

Additional Resources:

POSB Everyday Card General – Terms and Conditions

Upsized 10% Cash Rebates on dining – Frequently Asked Questions

POSB Everyday Card Signup Promotion – Terms and Conditions

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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HSBC Revolution

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

DBS YUU

Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Headphones or Samsonite STRAREN SPINNER 67/24 or Stryv AirFlex 2.0 or Xiaomi W20 Vacuum when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 2, 2026

Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Apple Watch SE Gen 3 40mm (GPS + Cell) or Dyson Airstrait™ straightener or S$420 Grab Voucher or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: January 15, 2026

HSBC Live+

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

HSBC Revolution

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

dbs yuu cardface

DBS YUU

Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Headphones or Samsonite STRAREN SPINNER 67/24 or Stryv AirFlex 2.0 or Xiaomi W20 Vacuum when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 2, 2026

Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Apple Watch SE Gen 3 40mm (GPS + Cell) or Dyson Airstrait™ straightener or S$420 Grab Voucher or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: January 15, 2026

HSBC Live+

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

DBS Live Fresh Card

  • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
  • Valid for New to DBS/POSB Customers only
  • Valid from 26 December 2025 – 12 January 02 February 2026
  • Read Terms and Conditions here

DBS Live Fresh Card

  • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
 
Annual Fee
  • S$196.20 (including GST), waived for the first year
 
Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)
 
When is Cashback Credited
  • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
  • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

Terms and Conditions

Read Full Review

dbs yuu new cardface

DBS yuu Card

  • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
  • Valid for New to DBS/POSB Customers only
  • Valid from 26 December 2025 – 12 January 02 February 2026
  • Read Terms and Conditions here
DBS Yuu Cardfdace

DBS yuu Card

  • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

  • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

  • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

  • yuu Points awarded can only be tracked on yuu Rewards app

    • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

  • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

 

Annual Fee
  • S$196.20, first year waived

 

Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)

 

When are the DBS Points credited
  • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
 
Know what this card is best for:

 

Terms and Conditions

Read Full Review

DBS Altitude Card

  • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
  • Valid for New to DBS/POSB Customers only
  • Valid from 26 December 2025 – 12 January 02 February 2026
  • Read Terms and Conditions here

DBS Altitude Card

  • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
  • This comes with two complimentary lounge passes per 12-month membership period

 

Annual Fee
  • S$196.20 (inclusive of GST), first year waived

 

Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)

 

Points Expiry
  • No expiry

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

POSB Everyday Card

  • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
  • Valid for New to DBS/POSB Customers only
  • Valid from 26 December 2025 – 12 January 02 February 2026
  • Read Terms and Conditions here

POSB Everyday Card

S$800 Minimum Spend:

  • 10% cash rebates on online food delivery from foodpanda and Deliveroo
  • 3% cash rebates on other dining spends
  • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
  • 5% cash rebates on Online Shopping at selected merchants
  • up to 3% cash rebates on Telco Bills
  • 8% cash rebates at Popular Bookstores

No Minimum Spend:

  • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
  • 5% cash rebates on Sheng Siong
  • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
  • up to 3% cash rebates on utility bills with selected electricity retailers

 

Annual Fee

S$196.20 (incl. of GST), waived for the first year.

 

Income Requirement

S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

 

Where do I redeem my Daily$

You can redeem you Daily$ using various options:

    • Instants Daily$ redemption:
      • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
    • DBS PayLah!
      • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
    • Digibank Online
      • Offset your credit card bills or redeem Krisflyer miles. Find out more here
    • Participating Merchants’ Website or Mobile App
      • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
        • DBS Apple Rewards Store
        • Shopee
        • Zalora
        • AXS

 

Know what this card is best for

 

 

Terms and Condition

Full Review

UOB One Card

  • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
  • Remaining applicants will get S$60 Cash via PayNow 
  • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
    • only 12 winners will be chosen
    • all applicants have a chance to the lucky draw
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 January 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB One Card

  • Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

    • Base cashback:
      • S$600/S$1,000: 3.33% cashback (capped at S$60/100 per quarter)
    • Additional cashback (capped at S$120 per statement month):
      • Selected Partners: 5%
      • Grocery (MCC 5411): 2.67% – only for Tier 2
  • Tier 3: Earn up to 10% Total Cashback: Spend S$2,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

    • Base cashback: 3.33% cashback (capped at S$200 per quarter)
    • Additional cashback (capped at S$120 per statement month):
      • Selected Partners: 6.67%
      • Grocery (MCC 5411): 4.67%

Tier 1
Tier 2
Tier 3
Minimum Spend
S$600
S$1,000
S$2,000
Minimum Transaction Count
10
10
10
Base Cashback per quarter
3.33% (S$60 cashback)
3.33% (S$100 cashback)
3.33% (S$200 cashback)
Additional Cashback on Selected Spends
5%
5%
6.67%
Additional Cashback on Grocery Spend New
2.67%
4.67%
Total
up to 8.33%
up to 8.33%
up to 10%
These changes will be effective from your next qualifying quarter (as of writing – 1 July 2025)
  • Earn up to 22.66% fuel savings at Shell and SPC
  • Earn 4.33% cashback on Singapore Power utilities bills

 

Annual Fee
  • S$196.20, waived for the first year

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

When Cashback is Credited
  • The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

UOB PRVI Card

FOR VISA CARD ONLY:

  • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
  • Remaining applicants will get S$60 Cash via PayNow 
  • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
    • only 12 winners will be chosen
    • all applicants have a chance to the lucky draw
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 January 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB PRVI Card

  • Earn 1.4 miles per dollar for local spending
  • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
    • 3 miles per dollar on selected currencies:
      • Malaysian Ringgit
      • Indonesian Rupiah
      • Thai Baht
      • Vietnamese Dong
    • 2.4 miles per dollar on other currencies
  • Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
  • One-way Airport Transfer Service for AMEX Version only
  • S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

 

Annual Fee
  • S$261.60, first year waived
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
Points Expiry
  • UNI$ expire two (2) years after the last day of the quarter in which they were earned.

 

Know what this card is best for

 

Terms and Conditions

Read Full Review

UOB Evol Card

  • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
  • Remaining applicants will get S$60 Cash via PayNow 
  • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
    • only 12 winners will be chosen
    • all applicants have a chance to the lucky draw
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 January 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB Evol Card

  • Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
  • Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
  • Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
  • 0.3% cashback for all other spends
  • Minimum spend of S$800 each statement month
  • S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
    • S$30 – online & mobile contactless
    • S$20 – selected gym, telco, and streaming services
    • S$20 – all overseas foreign currency spend
    • S$30 – other spends
  • Max possible cashback of 6.4% earned (not 10%)
Annual Fee
  • S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (Foreigners
Know what this card is best for:

Terms and Conditions

Read Full Review

UOB Visa Signature Cardface

UOB Visa Signature

  • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
  • Remaining applicants will get S$60 Cash via PayNow 
  • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
    • only 12 winners will be chosen
    • all applicants have a chance to the lucky draw
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 January 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!
UOB Visa Signature Cardface

UOB Visa Signature

    • Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
    • Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
    • Spending Cap:
      • Until 1 August 2025 Statement:
        • Combined cap of S$2,000 per statement month
      • From 1 September 2025 Statement – Split into 2 categories:
        • Category 1 (Overseas Spends including Online): S$1,200 (UNI$2,400) per statement month

        • Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month

          Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

     
    Annual Fee
    • S$218 first year waived

     

    Income Requirement
    • S$50,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

     

    Terms and Conditions

    Read Full Review