Overview:

POSB Everyday Card now offers an upsized 10% cash rebates for Dining (excluding fast food restaurants) with a minimum spend of S$800, capped at Daily$15. This promo is valid from now until 31 December 2024.

If you are new to DBS/POSB Credit Card, you can also get S$150 cashback when you apply for the POSB Everyday Card with promo code <150CASH> and spend a minimum of S$8

Upsized 10% Cash Rebates on Dining:

The 10% cash rebates offer applies to any restaurants or dining places with the MCC classified as:
- 5811 (Caterers)
- 5812 (Eating Places and Restaurants)
- 5813 (Bars, Cocktail Lounges, Discotheques, Nightclubs and Taverns – Drinking Places (Alcoholic Beverages).
- This excludes fast food restaurants or bakeries etc.

This is a very good deal for those who spend a lot on dining, caterers, or even bars. A nice restaurant meal with some wine can easily cost S$50 per person. The cash rebates are capped at Daily$15 per month. The sweet spot spend to maximise your cash rebates will be at S$150 per month. Imagine getting S$15 worth of cash rebates for S$150 dining spend for the rest of the year!

Want to know more about the other benefits of the POSB Everyday Card, you can read this article

Extra Stackable Deal: 1-For-1 Deals with POSB Everyday Card

To make your dining experience even more enjoyable, you can use the card with 1-for-1 deals at many restaurants. I happened to stumble upon some excellent promotions if you are looking for places to dine! This would mean that when you pay with your POSB Everyday Card, you can get up to 60% worth of savings: 10% cash rebates on your POSB Everyday Card + 1-for-1 deals on your dining experience!

Here are some of the participating restaurants that are under the dining MCCs and are included in 1-for-1 or discounted deals:

Dining Restaurants	Deal
Bombay Brasserie	Up to 50% off, 1 dines free & more
Brotzeit German Bier Bar & Restaurant	1-for-1 Main Course
Cali	1-for-1 Pasta, Fajita, Burger & more
CAPASSO	1-for-1 Pasta, Fajita, Burger & more
CHOCOELF Cafe	1-for-1 Craft Chocolate Tart
Coucou Hotpot	1-for-1 All Seasonal Ala Carte Menu
dipndip	1-for-1 dipndip crepe
Ellenborough Market Cafe	50% off Buffets & more
Fun Wan	1-for-1 Sesame Chicken Comfort Bento
Grin Affair	1-for-1 Double Scoop Gelato with Waffles + Coffee
Honolulu Cafe	1-for-1 Honolulu Coffee
iVegan	1-for-1 Small Size Pizza
Logi Restaurant and Bar	1-for-1 Wagyu Rib Finger/ Sakura Pork Chop
Madlygood	1-for-1 Pistachio Cream Waffles
MASA SAITO INNOVATIVE	1-for-1 Seasonal Signature 8-Course Dinner Menu
Peach Garden	1-for-1 on selected seafood dishes
Peony Jade	1-for-1 6-course set menu & more
Santi's Pizza and Produce	1-for-1 on all Pasta dishes
Sarnies	1-for-1 food items under 'Larger' Category
Seasonal Tastes	1-for-1 Themed Dinner Buffet & more
Sichuan Tianfu Restaurant	1-for-1 drinks & more
Smoöy	1-for-1 Frozen Yogurt Pints
Softhaus	1-for-1 on on any toppings
Sonder	1-for-1 Risotto, Pasta or Sandwich
Stirling Steaks	1-for-1 on selected items
Taste of India	1-for-1 Mango Lessi
Trung Nguyen	1-for-1 Vietnamese Drip Coffee & More
Wala Wala Cafe Bar	1-for-1 Pizza, Pasta & Mains
Wheeler's Tropikana	1-for-1 Buttermilk Fried Chicken Burger
Yakiniquest	1-for-1 Japanese Wagyu Beef MISUJI (1 Cut) with every Omakase ordered
Yuta	50% off all beverages

Disclaimer: The table provided above is based on HeyMax and/or Minstant’s repository of Merchant Category Codes (MCCs) and is intended for general knowledge and informational purposes only. It is not a definitive guide.

Deals and restaurants may change. Please check the DBS website for the latest information.

Some Interesting Deals I Found:

According to Minstant, the merchant is MCC 5812 and is on the POSB Everyday Card website as a featured deal. Thinking about steak just makes me drool. Since the 1-for-1 offer is applicable to Striploin, Ribeye, Tenderloin, T-Bone, Wagyu Ribeye, Crispy King Salmon, Grilled Chicken, Smoked Duck Breast, Stirling Burger, or Fish and Chips, this could be great for a date for two. With prices ranging from S$14.90 for Grilled Chicken to S$55.50 for 500gm Angus T-bone with choices of sides, a two-person meal would cost as low as S$7.45 before tax or service fees (if any). If I include the cash rebates earned with the POSB Everyday Card, assuming you hit the minimum monthly spending, we are looking at S$6.71 for a chicken with fries or mashed potatoes before any taxes or service fees (if any).

This promotion applies for dine-in and takeaway. I have personally tried Sarnies and really liked their food. It’s a small, cozy café setup with good food and vibes—seat space is limited though. At S$24–S$28 per dish, the 1-for-1 deal makes for an affordable meal for two. Add in the 10% cash rebates with the POSB Everyday Card, it shaves off the bill further to S$21–S$25. That’s S$10–12.60 per person for quality food in town.?

Conclusion:

POSB Everyday Card is now offering an upsized 10% cash rebates on dining, from now till 31st December 2024 for new and existing customers.

If you are new to DBS/POSB Credit Cards, you can also receive S$150 cashback when you apply for the POSB Everyday Card. Simply apply with the promo code 150CASH and spend a minimum qualifying spend of S$800 within 60 days of your card approval date from now until 31 January 2025.

It becomes an even more irresistible offer for your date nights or even family meals, particularly when you pair it with the existing 1-for-1 discounts from DBS/POSB merchant promotions.

Additional Resources:

POSB Everyday Card General – Terms and Conditions

Upsized 10% Cash Rebates on dining – Frequently Asked Questions

POSB Everyday Card Signup Promotion – Terms and Conditions

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