Great Deal: Get S$500 Cashback on Standard Chartered Simply Cash and Smart Credit Card

From 7 to 17 October 2024, you can get S$500 cashback when you apply for Standard Chartered Simply Cash or Smart Credit Card and spend S$800 within 30 days of card approval.

Standard Chartered Simply Cash might be better to maximise the cashback + sign up rewards

I personally love my Standard Chartered Smart Credit Card as my go-to card for bus/mrt rides. I shared about it in a tiktok video here and how to maximise the card. If you are applying for this card using this promotion, it might be difficult to hit S$800 with the specific merchants that give you 6% cashback.

If you want to maximise your cashback while getting the S$500 cashback, it would make sense to go for the Standard Chartered Simply Cash as it gives 1.5% cashback on almost everything. It’s a very simple card.

If you are considering a few upcoming large purchases like home furniture for your new home, or tech upgrade (I also just got amazon vouchers of S$150 for a S$12 credit with code BIGDEAL24 for a huge purchase that i’m about to make. lol. That’s an 8% off on top of your credit card rewards. Remember to put promo code at checkout cos I forgot to put in and had to repurchase) or some airtickets (I just got my airtickets around 11% shaved off the final price with the 10.10 sale on top of credit card rewards.), then this could be a lifehack way to get a super discount off your purchase. If you don’t have much spending, you could stock up on some grocery store vouchers to clock the S$800 spending.

To be Eligible for this Reward:

  • you must be a new Standard Chartered principal cardholder
  • you must activate either the digital or physical version of the card within 30 days of the card approval date
  • must fulfill the spending requirement of S$800 within 30 days of card approval

Standard Chartered Simply Cash Card cardface

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

Standard Chartered Smart Card

(WE DON’T PROMOTE THIS CARD ANYMORE)

Earn 6% cashback or 5.6 miles per dollar in the form of reward points on selected merchants

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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INFINITY Cashback Card
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Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

🎁 29 deals

Standard Chartered Simply Cash Card

Direct Bank Reward:
  • Get Samsonite MODUS Spinner 25” (worth S$610) and S$100 cashback when you spend S$800 within 60 days of your card approval
  • Valid until 30 June 2026
  • Read Terms and Conditions here

 

Singsaver Reward:
  • Get S$350 Cash via PayNow or S$370 Grab Voucher or Samsung Galaxy Buds4 Pro + S$100 eCapitaVoucher (worth S$449) when you spend a minimum of S$800 within 30 days of card approval and apply for one of the bonus products within 60 days of card approval (must apply via Singsaver):
    • EasyPay (can be applied directly (not via SingSaver) and will still be eligible if conditions are met)
      • Complete 3 retail credit card transactions of min. S$150 each (Min. tenure: 12 months
    • Bonus$aver Account
      • Open account with min. S$3,000 deposit
    • CashOne Personal Loan
      • Min. approved loan: S$1,000 (Min. tenure: 12 months)
    • Credit Card Funds Transfer (CCFT)
      • Min. approved amount: S$1,000 (Min. tenure: 3 months)
  • Note: After card approval, Singsaver will email you the link where you can apply for a bonus product, you MUST apply through that link only to secure the reward. Applying on the direct bank website will not be valid.
  • Promotion is valid for new to bank credit card holders
  • Valid until 03 May 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Standard Chartered Simply Cash Card

  • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

 

Annual Fee
  • S$196.20 (including 9% GST), waived for the first two years

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 

When is Cashback Credited
  • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

 

Know what this card is best for:

 

Terms and Conditions

Full Review

Standard Chartered Smart Card

Direct Bank Reward:
  • Get Samsonite MODUS Spinner 25” worth S$610 and S$100 cashback when you spend S$800 within 60 days of your card approval
  • Valid until 31 March 2026
  • Read Terms and Conditions here

Standard Chartered Smart Card

  • Earn 10% cashback or 9.28 miles per dollar for spends above S$1,500 for bonus categories
  • Earn 8% cashback or 7.42 miles per dollar on spends of at least S$800 to S$1,500 for bonus categories
  • Earn 4% cashback or 3.71 miles per dollar on spends below S$800 for bonus categories (until 31 March 2025)
  • 0.5% cashback in the form of reward points for all base spends
  • This has no bonus cap
  • Best for dining, streaming, and transport categories
 
Annual Fee
  • Used to be waived for life, but beginning 6 December 2025, an annual fee of S$99.19 will be applied to all StanChart Smart Cardholders as of 6 December 2024.
 
Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 
Points Expiry
  • The points expire 3 years from your card opening date, which is very strange. Your points earned the day before your 3rd year card anniversary date could just expire the next day. You could set a redemption reminder date 3 years from your card opening date. Alternatively, you could keep the points in your account low by doing regular redemption. This way, even if you forget, all is not lost.

 

Know what this card is best for:

 

Terms and Conditions

Full Review