Great Deal: Get S$500 Cashback on Standard Chartered Simply Cash and Smart Credit Card

From 7 to 17 October 2024, you can get S$500 cashback when you apply for Standard Chartered Simply Cash or Smart Credit Card and spend S$800 within 30 days of card approval.

Standard Chartered Simply Cash might be better to maximise the cashback + sign up rewards

I personally love my Standard Chartered Smart Credit Card as my go-to card for bus/mrt rides. I shared about it in a tiktok video here and how to maximise the card. If you are applying for this card using this promotion, it might be difficult to hit S$800 with the specific merchants that give you 6% cashback.

If you want to maximise your cashback while getting the S$500 cashback, it would make sense to go for the Standard Chartered Simply Cash as it gives 1.5% cashback on almost everything. It’s a very simple card.

If you are considering a few upcoming large purchases like home furniture for your new home, or tech upgrade (I also just got amazon vouchers of S$150 for a S$12 credit with code BIGDEAL24 for a huge purchase that i’m about to make. lol. That’s an 8% off on top of your credit card rewards. Remember to put promo code at checkout cos I forgot to put in and had to repurchase) or some airtickets (I just got my airtickets around 11% shaved off the final price with the 10.10 sale on top of credit card rewards.), then this could be a lifehack way to get a super discount off your purchase. If you don’t have much spending, you could stock up on some grocery store vouchers to clock the S$800 spending.

To be Eligible for this Reward:

  • you must be a new Standard Chartered principal cardholder
  • you must activate either the digital or physical version of the card within 30 days of the card approval date
  • must fulfill the spending requirement of S$800 within 30 days of card approval

Standard Chartered Simply Cash Card cardface

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

Standard Chartered Smart Card

(WE DON’T PROMOTE THIS CARD ANYMORE)

Earn 6% cashback or 5.6 miles per dollar in the form of reward points on selected merchants

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Galaxy Buds 4 Pro + S$150 eCapitaVoucher or S$380 Cash via PayNow or S$430 Grab Voucher when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

OCBC Infinity

Get Dyson Airstrait or 25k Heymax Miles or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: March 31, 2026

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS+ Cell) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 31, 2026

Citi Cashback

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Galaxy Buds 4 Pro + S$150 eCapitaVoucher or S$380 Cash via PayNow or S$430 Grab Voucher when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Galaxy Buds 4 Pro + S$150 eCapitaVoucher or S$380 Cash via PayNow or S$430 Grab Voucher when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

ocbc infinity

OCBC Infinity

Get Dyson Airstrait or 25k Heymax Miles or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: March 31, 2026

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS+ Cell) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 31, 2026

Citi Cashback

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Galaxy Buds 4 Pro + S$150 eCapitaVoucher or S$380 Cash via PayNow or S$430 Grab Voucher when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

Standard Chartered Simply Cash Card

Direct Bank Reward:
  • Get Samsonite MODUS Spinner 25” (worth S$610) and S$100 cashback when you spend S$800 within 60 days of your card approval
  • Valid until 31 March 2026
  • Read Terms and Conditions here

 

Singsaver Reward:
  • Get S$350 Cash via PayNow or S$370 Grab Voucher when you spend a minimum of S$800 within 30 days of card approval and apply for one of the bonus products within 60 days of card approval (must apply via Singsaver):
    • EasyPay (can be applied directly (not via SingSaver) and will still be eligible if conditions are met)
      • Complete 3 retail credit card transactions of min. S$150 each (Min. tenure: 12 months
    • Bonus$aver Account
      • Open account with min. S$3,000 deposit
    • CashOne Personal Loan
      • Min. approved loan: S$1,000 (Min. tenure: 12 months)
    • Credit Card Funds Transfer (CCFT)
      • Min. approved amount: S$1,000 (Min. tenure: 3 months)
  • Note: After card approval, Singsaver will email you the link where you can apply for a bonus product, you MUST apply through that link only to secure the reward. Applying on the direct bank website will not be valid.
  • Promotion is valid for new to bank credit card holders
  • Valid until 31 March 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Standard Chartered Simply Cash Card

  • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

 

Annual Fee
  • S$196.20 (including 9% GST), waived for the first two years

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 

When is Cashback Credited
  • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

 

Know what this card is best for:

 

Terms and Conditions

Full Review

Standard Chartered Smart Card

Direct Bank Reward:
  • Get Samsonite MODUS Spinner 25” worth S$610 and S$100 cashback when you spend S$800 within 60 days of your card approval
  • Valid until 31 March 2026
  • Read Terms and Conditions here

Standard Chartered Smart Card

  • Earn 10% cashback or 9.28 miles per dollar for spends above S$1,500 for bonus categories
  • Earn 8% cashback or 7.42 miles per dollar on spends of at least S$800 to S$1,500 for bonus categories
  • Earn 4% cashback or 3.71 miles per dollar on spends below S$800 for bonus categories (until 31 March 2025)
  • 0.5% cashback in the form of reward points for all base spends
  • This has no bonus cap
  • Best for dining, streaming, and transport categories
 
Annual Fee
  • Used to be waived for life, but beginning 6 December 2025, an annual fee of S$99.19 will be applied to all StanChart Smart Cardholders as of 6 December 2024.
 
Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 
Points Expiry
  • The points expire 3 years from your card opening date, which is very strange. Your points earned the day before your 3rd year card anniversary date could just expire the next day. You could set a redemption reminder date 3 years from your card opening date. Alternatively, you could keep the points in your account low by doing regular redemption. This way, even if you forget, all is not lost.

 

Know what this card is best for:

 

Terms and Conditions

Full Review

HSBC Revolution Card

FLASH DEAL:

  • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
    • Blind Box 1: Ultimate Tech Vault
    • Blind Box 2: Home Luxe Edit
    • Blind Box 3: Pro Gamer Arena

 

USUAL REWARDS:

  • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid until 31 March 2026
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

 

For Existing HSBC Cardholders:

  • Get S$50 cashback when you spend S$500 by the end of the following month
  • Valid until 05 March 2026
  • Available for Existing HSBC Cardholders
    • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
    • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
  • Read Terms and Conditions here
  • Must provide marketing consent to HSBC
  • This gift will be fulfilled directly by HSBC

HSBC Revolution Card

  • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 31 March 2026)
  • The categories include:
    • Department Stores and Retail Stores
    • Dining (excluding hotel dining)
    • Transportation & Membership Clubs
    • Travel-Related 
  • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,500 per calendar month.
  • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
  • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 March 2026. 

 

Special hack: 

Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

 

Annual Fee
  • None

 

Income Requirement

  • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
    • Less than S$50,000 TRB 
      • Salaried (locals/PRs): S$65,000 
      • Self-Employed/Commission-based (locals/PRs): S$65,000
      • Foreigners: S$65,000
    • S$50,000 and above TRB
      • Salaried (locals/PRs): S$30,000 
      • Self-Employed/Commission-based (locals/PRs): S$40,000
      • Foreigners: S$65,000
         

Points Expiry
  • 37-month period, starting from the month after the month in which the points were acquired

 
Transfer Partners
  • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

POSB Everyday Card

FLASH DEAL:

  • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
    • Blind Box 1: Ultimate Tech Vault
    • Blind Box 2: Home Luxe Edit
    • Blind Box 3: Pro Gamer Arena


USUAL REWARDS:

  • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
  • Valid for New to DBS/POSB Customers only
  • Valid until 31 March 2026
  • Read Terms and Conditions here

POSB Everyday Card

S$800 Minimum Spend:

  • 10% cash rebates on online food delivery from foodpanda and Deliveroo
  • 3% cash rebates on other dining spends
  • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
  • 5% cash rebates on Online Shopping at selected merchants
  • up to 3% cash rebates on Telco Bills
  • 8% cash rebates at Popular Bookstores

No Minimum Spend:

  • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
  • 5% cash rebates on Sheng Siong
  • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
  • up to 3% cash rebates on utility bills with selected electricity retailers

 

Annual Fee

S$196.20 (incl. of GST), waived for the first year.

 

Income Requirement

S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

 

Where do I redeem my Daily$

You can redeem you Daily$ using various options:

    • Instants Daily$ redemption:
      • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
    • DBS PayLah!
      • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
    • Digibank Online
      • Offset your credit card bills or redeem Krisflyer miles. Find out more here
    • Participating Merchants’ Website or Mobile App
      • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
        • DBS Apple Rewards Store
        • Shopee
        • Zalora
        • AXS

 

Know what this card is best for

 

 

Terms and Condition

Full Review

DBS Altitude Card

FLASH DEAL:

  • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
    • Blind Box 1: Ultimate Tech Vault
    • Blind Box 2: Home Luxe Edit
    • Blind Box 3: Pro Gamer Arena


USUAL REWARDS:

  • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
  • Valid for New to DBS/POSB Customers only
  • Valid until 31 March 2026
  • Read Terms and Conditions here

DBS Altitude Card

  • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
  • This comes with two complimentary lounge passes per 12-month membership period

 

Annual Fee
  • S$196.20 (inclusive of GST), first year waived

 

Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)

 

Points Expiry
  • No expiry

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

DBS Live Fresh Card

FLASH DEAL:

  • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
    • Blind Box 1: Ultimate Tech Vault
    • Blind Box 2: Home Luxe Edit
    • Blind Box 3: Pro Gamer Arena


USUAL REWARDS:

  • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
  • Valid for New to DBS/POSB Customers only
  • Valid until 31 March 2026
  • Read Terms and Conditions here

DBS Live Fresh Card

  • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
 
Annual Fee
  • S$196.20 (including GST), waived for the first year
 
Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)
 
When is Cashback Credited
  • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
  • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

Terms and Conditions

Read Full Review

dbs yuu new cardface

DBS yuu Card

FLASH DEAL:

  • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
    • Blind Box 1: Ultimate Tech Vault
    • Blind Box 2: Home Luxe Edit
    • Blind Box 3: Pro Gamer Arena


USUAL REWARDS:

  • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
  • Valid for New to DBS/POSB Customers only
  • Valid until 31 March 2026
  • Read Terms and Conditions here
DBS Yuu Cardfdace

DBS yuu Card

  • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

  • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

  • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

  • yuu Points awarded can only be tracked on yuu Rewards app

    • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

  • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

 

Annual Fee
  • S$196.20, first year waived

 

Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)

 

When are the DBS Points credited
  • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
 
Know what this card is best for:

 

Terms and Conditions

Read Full Review