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Best Cards For Flights

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Miles Cards

Payments in SGD and Foreign Currency:

DBS Womans World Cardface

DBS Woman's World Card

Apply Here

Earn 4 miles per dollar on online spend

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card-summary
UOB Ladys Cardface

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


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UOB Krisflyer Card cardface

UOB Krisflyer Card

Apply Here

Earn uncapped 3 miles per dollar on SIA group spend and 2.4 miles per dollar on dining, online shopping, transport & select travel with min. S$1,000 SIA spend/year.

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card-summary

Payments Via Alternative Methods To Earn Max Rewards:

Payments in Foreign Currency Only

Maybank World Mastercard cardface

Maybank World Mastercard

Step 1: Apply Now
Step 2: Google Form

Earn 4 miles per dollar on selected petrol stations islandwide and up to 3.2 miles per dollar on foreign currency spend 

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UOB PRVI Card

UOB PRVI Card

Apply Here - Visa
Apply Here - Mastercard
Apply Here - AMEX

Earn 1.4 miles per dollar on local spend and up to 3 miles per dollar on foreign currency spend

4 Priority Pass visits per calendar year

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card-summary

Payments Via Atome (Booking on Agoda/Trip.com) Only​

HSBC Revolution Card cardface

HSBC Revolution Card

Apply Here

Earn 4 miles per dollar on selected online and contactless spend (until 31 March 2026)

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card-summary

Cashback Cards

DCS Flex Cardface

DCS Flex Card

Apply Here

Earn up to 8% cash rebates (best value), 2.4 miles per dollar, or 8% investment credits

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card-summary
DCS Ultimate Platinum Card cardface

DCS Ultimate Platinum Card

Apply Here

Earn 2% cashback on almost everything

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card-summary

If you’re looking for the highest earn rate, both the DBS Woman’s World Mastercard and UOB Lady’s Card offer a competitive 4 miles per dollar, making them solid options for consistent, high-value rewards.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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lobangsis
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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CREDIT CARDS SIGN UP DEALS

APPLY NOW

UOB One

Get S$888 Cash via PayNow or 55k Max Miles (first 20 applicants) ; S$88 Cash via PayNow (21st-108th applicant) ; S$60 Cash via PayNow (remaining applicants) when you spend S$800 within 30 days from approval

Valid till: February 28, 2026

APPLY NOW

DBS Live Fresh

Get S$340 eCapitaVoucher or 21k HeyMax miles or Apple Airpods 3 or Samsonite STRAREN SPINNER 67/24 or S$300 Cash via PayNow when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: March 31, 2026

APPLY NOW

UOB Absolute AMEX

Get S$888 Cash via PayNow or 55k Max Miles (first 20 applicants) ; S$88 Cash via PayNow (21st-108th applicant) ; S$60 Cash via PayNow (remaining applicants) when you spend S$800 within 30 days from approval

Valid till: February 28, 2026

UOB Visa Signature Cardface

APPLY NOW

UOB Visa Signature

Get S$888 Cash via PayNow or 55k Max Miles (first 20 applicants) ; S$88 Cash via PayNow (21st-108th applicant) ; S$60 Cash via PayNow (remaining applicants) when you spend S$800 within 30 days from approval

Valid till: February 28, 2026

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

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Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

APPLY NOW

ocbc infinity

OCBC Infinity

Get Dyson Airstrait or 25k Heymax Miles or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: March 31, 2026

APPLY NOW

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS+ Cell) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 31, 2026

APPLY NOW

Citi Cashback

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

APPLY NOW

DBS Woman’s World Card

This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

DBS Altitude Card

DBS Altitude Card

Apply Here - Visa
Apply Here - AMEX

Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

2 Priority Pass visits per membership year (Visa version only)

sign-up-deal
card-summary

DBS Woman’s World Card

  • Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
  • Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store 
  • No minimum monthly spending required
  • Best used for online or in-app spend (e.g Kris+) locally

 

Annual Fee
  • S$196.20, (First year waived)

 

Income Requirement
  • S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

 

Points Expiry
  • 1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

 

Transfer Partners
  • KrisFlyer, Asia Miles, Qantas Frequent Flyer

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

UOB Lady Cardface

UOB Lady’s Card

  • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
  • Remaining applicants will get S$70 Cash via PayNow 
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 March 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!
UOB Lady Cardface

UOB Lady’s Card

    • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
    • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
    • No minimum monthly spending required
    • Spending Cap:
      • Classic Card: S$1,000
      • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

    Depending on what your planned usage is, you can change the categories every quarter. 

     

    Annual Fee
    • S$196.20 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • They expire 2 years after the final day of each periodic quarter in which they were earned
     
    Know what this cards is best for

     

    Terms and Conditions

    Read Full Review

    UOB Krisflyer Card

    NIL

    UOB Krisflyer Card

    • Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases 
    • Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
    • Earn 1.2 miles per dollar on all other purchases

     

    Annual Fee
    • S$194.40 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    Maybank World Mastercard

    • Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
    • Fill up this google form after signing up to qualify for rewards
    • Read Terms and Conditions here

    Maybank World Mastercard

    • Earn 4 miles per dollar (10X TREATS Points per S$5) spent at specially selected retail stores, restaurants, and all petrol stations islandwide
    • Earn up to 3.2 miles per dollar on foreign currency spend with no cap (3.25% foreign currency fee applies)
      • Earn 3.2 miles per dollar when you spend a minimum of S$4,000
      • Earn 2.8 miles per dollar when you spend a minimum of S$800
      • Earn 0.4 miles per dollar when you spend below S$800
    • Earn 0.4 miles per dollar (10X TREATS Points per S$5) on local spend

    This card is particularly useful for large foreign currency spend (eg. Flight tickets or hotel reservations or luxury goods purchases overseas)

     

    Annual Fee
    • S$240, waived for the first year

     

    Income Requirement
    • S$80,000 (locals/PRs)

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    UOB PRVI Card

    • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
    • Remaining applicants will get S$70 Cash via PayNow 
    • Valid for New-to-Bank Cardholders
    • Valid from 02 – 31 March 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    UOB PRVI Card

    • Earn 1.4 miles per dollar for local spending
    • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
      • 3 miles per dollar on selected currencies:
        • Malaysian Ringgit
        • Indonesian Rupiah
        • Thai Baht
        • Vietnamese Dong
      • 2.4 miles per dollar on other currencies
    • Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
    • One-way Airport Transfer Service for AMEX Version only
    • S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

     

    Annual Fee
    • S$261.60, first year waived
     
    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)
     
    Points Expiry
    • UNI$ expire two (2) years after the last day of the quarter in which they were earned.

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    HSBC Revolution Card

    FLASH DEAL:

    • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
      • Blind Box 1: Ultimate Tech Vault
      • Blind Box 2: Home Luxe Edit
      • Blind Box 3: Pro Gamer Arena

     

    USUAL REWARDS:

    • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid until 31 March 2026
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

     

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 05 March 2026
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Revolution Card

    • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 31 March 2026)
    • The categories include:
      • Department Stores and Retail Stores
      • Dining (excluding hotel dining)
      • Transportation & Membership Clubs
      • Travel-Related 
    • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,500 per calendar month.
    • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
    • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 March 2026. 

     

    Special hack: 

    Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

    If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

     

    Annual Fee
    • None

     

    Income Requirement

    • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
      • Less than S$50,000 TRB 
        • Salaried (locals/PRs): S$65,000 
        • Self-Employed/Commission-based (locals/PRs): S$65,000
        • Foreigners: S$65,000
      • S$50,000 and above TRB
        • Salaried (locals/PRs): S$30,000 
        • Self-Employed/Commission-based (locals/PRs): S$40,000
        • Foreigners: S$65,000
           

    Points Expiry
    • 37-month period, starting from the month after the month in which the points were acquired

     
    Transfer Partners
    • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    DCS Flex Card

    NIL

    DCS Flex Card

    • You can choose from three (3) reward options: Miles, Cash Rebates, or Investment
    • Earn up to 2.4 miles per dollar
    • Earn up to 8% cash rebates
    • Earn up to 8% investment credits
    • Minimum monthly spend of S$600
    • Capped at:
      • Miles: 750 miles per category; total 3,000 miles for all 4 categories
      • Cash Rebates: S$25 per category, total S$100 for all 4 categories
      • Investment Credits: S$25 per category, total S$100 for all 4 categories

     

    Annual Fee
    • Monthly service fee of S$10, (first year waived; afterwhich, you can perform minimum 5 transactions per month to waive the monthly fee) 

     

    Income Requirement
    • S$30,000 (locals/PRs) or S$15,000 (aged 56 and above); S$60,000 (foreigners)

     

    Where and how will I receive the miles/cashback/investment credits
    • Miles are credited to your Miles holding account and can be transferred to your Krisflyer account in multiple of 5,000 miles. A conversion fee of S$25 (subject to GST) applies for each redemption request and the process make take up to 15 working days.
      • Here’s how to redeem:
        • Open the DCS Cards App and go to the Rewards Tracker screen
        • Tap “Redeem” or “Redeem Miles” on the Benefit History screen
        • Choose a redemption amount or enter a custom amount in multiples of 5,000 miles, then tap “Confirm.”
    • Cash Rebates will be credited on your card account in the following statement, applied to offset the billed amount.
    • Investment Credits will be deposited to your designated iFast account on the following month.
     
    Know what this card is best for


    Terms and Conditions
    Read Full Review

    DCS Ultimate Platinum Card

    NIL

    DCS Ultimate Platinum Card

    • Earn 2% cashback with no minimum spend required and a maximum monthly spend of S$10,000 per calendar month
     
    Annual Fee
    • S$196.20 (inclusive of GST), first year waived
     
    Income Requirement
    • S$30,000 or S$15,000— age 55 & above (locals/PRs); S$60,000 (foreigners)
     
    Know what this card is best for

    Terms and Conditions

    Read Full Review

    Mari Credit Card

    • Get up to S$30 Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval + an exclusive S$50 Shopee Voucher Pack when you use on Instant Checkout on Shopee
    • Must be a new-to-bank customer
    • Valid until 31 December 2026
    • Read Terms and Conditions here

    Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

    Mari Credit Card

    • Earn 1.5% Unlimited Shopee Coins with Mari Credit Card Instant Checkout 
    • Earn 1.5% Unlimited Cashback on eligible card spend
    • No minimum monthly spend requirement and no maximum cashback cap
    • No FX fees

     

    Annual Fee
    • None

     

    Income Requirement
    • S$30,000 (Singaporeans or PR)

     

    When is Cashback Credited
    • It will automatically offset against the billed amount in the upcoming Card Account Statement cycle

     

    1.5% Cashback Terms and Conditions

    1.5% Overseas Spend

    1.5% Shopee Coins

    Read Full Review

    DBS Altitude Card

    FLASH DEAL:

    • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
      • Blind Box 1: Ultimate Tech Vault
      • Blind Box 2: Home Luxe Edit
      • Blind Box 3: Pro Gamer Arena


    USUAL REWARDS:

    • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
    • Valid for New to DBS/POSB Customers only
    • Valid until 31 March 2026
    • Read Terms and Conditions here

    DBS Altitude Card

    • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
    • This comes with two complimentary lounge passes per 12-month membership period

     

    Annual Fee
    • S$196.20 (inclusive of GST), first year waived

     

    Income Requirement
    • S$30,000 (locals/PRs); S$45,000 (foreigners)

     

    Points Expiry
    • No expiry

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review