
How Many Credit Cards Should You Have?
How many credit cards should you have? The right number depends on your spending habits, discipline, and rewards strategy. Read more to find the ideal setup.

How many credit cards should you have? The right number depends on your spending habits, discipline, and rewards strategy. Read more to find the ideal setup.

Big news for Trust Cashback Card holders! Effective **1 March 2026**, Trust Bank will reduce the cashback rate on overseas and foreign-currency transactions from 1% to 0.5% and remove the S$1000 minimum monthly spend tier. Is it still worth it? Here’s a breakdown of the nerfs and buffs to help you decide.

Singtel offers 12% cashback on Singtel/GOMO spend, 10% cashback on local online and mobile contactless transactions. The card comes with perks like up to 20% fuel savings at SPC, no foreign currency fees, and Singtel vouchers for annual spending milestones. Best suited for Singtel users, the card allows easy optimisation with recurring payments while remaining useful for everyday online and mobile purchases.

If you prefer keeping things simple and using just one credit card for almost all your

Overview If you’re planning a trip to China — whether for holiday, business, or visiting

If you shop online, book flights or hotels, or pay at certain stores, ShopBack is a platform

Online Tour Packages is under MCC 4722, which covers businesses focused on travel services, including:

Here’s the updated list of the best cards for overseas spends! Read more.

Here’s the updated list of the best cards for wedding banquets! Read more.

Maybank will add more items to its exclusion list starting 1 Dec 2025. Learn which MCCs are excluded and how to maximise your benefits—read more!

How many credit cards should you have? The right number depends on your spending habits, discipline, and rewards strategy. Read more to find the ideal setup.

Big news for Trust Cashback Card holders! Effective **1 March 2026**, Trust Bank will reduce the cashback rate on overseas and foreign-currency transactions from 1% to 0.5% and remove the S$1000 minimum monthly spend tier. Is it still worth it? Here’s a breakdown of the nerfs and buffs to help you decide.

Singtel offers 12% cashback on Singtel/GOMO spend, 10% cashback on local online and mobile contactless transactions. The card comes with perks like up to 20% fuel savings at SPC, no foreign currency fees, and Singtel vouchers for annual spending milestones. Best suited for Singtel users, the card allows easy optimisation with recurring payments while remaining useful for everyday online and mobile purchases.

If you prefer keeping things simple and using just one credit card for almost all your

Overview If you’re planning a trip to China — whether for holiday, business, or visiting

If you shop online, book flights or hotels, or pay at certain stores, ShopBack is a platform

Online Tour Packages is under MCC 4722, which covers businesses focused on travel services, including:

Here’s the updated list of the best cards for overseas spends! Read more.

Here’s the updated list of the best cards for wedding banquets! Read more.

Maybank will add more items to its exclusion list starting 1 Dec 2025. Learn which MCCs are excluded and how to maximise your benefits—read more!

5% cashback on big online purchases (up to S$12,000/year). No monthly cap.
🎁 Choose 1 Gift

Flat 1.6% unlimited cashback on every spend. No categories, no minimums.
🎁 Choose 1 Gift
Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.
Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.