DBS Takashimaya Card Overview:
The DBS Takashimaya card offers AMEX and Visa option for shoppers at the Takashimaya Department Store and Shopping Center in Singapore. They seem to give out additional 10% discounts or double their rebates every so often. This could be a great place to do your shopping during promotions. DBS Takashimaya Card is also only card where you can still qualify for the sign up bonus despite owning a DBS credit card.
Eligibility & Fees:
- Minimum Age: 21 years old
- Minimum Annual Income: S$30,000 (locals/PRs); S$45,000 (foreigners)
- Annual Fee: $196.20, first year waived (to get the annual fee waiver for the following year, charge a minimum of S$25,000 to your DBS Takashimaya AMEX card)
Key Benefits:
DBS Takashimaya (Visa) | DBS Takashimaya (AMEX) |
5% voucher rebates in Takashimaya Department Store – Earn 2 Takashimaya Bonus Points with every S$12 charged | 6% voucher rebates in Takashimaya Department Store – Earn 2 Takashimaya Bonus Points with every S$10 charged |
1% voucher rebates in Takashimaya Shopping Centre – Earn 1 Takashimaya Bonus Point with every S$30 charged | 2% voucher rebates in Takashimaya Shopping Centre – Earn 2 Takashimaya Bonus Points with every S$30 charged |
- Get discounts, parking and delivery privilege, and overseas discounts at DBS Takashimaya Stores
How to Best Optimise it:
Best Used at Takashimaya Department Stores
- Take advantage of the following benefits:
- Extra 10% off during specific Takashimaya Department Store sale events. Be sure to check Takashimaya.com.sg for their sales events.
- Get S$4 added to your CashCard for parking when you charge your card at Takashimaya Department Store for at least S$400.
- If you spend $5 or more at Takashimaya Department Store, you can have your purchases delivered to your doorstep.
- Non-10% Card Day: $150
- 10% Card Day: $250
- Otherwise, a $15 delivery fee applies
Use for discounts at overseas Takashimaya stores
- Get 3% off at Takashimaya Shanghai and 5% off at Takashimaya Siam and Takashimaya Ho Chi Minh
What to Avoid:
Exclusion List:
- Cold Storage, Food Village and selected food merchants at Food Hall, B2
- Alteration, Shoe Repair, Dry-cleaning, Delivery, and any other services
- Takashimaya Gift Vouchers
- Any other purchases as stipulated by Takashimaya Department Store from time to time.
- Transactions made via 3rd party app such as:AMAZE*FAVEPAY*SINGTEL DASH*SHOPEEPAY*SHOPBACK*ATOME*YOUTRIP*RAZORPAY*KRIS+*
*Please note that the above is not an exhaustive list and are subject to changes from time to time
Is it Worth it:
Advantages:
- Waived annual fees for the first year
- Sign up bonus for existing DBS cardholders
- Receive 5–6% voucher rebates in-store
- Discounts at specific sale events
Disadvantages:
- Most benefits have a minimum spend or payment requirement.
Frequently Asked Questions:
- How to keep track of the Takashimaya Bonus points: This can be done on the Takashimaya App:
- Step 1: Open the Taka App, and click on ‘Member’
- Step 2: Click on ‘Convert to Voucher’ and convert your bonus points to digital vouchers
- Step 3: Choose your preferred voucher denomination and tap ‘Convert’
- Step 4: You can now use the voucher
- When will the points expire: the bonus points expiry follows the expiry of your DBS Takashimaya Card
Final Thoughts:
If you shop at the Takashimaya Department Store or Shopping Center frequently, the DBS Takashimaya credit card is a absolutely a great choice. You can get up to 6% back on your purchases with its tiered voucher rebate system, which essentially gives you discounts all year long. Extra points give rewards an additional tier that may be redeemed for vouchers from Takashimaya. A general rewards card might be a better option, if you don’t frequently shop at Takashimaya or if you value your rewards more highly than other areas of expenses.
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