Team Cashback vs Team AirMiles Begins!

The heat is on! From May 8 to June 4, 2024,Team Miles and Team Cashback will compete in a two-round match where the team with the most applications will win each round.

 

This is led by 3 team captains:

Dates
Team Cashback
Team AirMiles
Round 1
8 – 21 May 2024
Naomi Neo
Milelion
Round 2
22 May – 4 June 2024
Sethisfy
IJustTryLah
Vanessa Ho
SgBudgetBabe

 

I am having a lot of fun trash talking with SgBudgetBabe and pulling out Milelion’s old quotes on how he loves cashback!

 

Thanks to this campaign, you will get a sweeter deal when you sign up for either miles or cashback cards. Even though I’m representing team cashback, I am really for team value and wisdom – you should get the one that best suits your lifestyle and goal

NEW customers will be eligible for regular gifts as well as the lucky draw, while EXISTING customers, will only be qualified for the lucky draw. Team gifts will only apply to the winning team. So if you applied for a cashback card, and team cashback wins, then you will receive the extra team rewards on top of the regular gifts. The same applies to team airmiles.

Participating Products for each team:

 

Regular Gifts for Cashback Cards

All new-to-bank applicants will receive for these gifts during the campaign period when you sign up below:

Eligible Products
Regular Gifts
– Dyson Supersonic (worth S$699) or
– Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30)
– Dyson V8 Slim Fluffy (worth S$509) or
– S$400 eCapitaVoucher or S$300 cash via PayNow
*when you spend S$500 within 30 days of card approval
Flash Deal: (For first 500 applicants from 25 April until 12 May 2024)
– PlayStation 5 Disc Version (worth S$799) or
– Dyson Airwrap (worth S$859) or
– S$500 e-capita Vouchers
*when you spend S$500 within 30 days of card activation and approval
Regular Gifts:
– Dyson SuperSonic (worth S$699) or
–  Morning Coffee Machine + 20 Capsules Bundle (worth S$684) or
– Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or
– Up to S$420
*when you spend S$500 within 30 days of card approval
– Dyson AM07 (worth S$459) or
– Hinomi H1 Classic V3 Ergonomic Office Chair (worth S$419) or
– Apple Airpods (3rd Gen) With Magsafe Charging Case (worth S$274) or
– S$250 and get up to S$40 e-capitaland voucher
*upon activating and spending min. S$250 within 30 days of card approval
– Receive a S$150 Upsized Cash via PayNow
*when you spend a min. spend of S$500 within 1 month of Card approval
– Get S$388 cashback
*when you spend a minimum of S$800 within the first 60 days from card approval date
– Receive S$350 cash credit
*when you spend a min. of S$1,000 per month for 2 consecutive months from card approval date
– Receive Samsonite ENOW SPINNER 69/25 EXP (worth S$570), or
– AirPods (3rd generation) with Lightning Charging Case or
– S$200 cashback
*when you apply for CreditAble and spend S$600/month in the first two consecutive months upon card approval.

 

Regular Gifts for Miles Cards:

Eligible Products
Regular Gifts
– Apple iPad 10th Gen (worth S$691.60) or
– Dyson Supersonic (worth S$699), or
– S$400 eCapitaVoucher or
– S$300 cash via PayNow
*when you spend a minimum of S$500 within 30 days of card approval
– Dyson AM07 (worth S$459) or
– Xiaomi Robot Vacuum S10 (worth S$349) or
– S$250 eCapitaVoucher or
– 15K Max Miles (worth a free flight to Tokyo, Japan)
*when you provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval
– Dyson Supersonic™ hair dryer (worth S$699) or
– Apple iPad 9th Gen 10.2? WiFi 64GB (worth S$508.30) or
– Dyson V8 Slim Fluffy (worth S$509) or
– S$400 eCapitaVoucher or
– S$300 cash via PayNow
*when you spend S$500 within 30 days of card approval
– SONY SRS-XB100 (worth S$90) or
– Apple AirTag (worth S$45.40) or
– S$50 and get up to S$40 e-capitaland voucher
*upon activating card within 30 days (no minimum spend)
– Dyson AM07 (worth S$459) or
– Xiaomi Robot Vacuum S10 (worth S$349) or
– S$250 eCapitaVoucher or
– 15K Max Miles (worth a free flight to Tokyo, Japan)
*when you provide your marketing consent to HSBC and spend min. S$500 + pay annual fee of S$196.20 by end of the following calendar month from the card account opening date
– Get an Exquisite dining experience for two at Michelin-starred restaurants (worth S$900)
*when you spend S$1,500 per month for 2 consecutive months from card approval date
– Samsonite ENOW SPINNER 69/25 (worth S$570), or
– 10,000 bonus air miles, or
– AirPods (3rd generation) with Lightning Charging Case, or
– S$200 cashback
*when you spend S$600 for the first two consecutive months

How To Win Team Gifts (only if the team wins):

Cashback:

In addition to regular gifts, if Team Cashback succeeds over Team Miles in Round 1, new-to-bank applicants will get a team gift worth between S$30 and S$100 in vouchers. The extra rewards are stackable. So if you sign up for Citi Cashback+ and Standard Chartered Simply Cash Credit card as a new-to-bank customer, you stand a chance to receive S$100 x 2 = S$200 worth of vouchers on top of your regular gifts, if team cashback wins.

Eligible Products
Bonus Promotion Reward for the Team Cashback
Demo Image
Citi Cash Back+ Card
Demo Image
Standard Chartered Simply Cash Credit Card
+S$100 Voucher*
Demo Image
Standard Chartered Smart Credit Card
Demo Image
American Express True Cashback Card
+S$80 Voucher*
Demo Image
DBS Yuu Card
Demo Image
UOB One Card
Demo Image
Maybank Family & Friends
+S$30 Voucher*
* Vouchers include eCapitaLand, Grab Food, Grab Ride etc, and are selectable through SingSaver’s voucher redemption partner. Voucher types are subject to availability.

Miles:

If you sign up for any Miles Card below, you can receive additional Max Miles stackable to the regular sign-up gifts if the Team Miles win. So if you are a new-to-bank customer who signs up for Citi PremierMiles Card and HSBC Revolution Credit card, you stand a chance to receive +10,000 Max Miles x 2 = +20,000 Max Miles on top of your regular gifts, if team airmiles wins.

 

Pro-tip: Remember to create a Heymax account first, no matter what, in order to receive your initial 500 Max Miles for signing up, and another 500 Max Miles when you complete 3 transactions and verify your phone number.

Eligible Products
Bonus Promotion Reward for the Team Miles
Demo Image
Citi PremierMiles Card
Demo Image
HSBC Revolution Credit Card
+10,000 Max Miles
Demo Image
Citi Rewards Card
Demo Image
Standard Chartered Journey Card Credit Card
+8,000 Max Miles
Demo Image
HSBC TravelOne Credit Card
Demo Image
UOB Lady’s Card
Demo Image
Maybank Horizon Visa Signature
+3,000 Max Miles

How To Win The Lucky Draw:

(Applies to New-to-bank and Existing bank Cardholders)

Ways to get more Chances:

Actions Done
Lucky Draw Entries
Apply for an Eligible Product
1x Entry
Apply for an Eligible Product that is on the Winning Team
+1x Bonus Entry
Complete the following:
– follows @singsaver_sg on Instagram,
– share SingSaver’s Instagram Game for this Campaign on their Instagram story
– send a direct message to SingSaver via Instagram containing their Application Reference Number (ARN)
+10x bonus Entries

 

Notes:

  • Eligible customers may enter both the Round 1 Lucky Draw and the Round 2 Lucky Draw. Eligible Customers may receive more entries to the Lucky Draw by applying for additional eligible credit card.

How To Apply:
  1. Apply for a participating product from the links in the tables above between May 8, 2024 (5 p.m.) and June 4, 2024 (11:59 p.m)
  2. Within 14 days of submitting your application, click the link in the email you received to complete your Rewards Redemption Form
  3. Fulfill the requirements for the type of product applied for – particularly the spend requirement.
  4. Applying for an eligible product will immediately enter you into the draw.

Lucky draw winners will be announced on SingSaver’s contest winners page by 12 November 2024.

 

Make sure to Read Terms and Conditions Here

FAQs:

  • Can I join both teams?
    • Certainly yes, but keep in mind that if you’re both applying for ONE bank, you’re only considered as new-to-bank customer on the FIRST card that you applied for, and the team gifts are only for new-to-bank customers. Assuming that the first card you applied for is SCB Smart Credit Card (Cashback) which got approved first, once you apply for the second card which is SCB Journey Credit Card (Miles) you’ll already be considered as an existing customer.
    • If you want to support both teams, you can apply for both a cashback and miles card provided that they are both from different bank providers to hedge your bets on both sides and receive team rewards, no matter what.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

author avatar
lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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DBS Woman’s World Mastercard

DBS Takashimaya Card

UOB Preferred Platinum Visa

Citi Rewards

Get 22,000 HeyMax Miles or Dyson Airstrait™ straightener or Galaxy Buds 4 Pro + S$150 eCapitaVoucher or S$450 Grab Voucher or S$420 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: April 12, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Chocolate Visa Debit Card

Trust Cashback Card

Mari Credit Card

Maybank eVibes Card

Citi PremierMiles Card

Option 1: Direct Bank Promotion

      • Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
      • Valid til 4 May 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      • Get 22,000 HeyMax Miles (worth S$396) or Dyson Airstrait™ straightener (worth S$799) or Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth $499) or S$450 Grab Voucher or S$420 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 12 April 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      Citi PremierMiles Card

      • Earn uncapped 1.2 miles for every dollar spent in Singapore dollars and 2 miles for every dollar spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

      • Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

      • The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

       

      Annual Fee
      • S$196.20, waived for the first year

       

      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)

       

      Points Expiry
      • The Citi Miles never expire

       

      Transfer Partners
      • Singapore Airlines, Flying Blue, British Airways, Thair Airways, Etihad, Asia Miles, EVA Air, Qantas, Qatar Airways, Turkish Airlines, IHG

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      Citi Rewards Card

      Option 1: Direct Bank Promotion

      • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
      • Valid til 4 May 2026
      • Read Terms and Conditions here
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      Option 2: Singsaver Promotion

      • Get 22,000 HeyMax Miles (worth S$396) or Dyson Airstrait™ straightener (worth S$799) or Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth $499) or S$450 Grab Voucher or S$420 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 12 April 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

       

      Citi Rewards Card

      • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
      • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
      • Pro tip: Pair this card to Amaze for Overseas Offline Spending
      • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)
      • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
        This is on top of 4 miles per dollar on Citi Rewards + Amaze.

       

      Annual Fee
      • S$194.40 (First year waived)

       

      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)

       

      Points Expiry
      • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

       

      Transfer Partners
      • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      Citi Cashback Card

      Option 1: Direct Bank Promotion

      • Receive S$300 cashback Welcome Offer when you spend S$800 in the first 2 months upon card approval
      • Valid til 4 May 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      • Get 22,000 HeyMax Miles (worth S$396) or Dyson Airstrait™ straightener (worth S$799) or Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth $499) or S$450 Grab Voucher or S$420 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 12 April 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      Citi Cashback Card

      • Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
      • Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
      • There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month. 
      • Get 0.2% base cashback for other spends

      Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

       
      Annual Fee
      • S$196.20 (incl. 9% GST), first year waived
       
      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)
       
      When is Cashback Credited
      • Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.
       
      Know what this card is best for:

      Terms and Conditions

      Read Full Review

      Citi Cashback+ Card

      Option 1: Direct Bank Promotion

      • Receive 8% cash back Welcome Offer for up to S$4,000 spend in the first 2 months of card approval
      • Valid til 4 May 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      • Get 22,000 HeyMax Miles (worth S$396) or Dyson Airstrait™ straightener (worth S$799) or Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth $499) or S$450 Grab Voucher or S$420 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 12 April 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      Citi Cashback+ Card

      • Earn up to 1.6% cashback on all eligible spending with no minimum spend and no cap
      • Since there’s no maximum spending limit, you can make a one-time payment using this card on Hospital Bills

       

      Annual Fee
      • S$196.20 (incl. 9% GST)

       

      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)

       

      When/How is Cashback Credited
      • You must redeem cash rebate via SMS and you must have at least S$10 in your Card account

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

       

      Citi SMRT Card

      Option 1: Direct Bank Promotion

      • Get S$300 cashback when you spend S$800 within 2 months from card approval
      • Valid til 04 May 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      • Get 22,000 HeyMax Miles (worth S$396) or Dyson Airstrait™ straightener (worth S$799) or Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth $499) or S$450 Grab Voucher or S$420 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 12 April 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
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      Citi SMRT Card

      • Earn 5% cashback on groceries, online shopping, taxi rides (including private hire operators) and SimplyGo. This card is best used for those who need to make big purchases online may it be per month or in a single transaction because of its high spending cap in a year! Although you can use it on SimplyGo rides, it would not be practical to use it unless you are sure that you can hit S$500 monthly minimum spend.

      • This has a minimum spend of S$500 per month and spending cap of $12,000 per year, cashback is capped at 600SMRT$ per year, giving you $600 cashback – Since every S$1 spent gives you 1 SMRT$

      • Earn 0.3% cashback on other retail spend island-wide

       

      Annual Fee
      • S$196.20, (First two years waived)

       

      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)

       

      When is Cashback Credited
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      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      OCBC Rewards Card

      • Get 50,000 OCBC$ (worth a round trip to Bali) or 22,000 HeyMax Miles (worth $600) or Dyson Airstrait (worth S$799) or Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle (worth S$529) or S$400 Cash via PayNow when you S$400 within 30 days from card approval
      • Valid until 03 May 2026

      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      OCBC Rewards Card

      • Earn 6 miles per dollar on Watsons, Lazada, Shopee (except Shopee Pay transactions), Tiktok Shop, and Taobao (until 31 March 2026). Capped at S$1,000 per calendar month
      • Earn 4 miles per dollar on Eligible Online and Offline Spends, capped at S$1,110 per calendar month
      • Pair with Amaze for converting offline overseas retail spending to earn 4 miles per dollar

       

      Annual Fee
      • S$196.20 (including GST), waived for the first 2 years

       

      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)

       

      Points Expiry
      • OCBC$ expires every 2 years and can pool across cards that earn OCBC$, but not with OCBC’s other rewards currencies (Travel$, VOYAGE Miles) – This means if you have other OCBC$ earning cards (eg. OCBC Rewards Blue and Pink), you can transfer the miles together from both card at one shot with a single transfer fee.

       

      Know what this card is best for

       

      Terms and Conditions

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