Super Rare Deal: Get Gifts, Vouchers, or Cash on UOB Absolute Cashback Card!

From now until 31 December 2024, you can choose from SingSaver exclusive offers of Apple AirTag, Sony LinkBuds, S$120 Lazada Vouchers, S$120 Trip.com Vouchers, S$100 Cash via PayNow when you spend S$500 within 30 days from card approval date! This offer is stackable with the current bank rewards. UOB doesn’t typically have promotions, so you should definitely advantage of these amazing rewards!

SingSaver Exclusive Reward:

  • Apple AirTag (4 pack) (worth S$149)
  • Sony LinkBuds S (WF-LS900N) (worth S$199)
  • S$120 Lazada Vouchers
  • S$120 Trip.com Vouchers
  • S$100 Cash via PayNow 

    Read Terms and Conditions here

To be Eligible for this Reward:

  • Must spend a minimum of S$500 within 30 days of card approval
  • Must be a new-to-UOB credit cardholder at the time of application and should not have held a UOB credit card as a primary cardholder in the 6 months preceding the start of the promotion.
  • Submit the Rewards Redemption Form (by SingSaver), which will be sent to your registered email, within 14 days of applying for the card

Stackable with Direct Bank Rewards:

  • Until 31 January 2025, you can get Samsonite EVOA Z Spinner 25″ Exp (worth S$730) when you spend S$2,000 per month for 2 consecutive months from card approval date. If you qualify to receive the Gift, you will be sent an SMS to your Singapore mobile number in UOB’s records.

Read Terms and Conditions here

Qualifying Spend Strategy

Strategy 1: Lower Qualifying Spend – Get the Singsaver Reward

  • Singsaver reward is stackable with the Direct bank Offer but both have different qualifying spends. It is important to take note that if you only want to get the Singsaver reward, or wants to spend a minimum amount, go for Singsaver’s S$500 minimum spend within 30 days from card approval and get your choice of gift from Singsaver.

Strategy 2: Higher Qualifying Spend – Maximize both Rewards

  • If you want to get BOTH the Singsaver and Direct Bank Rewards, and maximize the gifts, then you must hit the S$2,000 per month for 2 consecutive months (that’s S$4,000 spends in 2 months) that is required from UOB.
  • Refer to this illustration for better understanding of the Direct Bank qualifying spend:

What’s good about the card:

Whichever strategy you do, you will still be able to get the 1.7% cashback since UOB Absolute Cashback Card has no minimum spend requirement, no cashback cap, and no spend exclusions! In addition, UOB Absolute is the only way to earn cashback on Grab top ups. Even though it’s only 0.3% cashback, but it is extra savings in the long run. However, for the qualifying spend, Grab top-ups and any ewallet top ups are excluded. You can spend on safer things like groceries, shopping etc. Basically, this is a good promotion that you can take

Final Thoughts:

UOB seldom offers this kind of promotion, so it’s really wise to take advantage of this rare deal if you are new to UOB Cardholder. Whether you choose either of the strategies, you’ll still get great benefits with no minimum spend requirement, no cashback cap, and no spend exclusions! 🙂

UOB Absolute AMEX Card cardface

UOB Absolute AMEX Card

Earn 1.7% unlimited cashback

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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UOB Visa Signature

Get S$888 Cash via PayNow or 55k Max Miles (first 20 applicants) ; S$88 Cash via PayNow (21st-108th applicant) ; S$60 Cash via PayNow (remaining applicants) when you spend S$800 within 30 days from approval

Valid till: February 28, 2026

Singtel-UOB

Get S$888 Cash via PayNow or 55k Max Miles (first 20 applicants) ; S$88 Cash via PayNow (21st-108th applicant) ; S$60 Cash via PayNow (remaining applicants) when you spend S$800 within 30 days from approval

Valid till: February 28, 2026

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 1, 2026

DBS YUU

Get S$175 eCapitaVoucher or 12k HeyMax miles or Apple Airpods 4 or Samsonite STRAREN SPINNER 67/24 or Xiaomi Truclean W20 Wet Dry Vacuum when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: March 1, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

UOB Visa Signature Cardface

UOB Visa Signature

Get S$888 Cash via PayNow or 55k Max Miles (first 20 applicants) ; S$88 Cash via PayNow (21st-108th applicant) ; S$60 Cash via PayNow (remaining applicants) when you spend S$800 within 30 days from approval

Valid till: February 28, 2026

singtel uob cardface

Singtel-UOB

Get S$888 Cash via PayNow or 55k Max Miles (first 20 applicants) ; S$88 Cash via PayNow (21st-108th applicant) ; S$60 Cash via PayNow (remaining applicants) when you spend S$800 within 30 days from approval

Valid till: February 28, 2026

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 1, 2026

dbs yuu cardface

DBS YUU

Get S$175 eCapitaVoucher or 12k HeyMax miles or Apple Airpods 4 or Samsonite STRAREN SPINNER 67/24 or Xiaomi Truclean W20 Wet Dry Vacuum when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: March 1, 2026

UOB Absolute AMEX Card

  • Get S$888 Cash via PayNow or 55k MaxMiles by HeyMax (worth S$990 – equivalent to a round trip to Europe when you successfully apply, and is among the first 20 eligible applicants and when you spend S$800 within the first 30 days from card approval
  • Applicants from 21st-108th will get S$88 Cash via PayNow
  • Remaining applicants will get S$60 Cash via PayNow 
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 28 February 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB Absolute AMEX Card

  • Earn 1.7% cashback with no minimum spend requirement, no cashback cap, and no spend exclusions
  • You can get 0.3% cashback on Grab Top-Up, this is the only card that still give rewards for GarbPay
 
Annual Fee
  • S$196.20 (incl. GST), waived for first year
 
Income Requirements
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
When is Cashback Credited
  • Cashback earned in current statement period is automatically used to offset the following month’s bill
 
Know what this card is best for
 

Terms and Conditions

Read Full Review

HSBC Revolution Card

  • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 16 February – 01 March 2026
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

 

For Existing HSBC Cardholders:

  • Get S$50 cashback when you spend S$500 by the end of the following month
  • Valid until 01 March 2026
  • Available for Existing HSBC Cardholders
    • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
    • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
  • Read Terms and Conditions here
  • Must provide marketing consent to HSBC
  • This gift will be fulfilled directly by HSBC

HSBC Revolution Card

  • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 31 March 2026)
  • The categories include:
    • Department Stores and Retail Stores
    • Dining (excluding hotel dining)
    • Transportation & Membership Clubs
    • Travel-Related 
  • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,500 per calendar month.
  • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
  • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 March 2026. 

 

Special hack: 

Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

 

Annual Fee
  • None

 

Income Requirement

  • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
    • Less than S$50,000 TRB 
      • Salaried (locals/PRs): S$65,000 
      • Self-Employed/Commission-based (locals/PRs): S$65,000
      • Foreigners: S$65,000
    • S$50,000 and above TRB
      • Salaried (locals/PRs): S$30,000 
      • Self-Employed/Commission-based (locals/PRs): S$40,000
      • Foreigners: S$65,000
         

Points Expiry
  • 37-month period, starting from the month after the month in which the points were acquired

 
Transfer Partners
  • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review