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Amaze Promo: Earn uncapped 2 Miles per Dollar on Travel, Dining & Hotels Until 31 July!

From now till 31 July 2025, Amaze is offering an upsized earn rate of 6 InstaPoints per dollar (equivalent to 2 miles per dollar) on wallet-linked transactions in selected categories: hotel, dining, and travel.

in case you are new to this, wallet-linked transactions refer to payments made using your Amaze Card linked to the Amaze Wallet, rather than to an external credit or debit card.

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Instarem Amaze

Use Code: Ac6aso

Instarem Amaze card is a payment processor in the form of a physical card that helps you consolidate multiple cards

You can link your Amaze Card to your Amaze Wallet via the app:

  • Top up your wallet using FAST bank transfer.
  • Load SGD or exchange foreign currencies in advance.
  • Pay directly from your wallet balance with no foreign currency (FCY) spread.

Background:

Prior to March 2025, wallet-linked transactions earned just 0.5 InstaPoints per dollar, and only on overseas spend, capped at 500 points/month.

On 10 March 2025, Amaze removed the cap and expanded the earn rate to both local and overseas wallet-linked transactions. However, the earn rate stayed at 0.5 InstaPoints per dollar—until now.

This latest promotion boosts the earn rate to 6 InstaPoints per dollar, but only for eligible hotel, dining, and travel transactions.

Card-linked payments (i.e., using Amaze as a passthrough to cards like Citi Rewards) are not eligible, and continue to suffer a ~2% FX spread.

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Promotion Details:

Details
Promo Period
2 June to 31 July 2025
Earn Rate
6 InstaPoints per dollar (2 miles per dollar)
Spending Type
Amaze Wallet-linked (SGD and FCY spend)
Minimum Transaction
S$10 per transaction
Eligibility
Singapore residents only
Cap
None

Note: The 6 InstaPoints include the base 0.5 InstaPoints usually awarded.

What counts as Hotel, Dining, and Travel Spends:

MCC
Description
Example
4121
Taxicabs and Limousines  
Zig, Ryde, Grab, Tada, Didi, Goreme Yellow Taxi, Lyft
4722
Travel Agencies and Tour Operators  
Trip.com, Klook, Agoda, Chan Brothers
5812
Eating Places and Restaurants  
SongFa Bak Kut Teh, Sushi Tei, Paradise Group
5814
Fast Food Restaurants  
McDonald’s, Jollibee, Pizza Hut
5499
Miscellaneous Food Stores–Convenience Stores, Markets, Specialty Stores, and Vending Machines 
7-Eleven, FamilyMart
7011
Lodging–Hotels, Motels, Resorts  
Grand Hyatt, Shangri-la, Hilton

Note: This promotional earn rate is only valid for wallet-linked transactions made using the Amaze Card. Card-linked transactions (eg. Citi Rewards) won’t earn any InstaPoints.

Best Use Cases

While the promotion applies to both SGD and FCY spends, the biggest value lies in foreign currency transactions:

  • No FX spread
  • Uncapped earn rate of 2 miles per dollar in specific categories, similar to what the Chocolate Visa Debit Card is offering before the nerf

For local (SGD) spend, you’re likely better off using specialised cards like:

Things to Note:
  • Minimum S$10 spend per transaction: InstaPoints are only awarded for transactions of S$10 and above. This makes the Amaze Wallet more suited for larger purchases—think hotel stays (pay at hotel), flight tickets in foreign currency, or group dining bills—rather than small-ticket items like S$1 buns at 7-Eleven or S$5 Didi rides.
  • Multi-currency wallet: The Amaze Wallet supports multi-currency balances. You can pre-purchase and hold foreign currencies when rates are favourable, providing greater control over FX conversions compared to real-time rate cards.
  • KrisFlyer redemption only: InstaPoints can only be converted to KrisFlyer miles at a 2:1 ratio (1,000 points = 500 miles). Be mindful of potential orphan points—for instance, if you accumulate 1,050 points, the excess 50 points cannot be redeemed and will remain stranded.

Other Overseas Spending Cards You Can Consider:

Maribank – up to 1.5% cashback for up to S$1,500 spend per month until 31st Dec 2025.

Mari Credit Card

 Use Code: 2OJA50ZV

Earn 3% Unlimited Shopee Coins with Mari Credit Card Instant Checkout (until 31 December 2025 only) and 1.7% Unlimited Cashback on eligible card spend

Trust Cashback – unlimited 1% cashback

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Trust Cashback Card

Earn 1% unlimited cashback on foreign currency spend

Choc Visa Debit Card – 2 miles per dollar for S$1,000 until 30th June 2025

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Chocolate Visa Debit Card

Earn 1 mile per dollar on almost everything, including Insurance, Utilities, & Hospital Bills capped at 100 miles per month

Conclusion:

Amaze’s latest promotion offers an excellent opportunity to rack up 2 miles per dollar on hotel, dining, and travel transactions—uncapped, with no FX spread for FCY spend.

However, it does come with some caveats: a S$10 minimum spend and category restrictions.

If you’re planning upcoming trips or dining out, this promo is worth considering—especially for foreign currency spend. Just be sure to make your transactions before 31 July 2025.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

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Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi Rewards

Get Dyson Airstrait™ straightener or Ergotune Joobie or S$450 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

HSBC Live+

Get Dyson Airwrap Origin or Apple iPad (A16) 11" Wi-Fi 128GB or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 30, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Citi Rewards

Get Dyson Airstrait™ straightener or Ergotune Joobie or S$450 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

HSBC Live+

Get Dyson Airwrap Origin or Apple iPad (A16) 11" Wi-Fi 128GB or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 30, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

amaze cardface

Instarem Amaze

How To Apply an Instarem Amaze Card:

1: Download the Instarem app and create an account

2: Link your mastercard to amaze

3: Start using your card

Receive bonus instapoints with code “Ac6aso“

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Instarem Amaze

Amaze Card: Think of it as a smart hub for up to 5 Mastercards. Pay with just one card and still enjoy the rewards from your linked cards.

  • Earn card reward points (must use correctly).
  • Get lowered fx spread of 2+% instead of usual bank card’s FX markup of 3.25% to 3.75%
  • 1% fee on all SGD Spends

 

Amaze Wallet: Like a digital travel wallet, it lets you store multiple currencies and lock in great exchange rates ahead of time—perfect for easy, cashless spending overseas.

  • Overseas ATM Withdrawals
  • Exchange and hold 11 currencies: SGD, MYR, THB, USD, EUR, CHF, NZD, CAD, AUD, GBP, JPY 
  • Wallet limit of S$15,000 per transaction, up to S$75,000 in calendar year
  • Transfer balance from amaze wallet directly to bank account
  • Set spend limits by daily or per-transaction for security
  • Earn 0.5 Instapoints per dollar on local or overseas spend, no cap
  • Fee-free on currency exchanges in wallet
  • 2% ATM withdrawal fee

 

Full Review

Mari Credit Card

  • Get up to 10% Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval
  • You must be among the first 500,000 New Mari Credit Card Holders
  • Must be a new-to-bank customer
  • Valid until 31 December 2025
  • Read Terms and Conditions here

Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

Mari Credit Card

  • Earn 3% Unlimited Shopee Coins with Mari Credit Card Instant Checkout (until 31 December 2025 only)
  • Earn 1.7% Unlimited Cashback on eligible card spend
  • No minimum monthly spend requirement and no maximum cashback cap

 

Annual Fee
  • None

 

Income Requirement
  • S$30,000 (Singaporeans or PR)

 

When is Cashback Credited
  • It will automatically offset against the billed amount in the upcoming Card Account Statement cycle

 

1.7% Cashback Terms and Conditions

3% Shopee Coins

3% Overseas Spend

Read Full Review

trust card cardface

Trust Cashback Card

  • Receive a scratch card worth up to S$1,000 with promo code “FYS31XY4”
  • How to Apply:

    Step 1: Download the App

    Step 2: Apply for Credit Card through MyInfo

    Step 3: Use you Singpass to continue application

    Step 4: Once redirected on the app, enter important information and enter promo code “FYS31XY4”

    Step 5: Choose preferred credit limit and name on card

    Step 6: Choose repayment date, then done!

trust card cardface

Trust Cashback Card

  • Earn unlimited 1% cashback on overseas spending.
  • A great option for overseas transactions.
  • No need to transfer money like a multi-currency card when tapping at a payment terminal or making online purchases abroad.
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Chocolate Finance

Currently, there is no sign-up bonus, but you can earn 250 Max Miles when you register for a HeyMax account.

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Chocolate Finance

  • Earn 1 Max Miles per dollar on the first S$1,000 spent each month
  • Earn 0.4 Max Miles per S$1 after S$1,000 spend
  • Bill payments will continue to earn miles, but will be capped at 100 miles per month
  • Earn miles on insurance payments, charity donations, utilities, education fees, and AXS Bill payments
  • Zero foreign exchange fees — Visa’s exchange rates are passed directly to you with no hidden fees or markups

 

Know what this card is best for

HSBC Advance Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrapâ„¢ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC Advance Card

  • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
  • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
 
Annual Fee
  • S$196.20, first year waived
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
When is Cashback Credited
  • It will appear on your card statement and be credited to your account before the end of the next calendar month.
 
Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC TravelOne Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrapâ„¢ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent + pay annual fee
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC TravelOne Card

  • Earn 2.4 miles per dollar on foreign currency spend, and 1.2 miles per dollar on local spend. This card is best for travelers due to the fact that it has twice more than the usual lounge passes that you can acquire in other similar earn rate entry level credit cards; you are entitled to 4 free airport lounge visits (via DragonPass) per calendar year! Plus, it has an extensive list of transfer partners allowing flexibility.
 
Annual Fee
  • S$196.20 (inclusive of GST), first year free waiver
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
Points Expiry
  • After 37 months
 
Transfer Partners
  • Asia Miles, Vietnam Airlines, British Airways, EVA Air, Qantas, Air Asia, Flying Blue, Krisflyer, Fortune Wings Club, Turkish Airlines, United Mileage Plus, Air Canada, Qatar Airways, Japan Airlines
 
Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC Live+ Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrapâ„¢ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC Live+ Card

  • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
  • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

 

Annual Fee
  • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

When is Cashback Credited
  • It will be credited within 2 months, after the end of each calendar quarter.

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC Revolution Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrapâ„¢ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC Revolution Card

  • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month
  • The categories include:
    • Department Stores and Retail Stores
    • Dining (excluding hotel dining)
    • Transportation & Membership Clubs
    • Travel-Related (until 31 October 2025 only)
  • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
  • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
  • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 October 2025. 

 

Special hack: 

Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

 

Annual Fee
  • None

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

Points Expiry
  • 37-month period, starting from the month after the month in which the points were acquired

 
Transfer Partners
  • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review