Earn up to 13 Miles Per Dollar on Pelago through Kris+ (Plus, extra hacks!)

From November 1st to December 31st, 2024, Pelago bookings made through the Kris+ app will earn 9 miles per dollar, on top of any credit card rewards. This means you can potentially earn up to 13 miles per dollar spent on Pelago bookings. They have access to 200,000 activities and attractions on Pelago.

Why You Should Use Kris+ app?

The 9 miles per dollar earn rate on Pelago through Kris+ is uncapped. If you go directly via Pelago, there is a cap of 5,000 miles per booking.

To take advantage of this offer, simply download the Kris+ app and look for the Pelago icon.

Search for your desired activity, book and pay via the Kris+ app with Apple or Google Pay. You will want to use a Mastercard, be it credit or debit card (more on that on “Stackable with Mastercard promotions” section)

After you have booked, this is what it will look like in your Kris+ transaction history with the 9 miles per dollar earned. Remember to click “Transfer to Krisflyer” within 21 days from transaction date.

New to Kris+? Don’t worry, I got you!

Kris+ is a lifestyle rewards app by Singapore Airlines that allows you to earn and redeem KrisFlyer miles at various participating merchants. From electronics purchases at Harvey Norman to taxi rides and restaurant reservations through Chope, and now even Pelago, Kris+ is designed to supercharge your miles.

How does it work?

  1. Earn Miles: Make purchases at participating merchants and earn KrisPay miles on your spending or do weekly check-ins on the app.
  2. Transfer & Redeem Miles: Seamlessly transfer your earned Krispay miles to your KrisFlyer account to redeem for flights with no fee.
  3. Redeem Rewards: Redeem other rewards or vouchers with your Krispay miles.

Don’t have Kris+? Download Kris+ app today and use code Y066895 to receive 750 Krispay miles (worth S$5).

Here are the Best Credit Cards for Kris+ for Pelago:

DBS Women’s World Mastercard

It gives you a 4 miles per dollar earn rate as it is considered an online payment via Apple or Google Pay in-app payment. There is a spending cap of S$1,500 per calendar month that you will need to take note of. You can check out the full review here. There are no sign up promotions ever for this card because DBS knows it’s a winner. 

Extra DBS Hack: I would check the DBS Paylah! app to stack extra promotions. For instance, there is a S$100 cashback promotion happening right now when you shop, dine or travel with DBS/POSB credit cards.

DBS Womans World Cardface

DBS Woman's World Card

Earn 4 miles per dollar on online spend

UOB Lady’s Credit Card

It gives you a 4 miles per dollar earn rate if you chose Travel Category as one of your categories for that quarter. There is a spending cap of S$1,000 (for the Classic card) and S$2,000 per calendar month (for Solitaire card and above). You can check out the full review here.

UOB Ladys Cardface

UOB Lady's Card

Earn 4 miles per dollar on 1 or 2 chosen categories


UOB Krisflyer Credit Card

It gives you an unlimited 3 miles per dollar earn rate with the condition that you spend a minimum of S$800 on Singapore Airlines, Scoot or KrisShop within the year. You can check out the full review here.

UOB Krisflyer Card cardface

UOB Krisflyer Card

Earn uncapped 3 miles per dollar on SIA group spend and 2.4 miles per dollar on dining, online shopping, transport & select travel with min. S$1,000 SIA spend/year.

Stackable with Mastercard Promotions:

Kris+ always has these Mastercard level Promotions monthly. Therefore you can “Join the Challenge” and stack them up with the Pelago 9 miles per dollar booking + 4 miles per dollar credit cards.

So if you book two Pelago deals worth S$50, you would be able to receive S$10 + S$12 in the form of Krispay miles credited to your Kris+ app instantly. That’s 1500 + 1800 miles in total (as seen below). Even though these miles can’t be transferred out of Kris+ to your Krisflyer account, you can use the Krispay miles to offset the cost of your purchases at their participating merchants like a coffee at Huggs coffee, or a purchase at iStudio or Harvey Norman.

Best Price Guaranteed:

If you found an activity that is cheaper than your booking on Pelago, you can easily submit a request to get them to refund you the difference via a promo code.

Final Thoughts:

So in conclusion, overall, you can now receive 13 miles per dollar for your attraction and tour bookings with Pelago through Kris+ and even stack bank level promotions and Mastercard promotions on top of it. Because of the compelling proposition, I booked two tours for my Beijing trip with DBS Women’s World Mastercard.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi SMRT

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Dji Osmo Action 5 Pro Standard Combo (worth S$489) or S$420 Cash via PayNow or S$450 eCapitaVoucher when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

Citi Cashback+

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

UOB Lady

Get S$888 Cash via PayNow or 55k Max Miles (first 20 applicants) ; S$88 Cash via PayNow (21st-108th applicant) ; S$60 Cash via PayNow (remaining applicants) when you spend S$800 within 30 days from approval

Valid till: February 28, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

ocbc infinity

OCBC Infinity

Get Dyson Airstrait or 25k Heymax Miles or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: March 31, 2026

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS+ Cell) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 31, 2026

Citi Cashback

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

DBS Woman’s World Card

This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

DBS Altitude Card

DBS Altitude Card

Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

2 Priority Pass visits per membership year (Visa version only)

DBS Woman’s World Card

  • Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
  • Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store 
  • No minimum monthly spending required
  • Best used for online or in-app spend (e.g Kris+) locally

 

Annual Fee
  • S$196.20, (First year waived)

 

Income Requirement
  • S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

 

Points Expiry
  • 1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

 

Transfer Partners
  • KrisFlyer, Asia Miles, Qantas Frequent Flyer

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

UOB Lady Cardface

UOB Lady’s Card

  • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
  • Remaining applicants will get S$70 Cash via PayNow 
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 March 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!
UOB Lady Cardface

UOB Lady’s Card

    • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
    • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
    • No minimum monthly spending required
    • Spending Cap:
      • Classic Card: S$1,000
      • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

    Depending on what your planned usage is, you can change the categories every quarter. 

     

    Annual Fee
    • S$196.20 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • They expire 2 years after the final day of each periodic quarter in which they were earned
     
    Know what this cards is best for

     

    Terms and Conditions

    Read Full Review

    UOB Krisflyer Card

    NIL

    UOB Krisflyer Card

    • Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases 
    • Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
    • Earn 1.2 miles per dollar on all other purchases

     

    Annual Fee
    • S$194.40 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    Citi Rewards Card

    Option 1: Direct Bank Promotion

    • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
    • Valid til 4 May 2026
    • Read Terms and Conditions here
    •  

    Option 2: Singsaver Promotion

    FLASH DEAL:

    • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
      • Blind Box 1: Ultimate Tech Vault
      • Blind Box 2: Home Luxe Edit
      • Blind Box 3: Pro Gamer Arena

     

    USUAL REWARDS:

    • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
    • Valid until 31 March 2026
    • Promotion is valid for new to bank credit card holders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!
    •  

    Citi Rewards Card

    • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
    • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
    • Pro tip: Pair this card to Amaze for Overseas Offline Spending
    • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)
    • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
      This is on top of 4 miles per dollar on Citi Rewards + Amaze.

     

    Annual Fee
    • S$194.40 (First year waived)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$42,000 (foreigners)

     

    Points Expiry
    • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

     

    Transfer Partners
    • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    Citi PremierMiles Card

    Option 1: Direct Bank Promotion

        • Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
        • Valid til 4 May 2026
        • Read Terms and Conditions here

         

        Option 2: Singsaver Promotion

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
        • Valid until 31 March 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

         

        Citi PremierMiles Card

        • Earn uncapped 1.2 miles for every dollar spent in Singapore dollars and 2 miles for every dollar spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

        • Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

        • The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

         

        Annual Fee
        • S$196.20, waived for the first year

         

        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)

         

        Points Expiry
        • The Citi Miles never expire

         

        Transfer Partners
        • Singapore Airlines, Flying Blue, British Airways, Thair Airways, Etihad, Asia Miles, EVA Air, Qantas, Qatar Airways, Turkish Airlines, IHG

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        Citi SMRT Card

        Option 1: Direct Bank Promotion

        • Get S$400 cashback when you spend S$800 within 2 months from card approval
        • Valid til 28 February 2026
        • Read Terms and Conditions here

         

        Option 2: Singsaver Promotion

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or Dji Osmo Action 5 Pro Standard Combo (worth S$489) or S$420 Cash via PayNow or S$450 eCapitaVoucher upon activating and spending a min. S$500 within 30 days of card approval
        • Valid until 31 March 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        Citi SMRT Card

        • Earn 5% cashback on groceries, online shopping, taxi rides (including private hire operators) and SimplyGo. This card is best used for those who need to make big purchases online may it be per month or in a single transaction because of its high spending cap in a year! Although you can use it on SimplyGo rides, it would not be practical to use it unless you are sure that you can hit S$500 monthly minimum spend.

        • This has a minimum spend of S$500 per month and spending cap of $12,000 per year, cashback is capped at 600SMRT$ per year, giving you $600 cashback – Since every S$1 spent gives you 1 SMRT$

        • Earn 0.3% cashback on other retail spend island-wide

         

        Annual Fee
        • S$196.20, (First two years waived)

         

        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)

         

        When is Cashback Credited
        • SMRT$ will be calculated on the amount of qualifying spend made on a monthly basis. The accumulation of SMRT$ shall be specified in your monthly statement of account.

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        Citi Cashback+ Card

        Option 1: Direct Bank Promotion

        • Receive 8% cash back Welcome Offer for up to S$4,000 spend in the first 2 months of card approval
        • Valid til 4 May 2026
        • Read Terms and Conditions here

         

        Option 2: Singsaver Promotion

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
        • Valid until 31 March 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        Citi Cashback+ Card

        • Earn up to 1.6% cashback on all eligible spending with no minimum spend and no cap
        • Since there’s no maximum spending limit, you can make a one-time payment using this card on Hospital Bills

         

        Annual Fee
        • S$196.20 (incl. 9% GST)

         

        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)

         

        When/How is Cashback Credited
        • You must redeem cash rebate via SMS and you must have at least S$10 in your Card account

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

         

        Citi Cashback Card

        Option 1: Direct Bank Promotion

        • Receive S$300 cashback Welcome Offer when you spend S$800 in the first 2 months upon card approval
        • Valid til 4 May 2026
        • Read Terms and Conditions here

         

        Option 2: Singsaver Promotion

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
        • Valid until 31 March 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        Citi Cashback Card

        • Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
        • Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
        • There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month. 
        • Get 0.2% base cashback for other spends

        Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

         
        Annual Fee
        • S$196.20 (incl. 9% GST), first year waived
         
        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)
         
        When is Cashback Credited
        • Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.
         
        Know what this card is best for:

        Terms and Conditions

        Read Full Review

        HSBC Live+ Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid until 31 March 2026
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

         

        For Existing HSBC Cardholders:

        • Get S$50 cashback when you spend S$500 by the end of the following month
        • Valid until 05 March 2026
        • Available for Existing HSBC Cardholders
          • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
          • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
        • Read Terms and Conditions here
        • Must provide marketing consent to HSBC
        • This gift will be fulfilled directly by HSBC

        HSBC Live+ Card

        • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
        • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

        Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

         

        Annual Fee
        • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

         

        Income Requirement

        • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
          • Less than S$50,000 TRB 
            • Salaried (locals/PRs): S$65,000 
            • Self-Employed/Commission-based (locals/PRs): S$65,000
            • Foreigners: S$65,000
          • S$50,000 and above TRB
            • Salaried (locals/PRs): S$30,000 
            • Self-Employed/Commission-based (locals/PRs): S$40,000
            • Foreigners: S$65,000
               
        When is Cashback Credited
        • It will be credited within 2 months, after the end of each calendar quarter.

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        HSBC Advance Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid until 31 March 2026
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

        For Existing HSBC Cardholders:

        • Get S$50 cashback when you spend S$500 by the end of the following month
        • Valid until 05 March 2026
        • Available for Existing HSBC Cardholders
          • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
          • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
        • Read Terms and Conditions here
        • Must provide marketing consent to HSBC
        • This gift will be fulfilled directly by HSBC

        HSBC Advance Card

        • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
        • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
         
        Annual Fee
        • S$196.20, first year waived
         
        Income Requirement
        • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
          • Less than S$50,000 TRB 
            • Salaried (locals/PRs): S$65,000 
            • Self-Employed/Commission-based (locals/PRs): S$65,000
            • Foreigners: S$65,000
          • S$50,000 and above TRB
            • Salaried (locals/PRs): S$30,000 
            • Self-Employed/Commission-based (locals/PRs): S$40,000
            • Foreigners: S$65,000
               
         
        When is Cashback Credited
        • It will appear on your card statement and be credited to your account before the end of the next calendar month.
         
        Know what this card is best for:

        Terms and Conditions

        Read Full Review

        HSBC Revolution Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid until 31 March 2026
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

         

        For Existing HSBC Cardholders:

        • Get S$50 cashback when you spend S$500 by the end of the following month
        • Valid until 05 March 2026
        • Available for Existing HSBC Cardholders
          • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
          • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
        • Read Terms and Conditions here
        • Must provide marketing consent to HSBC
        • This gift will be fulfilled directly by HSBC

        HSBC Revolution Card

        • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 31 March 2026)
        • The categories include:
          • Department Stores and Retail Stores
          • Dining (excluding hotel dining)
          • Transportation & Membership Clubs
          • Travel-Related 
        • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,500 per calendar month.
        • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
        • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 March 2026. 

         

        Special hack: 

        Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

        If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

         

        Annual Fee
        • None

         

        Income Requirement

        • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
          • Less than S$50,000 TRB 
            • Salaried (locals/PRs): S$65,000 
            • Self-Employed/Commission-based (locals/PRs): S$65,000
            • Foreigners: S$65,000
          • S$50,000 and above TRB
            • Salaried (locals/PRs): S$30,000 
            • Self-Employed/Commission-based (locals/PRs): S$40,000
            • Foreigners: S$65,000
               

        Points Expiry
        • 37-month period, starting from the month after the month in which the points were acquired

         
        Transfer Partners
        • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        ocbc infinity

        OCBC Infinity Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

        • Valid until 31 March 2026

        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!
        ocbc infinity

        OCBC Infinity Card

        • Get 1.6% cashback on all of your purchases, whether they are transacted local, online, in stores, and overseas with no minimum monthly spending required and no maximum spending cap
        Annual Fee
        • S$196.20 (first year waived)
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)
         
        When is Cashback Credited
        • Cashback will be automatically credited to your OCBC Infinity card account by the end of the following calendar month. Cashback will be automatically offset against that month’s billed amount.

         

        Terms and Conditions

        Read Full Review

        OCBC Rewards Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get 50,000 OCBC$ (worth a round trip to Bali) or 25,000 HeyMax Miles (worth $600) or Dyson Airstrait (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

        • Valid until 31 March 2026

        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        OCBC Rewards Card

        • Earn 6 miles per dollar on Watsons, Lazada, Shopee (except Shopee Pay transactions), Tiktok Shop, and Taobao (until 31 March 2026). Capped at S$1,000 per calendar month
        • Earn 4 miles per dollar on Eligible Online and Offline Spends, capped at S$1,110 per calendar month
        • Pair with Amaze for converting offline overseas retail spending to earn 4 miles per dollar

         

        Annual Fee
        • S$196.20 (including GST), waived for the first 2 years

         

        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)

         

        Points Expiry
        • OCBC$ expires every 2 years and can pool across cards that earn OCBC$, but not with OCBC’s other rewards currencies (Travel$, VOYAGE Miles) – This means if you have other OCBC$ earning cards (eg. OCBC Rewards Blue and Pink), you can transfer the miles together from both card at one shot with a single transfer fee.

         

        Know what this card is best for

         

        Terms and Conditions

        Read Full Review

        OCBC 90N Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

        USUAL REWARDS:

        • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow or 20,000 90°N Miles (worth a round trip to Bali) when you S$400 within 30 days from card approval

        • Valid until 31 March 2026

        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        OCBC 90N Card

        • Earn 1.3 miles per dollar on local spend (6.5 miles per S$5) and 2.1 miles per dollar on overseas spend (10.5 miles per S$5) with no minimum monthly spending required
        • Best used on Agoda bookings to earn 7 miles per dollar on this designated website www.agoda.com/90n
        • Utilize the complimentary 3x 1GB 5-Day global data roaming by Flexiroam per calendar year exclusively for the mastercard version + 15% discount on all subsequent Flexiroam data plans
        • Best used with Cardup to pay for insurance, mortgage, renovation, etc
         
        Annual Fee
        • S$196.20 (including GST), waived for the first year
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)
         
        Points Expiry
        • No expiry
         
        Transfer Partners
        • Krisflyer, Air France, British Airways, Cathay Pacific, United Mileage Plus; Accor Live Limitless, IHG One Rewards, Marriot Bonvoy, Etihad Guest
         
        Know what this card is best for

        Terms and Conditions

        Read Full Review

        OCBC 365 Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

        • Valid until 31 March 2026

        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        OCBC 365 Card

        • Earn 6% cashback on Petrol, 5% cashback on Dining, and 3% cashback on Groceries, Land Transport, Streaming, Electric Vehicle Charging, Watsons, Utilities.
        • This has 2 tiers of spend requirement and cap respectively:
          • Tier 1: S$800;S$80
          • Tier 2: S$1,600; S$160
        • Best paired with OCBC 360 Savings Account as it offers the highest ROI with a minimum spend of S$800 on your first S$100,000 when you credit your salary, make purchases with an eligible OCBC credit card, and save regularly.
         
        Annual Fee
        • S$196.20 (including GST), waived for the first 2 years. 
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners
         
        How is Cashback Credited
        • Cashback will be automatically offset against the month’s billed amount
         
        Know what this card is best for

        Terms and Conditions

        Read Full Review

        dbs yuu new cardface

        DBS yuu Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena


        USUAL REWARDS:

        • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
        • Valid for New to DBS/POSB Customers only
        • Valid until 31 March 2026
        • Read Terms and Conditions here
        DBS Yuu Cardfdace

        DBS yuu Card

        • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

        • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

        • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

        • yuu Points awarded can only be tracked on yuu Rewards app

          • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

        • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

         

        Annual Fee
        • S$196.20, first year waived

         

        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)

         

        When are the DBS Points credited
        • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
         
        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        DBS Altitude Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena


        USUAL REWARDS:

        • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
        • Valid for New to DBS/POSB Customers only
        • Valid until 31 March 2026
        • Read Terms and Conditions here

        DBS Altitude Card

        • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
        • This comes with two complimentary lounge passes per 12-month membership period

         

        Annual Fee
        • S$196.20 (inclusive of GST), first year waived

         

        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)

         

        Points Expiry
        • No expiry

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        DBS Live Fresh Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena


        USUAL REWARDS:

        • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
        • Valid for New to DBS/POSB Customers only
        • Valid until 31 March 2026
        • Read Terms and Conditions here

        DBS Live Fresh Card

        • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
         
        Annual Fee
        • S$196.20 (including GST), waived for the first year
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)
         
        When is Cashback Credited
        • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
        • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

        Terms and Conditions

        Read Full Review

        POSB Everyday Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena


        USUAL REWARDS:

        • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
        • Valid for New to DBS/POSB Customers only
        • Valid until 31 March 2026
        • Read Terms and Conditions here

        POSB Everyday Card

        S$800 Minimum Spend:

        • 10% cash rebates on online food delivery from foodpanda and Deliveroo
        • 3% cash rebates on other dining spends
        • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
        • 5% cash rebates on Online Shopping at selected merchants
        • up to 3% cash rebates on Telco Bills
        • 8% cash rebates at Popular Bookstores

        No Minimum Spend:

        • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
        • 5% cash rebates on Sheng Siong
        • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
        • up to 3% cash rebates on utility bills with selected electricity retailers

         

        Annual Fee

        S$196.20 (incl. of GST), waived for the first year.

         

        Income Requirement

        S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

         

        Where do I redeem my Daily$

        You can redeem you Daily$ using various options:

          • Instants Daily$ redemption:
            • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
          • DBS PayLah!
            • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
          • Digibank Online
            • Offset your credit card bills or redeem Krisflyer miles. Find out more here
          • Participating Merchants’ Website or Mobile App
            • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
              • DBS Apple Rewards Store
              • Shopee
              • Zalora
              • AXS

         

        Know what this card is best for

         

         

        Terms and Condition

        Full Review