Best Cards for Electronics Purchases

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Overview:

When buying electronics, using the right credit card can help you save money and earn rewards. Some cards offer cashback, points, or special deals that make your tech purchases more affordable. In this guide, we’ll cover the best cards for electronics purchases to help you get the most out of your spending.

@yourlobangsis Replying to @Jessie how i would maximise cashback or miles for electronics (like iphone 15) purchase! #sgmoney #sgfinancetips #sgcreditcard #creditcards #sgfinance #sgfinancetok #sgmoneyhacks #sgmoneymotivated #sgbanks #sgmoneytalk #creditcardsforbeginners #iphone15 #sgiphone #appleiphone #earnmilesandpoints #earnyourmiles #earnmiles ♬ Good Vibes (Instrumental) - Ellen Once Again

Miles Credit Cards:

For Online and Offline Stores:

UOB Lady Cardface

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


sign-up-deal
card-summary

UOB Krisflyer Card

Apply Here

Earn uncapped 3 miles per dollar on SIA group spend and 2.4 miles per dollar on dining, online shopping, transport & select travel with min. S$1,000 SIA spend/year.

sign-up-deal
card-summary

DBS Woman's World Card

Apply Here

Earn 4 miles per dollar on online spend

sign-up-deal
card-summary

HSBC Revolution Card

Apply Here

Earn 4 miles per dollar on selected online and contactless spend (until 31 October 2025)

sign-up-deal
card-summary

Citi Rewards Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 4 miles per dollar on online spend and selected retail

sign-up-deal
card-summary

For Offline Stores Only:

For purchasing at offline stores, you can use Atome where you can split your payments into installments using eligible credit cards such as Citi Rewards, DBS Women’s World Mastercard, HSBC Revolution, and UOB KrisFlyer. Additionally, you can also use UOB Visa Signature card which supports PayWave-only transactions. You can also use the Kris+ app for this.

Cashback Credit Cards:

dbs yuu new cardface

DBS yuu Card

Apply Here - New to Bank (Visa)
Apply Here - New to Bank (AMEX)
Apply Here - Existing DBS/POSB Cardholders (Visa)
Apply Here - Existing DBS/POSB Cardholders (AMEX)

Earn up to 18% cash rebate or 10 miles per dollar at yuu merchants 

sign-up-deal
card-summary

Citi SMRT Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 5% cashback on supermarkets, online shopping, taxi rides, and SimplyGo

sign-up-deal
card-summary

HSBC Live+ Card

Apply Here

Earn up to 5% cashback on dining, entertainment and shopping 

sign-up-deal
card-summary

HSBC Advance Card

Apply Here

Earn 1.5% cashback with no minimum spend and 2.5% cashback on all local & overseas purchases with a minimum spend of S$2,000 

sign-up-deal
card-summary

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CREDIT CARDS SIGN UP DEALS

APPLY NOW

Citi Rewards

Get Dyson Airwrap Origin or S$410 Grab Voucher or Xiaomi Robot Vacuum X20 Pro or S$370 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: August 31, 2025

APPLY NOW

HSBC Live+

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson OnTrac headphones or S$420 Grab Vouchers or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: August 31, 2025

APPLY NOW

FILL OUT GOOGLE FORM

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2026

APPLY NOW - Visa

APPLY NOW - Mastercard

APPLY NOW - AMEX

UOB PRVI

Get S$60 Cash via PayNow or S$70 Grab Vouchers when you spend S$500 within 30 days from approval

Valid till: August 31, 2025

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

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Citi Rewards

Get Dyson Airwrap Origin or S$410 Grab Voucher or Xiaomi Robot Vacuum X20 Pro or S$370 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: August 31, 2025

APPLY NOW

HSBC Live+

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson OnTrac headphones or S$420 Grab Vouchers or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: August 31, 2025

APPLY NOW

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2026

APPLY NOW

FILL OUT GOOGLE FORM

UOB PRVI

Get S$60 Cash via PayNow or S$70 Grab Vouchers when you spend S$500 within 30 days from approval

Valid till: August 31, 2025

APPLY NOW - Visa

APPLY NOW - Mastercard

APPLY NOW - AMEX

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Copyright @lobangsis @ijusttrylah 2025
UOB Lady Cardface

UOB Lady’s Card

Flash Deal:
  • Get Apple Airpods Pro (Gen 2) (worth S$349) or Samsonite Straren Spinner 67/24 (worth $600) or S$300 Cash via PayNow when you spend S$500 in the first 30 days of card approval date
  • Must be one of the first new-to-bank 20 applicants every week
  • If you are not part of the first 20, you’ll get the usual rewards
  • Valid from 11 August to 31 August 2025
Usual Rewards:
  • Get S$60 Cash via PayNow or S$70 Grab Vouchers when you spend S$500 in the first 30 days from card approval date
  • Valid from 11 August to 31 August 2025
  • Valid for New-to-Bank Cardholders
  • Read Terms and Conditions here
UOB Lady Cardface

UOB Lady’s Card

    • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
    • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
    • No minimum monthly spending required
    • Spending Cap:
      • Classic Card: S$1,000
      • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

    Depending on what your planned usage is, you can change the categories every quarter. 

     

    Annual Fee
    • S$196.20 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • They expire 2 years after the final day of each periodic quarter in which they were earned
     
    Know what this cards is best for

     

    Terms and Conditions

    Read Full Review

    UOB Krisflyer Card

    NIL

    UOB Krisflyer Card

    • Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases 
    • Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
    • Earn 1.2 miles per dollar on all other purchases

     

    Annual Fee
    • S$194.40 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    DBS Woman’s World Card

    This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

    DBS Altitude Card

    Apply Here - Visa
    Apply Here - AMEX

    Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

    2 Priority Pass visits per membership year (Visa version only)

    sign-up-deal
    card-summary

    DBS Woman’s World Card

    • Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
    • Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store 
    • No minimum monthly spending required
    • Best used for online or in-app spend (e.g Kris+) locally

     

    Annual Fee
    • S$196.20, (First year waived)

     

    Income Requirement
    • S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

     

    Points Expiry
    • 1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

     

    Transfer Partners
    • KrisFlyer, Asia Miles, Qantas Frequent Flyer

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    HSBC Revolution Card

    • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson OnTrac™ headphones (worth S$699) or S$420 Grab Vouchers or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 11 August to 31 August 2025
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

     

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 31 August 2025
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Revolution Card

    • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month
    • The categories include:
      • Department Stores and Retail Stores
      • Dining (excluding hotel dining)
      • Transportation & Membership Clubs
      • Travel-Related (until 31 October 2025 only)
    • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
    • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
    • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 October 2025. 

     

    Special hack: 

    Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

    If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

     

    Annual Fee
    • None

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • 37-month period, starting from the month after the month in which the points were acquired

     
    Transfer Partners
    • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    Citi Rewards Card

    Option 1: Direct Bank Promotion

    • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
    • Valid til 28 February 2026
    • Read Terms and Conditions here
    •  

    Option 2: Singsaver Promotion

    • Get Dyson Airwrap Origin (worth S$549) or S$410 Grab Voucher or Xiaomi Robot Vacuum X20 Pro (worth S$579) or S$370 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
    • Valid from 11 August to 31 August 2025
    • Promotion is valid for new to bank credit card holders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!
    •  

    Citi Rewards Card

    • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
    • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
    • Pro tip: Pair this card to Amaze for Overseas Offline Spending
    • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)

    • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
      This is on top of 4 miles per dollar on Citi Rewards + Amaze.

     

    Annual Fee
    • S$194.40 (First year waived)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$42,000 (foreigners)

     

    Points Expiry
    • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

     

    Transfer Partners
    • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    dbs yuu new cardface

    DBS yuu Card

    • Get S$300 cashback + S$80 Esso Fuel Discount Voucher when you apply with promo code: YUU380 and spend atleast S$800 within 60 days from card approval
    • Valid until 31 October 2025
    • Read Terms and Conditions here
     
    Existing Cardholders:
    •  Get S$80 Esso Fuel Discount Voucher with no minimum spend and promo code
    • Valid from 1 July until 31 October 2025
    • What counts as Existing Cardholders:
      • Customers who currently have a Principal DBS/POSB Credit Card or have cancelled any Principal DBS/POSB Credit Card within the last 12 months.
    • Read Terms and Conditions here
    DBS Yuu Card

    DBS yuu Card

    • Earn base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap
    • Additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$600 total qualified spend in a calendar month, capped at 15,600 points per calendar month. Spending cap for the bonus earn rate is at S$600. Beyond S$600, you will not earn additional 26 yuu points.
    • Earn 1 yuu point per dollar spent (equivalent to 0.5% rebates or 0.28 miles per dollar) at all other non-yuu merchants.
    • AMEX Version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s

     

    Annual Fee
    • S$196.20, first year waived

     

    Income Requirement
    • S$30,000 (locals/PRs); S$45,000 (foreigners)

     

    When are the DBS Points credited
    • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
     
    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    Citi SMRT Card

    Option 1: Direct Bank Promotion

    • Get S$300 cashback when you spend S$800 within 2 months from card approval
    • Valid til 31 August 2025
    • Read Terms and Conditions here

     

    Option 2: Singsaver Promotion

    • Get Dyson Airwrap Origin (worth S$549) or S$390 Grab Voucher or Xiaomi Robot Vacuum X20 Pro (worth S$579) or S$350 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
    • Valid from 11 August to 31 August 2025
    • Promotion is valid for new to bank credit card holders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    Citi SMRT Card

    • Earn 5% cashback on groceries, online shopping, taxi rides (including private hire operators) and SimplyGo. This card is best used for those who need to make big purchases online may it be per month or in a single transaction because of its high spending cap in a year! Although you can use it on SimplyGo rides, it would not be practical to use it unless you are sure that you can hit S$500 monthly minimum spend.

    • This has a minimum spend of S$500 per month and spending cap of $12,000 per year, cashback is capped at 600SMRT$ per year, giving you $600 cashback – Since every S$1 spent gives you 1 SMRT$

    • Earn 0.3% cashback on other retail spend island-wide

     

    Annual Fee
    • S$196.20, (First two years waived)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$42,000 (foreigners)

     

    When is Cashback Credited
    • SMRT$ will be calculated on the amount of qualifying spend made on a monthly basis. The accumulation of SMRT$ shall be specified in your monthly statement of account.

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    HSBC Live+ Card

    • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson OnTrac™ headphones (worth S$699) or S$420 Grab Vouchers or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 11 August to 31 August 2025
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

     

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 31 August 2025
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Live+ Card

    • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
    • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

    Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

     

    Annual Fee
    • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    When is Cashback Credited
    • It will be credited within 2 months, after the end of each calendar quarter.

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    HSBC Advance Card

    • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson OnTrac™ headphones (worth S$699) or S$420 Grab Vouchers or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 11 August to 31 August 2025
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

     

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 31 August 2025
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Advance Card

    • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
    • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
     
    Annual Fee
    • S$196.20, first year waived
     
    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)
     
    When is Cashback Credited
    • It will appear on your card statement and be credited to your account before the end of the next calendar month.
     
    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    DCS Flex Card

    NIL

    DCS Flex Card

    • You can choose from three (3) reward options: Miles, Cash Rebates, or Investment
    • Earn up to 2.4 miles per dollar
    • Earn up to 8% cash rebates
    • Earn up to 8% investment credits
    • Minimum monthly spend of S$600
    • Capped at:
      • Miles: 750 miles per category; total 3,000 miles for all 4 categories
      • Cash Rebates: S$25 per category, total S$100 for all 4 categories
      • Investment Credits: S$25 per category, total S$100 for all 4 categories

     

    Annual Fee
    • Monthly service fee of S$15, (first year waived; afterwhich, you can perform minimum 5 transactions per month to waive the monthly fee) – effective 1 July 2025, this will be decreased to S$10

     

    Income Requirement
    • S$30,000 (locals/PRs) or S$15,000 (aged 56 and above); S$60,000 (foreigners)

     

    Where and how will I receive the miles/cashback/investment credits
    • Miles are credited to your Miles holding account and can be transferred to your Krisflyer account in multiple of 5,000 miles. A conversion fee of S$25 (subject to GST) applies for each redemption request and the process make take up to 15 working days.
      • Here’s how to redeem:
        • Open the DCS Cards App and go to the Rewards Tracker screen
        • Tap “Redeem” or “Redeem Miles” on the Benefit History screen
        • Choose a redemption amount or enter a custom amount in multiples of 5,000 miles, then tap “Confirm.”
    • Cash Rebates will be credited on your card account in the following statement, applied to offset the billed amount.
    • Investment Credits will be deposited to your designated iFast account on the following month.
     
    Know what this card is best for


    Terms and Conditions
    Read Full Review

    UOB Evol Card

    • Get S$350 cash credit if you are among the first 200 applicants and you spend S$1,000 per month for two consecutive months from card approval date
    • Valid for new-to-UOB credit card customers only.
    • Valid until 31 August 2025
    • Read Terms and Conditions here

    UOB Evol Card

    • Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
    • Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
    • Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
    • 0.3% cashback for all other spends
    • Minimum spend of S$800 each statement month
    • S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
      • S$30 – online & mobile contactless
      • S$20 – selected gym, telco, and streaming services
      • S$20 – all overseas foreign currency spend
      • S$30 – other spends

     

    Annual Fee
    • S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (Foreigners

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    Maybank Family & Friends Card

    • Receive Samsonite ENOW SPINNER 69/25 EXP (worth S$570) as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
    • Fill up this google form after signing up to qualify for rewards
    • Read Terms and Conditions here

    Maybank Family & Friends Card

    • Earn 8% cashback for five (5) of your chosen spend categories across ten (10) options.
      • Each category has a cashback cap of S$25 (which would max out at S$312.50 of spending per category)
    • Earn bonus 8% cashback on Malaysian Ringgit or Indonesian Rupiah spends
    • Minimum spend of S$800
    • Each category has a cashback cap of S$25 (total of S$125 for 5 categories)
    • Earn unlimited 0.3% cash rebates on all spends below S$800

     

    Annual Fee
    • S$180 (First 3 years free)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$60,000 (foreigners)

     

    How to choose my Categories
    • To choose your desired Categories, the Cardmember needs to download the Maybank TREATS SG mobile app, then select and confirm the categories on the Benefit Selection page. This choice will apply to the first Lock-In Period (3 months), and no changes can be made once confirmed; You can change the categories quarterly and you may choose depending on your spending needs. The categories will take effect the following month.

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    Citi Cashback Card

    Option 1: Direct Bank Promotion

    • Receive S$300 cashback Welcome Offer when you spend S$800 in the first 2 months upon card approval
    • Valid til 28 February 2026
    • Read Terms and Conditions here

     

    Option 2: Singsaver Promotion

    • Get Dyson Airwrap Origin (worth S$549) or S$390 Grab Voucher or Xiaomi Robot Vacuum X20 Pro (worth S$579) or S$350 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
    • Valid from 11 August to 31 August 2025
    • Promotion is valid for new to bank credit card holders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!
    •  

    Citi Cashback Card

    • Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
    • Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
    • There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month. 
    • Get 0.2% base cashback for other spends

    Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

     
    Annual Fee
    • S$196.20 (incl. 9% GST), first year waived
     
    Income Requirement
    • S$30,000 (locals/PRs); S$42,000 (foreigners)
     
    When is Cashback Credited
    • Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.
     
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    OCBC 365 Card

    • Get Stryv pro Hair Dryer (worth S$169) or Xiaomi Robot Vacuum S40C (worth S$189) or S$170 Shopee Voucher or S$140 Cash via PayNow when you make atleast one qualifying transaction with no minimum spend, within 30 days from card approval
    • Valid until 31 August 2025
    • Valid for New-to-Bank Cardholders
    • Read Terms and Conditions here

    OCBC 365 Card

    • Earn 6% cashback on Petrol, 5% cashback on Dining, and 3% cashback on Groceries, Land Transport, Streaming, Electric Vehicle Charging, Watsons, Utilities.
    • This has 2 tiers of spend requirement and cap respectively:
      • Tier 1: S$800;S$80
      • Tier 2: S$1,600; S$160
    • Best paired with OCBC 360 Savings Account as it offers the highest ROI with a minimum spend of S$800 on your first S$100,000 when you credit your salary, make purchases with an eligible OCBC credit card, and save regularly.
     
    Annual Fee
    • S$196.20 (including GST), waived for the first 2 years. 
     
    Income Requirement
    • S$30,000 (locals/PRs); S$45,000 (foreigners
     
    How is Cashback Credited
    • Cashback will be automatically offset against the month’s billed amount
     
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    uob ppv cardface

    UOB Preferred Platinum Visa

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    uob ppv cardface

    UOB Preferred Platinum Visa Card

      • Earn 4 miles per dollar on mobile contactless payments, online shopping, and entertainment, no minimum spend, capped at S$1,110 per calendar month
      • Earn 0.4 miles per dollar on other spendings
      • Can earn on specific online payments (specific MCCs only) and on the following mobile contactless (in-store) payment method:
        • Apple Pay
        • Google Pay
        • Samsung Pay (excluding MST)

       
      Annual Fee
      • S$196.20, first year waived

       

      Income Requirement
      • S$30,000 (locals/PRs); S$40,000 (foreigners)

       

      Points Expiry
      • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

       

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      CIMB Visa Signature Card

      • Get S$50 Cash via PayNow when you spend a minimum of S$108 within 30 days of card approval
      • Valid from 01 August to 31 August 2025
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

       

      Stackable with Direct Bank Rewards:

      • Receive Up to S$188 Cashback
      • Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
        • Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
        • Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
      • Promotion is valid until 31 December 2025
      • Promotion is valid for new CIMB credit cardmembers only
      • Read Terms and Conditions here

      CIMB Visa Signature

      • Earn 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises with a minimum spend of S$800, capped at S$100 per statement month (S$20 per category)
      • Earn 0.2% cashback on all other spend with no minimum spend
      Annual Fee
      • Free for life for all Principal and Supplementary cards
       
      Income Requirement
      • S$30,000 (locals/PRs & Foreigners)
       
      When is Cashback Credited
      • Cashback will be credited to the cardmember’s account on a monthly basis in the following statement month
       
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      OCBC Rewards Card

      • Get Stryv pro Hair Dryer (worth S$169) or Xiaomi Robot Vacuum S40C (worth S$189) or S$170 Shopee Voucher or S$140 Cash via PayNow when you make atleast one qualifying transaction with no minimum spend, within 30 days from card approval
      • Valid until 31 August 2025
      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here

      OCBC Rewards Card

      • Earn 6 miles per dollar on Watsons, Lazada, Shopee (except Shopee Pay transactions), Tiktok Shop, and Taobao (until 31 December 2025). Capped at S$1,000 per calendar month
      • Earn 4 miles per dollar on Eligible Online and Offline Spends, capped at S$1,110 per calendar month
      • Pair with Amaze for converting offline overseas retail spending to earn 4 miles per dollar

       

      Annual Fee
      • S$196.20 (including GST), waived for the first 2 years

       

      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)

       

      Points Expiry
      • OCBC$ expires every 2 years and can pool across cards that earn OCBC$, but not with OCBC’s other rewards currencies (Travel$, VOYAGE Miles) – This means if you have other OCBC$ earning cards (eg. OCBC Rewards Blue and Pink), you can transfer the miles together from both card at one shot with a single transfer fee.

       

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      Standard Chartered Smart Card

      • Receive Apple Airpods 4 (with Active Noise Cancellation) (worth S$249) or Hinomi H1 Classic V3 Ergonomic Office Chair (Without Headrest) (worth S$659) or S$250 Grab Voucher or S$230 Cash via PayNow when you spend S$800 within 30 days of card approval
      • Valid from 18 August to 31 August 2025
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email to secure your rewards after you have applied!

      Standard Chartered Smart Card

      • Earn 10% cashback or 9.28 miles per dollar for spends above S$1,500 for bonus categories
      • Earn 8% cashback or 7.42 miles per dollar on spends of at least S$800 to S$1,500 for bonus categories
      • Earn 4% cashback or 3.71 miles per dollar on spends below S$800 for bonus categories (until 31 March 2025)
      • 0.5% cashback in the form of reward points for all base spends
      • This has no bonus cap
      • Best for dining, streaming, and transport categories
       
      Annual Fee
      • Used to be waived for life, but beginning 6 December 2025, an annual fee of S$99.19 will be applied to all StanChart Smart Cardholders as of 6 December 2024.
       
      Income Requirement
      • S$30,000 (locals/PRs); S$60,000 (foreigners)
       
      Points Expiry
      • The points expire 3 years from your card opening date, which is very strange. Your points earned the day before your 3rd year card anniversary date could just expire the next day. You could set a redemption reminder date 3 years from your card opening date. Alternatively, you could keep the points in your account low by doing regular redemption. This way, even if you forget, all is not lost.

       

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      UOB One Card

      Flash Deal:
      • Get Apple Airpods Pro (Gen 2) (worth S$349) or Samsonite Straren Spinner 67/24 (worth $600) or S$300 Cash via PayNow when you spend S$500 in the first 30 days of card approval date
      • Must be one of the first new-to-bank 20 applicants every week
      • If you are not part of the first 20, you’ll get the usual rewards
      • Valid from 11 August to 31 August 2025
      Usual Rewards:
      • Get S$60 Cash via PayNow or S$70 Grab Vouchers when you spend S$500 in the first 30 days from card approval date
      • Valid from 11 August to 31 August 2025
      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here

      UOB One Card

      • Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

        • Base cashback:
          • S$600/S$1,000: 3.33% cashback (capped at S$60/100 per quarter)
        • Additional cashback (capped at S$120 per statement month):
          • Selected Partners: 5%
          • Grocery (MCC 5411): 2.67% – only for Tier 2

      • Tier 3: Earn up to 10% Total Cashback: Spend S$2,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

        • Base cashback: 3.33% cashback (capped at S$200 per quarter)
        • Additional cashback (capped at S$120 per statement month):
          • Selected Partners: 6.67%
          • Grocery (MCC 5411): 4.67%

      Tier 1
      Tier 2
      Tier 3
      Minimum Spend
      S$600
      S$1,000
      S$2,000
      Minimum Transaction Count
      10
      10
      10
      Base Cashback per quarter
      3.33% (S$60 cashback)
      3.33% (S$100 cashback)
      3.33% (S$200 cashback)
      Additional Cashback on Selected Spends
      5%
      5%
      6.67%
      Additional Cashback on Grocery Spend New
      –
      2.67%
      4.67%
      Total
      up to 8.33%
      up to 8.33%
      up to 10%
      These changes will be effective from your next qualifying quarter (as of writing – 1 July 2025)
      • Earn up to 22.66% fuel savings at Shell and SPC
      • Earn 4.33% cashback on Singapore Power utilities bills

       

      Annual Fee
      • S$196.20, waived for the first year

       

      Income Requirement
      • S$30,000 (locals/PRs); S$40,000 (foreigners)

       

      When Cashback is Credited
      • The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

       

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      DBS Altitude Card

      • Get 38,000 miles when you use the promo code: ALT38, pay the annual fee, and spend S$800 within 60 days from card approval date. 
      • Get 28,000 miles when you use the promo code: ALTW28, choose not to pay the annual fee, but must spend S$800 within 60 days from card approval
      • Valid until 31 August 2025
      • Read Terms and Conditions here

      DBS Altitude Card

      • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
      • This comes with two complimentary lounge passes per 12-month membership period

       

      Annual Fee
      • S$196.20 (inclusive of GST), first year waived

       

      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)

       

      Points Expiry
      • No expiry

       

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