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Citiplus Interest Booster Account

What the Card is about:

Earn up to 2.8% upsized interest of 4.0% p.a. with the Citi Interest Booster Account and enjoy up to 2% cash back with the Citi Cash Back+ Mastercard®, if you are a Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster Account.

Key Benefits:

  • Enjoy up to 2% cash back with the Citi Cash Back+ Mastercard®, if you are a Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster Account
  • Level up your financial literacy with wealth insights and bite-sized personal finance education content
  • Access to stocks, investment funds, FX and a wide range of other financial solutions, so you can invest easily, anytime and anywhere, with the Citi Mobile App
  • Achieve your goals and protect yourself from life’s uncertainties with insurance solutions built around you and your changing needs
  • 0.2% p.a. bonus interest earned on savings is only applicable on the incremental account balance

Pair with Citi Cashback+ for higher interest:

Citi Cashback+ Card

Earn 1.6% cashback on general spend

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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AMEX True Cashback

Get Apple Airpods 4 or S$120 eCapitaVoucher when you spend S$500 within 30 days from card approval

Valid till: June 30, 2025

HSBC Advance

Get Dyson Airwrap Origin or Apple iPad (A16) 11" Wi-Fi 128GB or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 30, 2025

HSBC Revolution

Get Dyson Airwrap Origin or Apple iPad (A16) 11" Wi-Fi 128GB or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 30, 2025

HSBC TravelOne

Get Dyson Airwrap Origin or Apple iPad (A16) 11" Wi-Fi 128GB or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 30, 2025

Citi Rewards

Get Dyson Airstrait™ straightener or Ergotune Joobie or S$450 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

HSBC Live+

Get Dyson Airwrap Origin or Apple iPad (A16) 11" Wi-Fi 128GB or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 30, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Citi Cashback+ Card

Option 1: Direct Bank Promotion

  • Receive 8% cash back Welcome Offer for up to S$4,000 spend in the first 2 months of card approval
  • Valid til 31 July 2025
  • Read Terms and Conditions here

 

Option 2: Singsaver Promotion

  • Get Dyson Airstrait™ straightener (worth S$799) or Ergotune Joobie (worth S$599) or S$450 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
  • Valid from 25 June to 30 June 2025
  • Promotion is valid for new to bank credit card holders
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Citi Cashback+ Card

  • Earn up to 1.6% cashback on all eligible spending with no minimum spend and no cap
  • Since there’s no maximum spending limit, you can make a one-time payment using this card on Hospital Bills

 

Annual Fee
  • S$196.20 (incl. 9% GST)

 

Income Requirement
  • S$30,000 (locals/PRs); S$42,000 (foreigners)

 

When/How is Cashback Credited
  • You must redeem cash rebate via SMS and you must have at least S$10 in your Card account

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

 

UOB Lady’s Card

NIL

UOB Lady’s Card

    • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
    • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
    • No minimum monthly spending required
    • Spending Cap:
      • Classic Card: S$1,000
      • Solitaire & Above Card: S$2,000 (wef 1 August 2025, this will be revised to S$1,500. Also, there will be a S$750 spending cap per category)

    Depending on what your planned usage is, you can change the categories every quarter. 

     

    Annual Fee
    • S$196.20 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • They expire 2 years after the final day of each periodic quarter in which they were earned
     
    Know what this cards is best for

     

    Terms and Conditions

    Read Full Review