★ HAND-PICKED FOR SINGAPORE
Referrals
90 credit cards, savings accounts, brokerages, and fintech sign-ups — with the latest welcome offers, cashback rates, and miles bonuses. Click any card to apply via my referral link or grab the code below.
I update this page as banks change their promos. If a card no longer makes sense for you, it gets removed. Join my Telegram for instant nerf alerts.
Citi
6 cards
ENDS 30 NOV 2026 · 21 DAYS LEFT
Direct Bank Reward
Selection form emailed after application
Get up to 162,500 ThankYou points
Worth S$813
using lobangsis' conservative valuation of 1.25 cents per mile for business class redemption (65,000 airline miles after transfer)
Valid till 30 Nov 2026
Requirements (tap to expand)
- Must spend S$14,000 within 2 months from card approval date
Why pick this card
4th Night Free hotel + complimentary limo rides + 12 Priority Pass lounges yearly. S$120k income, S$651.82 annual fee.
ENDS 31 MAR 2027 · 142 DAYS LEFT
Direct (Citi)
40,000 Bonus Citi ThankYou Points
Requirements (tap to expand)
- Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
- Spend S$800 in the first 2 months of card approval
Valid till 31 Mar 2027
Via SingSaver
Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Dyson V8 Cyclone cordless vacuum
Worth S$559
25,000 Max Miles by HeyMax
Worth S$450
at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Beats 360 Over-Ear Headphones
Worth S$429
S$400 Cash via PayNow
Requirements (tap to expand)
- Open to Singapore residents.
- Apply through SingSaver as the main cardholder.
- New Citi main cardholders only: no existing Citi credit card, no Citi main card closed in the 12 months before the new account opens, and no pending Citi main card application. Holding a Citi Clear card, or having closed one in the past 12 months, does not disqualify you under this promotion.
- Have your application approved by the approval deadline stated in the campaign terms. Activate the card via the Citi Mobile App and spend S$500 in qualifying retail transactions within 30 days, including the account approval date.
- Complete the SingSaver Rewards Redemption Form within 14 days of applying. Select one gift; your selection cannot be changed after submission.
- Qualifying spend exclusions include instalment purchases and loans, refunded or disputed purchases, cash advances, quasi-cash transactions, balance transfers, fees, bill payments and Citi PayAll transactions without a service fee. Read the linked terms for the full exclusions.
- Keep the card valid and in good standing until gift fulfilment and retain it for 12 months from approval; otherwise the reward may be recovered.
- One reward per eligible new customer across eligible Citi cards, subject to availability. Paid gift upgrades are optional and replace the standard gift; see the terms for fees and conditions.
- For a PayNow cash reward, use the correct PayNow-linked mobile number in the redemption form. For Max Miles, create and maintain a HeyMax account and follow its redemption email.
Valid till 30 Nov 2026
Why pick this card
4 mpd on any online transaction + offline fashion & department stores. No minimum spend.
ENDS 31 MAR 2027 · 142 DAYS LEFT
Direct (Citi)
Choose 1 Gift
8,000 Bonus Citi Miles
First-year S$192.60 annual fee waived
30,000 Bonus Citi Miles
First-year S$192.60 annual fee paid
Requirements (tap to expand)
- Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
- Spend S$800 in the first 2 months of card approval
- Pick Tier 1 OR Tier 2 at application — only one Welcome Gift per applicant
Valid till 31 Mar 2027
Via SingSaver
Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Dyson V8 Cyclone cordless vacuum
Worth S$559
25,000 Max Miles by HeyMax
Worth S$450
at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Beats 360 Over-Ear Headphones
Worth S$429
S$400 Cash via PayNow
Requirements (tap to expand)
- You qualify if: you have no Citibank credit card right now AND haven’t cancelled any Citi credit card in the last 12 months
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Valid till 30 Nov 2026
Why pick this card
1.2 mpd locally, 2.2 mpd on foreign currency. 2 complimentary lounge visits yearly. Miles don’t expire.
ENDS 31 MAR 2027 · 142 DAYS LEFT
Direct (Citi)
S$300 Cash Back
Requirements (tap to expand)
- Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
- Spend S$800 in the first 2 months of card approval
Valid till 31 Mar 2027
Via SingSaver
Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Dyson V8 Cyclone cordless vacuum
Worth S$559
25,000 Max Miles by HeyMax
Worth S$450
at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Beats 360 Over-Ear Headphones
Worth S$429
S$400 Cash via PayNow
Requirements (tap to expand)
- You qualify if: you have no Citibank credit card right now AND haven’t cancelled any Citi credit card in the last 12 months
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Valid till 30 Nov 2026
Why pick this card
8% cashback on petrol & private commute, 6% on dining & groceries (S$800 min spend).
ENDS 31 MAR 2027 · 142 DAYS LEFT
Direct (Citi)
8% Cash Back
Requirements (tap to expand)
- Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
- Spend S$4,000 in the first 2 months of card approval
- 8% = 1.6% base (no cap) + 6.4% bonus on the first S$4,000 of qualifying spend (bonus capped at S$256)
Valid till 31 Mar 2027
Via SingSaver
Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Dyson V8 Cyclone cordless vacuum
Worth S$559
25,000 Max Miles by HeyMax
Worth S$450
at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Beats 360 Over-Ear Headphones
Worth S$429
S$400 Cash via PayNow
Requirements (tap to expand)
- You qualify if: you have no Citibank credit card right now AND haven’t cancelled any Citi credit card in the last 12 months
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Valid till 30 Nov 2026
Why pick this card
Flat 1.6% unlimited cashback on every spend. No categories, no minimums.
ENDS 31 MAR 2027 · 142 DAYS LEFT
Direct (Citi)
S$300 Cash Back
Requirements (tap to expand)
- Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
- Spend S$800 in the first 2 months of card approval
Valid till 31 Mar 2027
Via SingSaver
Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Dyson V8 Cyclone cordless vacuum
Worth S$559
25,000 Max Miles by HeyMax
Worth S$450
at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Beats 360 Over-Ear Headphones
Worth S$429
S$400 Cash via PayNow
Requirements (tap to expand)
- You qualify if: you have no Citibank credit card right now AND haven’t cancelled any Citi credit card in the last 12 months
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Valid till 30 Nov 2026
Why pick this card
5% cashback on big online purchases (up to S$12,000/year). No monthly cap.
DBS / POSB
9 cards
ENDS 15 NOV 2026 · 6 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
Dyson Cool™ AM07 Tower Fan
Worth S$499
powerful airflow, quiet operation and bladeless design for comfortable cooling
Apple Homeview
Worth S$399
smart home monitoring solution that lets users conveniently view and manage connected home devices
22,000 Max Miles by HeyMax
Worth S$396
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$350 Shopee Voucher
Worth S$350
extra savings on your next Shopee purchase
S$320 Cash
Worth S$320
via PayNow
Valid till 15 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no DBS/POSB credit card right now, AND haven’t cancelled any DBS/POSB credit card in the last 12 months
- Enter promo code SINGSAVER during application
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
Up to 18% cashback or 10 mpd at yuu merchants (Cold Storage, Giant, Guardian, Foodpanda, Gojek). Must spend at 4 different merchants monthly.
ENDS 15 NOV 2026 · 6 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
Dyson Cool™ AM07 Tower Fan
Worth S$499
powerful airflow, quiet operation and bladeless design for comfortable cooling
Apple Homeview
Worth S$399
smart home monitoring solution that lets users conveniently view and manage connected home devices
22,000 Max Miles by HeyMax
Worth S$396
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$350 Shopee Voucher
Worth S$350
extra savings on your next Shopee purchase
S$320 Cash
Worth S$320
via PayNow
Valid till 15 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no DBS/POSB credit card right now, AND haven’t cancelled any DBS/POSB credit card in the last 12 months
- Enter promo code SINGSAVER during application
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
1.3 mpd local, 2.2 mpd foreign currency. 2 free Priority Pass lounges (Visa only). Non-expiring miles.
ENDS 15 NOV 2026 · 6 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
Dyson Cool™ AM07 Tower Fan
Worth S$499
powerful airflow, quiet operation and bladeless design for comfortable cooling
Apple Homeview
Worth S$399
smart home monitoring solution that lets users conveniently view and manage connected home devices
22,000 Max Miles by HeyMax
Worth S$396
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$350 Shopee Voucher
Worth S$350
extra savings on your next Shopee purchase
S$320 Cash
Worth S$320
via PayNow
Valid till 15 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no DBS/POSB credit card right now, AND haven’t cancelled any DBS/POSB credit card in the last 12 months
- Enter promo code SINGSAVER during application
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
10% cashback on dining + food delivery (S$800 min). 5% at Sheng Siong (no min spend). Petrol savings at SPC.
Why pick this card
6% cashback on shopping and public transportation (S$800 min spend).
Why pick this card
2.2 mpd overseas spend + 1.5 mpd local. 10 complimentary Priority Pass lounge visits per year.
Why pick this card
10X DBS Points (4 mpd) on all online spending (cap S$1,000/month).
Referral Code
AUDJOF959
How to claim
- Download the DBS PayLah! app from the App Store or Google Play
- Enter the code AUDJOF959 during sign-up
- Receive S$5
Why pick this card
DBS PayLah! is a mobile wallet app by DBS Bank that lets you pay, transfer money, manage everyday expenses, and discover exclusive promos.
Requires salary credit + S$500 minimum eligible transactions to unlock bonus rates.
Why pick this account
Up to 4.10% p.a. on your first S$100k with salary + 3 eligible categories.
HSBC
4 cards
ENDS TOMORROW · 1 DAY LEFT
Choose 1 Gift
Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
Dyson Clean+Wash Hygiene hard floor cleaner
Worth S$729
vacuums, washes and removes wet and dry messes in one go
Insta360 X4 Air Standard Bundle
Worth S$489
lightweight 360° action camera that captures immersive 8K video and stunning photos
26,000 Max Miles by Heymax
Worth S$468
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$450 Cash
Worth S$450
via PayNow
Ends 10 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no HSBC credit card right now, AND haven’t cancelled any HSBC credit card in the last 12 months
- Activate your card and spend min. S$500 in qualifying posted retail purchases by the end of the calendar month after your card account is opened.
- During the application, tick the box to receive marketing messages from HSBC. Don’t unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days after applying for the card to claim your gift, or you’ll lose it.
- Apply through SingSaver as the main cardholder. Use the same name, mobile number and email address in your SingSaver and HSBC applications.
- Qualifying spend excludes foreign exchange and quasi-cash transactions; payments to financial institutions, brokerages and money-transfer services (including CardUp and iPayMy); prepaid card, voucher and e-wallet top-ups or credit purchases; AXS and ATM transactions; instalment amounts and certain instalment-plan purchases; balance transfers, cash advances, bank fees and charges; and unposted, cancelled, disputed or refunded transactions. See the linked terms for the full exclusions.
- Keep your card account in good standing until the reward is awarded. HSBC may forfeit or recover the reward if the card is closed or suspended before fulfilment, or if you cancel it within 12 months of account opening.
- You can receive only one gift across eligible HSBC cards in this promotion. This promotion cannot be combined with other offers unless the terms expressly allow it.
Why pick this card
1.5%–2.5% unlimited cashback on all spend.
Currently hold a HSBC credit card issued over 12 months ago? Apply here → HSBC gives eligible existing cardholders S$50 cashback directly with an eligible spend of S$500. Please complete the Rewards Redemption Form sent to your email so your application is properly recorded.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
ENDS TOMORROW · 1 DAY LEFT
Choose 1 Gift
Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
Dyson Clean+Wash Hygiene hard floor cleaner
Worth S$729
vacuums, washes and removes wet and dry messes in one go
Insta360 X4 Air Standard Bundle
Worth S$489
lightweight 360° action camera that captures immersive 8K video and stunning photos
26,000 Max Miles by Heymax
Worth S$468
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$450 Cash
Worth S$450
via PayNow
Ends 10 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no HSBC credit card right now, AND haven’t cancelled any HSBC credit card in the last 12 months
- Activate your card and spend min. S$500 in qualifying posted retail purchases by the end of the calendar month after your card account is opened.
- During the application, tick the box to receive marketing messages from HSBC. Don’t unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days after applying for the card to claim your gift, or you’ll lose it.
- Apply through SingSaver as the main cardholder. Use the same name, mobile number and email address in your SingSaver and HSBC applications.
- Qualifying spend excludes foreign exchange and quasi-cash transactions; payments to financial institutions, brokerages and money-transfer services (including CardUp and iPayMy); prepaid card, voucher and e-wallet top-ups or credit purchases; AXS and ATM transactions; instalment amounts and certain instalment-plan purchases; balance transfers, cash advances, bank fees and charges; and unposted, cancelled, disputed or refunded transactions. See the linked terms for the full exclusions.
- Keep your card account in good standing until the reward is awarded. HSBC may forfeit or recover the reward if the card is closed or suspended before fulfilment, or if you cancel it within 12 months of account opening.
- You can receive only one gift across eligible HSBC cards in this promotion. This promotion cannot be combined with other offers unless the terms expressly allow it.
Why pick this card
Up to 8% cashback on dining, shopping & fuel.
Currently hold a HSBC credit card issued over 12 months ago? Apply here → HSBC gives eligible existing cardholders S$50 cashback directly with an eligible spend of S$500. Please complete the Rewards Redemption Form sent to your email so your application is properly recorded.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
ENDS TOMORROW · 1 DAY LEFT
Choose 1 Gift
Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
Dyson Clean+Wash Hygiene hard floor cleaner
Worth S$729
vacuums, washes and removes wet and dry messes in one go
Insta360 X4 Air Standard Bundle
Worth S$489
lightweight 360° action camera that captures immersive 8K video and stunning photos
26,000 Max Miles by Heymax
Worth S$468
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$450 Cash
Worth S$450
via PayNow
Ends 10 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no HSBC credit card right now, AND haven’t cancelled any HSBC credit card in the last 12 months
- Activate your card and spend min. S$500 in qualifying posted retail purchases by the end of the calendar month after your card account is opened.
- During the application, tick the box to receive marketing messages from HSBC. Don’t unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days after applying for the card to claim your gift, or you’ll lose it.
- Apply through SingSaver as the main cardholder. Use the same name, mobile number and email address in your SingSaver and HSBC applications.
- Qualifying spend excludes foreign exchange and quasi-cash transactions; payments to financial institutions, brokerages and money-transfer services (including CardUp and iPayMy); prepaid card, voucher and e-wallet top-ups or credit purchases; AXS and ATM transactions; instalment amounts and certain instalment-plan purchases; balance transfers, cash advances, bank fees and charges; and unposted, cancelled, disputed or refunded transactions. See the linked terms for the full exclusions.
- Keep your card account in good standing until the reward is awarded. HSBC may forfeit or recover the reward if the card is closed or suspended before fulfilment, or if you cancel it within 12 months of account opening.
- You can receive only one gift across eligible HSBC cards in this promotion. This promotion cannot be combined with other offers unless the terms expressly allow it.
Why pick this card
4 mpd on contactless, travel & online spend. Up to 8 mpd for HSBC EGA customers (S$50K ADB).
Currently hold a HSBC credit card issued over 12 months ago? Apply here → HSBC gives eligible existing cardholders S$50 cashback directly with an eligible spend of S$500. Please complete the Rewards Redemption Form sent to your email so your application is properly recorded.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
ENDS TOMORROW · 1 DAY LEFT
Choose 1 Gift
Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
Dyson Clean+Wash Hygiene hard floor cleaner
Worth S$729
vacuums, washes and removes wet and dry messes in one go
Insta360 X4 Air Standard Bundle
Worth S$489
lightweight 360° action camera that captures immersive 8K video and stunning photos
26,000 Max Miles by Heymax
Worth S$468
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$450 Cash
Worth S$450
via PayNow
Ends 10 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no HSBC credit card right now, AND haven’t cancelled any HSBC credit card in the last 12 months
- Activate your card and spend min. S$500 in qualifying posted retail purchases by the end of the calendar month after your card account is opened.
- During the application, tick the box to receive marketing messages from HSBC. Don’t unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days after applying for the card to claim your gift, or you’ll lose it.
- This card has a S$196.20 first-year annual fee (including GST, compulsory and non-waivable via SingSaver), payable even if you do not qualify for the reward. You’ll still come out ahead — the gift alone is worth up to S$799, plus you get 4 free airport lounge visits worth S$60+ each.
- Separate SingSaver new-cardholder offer: apply through SingSaver as the main cardholder. Use the same name, mobile number and email address in your SingSaver and HSBC applications.
- Qualifying spend excludes foreign exchange and quasi-cash transactions; payments to financial institutions, brokerages and money-transfer services (including CardUp and iPayMy); prepaid card, voucher and e-wallet top-ups or credit purchases; AXS and ATM transactions; instalment amounts and certain instalment-plan purchases; balance transfers, cash advances, bank fees and charges; and unposted, cancelled, disputed or refunded transactions. See the linked terms for the full exclusions.
- Keep your card account in good standing until the reward is awarded. HSBC may forfeit or recover the reward if the card is closed or suspended before fulfilment, or if you cancel it within 12 months of account opening.
- You can receive only one gift across eligible HSBC cards in this promotion. This promotion cannot be combined with other offers unless the terms expressly allow it.
Why pick this card
4 free DragonPass airport lounge passes yearly.
Currently hold a HSBC credit card issued over 12 months ago? Apply here → Eligible existing HSBC cardholders can receive 50,000 HSBC Reward points (equivalent to 20,000 miles at the 25,000:10,000 Asia Miles conversion rate) under HSBC’s separate bank offer. Provide marketing consent when applying and keep it valid until the reward is credited, pay the S$196.20 annual fee (including GST; non-waivable), and spend at least S$1,000 in qualifying transactions from card account opening until the end of the following month. Your most recent principal HSBC credit card must have been issued more than 12 months ago, with no HSBC credit card cancelled in the past 12 months. Keep the card in good standing until the reward is credited. HSBC may forfeit or recover the reward if the card is closed, terminated or suspended before fulfilment, or cancelled within 12 months of opening. Apply and obtain approval within the deadlines in HSBC’s current promotion terms. This is separate from the SingSaver new-cardholder offer.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
OCBC
6 cards
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
Dyson Airstrait
Retail S$799
An all-in-one hair straightener that dries and straightens hair using powerful airflow with no hot plates.
Dyson V8 Cyclone cordless vacuum
Worth S$559
A lightweight cordless vacuum with powerful suction for everyday whole-home cleaning.
25,000 MaxMiles by HeyMax
Worth S$450 in travel value
Convert to airline miles or retail vouchers with HeyMax
S$420 Shopee Voucher
Worth S$420
extra savings on your next Shopee purchase
S$300 Cash via PayNow + S$100 Grab Voucher Bundle
Worth S$400
No bank details needed
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no OCBC credit card right now, AND haven’t cancelled any OCBC credit card in the last 12 months
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
6% cashback on eligible dining, groceries, land transport and petrol with at least S$800 qualifying spend per calendar month; S$160 monthly cashback cap across the bonus categories. Stacks with OCBC 360 Account.
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
Dyson Airstrait
Retail S$799
An all-in-one hair straightener that dries and straightens hair using powerful airflow with no hot plates.
Dyson V8 Cyclone cordless vacuum
Worth S$559
A lightweight cordless vacuum with powerful suction for everyday whole-home cleaning.
25,000 MaxMiles by HeyMax
Worth S$450 in travel value
Convert to airline miles or retail vouchers with HeyMax
S$420 Shopee Voucher
Worth S$420
extra savings on your next Shopee purchase
S$300 Cash via PayNow + S$100 Grab Voucher Bundle
Worth S$400
No bank details needed
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no OCBC credit card right now, AND haven’t cancelled any OCBC credit card in the last 12 months
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
1.3 mpd local currency spend, 2.1 foreign currency spend. Miles never expire.
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
Dyson Airstrait
Retail S$799
An all-in-one hair straightener that dries and straightens hair using powerful airflow with no hot plates.
Dyson V8 Cyclone cordless vacuum
Worth S$559
A lightweight cordless vacuum with powerful suction for everyday whole-home cleaning.
25,000 MaxMiles by HeyMax
Worth S$450 in travel value
Convert to airline miles or retail vouchers with HeyMax
S$420 Shopee Voucher
Worth S$420
extra savings on your next Shopee purchase
S$300 Cash via PayNow + S$100 Grab Voucher Bundle
Worth S$400
No bank details needed
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no OCBC credit card right now, AND haven’t cancelled any OCBC credit card in the last 12 months
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
Flat 1.6% unlimited cashback. Stacks with OCBC 360 Account.
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
Dyson Airstrait
Retail S$799
An all-in-one hair straightener that dries and straightens hair using powerful airflow with no hot plates.
Dyson V8 Cyclone cordless vacuum
Worth S$559
A lightweight cordless vacuum with powerful suction for everyday whole-home cleaning.
25,000 MaxMiles by HeyMax
Worth S$450 in travel value
Convert to airline miles or retail vouchers with HeyMax
S$420 Shopee Voucher
Worth S$420
extra savings on your next Shopee purchase
S$300 Cash via PayNow + S$100 Grab Voucher Bundle
Worth S$400
No bank details needed
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no OCBC credit card right now, AND haven’t cancelled any OCBC credit card in the last 12 months
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
6 mpd on Watsons, Lazada, Shopee, Taobao & Tiktok Shop (until 31 Mar 2027).
Referral Code
VHW8FDOSHow to sign up
- Download OCBC Digital from App Store or Google Play
- Copy the referral code above and enter into the app when prompted
- Apply for 360 Account
Why pick this account
Up to 4.70% p.a. effective interest on the first S$100,000 with Salary, Save, Spend, Insure and Invest, subject to each category’s conditions and the Save promotion through 31 December 2026. Insurance and investment purchases are required for the advertised maximum.
Standard Chartered
5 cards
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
3,500 Max Miles by HeyMax
Worth S$63
Convert to airline miles · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$50 Cash via PayNow
No bank details needed
STACKABLE DEAL: Receive up to 3 NVIDIA Shares when you spend S$1,000 + deposit and maintain S$50,000 in fresh funds on Bonus$aver. To receive the NVIDIA shares, you must open an SC Online Trading Account
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no SCB credit card right now, AND haven’t cancelled any SCB credit card in the last 12 months
- Spend min. S$1,000 within 30 days of card approval
- Also apply for 1 additional Standard Chartered product — choose from: a Bonus$aver savings account, a CashOne personal loan, an EasyPay 6-month instalment plan, or a CCFT (Credit Card Funds Transfer). Any one counts.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
Up to 3 mpd on online transport, food delivery & groceries. 2 free Priority Pass lounge visits yearly.
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
S$55 Grab Voucher
Use at hawker stalls, taxis, food delivery
S$50 Cash via PayNow
No bank details needed
STACKABLE DEAL: Receive up to 3 NVIDIA Shares when you spend S$1,000 + deposit and maintain S$50,000 in fresh funds on Bonus$aver. To receive the NVIDIA shares, you must open an SC Online Trading Account
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no SCB credit card right now, AND haven’t cancelled any SCB credit card in the last 12 months
- Spend min. S$1,000 within 30 days of card approval
- Also apply for 1 additional Standard Chartered product — choose from: a Bonus$aver savings account, a CashOne personal loan, an EasyPay 6-month instalment plan, or a CCFT (Credit Card Funds Transfer). Any one counts.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
1.5% unlimited cashback. No minimum spend.
Why pick this card
Reward points on selected spend, redeemable as statement credit.
Referral Code
DBF6FHow to sign up
- Visit the SC Bonus$aver page and apply online
- Enter referral code DBF6F when prompted
- Deposit min S$50,000 fresh funds into the Bonus$aver account
- Maintain that balance until the end of the following month to receive extra S$30 cashback + S$168 cash
Why pick this account
Up to 5.85% p.a. by stacking salary + spend + insurance + investment.
Why pick this account
Up to 1.50% p.a. on fresh funds for wealth customers.
Trust
3 cards
Referral Code
FYS31XY4
How to claim
- Download the app from the App Store or Google Play
- Copy the referral code above and enter into the app when prompted
- Sign up with your details
Why pick this card
0.5% cashback on overseas spend + 0% FX fees.
Referral Code
FYS31XY4
How to claim
- Download the app from the App Store or Google Play
- Copy the referral code above and enter into the app when prompted
- Sign up with your details
Why pick this card
highest cashback on Fairprice purchases
Referral Code
FYS31XY4How to sign up
- Download Trust from App Store or Google Play
- Copy the referral code above and enter it at sign-up
- Complete KYC to open your Trust Savings Account
Why pick this account
Stackable bonuses: PayNow + salary + balance + spend + invest.
UOB
11 cards
Why pick this card
Up to 12% cashback on Singtel/GOMO, local online and mobile contactless. S$800 monthly spend.
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
S$80 Cash
worth S$80
via PayNow
The first 3 eligible applicants at 2 PM daily can get S$400 Cash via PayNow
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven’t cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
1.7% unlimited cashback on most spend (0.3% on charity, education, healthcare, utilities, GrabPay top-ups).
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
S$80 Cash
worth S$80
via PayNow
The first 3 eligible applicants at 2 PM daily can get S$400 Cash via PayNow
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven’t cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
No FX fees + up to 10% cashback on online/mobile spend + gym, telco & streaming (S$800 min). Pairs with UOB One Account.
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
S$80 Cash
worth S$80
via PayNow
The first 3 eligible applicants at 2 PM daily can get S$400 Cash via PayNow
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven’t cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
Up to 3 KrisFlyer miles per S$1 on SIA/Scoot/KrisShop.
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
S$80 Cash
worth S$80
via PayNow
The first 3 eligible applicants at 2 PM daily can get S$400 Cash via PayNow
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven’t cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
4 mpd on your chosen category. Bonus 2-6 mpd when paired with UOB Lady’s Savings Account.
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
S$80 Cash
worth S$80
via PayNow
The first 3 eligible applicants at 2 PM daily can get S$400 Cash via PayNow
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven’t cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
3.33% base cashback + up to 6.67% bonus on Grab, Shopee, SP Utilities, McD & SimplyGo. Requires consecutive monthly spend.
Why pick this card
10X UNI$ (4 mpd) on contactless mobile wallet + online shopping/entertainment.
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
S$80 Cash
worth S$80
via PayNow
The first 3 eligible applicants at 2 PM daily can get S$400 Cash via PayNow
Apply for UOB PRVI Miles Card — Visa →Apply for UOB PRVI Miles Card — Mastercard →Apply for UOB PRVI Miles Card — AMEX →
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven’t cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
1.4 mpd on eligible SGD spend; 3 mpd on eligible IDR, MYR, THB and VND spend; 2.4 mpd on other eligible foreign-currency spend processed outside Singapore. Bonus miles on eligible prepaid bookings via UOB’s dedicated Agoda or Expedia links; rates and conditions vary. 4 free lounge visits yearly.
ENDS 30 NOV 2026 · 21 DAYS LEFT
Choose 1 Gift
Selection form emailed after application
S$80 Cash
worth S$80
via PayNow
The first 3 eligible applicants at 2 PM daily can get S$400 Cash via PayNow
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven’t cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
4 mpd on large contactless purchases + foreign currency spend + petrol. S$1,000 monthly min.
Why pick this account
Up to 1.95% p.a. on monthly average balance you maintain or grow.
Why pick this account
Up to 3.40% p.a. with salary credit + S$500 monthly card spend.
Maybank
8 cards
Sign-up Rewards
For new-to-Maybank applicants
Free Etiqa Trip XpLorer Protect Insurance
12 months · Up to S$5,000
Overseas Medical Expenses incl. Adventurous Activities · Leisure trips only · No auto-renew
S$10 Cashback
S$10
Apply for XL Cashback or Rewards + one transaction · Auto-credited
Requirements (tap to expand)
- Apply for XL Cashback or XL Rewards Card via the button
- Fill the Google Form after signing up
- Make one transaction → cashback auto-credited to card account
Why pick this card
5% cashback on dining, travel, shopping and foreign currency spend.
Sign-up Rewards
For new-to-Maybank applicants
Free Etiqa Trip XpLorer Protect Insurance
12 months · Up to S$5,000
Overseas Medical Expenses incl. Adventurous Activities · Leisure trips only · No auto-renew
S$10 Cashback
S$10
Apply for XL Cashback or Rewards + one transaction · Auto-credited
Requirements (tap to expand)
- Apply for XL Cashback or XL Rewards Card via the button
- Fill the Google Form after signing up
- Make one transaction → cashback auto-credited to card account
Why pick this card
4 mpd on dining, travel, shopping and foreign currency spend.
Exclusive Sign-up Gift
Only applicable for new-to-bank card applicants
Samsonite RESTACKD Spinner 68/25 EXP + 2 packing cubes
Worth S$520
Lightweight (3.3kg), expandable, matte scratch-resistant
Requirements (tap to expand)
- Apply for a new Maybank Credit Card (not applicable for Maybank XL cards)
- Charge min. S$1,300 within the first 2 months of card approval
- Fill the Google Form after signing up
- Alternative: apply for CreditAble + a Maybank Credit Card, then charge min. S$1,200 within 2 months
Why pick this card
Up to 8% cashback on 5 chosen categories (from 10 options).
Exclusive Sign-up Gift
Only applicable for new-to-bank card applicants
Samsonite RESTACKD Spinner 68/25 EXP + 2 packing cubes
Worth S$520
Lightweight (3.3kg), expandable, matte scratch-resistant
Requirements (tap to expand)
- Apply for a new Maybank Credit Card (not applicable for Maybank XL cards)
- Charge min. S$1,300 within the first 2 months of card approval
- Fill the Google Form after signing up
- Alternative: apply for CreditAble + a Maybank Credit Card, then charge min. S$1,200 within 2 months
Why pick this card
1.6% unlimited cashback on all spend. No minimum, no cap. 5% off at FCBotiga.
Exclusive Sign-up Gift
Only applicable for new-to-bank card applicants
Samsonite RESTACKD Spinner 68/25 EXP + 2 packing cubes
Worth S$520
Lightweight (3.3kg), expandable, matte scratch-resistant
Requirements (tap to expand)
- Apply for a new Maybank Credit Card (not applicable for Maybank XL cards)
- Charge min. S$1,300 within the first 2 months of card approval
- Fill the Google Form after signing up
- Alternative: apply for CreditAble + a Maybank Credit Card, then charge min. S$1,200 within 2 months
Why pick this card
Up to 3.33% cash rebate. Tiered minimum spend: S$300 / $1,000 / $2,000 monthly for higher rates.
Exclusive Sign-up Gift
Only applicable for new-to-bank card applicants
Samsonite RESTACKD Spinner 68/25 EXP + 2 packing cubes
Worth S$520
Lightweight (3.3kg), expandable, matte scratch-resistant
Requirements (tap to expand)
- Apply for a new Maybank Credit Card (not applicable for Maybank XL cards)
- Charge min. S$1,300 within the first 2 months of card approval
- Fill the Google Form after signing up
- Alternative: apply for CreditAble + a Maybank Credit Card, then charge min. S$1,200 within 2 months
Why pick this card
Up to 3.2 mpd on foreign currency (no cap). Complimentary lounge visits.
Why pick this card
1% unlimited cashback on all Visa spend. Ideal first card for fresh graduates.
Other Credit Cards
10 cards
ENDS 31 DEC 2026 · 52 DAYS LEFT
_
_
Cashback
S$120
Credited by End Feb
Valid till 31 Dec 2026
Requirements (tap to expand)
- Download the App, use my referral code: AUDR190 and Apply for GXS Credit Card in the Home Screen.
- (1)Spend on local or overseas, online or offline non-Grab spend with GXS Credit Card of at least S$500 between 3 Nov – 31st Dec 2026
- (2)Maximum cashback of S$120 is earned, with S$1,000 spend
Why pick this card
Up to 10% Cashback on Grab Spends (in GrabCoins) + 1.75% Unlimited Cashback on Local Non-Grab Spends + 0% FX fees
Why pick this card
Earn 10% cashback on Dining and Food Delivery, 8% cashback on Travel, Entertainment, Shopping, Lifestyle, Online Purchases, and Public Transport, 3% cashback on Hospitals, Veterinary Services and 1% cashback on Insurance-related spend
Why pick this card
Earn 1.6% cashback locally and 2.4% overseas with no minimum spend or cashback cap
Why pick this card
Earn up to 2.8 mpd overseas and 1.4 mpd locally with no minimum spend
Why pick this card
Earn up to 8% cash rebates, 2.4 miles per dollar, or 8% investment credits.
ENDS 30 NOV 2026 · 21 DAYS LEFT
Tiered Stacked Rewards
Both tiers combine SingSaver cash + CIMB Reward
Samsonite Luggage
Retail S$1,150
Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage built for travel
S$50 Cash via PayNow
No bank details needed
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no CIMB credit card right now, AND haven’t cancelled any CIMB credit card in the last 12 months
- For the CIMB reward (Samsonite Luggage), spend S$2,000 within 60 days of card approval
- For the additional reward (S$50), automatically qualified with the same S$2,000 spend — no extra spending required
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
10% cashback on online shopping, groceries, beauty & wellness, pet services and cruises (S$800 min spend).
ENDS 30 NOV 2026 · 21 DAYS LEFT
Tiered Stacked Rewards
Both tiers combine SingSaver cash + CIMB Reward
Samsonite Luggage
Retail S$1,150
Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage built for travel
S$50 Cash via PayNow
No bank details needed
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no CIMB credit card right now, AND haven’t cancelled any CIMB credit card in the last 12 months
- For the CIMB reward (Samsonite Luggage), spend S$2,000 within 60 days of card approval
- For the additional reward (S$50), automatically qualified with the same S$2,000 spend — no extra spending required
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
Unlimited 2% cashback on wine & dine, food delivery, taxis, movies & luxury retail (S$1,000 min spend).
ENDS 30 NOV 2026 · 21 DAYS LEFT
Tiered Stacked Rewards
Both tiers combine SingSaver cash + CIMB Reward
Samsonite Luggage
Retail S$1,150
Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage built for travel
S$50 Cash via PayNow
No bank details needed
Valid till 30 Nov 2026
Requirements (tap to expand)
- You qualify if: you have no CIMB credit card right now, AND haven’t cancelled any CIMB credit card in the last 12 months
- For the CIMB reward (Samsonite Luggage), spend S$2,000 within 60 days of card approval
- For the additional reward (S$50), automatically qualified with the same S$2,000 spend — no extra spending required
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Why pick this card
2% cashback on travel & FX (S$2,000 min).
Fintech
8 cards
Referral Code
KWMLISBL
How to claim
- Download the yuu app from the App Store or Google Play
- Enter the referral code KWMLISBL during sign-up
- Receive 2,000 yuu points after registration
Why pick this card
Standalone yuu rewards app. Pair with your DBS yuu Card to redeem yuu Points and unlock exclusive deals & earn rewards at partner merchants like Cold Storage, Giant, Guardian, 7-Eleven, Gojek.
Referral Code
43774BFE
How to claim
- Download the HeyMax app from the App Store or Google Play
- Enter the referral code 43774BFE when prompted during sign-up
- Complete phone verification
- Make 1 confirmed transaction via HeyMax within 180 days of account creation
- Get 200 Max Miles as your sign-up reward
Why pick this card
Miles version of Shopback that allows you to earn Max Miles on top of your regular credit card rewards through various methods like purchasing vouchers. You can redeem miles for flights via the FlyAnywhere feature or transfer Max Miles to a transfer partner.
Why pick this card
1 mile per dollar on almost everything on up to S$2K per month of spend, capped at 300 Max Miles per month on bill payments
Referral Code
2OJA50ZV
How to claim
- Download the app from the App Store or Google Play
- Copy the referral code above and enter into the app when prompted
- Sign up with your details
Why pick this card
1.5% unlimited cashback + 0% FX fees + 1.5% Shopee Coins via Mari Credit Instant Checkout.
Referral Code
Y066895
How to claim
- Download the app from the App Store or Google Play
- Copy the referral code above and enter into the app when prompted
- Sign up with your details
Referral Code
R70247F
How to claim
- Download the app from the App Store or Google Play
- Copy the referral code above and enter into the app when prompted
- Sign up with your details
Why pick this card
Singapore platform for real estate-backed fixed-income investments.
Multi-Currency
3 cards
Why pick this card
Payment processor card that consolidates multiple cards for overseas + online spend.
Why pick this card
Get a free Wise card OR zero transfer fees for up to S$900. Spend in 50+ currencies at mid-market rates.
Why pick this card
Get competitive FX rates with YouTrip — spend in 150+ currencies at wholesale mid-market rates, no FX fees.
Brokerages
11 cards
Why pick this platform
Zero-commission US stocks with a beginner-friendly app. SG, US, and HK markets; free Level 2 data.
Why pick this platform
Super low fees, clean interface. Idle cash earns interest via cash management.
Why pick this platform
Lowest fees on 150+ global markets. Best for serious / international investors.
Enter at signup
UI3D0S8FWhy pick this platform
Lifetime zero-commission US trading + up to 14% on uninvested cash (check current promo).
Why pick this platform
Popular SG broker with frequent SingSaver promos. SG, US, HK, AU markets.
Why pick this platform
Social trading + free fractional US stocks. Copy top traders automatically.
Why pick this platform
Automated portfolios from S$1. Core, REIT+, Equity100, Cash+, Income+. No minimum.
Access fee waiver code
Q7FJVWhy pick this platform
100% cashback on fund fees (their unique edge). Invest Cash, CPF (OA + SA), and SRS.
Why pick this platform
Singapore’s first robo-advisor. ERAA risk-adjusted portfolios + cash management.
Why pick this platform
2,500+ unit trusts, ETFs and bonds from 60+ fund houses. Run by iFAST (SGX-listed).
Why pick this platform
CFD trading on 2,800+ instruments — forex, crypto, stocks, commodities.
⚠️ High-risk product. CFDs are leveraged — the majority of retail investors lose money. Trade only what you can afford to lose.
Other Savings Accounts
6 cards
Referral Code
AUDR190How to sign up
- Download GXS from App Store or Google Play
- Enter referral code above during onboarding
- Receive bonus rewards after KYC
Why pick this account
1.30% p.a. via Boost Pocket (1/3/8/12-month fixed tenure).
Referral Code
2OJA50ZVHow to sign up
- Download Mari from App Store or Google Play
- Enter referral code above at sign-up
- Get S$12 cash + 2.88% p.a. locked for 1 month
Why pick this account
Flat 0.88% p.a. No conditions. Max S$100,000 deposit.
Why pick this account
Up to 1.30% p.a. tiered by balance. No conditions.
Why pick this account
1.5% on first S$10k · 1.0% next S$90k. Insurance savings account.
Why pick this account
Up to 7.90% p.a. with salary + card spend + wealth bonus.
Why pick this account
Tiered base up to 1.58% + salary/spend bonuses on first S$25k.
A note on these links
Some of the apply buttons go through SingSaver or directly via my referral code — if you sign up and qualify, I earn a small commission at no extra cost to you. That’s how I keep this site free and updated. Thank you for using my links.
Promo terms change without notice. Always read the bank’s T&Cs before applying. Nothing here is financial advice.
Credit cards grouped by bank
OCBC
ENDS 30 NOV 2026 · 21 DAYS LEFT
OCBC5 cards
Choose 1 GiftSelection form emailed after application
Dyson Airstrait
Retail S$799
An all-in-one hair straightener that dries and straightens hair using powerful airflow with no hot plates.
Dyson V8 Cyclone cordless vacuum
Worth S$559
A lightweight cordless vacuum with powerful suction for everyday whole-home cleaning.
25,000 MaxMiles by HeyMax
Worth S$450 in travel value
Convert to airline miles or retail vouchers with HeyMax
S$420 Shopee Voucher
Worth S$420
extra savings on your next Shopee purchase
S$300 Cash via PayNow + S$100 Grab Voucher Bundle
Worth S$400
No bank details needed
Requirements (tap to expand)
- You qualify if: you have no OCBC credit card right now, AND haven’t cancelled any OCBC credit card in the last 12 months
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Choose your card
Valid till 30 Nov 2026
No sign-up promo right now.
Citi
ENDS 30 NOV 2026 · 21 DAYS LEFT
Citi6 cards
Via SingSaver
Choose 1 GiftSelection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Dyson V8 Cyclone cordless vacuum
Worth S$559
25,000 Max Miles by HeyMax
Worth S$450
at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Beats 360 Over-Ear Headphones
Worth S$429
S$400 Cash via PayNow
Choose your card
Valid till 30 Nov 2026
Direct
Want a different reward? Apply via Citi Direct below — note: not stackable with the SingSaver gift above (choose one).
Prestige CardSeparate offer — different reward & rules
Requirements (tap to expand)
- Must spend S$14,000 within 2 months from card approval date
Valid till 30 Nov 2026
HSBC
ENDS TOMORROW · 1 DAY LEFT
HSBC4 cards
Choose 1 GiftSelection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
Dyson Clean+Wash Hygiene hard floor cleaner
Worth S$729
vacuums, washes and removes wet and dry messes in one go
Insta360 X4 Air Standard Bundle
Worth S$489
lightweight 360° action camera that captures immersive 8K video and stunning photos
26,000 Max Miles by Heymax
Worth S$468
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$450 Cash
Worth S$450
via PayNow
Requirements (tap to expand)
- You qualify if: you have no HSBC credit card right now, AND haven’t cancelled any HSBC credit card in the last 12 months
- Activate your card and spend min. S$500 in qualifying posted retail purchases by the end of the calendar month after your card account is opened.
- During the application, tick the box to receive marketing messages from HSBC. Don’t unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days after applying for the card to claim your gift, or you’ll lose it.
- Qualifying spend excludes foreign exchange and quasi-cash transactions; payments to financial institutions, brokerages and money-transfer services (including CardUp and iPayMy); prepaid card, voucher and e-wallet top-ups or credit purchases; AXS and ATM transactions; instalment amounts and certain instalment-plan purchases; balance transfers, cash advances, bank fees and charges; and unposted, cancelled, disputed or refunded transactions. See the linked terms for the full exclusions.
- Keep your card account in good standing until the reward is awarded. HSBC may forfeit or recover the reward if the card is closed or suspended before fulfilment, or if you cancel it within 12 months of account opening.
- You can receive only one gift across eligible HSBC cards in this promotion. This promotion cannot be combined with other offers unless the terms expressly allow it.
Choose your card
Advance Credit Card, Live+ Credit Card, Revolution Credit Card — Currently hold a HSBC credit card issued over 12 months ago? HSBC gives eligible existing cardholders S$50 cashback directly with an eligible spend of S$500. Please complete the Rewards Redemption Form sent to your email so your application is properly recorded.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
TravelOne Credit Card — Currently hold a HSBC credit card issued over 12 months ago? Eligible existing HSBC cardholders can receive 50,000 HSBC Reward points (equivalent to 20,000 miles at the 25,000:10,000 Asia Miles conversion rate) under HSBC’s separate bank offer. Provide marketing consent when applying and keep it valid until the reward is credited, pay the S$196.20 annual fee (including GST; non-waivable), and spend at least S$1,000 in qualifying transactions from card account opening until the end of the following month. Your most recent principal HSBC credit card must have been issued more than 12 months ago, with no HSBC credit card cancelled in the past 12 months. Keep the card in good standing until the reward is credited. HSBC may forfeit or recover the reward if the card is closed, terminated or suspended before fulfilment, or cancelled within 12 months of opening. Apply and obtain approval within the deadlines in HSBC’s current promotion terms. This is separate from the SingSaver new-cardholder offer.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
Valid till 10 Nov 2026
UOB
ENDS 30 NOV 2026 · 21 DAYS LEFT
UOB9 cards
No sign-up promo right now.
Choose 1 GiftSelection form emailed after application
S$80 Cash
worth S$80
via PayNow
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven’t cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Choose your card
Valid till 30 Nov 2026
No sign-up promo right now.
DBS/POSB
ENDS 15 NOV 2026 · 6 DAYS LEFT
DBS/POSB7 cards
Choose 1 GiftSelection form emailed after application
Dyson Cool™ AM07 Tower Fan
Worth S$499
powerful airflow, quiet operation and bladeless design for comfortable cooling
Apple Homeview
Worth S$399
smart home monitoring solution that lets users conveniently view and manage connected home devices
22,000 Max Miles by HeyMax
Worth S$396
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$350 Shopee Voucher
Worth S$350
extra savings on your next Shopee purchase
S$320 Cash
Worth S$320
via PayNow
Requirements (tap to expand)
- You qualify if: you have no DBS/POSB credit card right now, AND haven’t cancelled any DBS/POSB credit card in the last 12 months
- Enter promo code SINGSAVER during application
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Choose your card
Valid till 15 Nov 2026
No sign-up promo right now.
No sign-up promo right now.
No sign-up promo right now.
No sign-up promo right now.
AMEX
AMEX1 card
No sign-up promo right now.
BOC
BOC3 cards
No sign-up promo right now.
No sign-up promo right now.
No sign-up promo right now.
CIMB
ENDS 30 NOV 2026 · 21 DAYS LEFT
CIMB3 cards
Tiered Stacked RewardsBoth tiers combine SingSaver cash + CIMB Reward
Samsonite Luggage
Retail S$1,150
Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage built for travel
S$50 Cash via PayNow
No bank details needed
Requirements (tap to expand)
- You qualify if: you have no CIMB credit card right now, AND haven’t cancelled any CIMB credit card in the last 12 months
- For the CIMB reward (Samsonite Luggage), spend S$2,000 within 60 days of card approval
- For the additional reward (S$50), automatically qualified with the same S$2,000 spend — no extra spending required
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Choose your card
Valid till 30 Nov 2026
DCS
GXS
ENDS 31 DEC 2026 · 52 DAYS LEFT
GXS1 card
__
Cashback
S$120
Credited by End Feb
Requirements (tap to expand)
- Download the App, use my referral code: AUDR190 and Apply for GXS Credit Card in the Home Screen.
- (1)Spend on local or overseas, online or offline non-Grab spend with GXS Credit Card of at least S$500 between 3 Nov – 31st Dec 2026
- (2)Maximum cashback of S$120 is earned, with S$1,000 spend
Choose your card
Valid till 31 Dec 2026
Mari
Mari1 card
No sign-up promo right now.
Maybank
Maybank8 cards
No sign-up promo right now.
Exclusive Sign-up GiftOnly applicable for new-to-bank card applicants
Samsonite RESTACKD Spinner 68/25 EXP + 2 packing cubes
Worth S$520
Lightweight (3.3kg), expandable, matte scratch-resistant
Requirements (tap to expand)
- Apply for a new Maybank Credit Card (not applicable for Maybank XL cards)
- Charge min. S$1,300 within the first 2 months of card approval
- Fill the Google Form after signing up
- Alternative: apply for CreditAble + a Maybank Credit Card, then charge min. S$1,200 within 2 months
Choose your card
Step 2 After applying, fill the gift form to claim →No sign-up promo right now.
Sign-up RewardsFor new-to-Maybank applicants
Free Etiqa Trip XpLorer Protect Insurance
12 months · Up to S$5,000
Overseas Medical Expenses incl. Adventurous Activities · Leisure trips only · No auto-renew
S$10 Cashback
S$10
Apply for XL Cashback or Rewards + one transaction · Auto-credited
Requirements (tap to expand)
- Apply for XL Cashback or XL Rewards Card via the button
- Fill the Google Form after signing up
- Make one transaction → cashback auto-credited to card account
Choose your card
Step 2 After applying, fill the gift form to claim →Standard Chartered
ENDS 30 NOV 2026 · 21 DAYS LEFT
Standard Chartered3 cards
Choose 1 GiftSelection form emailed after application
S$50 Cash via PayNow
No bank details needed
Requirements (tap to expand)
- You qualify if: you have no SCB credit card right now, AND haven’t cancelled any SCB credit card in the last 12 months
- Spend min. S$1,000 within 30 days of card approval
- Also apply for 1 additional Standard Chartered product — choose from: a Bonus$aver savings account, a CashOne personal loan, an EasyPay 6-month instalment plan, or a CCFT (Credit Card Funds Transfer). Any one counts.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Choose your card
Valid till 30 Nov 2026
No sign-up promo right now.
Trust
Trust1 card
No sign-up promo right now.