Option 1: Direct Bank Promotion – Higher Qualifying Spend

• Receive 125,000 ThankYou Points in Welcome Gift when you pay annual fee upon card approval & spend S$2,000 in the first 2 months of card approval
• Read Terms and Conditions here
• Valid until 31 May 2025
• Eligible for new main Citi Prestige Card members (if you hold other Citibank cards but have not held a Citi Prestige card over the last 12 months, you are considered new to Citi Prestige)2X Samsonite Straren Spinner 67/24 (worth S$1,200) [pair reward option for Valentine’s day]

Option 2: Singsaver – Lower Qualifying Spend

• Get 2X Samsonite Straren Spinner 67/24 (worth S$1,200) or Apple iPad 9th 10.2″” WiFi 64GB (worth S$479) or S$450 Shopee Vouchers or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
• Valid until 31 March 2025
• Promotion is valid for new to bank credit card holders
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

• Earn up to 2 miles per dollar (5 Citi ThankYou Points) spend overseas and 1.3 miles per dollar (3.25 Citi ThankYou Points) locally. You can also access exclusive benefits such as 4th night complimentary night stay, unlimited Priority Pass visits + one guest per membership year, 6 complimentary golf games, and dining experiences. The earn rate is enhanced with bonus ThankYou Points when you hold a Citi bank account for a period of time.
• Points has no cap and expiry

Know what this card is best for:

• Best Cards for Airport Lounge
• Best Cards for Insurance
• Best Cards for Renovations, MCST, donations, Tax, Rent

Terms & Conditions

Full Review

• Receive up to 85,000 miles when you spend S$4,000 + pay annual fee within 30 days of card approval to be eligible for reward
  • Pay the annual fee of S$599,50 (inclusive of GST) to receive 25,000 miles
  • Spend S$4,000 to receive 60,000 miles
• Promotion is valid for new and existing DBS credit cardmember
• Promotion is valid until 30 April 2025
• Read Terms and Conditions here

• Earn 1.5 miles or 1.5% cashback per dollar; 3.75 DBS Points for every S$5 spent locally, such as groceries, shopping and more  and 2.2 miles or 2.2% cashback per dollar; 5.5 DBS Points for every S$5 spent on overseas purchases in foreign currency
• This comes with ten (10) free airport lounge visits per membership year
• This is also best used with CardUp to pay for expenses that typically don’t earn miles, you basically pay a service fee to charge those payments to your DBS Vantage card and accumulate rewards. This is similar to “buying” miles.

Terms & Conditions

Full Review

• Get Dyson™ Supersonic (Worth S$659) or Apple iPad 9th 10.2″ WiFi 64GB (worth S$479) or Dyson AM07 (worth S$499) or Apple Watch SE (GEN 2) GPS 40mm + Stryv – Pro Styler Bundle (worth S$518) or S$199 + S$200 Shopee Voucher when you spend S$800 by the end of the following calendar month from the card account opening date + provide marketing consent + pay annual fee
  • Get bonus S$100 Cash via PayNow on top of the physical gifts only (from 07 March – 13 March 2025 only)
• Valid from From 03 March, 5PM – 31 March 2025
• Available for New HSBC Cardholders
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

• Earn 2.4 miles per dollar on foreign currency spend, and 1.2 miles per dollar on local spend. This card is best for travelers due to the fact that it has twice more than the usual lounge passes that you can acquire in other similar earn rate entry level credit cards; you are entitled to 4 free airport lounge visits (via DragonPass) per calendar year! Plus, it has an extensive list of transfer partners allowing flexibility.

Annual Fee

S$196.20 (inclusive of GST), first year free waiver

Income Requirement

S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

After 37 months

Transfer Partners

Asia Miles, Vietnam Airlines, British Airways, EVA Air, Qantas, Air Asia, Flying Blue, Krisflyer, Fortune Wings Club, Turkish Airlines, United Mileage Plus, Air Canada, Qatar Airways, Japan Airlines

Know what this card is best for:

• Best Cards for Airport Lounge

Terms & Conditions

Full Review

• Receive 20,000 miles when you sms PMAF last 4 alphanumeric of NRIC/passport registered with UOB to 77862 to register by 30 April 2025
• Receive 26,000 miles if you are among the first 50 participants who spends min. S$2,000 per month for 2 consecutive months from card approval date AND with first year annual fee payment of S$261.60 (inclusive of 9% GST)
• Receive 5,600 to 12,000 miles when you spend a minimum of S$2,000 per month for 2 consecutive months. (Based on an Earn rate of 1.4 miles per dollar for local transactions and up to 3 miles per dollar for overseas spend)
• Valid until 31 March 2025
• Terms and conditions here

• Earn 1.4 miles per dollar for local spending
• Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
  • 3 miles per dollar on selected currencies:
    • Malaysian Ringgit
    • Indonesian Rupiah
    • Thai Baht
    • Vietnamese Dong
  • 2.4 miles per dollar on other currencies

• Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
• This comes with

  two complimentary lounge passes per 12-month membership period

Terms & Conditions

Full Review

• Receive Samsonite Straren Spinner 67/24 (worth S$600) or 12K Max Miles or S$250 Shopee Voucher or S$180 Cash via PayNow when you spend S$500 within 30 days of card approval
• Valid until 31 March 2025
• Read Terms and Conditions here
• Promotion is valid for new to bank credit card holders
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

Stackable with Direct Bank Rewards:

• Receive up to 45,000 miles
• Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval
• Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval [Recommended]\
• Promotion is valid until 31 March 2025
• Read Terms and Conditions here

My thoughts: If you were going to apply for this card, you would probably get the better value from choosing the annual fee paying option as you would get extra 20,000 miles for S$196.20, making your cost per mile to be 0.9 cents per mile. Do take note of the minimum spend criteria of S$3000 within 2 months of card approval as well as spending on eligible transactions for your qualifying spend to maximise the sign up rewards.

• Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month

Terms & Conditions

Full Review

Option 1: Direct Bank Promotion

• Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
• Valid til 31 July 2025
• Read Terms and Conditions here

Option 2: Singsaver Promotion

• Get 2X Samsonite Straren Spinner 67/24 (worth S$1,200) or Apple iPad 9th 10.2″” WiFi 64GB (worth S$479) or S$450 Shopee Vouchers or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
• Valid until 31 March 2025
• Promotion is valid for new to bank credit card holders
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email and complete the registration to secure your reward!

• Earn uncapped 1.2 miles for every $1 spent in Singapore dollars and 2 miles for every $1 spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

• Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

• The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

Terms & Conditions

Full Review

• • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category

• • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate

• • No minimum monthly spending required

• • Spending Cap:
    

• • • Classic Card: S$1,000

• • • Solitaire Card: S$2,000
• This card can be used on Ride Hailing apps as long as you choose the Transport Category

• Earn 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases with minimum spend of S$800
• Earn uncapped 3 miles per dollar on eligible everyday spends
• Earn 1.2 miles per dollar on all other purchases

• Get up to 13% Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval
• You must be among the first 50,000 New Mari Credit Card Holders
• Must be a new-to-bank customer
• Valid until 30 April 2025
• For more information on the promotion, please refer to: https://www.maribank.sg/promo

Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

• Earn 3% Unlimited Shopee Coins with Mari Credit Card Instant Checkout (until 31 December 2025 only)
• Earn 1.7% Unlimited Cashback on eligible card spend
• No minimum monthly spend requirement and no maximum cashback cap