best cards for airport lounges

Best Cards For Airport Lounges Passes

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Miles Cards

Citi Prestige Card

Apply Here - Singsaver
Apply Here - Direct Bank

Earn 1.3 miles per dollar on local spend and 2 miles per dollar on foreign currency spend

Unlimited Priority Pass visits + one guest per membership year

sign-up-deal
card-summary

DBS Vantage Card

Apply Here

Earn 1.5 miles per dollar (or 1.5% cashback) on local spend, 2.2 miles per dollar (or 2.2% cashback) on foreign currency spend

10 Priority Pass visits per membership year

sign-up-deal
card-summary

HSBC TravelOne Card

Apply Here

Earn 1.2 miles per dollar on local spend and 2.4 miles per dollar for foreign currency spend

4 Dragon Pass visits per calendar year

sign-up-deal
card-summary

UOB PRVI Card

Apply Here - Visa
Apply Here - Mastercard
Apply Here - AMEX

Earn 1.4 miles per dollar on local spend and up to 3 miles per dollar on foreign currency spend

4 Priority Pass visits per calendar year

sign-up-deal
card-summary

DBS Altitude Card

Apply Here - Miles
Apply Here - Physical Gifts

Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

2 Priority Pass visits per membership year (Visa version only)

sign-up-deal
card-summary

Standard Chartered Journey Card

Apply Here - Direct Bank
Apply Here - Singsaver (Fee Waiver)
Apply Here - Singsaver (Fee Paying)

Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories

2 Priority Pass visits per membership year

sign-up-deal
card-summary

Citi PremierMiles Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 1.2 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

2 Priority Pass visits per calendar year

sign-up-deal
card-summary

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CREDIT CARDS SIGN UP DEALS

APPLY NOW

Citi Rewards

Get 2x Treasures Poh Heng Gold Bar or Dyson V12 Origin or Dyson Supersonic or Apple iPad (A16) 11" Wi-Fi 128GB or DJI Osmo Action 5 Pro Standard Combo or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: May 4, 2025

APPLY NOW

HSBC Live+

Get Sony Vlog Camera ZV-1F or Dyson Airstrait Straightener or Apple iPad (A16) 11" Wi-Fi 128GB or Dyson™ V12 Origin or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: April 30, 2025

APPLY NOW

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

APPLY NOW

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Apple iPad 9th 10.2" WiFi 64GB or Dyson Cool™ Fan AM07 or S$400 Shopee Voucher or S$370 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: May 1, 2025

Citi Rewards

Get 2x Treasures Poh Heng Gold Bar or Dyson V12 Origin or Dyson Supersonic or Apple iPad (A16) 11" Wi-Fi 128GB or DJI Osmo Action 5 Pro Standard Combo or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: May 4, 2025

APPLY NOW

HSBC Live+

Get Sony Vlog Camera ZV-1F or Dyson Airstrait Straightener or Apple iPad (A16) 11" Wi-Fi 128GB or Dyson™ V12 Origin or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: April 30, 2025

APPLY NOW

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

APPLY NOW

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Apple iPad 9th 10.2" WiFi 64GB or Dyson Cool™ Fan AM07 or S$400 Shopee Voucher or S$370 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: May 1, 2025

APPLY NOW

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

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Citi Prestige Card

Option 1: Direct Bank Promotion – Higher Qualifying Spend

    • Receive 125,000 ThankYou Points in Welcome Gift when you pay annual fee upon card approval & spend S$2,000 in the first 2 months of card approval
    • Read Terms and Conditions here
    • Valid until 31 May 2025
    • Eligible for new main Citi Prestige Card members (if you hold other Citibank cards but have not held a Citi Prestige card over the last 12 months, you are considered new to Citi Prestige)2X Samsonite Straren Spinner 67/24 (worth S$1,200) [pair reward option for Valentine’s day]

     

    Option 2: Singsaver – Lower Qualifying Spend

      • Get 2x Treasures Poh Heng 1gm Gold Bar in Yellow Gold (999) or Dyson V12 Origin (worth S$749) or Dyson Supersonic (worth S$649) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or DJI Osmo Action 5 Pro Standard Combo (worth S$489) or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
      • Valid from 25 April to 4 May 2025
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email to secure your rewards after you have applied!

        Citi Prestige Card

        • Earn up to 2 miles per dollar (5 Citi ThankYou Points) spend overseas and 1.3 miles per dollar (3.25 Citi ThankYou Points) locally. You can also access exclusive benefits such as 4th night complimentary night stay, unlimited Priority Pass visits + one guest per membership year, 6 complimentary golf games, and dining experiences. The earn rate is enhanced with bonus ThankYou Points when you hold a Citi bank account for a period of time.
        • Points has no cap and expiry

         

        Annual Fee
        • S$545 (Non-Waivable)

         

        Income Requirement
        • S$120,000 (locals/PRs & foreigners)

         

        Points Expiry
        • ThankYou points do not expire

         
        Transfer Partners
        • Singapore Airlines, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        DBS Vantage

        • Receive up to 85,000 miles when you spend S$4,000 + pay annual fee within 30 days of card approval to be eligible for reward
          • Pay the annual fee of S$599,50 (inclusive of GST) to receive 25,000 miles
          • Spend S$4,000 to receive 60,000 miles
        • Promotion is valid for new and existing DBS credit cardmember
        • Promotion is valid until 30 April 2025
        • Read Terms and Conditions here

        DBS Vantage Card

        • Earn 1.5 miles or 1.5% cashback per dollar; 3.75 DBS Points for every S$5 spent locally, such as groceries, shopping and more  and 2.2 miles or 2.2% cashback per dollar; 5.5 DBS Points for every S$5 spent on overseas purchases in foreign currency

        • This comes with ten (10) free airport lounge visits per membership year

        • This is also best used with CardUp to pay for expenses that typically don’t earn miles, you basically pay a service fee to charge those payments to your DBS Vantage card and accumulate rewards. This is similar to “buying” miles.

         

        Annual Fee
        • S$599.50 (incl. of GST)

        • The first year’s fee is non-waivable. Subsequent years’ fees can be waived if cardholders spend at least S$60,000 per membership year.


        Income Requirement
        • S$120,000 (locals/PRs & foreigners)


        When is Points Credited
        • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.

         

        Transfer Partners
        • Krisflyer, Cathay Pacific Asia Miles, Qantas, Air Asia

         

        Know what this card is best for:


        Terms and Conditions

        Read Full Review

        HSBC TravelOne Card

        • Get Dyson Airstrait Straightener (worth S$799) or Dyson™ V12 Origin (worth S$749) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or GoPro Hero13 Black Action Camera (worth S$590) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month from the card account opening date + provide marketing consent + pay annual fee
        • Valid from from 25 April (3PM) to 30 April 2025
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email to secure your rewards after you have applied!

        HSBC TravelOne Card

        • Earn 2.4 miles per dollar on foreign currency spend, and 1.2 miles per dollar on local spend. This card is best for travelers due to the fact that it has twice more than the usual lounge passes that you can acquire in other similar earn rate entry level credit cards; you are entitled to 4 free airport lounge visits (via DragonPass) per calendar year! Plus, it has an extensive list of transfer partners allowing flexibility.
         
        Annual Fee
        • S$196.20 (inclusive of GST), first year free waiver
         
        Income Requirement
        • S$30,000 (locals/PRs); S$40,000 (foreigners)
         
        Points Expiry
        • After 37 months
         
        Transfer Partners
        • Asia Miles, Vietnam Airlines, British Airways, EVA Air, Qantas, Air Asia, Flying Blue, Krisflyer, Fortune Wings Club, Turkish Airlines, United Mileage Plus, Air Canada, Qatar Airways, Japan Airlines
         
        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        UOB PRVI Card

        NIL

        UOB PRVI Card

        • Earn 1.4 miles per dollar for local spending
        • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
          • 3 miles per dollar on selected currencies:
            • Malaysian Ringgit
            • Indonesian Rupiah
            • Thai Baht
            • Vietnamese Dong
          • 2.4 miles per dollar on other currencies
        • Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
        • One-way Airport Transfer Service for AMEX Version only
        • S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

         

        Annual Fee
        • S$261.60, first year waived
         
        Income Requirement
        • S$30,000 (locals/PRs); S$40,000 (foreigners)
         
        Points Expiry
        • UNI$ expire two (2) years after the last day of the quarter in which they were earned.

         

        Know what this card is best for

         

        Terms and Conditions

        Read Full Review

        DBS Altitude Card

        Option 1: Miles
        • Get up to 38,000 miles when you spend S$800 within 60 days from card approval
          • Promo Code: ALT38 – 38,000 miles when you pay the annual fee
          • Promo Code: ALT28 – 28,000 miles (annual fee waived)
        • Valid for New to Bank Cardholders
        • Valid from 1 March until 30 April 2025
        • Read Terms and Conditions here

        Pro Tip: Choose the one with the annual fee waived 

         
        Option 2: Physical Gifts (Limited Time Promo)
        • Get one of the following gifts when you apply for this card, enter the promo code, and spend a minimum of S$500 within the first 30 days from card approval date
          • Nintendo Switch OLED (worth S$549) – Code: SSMAR1
          • Apple iPad 9th Gen (worth S$749) – Code: SSMAR2
          • Apple AirPods Pro Gen 2 with MagSafe Charging Case + MagSafe Charger (worth S$408) – Code: SSMAR3
          • S$350 eCapitaVoucher – Code: SSMAR4
        • Promo valid until 30 April 2025
        • Promotion is valid for new DBS/POSB credit cardmembers only
        • Not stackable with other welcome offers from DBS/POSB
        • Must fulfill spending requirement to receive gift confirmation
        • Read Terms and Conditions here

        DBS Altitude Card

        • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
        • This comes with two complimentary lounge passes per 12-month membership period

         

        Annual Fee
        • S$196.20 (inclusive of GST), first year waived

         

        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)

         

        Points Expiry
        • No expiry

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        Standard Chartered Journey Card

          • Receive Samsonite Straren Spinner 67/24 (worth S$600) or 12K Max Miles or S$250 Shopee Voucher or S$180 Cash via PayNow when you spend S$800 within 30 days of card approval
          • Valid from 7 April to 1 May 2025
          • Read Terms and Conditions here
          • Promotion is valid for new to bank credit card holders
          • Must fulfill spending requirement to receive gift confirmation
          • Remember to check for SingSaver email to secure your rewards after you have applied!

          Stackable with Direct Bank Rewards:

          My thoughts: If you were going to apply for this card, you would probably get the better value from choosing the annual fee paying option as you would get extra 20,000 miles for S$196.20, making your cost per mile to be 0.9 cents per mile. Do take note of the minimum spend criteria of S$3000 within 2 months of card approval as well as spending on eligible transactions for your qualifying spend to maximise the sign up rewards.

          Standard Chartered Journey Card

          • Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
          • This comes with 2 complimentary airport lounge passes

           

          Annual Fee
          • S$196.20 (incl. 9% GST), should be waivable

           

          Income Requirement
          • S$30,000 (locals/PRs); S$40,000 (foreigners)

           

          Points Expiry
          • The points never expire

           

          Transfer Partners
          • Krisflyer & Cathay Pacific Asia Miles
           
          Know what this card is best for:

           

          Terms and Conditions

          Full Review

          Citi PremierMiles Card

          Option 1: Direct Bank Promotion

              • Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
              • Valid til 31 July 2025
              • Read Terms and Conditions here

              Option 2: Singsaver Promotion

                • Get 2x Treasures Poh Heng 1gm Gold Bar in Yellow Gold (999) or Dyson V12 Origin (worth S$749) or Dyson Supersonic (worth S$649) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or DJI Osmo Action 5 Pro Standard Combo (worth S$489) or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
                • Valid from 25 April to 4 May 2025
                • Promotion is valid for new to bank credit card holders
                • Read Terms and Conditions here
                • Must fulfill spending requirement to receive gift confirmation
                • Remember to check for SingSaver email and complete the registration to secure your reward!

                Citi PremierMiles Card

                • Earn uncapped 1.2 miles for every dollar spent in Singapore dollars and 2 miles for every dollar spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

                • Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

                • The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

                 

                Annual Fee
                • S$196.20, waived for the first year

                 

                Income Requirement
                • S$30,000 (locals/PRs); S$42,000 (foreigners)

                 

                Points Expiry
                • The Citi Miles never expire

                 

                Transfer Partners
                • Singapore Airlines, Flying Blue, British Airways, Thair Airways, Etihad, Asia Miles, EVA Air, Qantas, Qatar Airways, Turkish Airlines, IHG

                 

                Know what this card is best for:

                 

                Terms and Conditions

                Read Full Review

                UOB Lady’s Card

                NIL

                UOB Lady’s Card

                  • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
                  • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
                  • No minimum monthly spending required
                  • Spending Cap:
                    • Classic Card: S$1,000
                    • Solitaire & Above Card: S$2,000

                  Depending on what your planned usage is, you can change the categories every quarter. 

                   

                  Annual Fee
                  • S$196.20 (incl. GST), waived for first year

                   

                  Income Requirement
                  • S$30,000 (locals/PRs); S$40,000 (foreigners)

                   

                  Points Expiry
                  • They expire 2 years after the final day of each periodic quarter in which they were earned
                   
                  Know what this cards is best for

                   

                  Terms and Conditions

                  Read Full Review

                  UOB Krisflyer Card

                  NIL

                  UOB Krisflyer Card

                  • Earn 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases with minimum spend of S$800
                  • Earn uncapped 3 miles per dollar on eligible everyday spends
                  • Earn 1.2 miles per dollar on all other purchases

                   

                  Annual Fee
                  • S$194.40 (incl. GST), waived for first year

                   

                  Income Requirement
                  • S$30,000 (locals/PRs); S$40,000 (foreigners)

                   

                  Know what this card is best for

                   

                  Terms and Conditions

                  Read Full Review

                  Mari Credit Card

                  • Get up to 13% Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval
                  • You must be among the first 50,000 New Mari Credit Card Holders
                  • Must be a new-to-bank customer
                  • Valid until 30 April 2025
                  • For more information on the promotion, please refer to: https://www.maribank.sg/promo

                  Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

                  Mari Credit Card

                  • Earn 3% Unlimited Shopee Coins with Mari Credit Card Instant Checkout (until 31 December 2025 only)
                  • Earn 1.7% Unlimited Cashback on eligible card spend
                  • No minimum monthly spend requirement and no maximum cashback cap

                   

                  Annual Fee
                  • None

                   

                  Income Requirement
                  • S$30,000 (Singaporeans or PR)

                   

                  When is Cashback Credited
                  • It will automatically offset against the billed amount in the upcoming Card Account Statement cycle

                   

                  1.7% Cashback Terms and Conditions

                  3% Shopee Coins

                  3% Overseas Spend

                  Read Full Review