If you fly a few times a year, you’ve probably seen cards advertise complimentary lounge access and wondered if there are hidden fees or catch. Paying your own way into a lounge costs about US$35 a visit on Priority Pass, which you have no reason to do, especially when there are so many entry level cards with waivable annual fee and at least 2 airport lounge passes. In this guide, I’ll walk you through the list of cards that can give you at least 2 airport lounge passes every year.
How the Free Visits Work
Cards bundle lounge access through two programmes — Priority Pass and DragonPass — and the visits reset on a schedule that depends on the card: calendar year (resets every January) or card-membership year (resets on your card anniversary). Unused visits are gone at reset.
The Cards Compared
| Card | Programme & Free Visits | Annual Fee | Shareable with Guest |
|---|---|---|---|
 Citi Prestige | Priority Pass · 12/calendar year | S$651.82 (non-waivable) | Yes, multiple |
 DBS Vantage | Priority Pass · 10/membership year | S$599.50 (non-waivable) | Yes, multiple |
 UOB PRVI Miles | Priority Pass · 4/calendar year | waivable (first year, then by request) | No |
 HSBC TravelOne | DragonPass · 4/calendar year | S$196.20 (first year waived) | Yes, multiple |
 Citi PremierMiles | Priority Pass · 2/calendar year | waivable | Yes, 1 |
 DBS Altitude | Priority Pass · 2/membership year | waivable at S$25,000 spend, by request | Yes, 1 |
 Standard Chartered Journey | Priority Pass · 2/membership year | waivable | Yes, 1 |
Welcome bonuses change often, so here are the current sign-up offers on these cards:
My Take
If you fly once a year, most of the cards with waivable annual fee are enough. However, if you want to bring a guest or more than 1 guest, you have to use a card that allows that. Some cards like UOB Prvi does not allow you to bring guests. So pick your card wisely. Cards like DBS Vantage‘s 10 visits are worth it as you can use multiple passes in one session.
I did a Youtube video a while back on this. Previously, Citi Prestige gave unlimited priority passes. As of June 2025, they have reduced it to 12 per calendar year.
💳 Credit cards change their T&Cs every so often and it’s difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates.
Latest Sign Up Deals
Before you apply
Each offer sets its own conditions: a minimum spend, a deadline, and for some, a redemption form to return. Open Details for the full steps on that card. The gift is paid only when every condition is met.
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CitiPrestige CardGet up to 162,500 ThankYou points · Worth S$813
DetailsS$813gift value
24 days left
Worth S$813
Get up to 162,500 ThankYou points
using lobangsis' conservative valuation of 1.25 cents per mile for business class redemption (65,000 airline miles after transfer)
- Must spend S$14,000 within 2 months from card approval date
Valid till 30 Nov 2026Read full fine print →
HSBCTravelOne Credit CardChoose 1 gift from 5 · Dyson Airstrait™ Straightener
DetailsS$799gift value
4 days left
Highest value
Retail S$799
Dyson Airstrait™ Straightener
Hair straightener that dries and smooths hair at the same time
Worth S$729
Dyson Clean+Wash Hygiene hard floor cleaner
vacuums, washes and removes wet and dry messes in one go
Worth S$489
Insta360 X4 Air Standard Bundle
lightweight 360° action camera that captures immersive 8K video and stunning photos
Worth S$468
26,000 Max Miles by Heymax
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Worth S$450
S$450 Cash
via PayNow
- You qualify if: you have no HSBC credit card right now, AND haven't cancelled any HSBC credit card in the last 12 months
- Activate your card and spend min. S$500 in qualifying posted retail purchases by the end of the calendar month after your card account is opened.
- During the application, tick the box to receive marketing messages from HSBC. Don't unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days after applying for the card to claim your gift, or you'll lose it.
- This card has a S$196.20 first-year annual fee (including GST, compulsory and non-waivable via SingSaver), payable even if you do not qualify for the reward. You'll still come out ahead — the gift alone is worth up to S$799, plus you get 4 free airport lounge visits worth S$60+ each.
- Separate SingSaver new-cardholder offer: apply through SingSaver as the main cardholder. Use the same name, mobile number and email address in your SingSaver and HSBC applications.
- Qualifying spend excludes foreign exchange and quasi-cash transactions; payments to financial institutions, brokerages and money-transfer services (including CardUp and iPayMy); prepaid card, voucher and e-wallet top-ups or credit purchases; AXS and ATM transactions; instalment amounts and certain instalment-plan purchases; balance transfers, cash advances, bank fees and charges; and unposted, cancelled, disputed or refunded transactions. See the linked terms for the full exclusions.
- Keep your card account in good standing until the reward is awarded. HSBC may forfeit or recover the reward if the card is closed or suspended before fulfilment, or if you cancel it within 12 months of account opening.
- You can receive only one gift across eligible HSBC cards in this promotion. This promotion cannot be combined with other offers unless the terms expressly allow it.
Currently hold a HSBC credit card issued over 12 months ago? Eligible existing HSBC cardholders can receive 50,000 HSBC Reward points (equivalent to 20,000 miles at the 25,000:10,000 Asia Miles conversion rate) under HSBC’s separate bank offer. Provide marketing consent when applying and keep it valid until the reward is credited, pay the S$196.20 annual fee (including GST; non-waivable), and spend at least S$1,000 in qualifying transactions from card account opening until the end of the following month. Your most recent principal HSBC credit card must have been issued more than 12 months ago, with no HSBC credit card cancelled in the past 12 months. Keep the card in good standing until the reward is credited. HSBC may forfeit or recover the reward if the card is closed, terminated or suspended before fulfilment, or cancelled within 12 months of opening. Apply and obtain approval within the deadlines in HSBC’s current promotion terms. This is separate from the SingSaver new-cardholder offer.
Valid till 10 Nov 2026Read full fine print →
CitiPremierMiles CardChoose 1 gift from 5 · Dyson Airstrait™ Straightener
DetailsS$799gift value
24 days left
Via SingSaver
Highest value
Retail S$799
Dyson Airstrait™ Straightener
Worth S$559
Dyson V8 Cyclone cordless vacuum
Worth S$450
25,000 Max Miles by HeyMax
at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Worth S$429
Beats 360 Over-Ear Headphones
S$400 Cash via PayNow
- You qualify if: you have no Citibank credit card right now AND haven't cancelled any Citi credit card in the last 12 months
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
The two routes are alternatives — you get one offer, not both.
Direct (Citi)
8,000 miles
8,000 Bonus Citi Miles
First-year S$192.60 annual fee waived
30,000 miles
30,000 Bonus Citi Miles
First-year S$192.60 annual fee paid
- Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
- Spend S$800 in the first 2 months of card approval
- Pick Tier 1 OR Tier 2 at application — only one Welcome Gift per applicant
Valid till 30 Nov 2026Read full fine print →
DBSAltitude CardChoose 1 gift from 5 · Dyson Cool™ AM07 Tower Fan
DetailsS$499gift value
9 days left
Highest value
Worth S$499
Dyson Cool™ AM07 Tower Fan
powerful airflow, quiet operation and bladeless design for comfortable cooling
Worth S$399
Apple Homeview
smart home monitoring solution that lets users conveniently view and manage connected home devices
Worth S$396
22,000 Max Miles by HeyMax
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Worth S$350
S$350 Shopee Voucher
extra savings on your next Shopee purchase
Worth S$320
S$320 Cash
via PayNow
- You qualify if: you have no DBS/POSB credit card right now, AND haven't cancelled any DBS/POSB credit card in the last 12 months
- Enter promo code SINGSAVER during application
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Valid till 15 Nov 2026Read full fine print →
StanChartJourney Credit CardChoose 1 gift from 2 · 3,500 Max Miles by HeyMax
DetailsS$63gift value
24 days left
Highest value
Worth S$63
3,500 Max Miles by HeyMax
Convert to airline miles · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$50 Cash via PayNow
No bank details needed
- You qualify if: you have no SCB credit card right now, AND haven't cancelled any SCB credit card in the last 12 months
- Spend min. S$1,000 within 30 days of card approval
- Also apply for 1 additional Standard Chartered product — choose from: a Bonus$aver savings account, a CashOne personal loan, an EasyPay 6-month instalment plan, or a CCFT (Credit Card Funds Transfer). Any one counts.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
STACKABLE DEAL: Receive up to 3 NVIDIA Shares when you spend S$1,000 + deposit and maintain S$50,000 in fresh funds on Bonus$aver. To receive the NVIDIA shares, you must open an SC Online Trading Account
Valid till 30 Nov 2026Read full fine print →
UOBPRVI Miles CardS$80 Cash
DetailsS$80gift value
24 days left
worth S$80
S$80 Cash
via PayNow
- You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
The first 3 eligible applicants at 2 PM daily can get S$400 Cash via PayNow
Valid till 30 Nov 2026Read full fine print →
Always check the card's full Terms & Conditions before applying — rates, fees, fine print and eligibility can change.© lobangsis
