If you fly a few times a year, you’ve probably seen cards advertise complimentary lounge access and wondered if there are hidden fees or catch. Paying your own way into a lounge costs about US$35 a visit on Priority Pass, which you have no reason to do, especially when there are so many entry level cards with waivable annual fee and at least 2 airport lounge passes. In this guide, I’ll walk you through the list of cards that can give you at least 2 airport lounge passes every year.
How the Free Visits Work
Cards bundle lounge access through two programmes — Priority Pass and DragonPass — and the visits reset on a schedule that depends on the card: calendar year (resets every January) or card-membership year (resets on your card anniversary). Unused visits are gone at reset.
The Cards Compared
| Card | Programme & Free Visits | Annual Fee | Shareable with Guest |
|---|---|---|---|
 Citi Prestige | Priority Pass · 12/calendar year | S$651.82 (non-waivable) | Yes, multiple |
 DBS Vantage | Priority Pass · 10/membership year | S$599.50 (non-waivable) | Yes, multiple |
 UOB PRVI Miles | Priority Pass · 4/calendar year | waivable (first year, then by request) | No |
 HSBC TravelOne | DragonPass · 4/calendar year | S$196.20 (first year waived) | Yes, multiple |
 Citi PremierMiles | Priority Pass · 2/calendar year | waivable | Yes, 1 |
 DBS Altitude | Priority Pass · 2/membership year | waivable at S$25,000 spend, by request | Yes, 1 |
 Standard Chartered Journey | Priority Pass · 2/membership year | waivable | Yes, 1 |
Latest Sign-Up Deals
Welcome bonuses change often, so here are the current sign-up offers on these cards:
Why pick this card
4th Night Free hotel + complimentary limo rides + 12 Priority Pass lounges yearly. S$120k income, S$651.82 annual fee.
Why pick this card
2.2 mpd overseas spend + 1.5 mpd local. 10 complimentary Priority Pass lounge visits per year.
ENDS 31 JUL 2026 · 23 DAYS LEFT
🎁 STACKABLE DEAL!
Selection form emailed after application
S$60 Cash
worth S$60
via PayNow
💡 Stackable with Direct Bank Reward: Get S$100 Samsung Voucher when you spend S$1,000 within 30 days of card approval
Valid till 31 Jul 2026
Requirements
- You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Why pick this card
1.4 mpd local, 3 mpd foreign currency, 6 mpd on direct hotel & flight bookings. 4 free lounge visits yearly.
ENDS 2 AUG 2026 · 25 DAYS LEFT
🎁 Choose 1 Gift
Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
25,000 Max Miles by Heymax
Worth S$600+
Earns you miles redeemable for flights, hotels, and perks
Dyson V8 Cyclone Vacuum Cleaner
Worth S$559
Cordless cleaning vacuum with strong suction
Ninja Speedi 10-in-1 Rapid Cooker & Air Fryer - ON401
Total worth S$508
A versatile 10-in-1 cooker and air fryer that helps prepare fast, one-pot meals with ease.
S$400 Cash
Worth S$400
via PayNow
Valid till 2 Aug 2026
Requirements
- You qualify if: you have no HSBC credit card right now, AND haven't cancelled any HSBC credit card in the last 12 months
- Spend min. S$500 by the end of the month after you're approved. Example: approved in May → spend by 30 June.
- During the application, tick the box to receive marketing messages from HSBC. Don't unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
- This card has a S$196.20 first-year annual fee (compulsory via SingSaver). You'll still come out ahead — the gift alone is worth up to S$799, plus you get 4 free airport lounge visits worth S$60+ each.
Why pick this card
4 free DragonPass airport lounge passes yearly.
Currently hold a HSBC credit card issued over 12 months ago? Apply here → HSBC gives eligible existing cardholders up to 10,000 miles (25,000 Reward points) directly + Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680) with a spend of S$1,000. Please complete the Rewards Redemption Form sent to your email so your application is properly recorded.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
ENDS 2 AUG 2026 · 25 DAYS LEFT
Direct (Citi)
🎁 Choose 1 Gift
8,000 Bonus Citi Miles
First-year S$192.60 annual fee waived
30,000 Bonus Citi Miles
First-year S$192.60 annual fee paid
Requirements
- Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
- Spend S$800 in the first 2 months of card approval
- Pick Tier 1 OR Tier 2 at application — only one Welcome Gift per applicant
Valid till 31 Aug 2026
Via SingSaver
🎁 Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
25,000 Max Miles by Heymax
Worth S$600+
Earns you miles redeemable for flights, hotels, and perks
Dyson V8 Cyclone Vacuum Cleaner
Worth S$559
Cordless cleaning vacuum with strong suction
Sony WF-1000XM6 (Earbuds) + S$50 eCapitaVoucher
Worth S$529
Premium true wireless earbuds with advanced noise cancellation and high-quality sound
S$380 Cash via PayNow
No bank details needed
Requirements
- You qualify if: you have no Citibank credit card right now AND haven't cancelled any Citi credit card in the last 12 months
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Valid till 2 Aug 2026
Why pick this card
1.2 mpd locally, 2 mpd on foreign currency. 2 complimentary lounge visits yearly. Miles don't expire.
ENDS 15 JUL 2026 · 7 DAYS LEFT
🎁 Choose 1 Gift
Selection form emailed after application
Dyson TP10
Worth S$559
A bladeless air purifier that captures pollutants while keeping your room cool and comfortable.
Sony WF-1000XM6(Earbuds)
Worth S$479
Premium wireless earbuds with advanced noise cancellation and immersive sound.
22,000 Max Miles
Worth S$396
Earns you miles redeemable for flights, hotels, and perks
S$340 eCapitaVoucher
Worth S$340
credits to spend at participating CapitaLand malls across Singapore.
S$300 Cash
Worth S$300
via PayNow
Valid till 15 Jul 2026
Requirements
- You qualify if: you have no DBS/POSB credit card right now, AND haven't cancelled any DBS/POSB credit card in the last 12 months
- Enter promo code SINGSAVER during application
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Why pick this card
1.3 mpd local, 2.2 mpd foreign currency. 2 free Priority Pass lounges (Visa only). Non-expiring miles.
ENDS 2 AUG 2026 · 25 DAYS LEFT
🎁 Choose 1 Gift
Selection form emailed after application
Samsonite Straren Spinner 67/24
Retail S$600
Hardside spinner luggage (medium)
Samsung Galaxy Buds4 Pro
Retail S$349
Wireless earbuds
12,000 Max Miles by HeyMax
Worth S$210+
Convert to airline miles — roughly a KL roundtrip
S$180 Cash via PayNow
No bank details needed
💡 Earn extra KrisFlyer miles from SCB directly — on top of the SingSaver gift above. The amount depends on which Apply button you choose:
• Fee Waiver → 20,000 KrisFlyer miles (spend S$800 within 60 days)
• Fee Paying (S$196.20 annual fee) → 30,000 KrisFlyer miles (spend S$800 within 60 days)
• Fee Waiver → 20,000 KrisFlyer miles (spend S$800 within 60 days)
• Fee Paying (S$196.20 annual fee) → 30,000 KrisFlyer miles (spend S$800 within 60 days)
Valid till 2 Aug 2026
Requirements
- You qualify if: you have no SCB credit card right now, AND haven't cancelled any SCB credit card in the last 12 months
- Spend min. S$800 within 30 days of card approval
- Also apply for 1 additional Standard Chartered product — choose from: a Bonus$aver savings account, a CashOne personal loan, an EasyPay 6-month instalment plan, or a CCFT (Credit Card Funds Transfer). Any one counts.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Why pick this card
Up to 3 mpd on online transport, food delivery & groceries. 2 free Priority Pass lounge visits yearly.
My Take
If you fly once a year, most of the cards with waivable annual fee are enough. However, if you want to bring a guest or more than 1 guest, you have to use a card that allows that. Some cards like UOB Prvi does not allow you to bring guests. So pick your card wisely. Cards like DBS Vantage‘s 10 visits are worth it as you can use multiple passes in one session.
I did a Youtube video a while back on this. Previously, Citi Prestige gave unlimited priority passes. As of June 2025, they have reduced it to 12 per calendar year.
💳 Credit cards change their T&Cs every so often and it’s difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates.
