If you fly a few times a year, you’ve probably seen cards advertise complimentary lounge access and wondered if there are hidden fees or catch. Paying your own way into a lounge costs about US$35 a visit on Priority Pass, which you have no reason to do, especially when there are so many entry level cards with waivable annual fee and at least 2 airport lounge passes. In this guide, I’ll walk you through the list of cards that can give you at least 2 airport lounge passes every year.
How the Free Visits Work
Cards bundle lounge access through two programmes — Priority Pass and DragonPass — and the visits reset on a schedule that depends on the card: calendar year (resets every January) or card-membership year (resets on your card anniversary). Unused visits are gone at reset.
The Cards Compared
| Card | Programme & Free Visits | Annual Fee | Shareable with Guest |
|---|---|---|---|
 Citi Prestige | Priority Pass · 12/calendar year | S$651.82 (non-waivable) | Yes, multiple |
 DBS Vantage | Priority Pass · 10/membership year | S$599.50 (non-waivable) | Yes, multiple |
 UOB PRVI Miles | Priority Pass · 4/calendar year | waivable (first year, then by request) | No |
 HSBC TravelOne | DragonPass · 4/calendar year | S$196.20 (first year waived) | Yes, multiple |
 Citi PremierMiles | Priority Pass · 2/calendar year | waivable | Yes, 1 |
 DBS Altitude | Priority Pass · 2/membership year | waivable at S$25,000 spend, by request | Yes, 1 |
 Standard Chartered Journey | Priority Pass · 2/membership year | waivable | Yes, 1 |
Welcome bonuses change often, so here are the current sign-up offers on these cards:
My Take
If you fly once a year, most of the cards with waivable annual fee are enough. However, if you want to bring a guest or more than 1 guest, you have to use a card that allows that. Some cards like UOB Prvi does not allow you to bring guests. So pick your card wisely. Cards like DBS Vantage‘s 10 visits are worth it as you can use multiple passes in one session.
I did a Youtube video a while back on this. Previously, Citi Prestige gave unlimited priority passes. As of June 2025, they have reduced it to 12 per calendar year.
💳 Credit cards change their T&Cs every so often and it’s difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates.
Latest Sign Up Deals
Each offer sets its own conditions: a minimum spend, a deadline, and for some, a redemption form to return. Open Details for the full steps on that card. The gift is paid only when every condition is met.
- Must spend S$14,000 within 2 months from card approval date
