Inside a modern airport terminal with shops, large windows, and travelers walking.

Best Credit Cards for Airport Lounge Passes in Singapore (2026 Edition)

If you fly a few times a year, you’ve probably seen cards advertise complimentary lounge access and wondered if there are hidden fees or catch. Paying your own way into a lounge costs about US$35 a visit on Priority Pass, which you have no reason to do, especially when there are so many entry level cards with waivable annual fee and at least 2 airport lounge passes. In this guide, I’ll walk you through the list of cards that can give you at least 2 airport lounge passes every year.

How the Free Visits Work

Cards bundle lounge access through two programmes — Priority Pass and DragonPass — and the visits reset on a schedule that depends on the card: calendar year (resets every January) or card-membership year (resets on your card anniversary). Unused visits are gone at reset. 

The Cards Compared

CardProgramme & Free VisitsAnnual FeeShareable with Guest
Citi Prestige
Priority Pass · 12/calendar yearS$651.82 (non-waivable)Yes, multiple
DBS Vantage
Priority Pass · 10/membership yearS$599.50 (non-waivable)Yes, multiple
UOB PRVI Miles
Priority Pass · 4/calendar yearwaivable (first year, then by request)No
HSBC TravelOne
DragonPass · 4/calendar yearS$196.20 (first year waived)Yes, multiple
Citi PremierMiles
Priority Pass · 2/calendar yearwaivableYes, 1
DBS Altitude
Priority Pass · 2/membership yearwaivable at S$25,000 spend, by requestYes, 1
Standard Chartered Journey
Priority Pass · 2/membership yearwaivableYes, 1

Welcome bonuses change often, so here are the current sign-up offers on these cards:

My Take

If you fly once a year, most of the cards with waivable annual fee are enough. However, if you want to bring a guest or more than 1 guest, you have to use a card that allows that. Some cards like UOB Prvi does not allow you to bring guests. So pick your card wisely. Cards like DBS Vantage‘s 10 visits are worth it as you can use multiple passes in one session.

I did a Youtube video a while back on this. Previously, Citi Prestige gave unlimited priority passes. As of June 2025, they have reduced it to 12 per calendar year.

💳 Credit cards change their T&Cs every so often and it’s difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates.

Latest Sign Up Deals

Before you apply

Each offer sets its own conditions: a minimum spend, a deadline, and for some, a redemption form to return. Open Details for the full steps on that card. The gift is paid only when every condition is met.

Sort by
Worth S$813
Get up to 162,500 ThankYou points
using lobangsis' conservative valuation of 1.25 cents per mile for business class redemption (65,000 airline miles after transfer)
  1. Must spend S$14,000 within 2 months from card approval date
Valid till 30 Nov 2026Read full fine print →
Highest value
Retail S$799
Dyson Airstrait™ Straightener
Hair straightener that dries and smooths hair at the same time
Worth S$729
Dyson Clean+Wash Hygiene hard floor cleaner
vacuums, washes and removes wet and dry messes in one go
Worth S$649
Sony WH-1000XM6 Earphone
wireless noise-cancelling headphones with premium sound, powerful noise cancellation
Worth S$504
28,000 Max Miles by Heymax
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Worth S$450
S$450 Cash
via PayNow
  1. You qualify if: you have no HSBC credit card right now, AND haven't cancelled any HSBC credit card in the last 12 months
  2. Spend min. S$500 by the end of the month after you're approved. Example: approved in May → spend by 30 June.
  3. During the application, tick the box to receive marketing messages from HSBC. Don't unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
  4. SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
  5. This card has a S$196.20 first-year annual fee (compulsory via SingSaver). You'll still come out ahead — the gift alone is worth up to S$799, plus you get 4 free airport lounge visits worth S$60+ each.
Currently hold a HSBC credit card issued over 12 months ago? HSBC gives eligible existing cardholders up to 10,000 miles (25,000 Reward points) directly + Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680) with a spend of S$1,000. Please complete the Rewards Redemption Form sent to your email so your application is properly recorded.
Valid till 6 Oct 2026Read full fine print →
Via SingSaver
Highest value
Retail S$799
Dyson Airstrait™ Straightener
Hair straightener that dries and smooths hair at the same time
Worth S$559
Dyson V8 Cyclone Vacuum Cleaner
Cordless cleaning vacuum with strong suction
Worth S$450
25,000 Max Miles by Heymax
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$420 Shopee Voucher
No bank details needed
S$400 Cash via PayNow
No bank details needed
  1. You qualify if: you have no Citibank credit card right now AND haven't cancelled any Citi credit card in the last 12 months
  2. Spend min. S$500 within 30 days of card approval
  3. SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Apply — Via SingSaver

The two routes are alternatives — you get one offer, not both.

Direct (Citi)
8,000 miles
8,000 Bonus Citi Miles
First-year S$192.60 annual fee waived
30,000 miles
30,000 Bonus Citi Miles
First-year S$192.60 annual fee paid
  1. Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
  2. Spend S$800 in the first 2 months of card approval
  3. Pick Tier 1 OR Tier 2 at application — only one Welcome Gift per applicant
Apply — Direct (Citi)
From 01 - 11 October 2026, the FIRST eligible applicant at 3PM & 9PM daily will receive a reward upgrade to the LATEST PHONE (worth S$1,800+) in place of the usual rewards
Valid till 11 Oct 2026Read full fine print →
Highest value
Worth S$499
Dyson Cool™ AM07 Tower Fan
powerful airflow, quiet operation and bladeless design for comfortable cooling
Worth S$425
Morning Mini Coffee Machine + 20 Capsules Bundle
Compact capsule coffee machine with a starter bundle
Worth S$396
22,000 Max Miles by HeyMax
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Worth S$350
S$350 Shopee Voucher
extra savings on your next Shopee purchase
Worth S$320
S$320 Cash
via PayNow
  1. You qualify if: you have no DBS/POSB credit card right now, AND haven't cancelled any DBS/POSB credit card in the last 12 months
  2. Enter promo code SINGSAVER during application
  3. Spend min. S$500 within 30 days of card approval
  4. SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Valid till 15 Oct 2026Read full fine print →
Highest value
Worth S$63
3,500 Max Miles by HeyMax
Convert to airline miles · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$50 Cash via PayNow
No bank details needed
  1. You qualify if: you have no SCB credit card right now, AND haven't cancelled any SCB credit card in the last 12 months
  2. Spend min. S$1,000 within 30 days of card approval
  3. Also apply for 1 additional Standard Chartered product — choose from: a Bonus$aver savings account, a CashOne personal loan, an EasyPay 6-month instalment plan, or a CCFT (Credit Card Funds Transfer). Any one counts.
  4. SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
STACKABLE DEAL: Receive up to 3 NVIDIA Shares when you spend S$1,000 + deposit and maintain S$50,000 in fresh funds on Bonus$aver. To receive the NVIDIA shares, you must open an SC Online Trading Account
Valid till 1 Nov 2026Read full fine print →
worth S$80
S$80 Cash
via PayNow
  1. You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
  2. Spend min. S$500 within the first 30 days from card approval
  3. SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
The first eligible applicants at 10 PM daily can get the following rewards: 1st and 2nd Applicant: S$400 Cash via PayNow 3rd and 4th Applicant: Samsonite VOLANT SPINNER 68/25 (worth S$480) 5th Applicant: Ergotune Joobie (worth S$599)
Valid till 31 Oct 2026Read full fine print →
DBSVantage CardNo sign-up promo right now
—
Always check the card's full Terms & Conditions before applying — rates, fees, fine print and eligibility can change.© lobangsis
author avatar
Audz

Audz, your lobang sis - sharing personal finance to achieve happiness, prosperity and progress for us all.

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Rewards Card
CitiRewards Card

4 mpd on any online transaction + offline fashion & department stores. No minimum spend.

🎁 Choose 1 Gift

  • Dyson Airstrait™ Straightener
  • 25,000 Max Miles by Heymax
  • Dyson V8 Cyclone Vacuum Cleaner
  • Galaxy Buds 4 Pro + S$150 eCapitaVoucher
  • S$480 Cash via PayNow
From 01 - 11 October 2026, the FIRST eligible applicant at 3PM & 9PM daily will receive a reward upgrade to the LATEST PHONE (worth S$1,800+) in place of the usual rewards
Apply Now →
📅 Valid till 11 Oct 2026
Revolution Credit Card
HSBCRevolution Credit Card

4 mpd on contactless, travel & online spend. Up to 8 mpd for HSBC EGA customers (S$50K ADB).

🎁 Choose 1 Gift

  • Dyson Airstrait™ Straightener
  • Dyson Clean+Wash Hygiene hard floor cleaner
  • Sony WH-1000XM6 Earphone
  • 28,000 Max Miles by Heymax
  • S$450 Cash
Apply Now →
📅 Valid till 6 Oct 2026
Rewards Card
OCBCRewards Card

6 mpd on Watsons, Lazada, Shopee, Taobao & Tiktok Shop (until 31 Mar 2027).

🎁 Choose 1 Gift

  • Dyson Airstrait
  • Dyson V8 Cyclone cordless vacuum
  • 25,000 MaxMiles by HeyMax
  • S$400 Shopee Voucher
  • S$380 eCapitaVoucher
Apply Now →
📅 Valid till 31 Oct 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

🎁 30 deals