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Best Cards For Airport Lounges Passes

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Miles Cards

Citi Prestige Card

Apply Here - Singsaver
Apply Here - Direct Bank

Earn 1.3 miles per dollar on local spend and 2 miles per dollar on foreign currency spend

12 Priority Pass visits per calendar year

sign-up-deal
card-summary

DBS Vantage Card

Apply Here

Earn 1.5 miles per dollar (or 1.5% cashback) on local spend, 2.2 miles per dollar (or 2.2% cashback) on foreign currency spend

10 Priority Pass visits per membership year

sign-up-deal
card-summary

HSBC TravelOne Card

Apply Here

Earn 1.2 miles per dollar on local spend and 2.4 miles per dollar for foreign currency spend

4 Dragon Pass visits per calendar year

sign-up-deal
card-summary

UOB PRVI Card

Apply Here - Visa
Apply Here - Mastercard
Apply Here - AMEX

Earn 1.4 miles per dollar on local spend and up to 3 miles per dollar on foreign currency spend

4 Priority Pass visits per calendar year

sign-up-deal
card-summary

DBS Altitude Card

Apply Here - Visa
Apply Here - AMEX

Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

2 Priority Pass visits per membership year (Visa version only)

sign-up-deal
card-summary

Standard Chartered Journey Card

Apply Here - Fee Waiver
Apply Here - Fee Paying

Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories

2 Priority Pass visits per membership year

sign-up-deal
card-summary

Citi PremierMiles Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 1.2 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

2 Priority Pass visits per calendar year

sign-up-deal
card-summary

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CREDIT CARDS SIGN UP DEALS

APPLY NOW - VISA

APPLY NOW - AMEX

DBS YUU

Receive S$300 cashback + S$80 Esso Fuel Voucher (promo code: YUU380) when you spend S$800 within 60 days of card approval

Valid till: October 31, 2025

APPLY NOW

Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson Airwrap Origin or Apple Watch SE Gen 3 40mm (GPS + Cell) or S$450 Grab Voucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: October 31, 2025

APPLY NOW

HSBC Live+

Get Apple iPad (A16) 11" Wi-Fi 128GB or S$250 cash + Apple iPad 9th Gen or Dyson Supersonic Hair Dryer or S$475 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: November 2, 2025

APPLY NOW - Visa

APPLY NOW - Mastercard

APPLY NOW - AMEX

UOB PRVI

Get S$60 Cash via PayNow when you spend S$500 within 30 days from approval

Valid till: November 2, 2025

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Subscribe to telegram

DBS YUU

Receive S$300 cashback + S$80 Esso Fuel Voucher (promo code: YUU380) when you spend S$800 within 60 days of card approval

Valid till: October 31, 2025

APPLY NOW - VISA

APPLY NOW - AMEX

Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson Airwrap Origin or Apple Watch SE Gen 3 40mm (GPS + Cell) or S$450 Grab Voucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: October 31, 2025

APPLY NOW

HSBC Live+

Get Apple iPad (A16) 11" Wi-Fi 128GB or S$250 cash + Apple iPad 9th Gen or Dyson Supersonic Hair Dryer or S$475 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: November 2, 2025

APPLY NOW

UOB PRVI

Get S$60 Cash via PayNow when you spend S$500 within 30 days from approval

Valid till: November 2, 2025

APPLY NOW - Visa

APPLY NOW - Mastercard

APPLY NOW - AMEX

Citi Prestige Card

Option 1: Direct Bank Promotion – Higher Qualifying Spend

    • Receive up to 142,500 ThankYou Points in Welcome Gift when you pay annual fee upon card approval & spend S$2,000 in the first 2 months of card approval
    • Read Terms and Conditions here
    • Valid until 16 January 2026
    • Eligible for new main Citi Prestige Card members (if you hold other Citibank cards but have not held a Citi Prestige card over the last 12 months, you are considered new to Citi Prestige)

     

    Option 2: Singsaver – Lower Qualifying Spend

      • Get 2D1N Banyan Tree – Mandai Rainforest Resort Staycation (worth S$645) or Apple Watch Series 11 (GPS), 42mm Aluminium Case (worth S$599) or Sony WH-1000XM6 (worth S$649) or S$480 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
      • Valid from 01 October to 31 October 2025
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email to secure your rewards after you have applied!

        Citi Prestige Card

        • Earn up to 2 miles per dollar (5 Citi ThankYou Points) spend overseas and 1.3 miles per dollar (3.25 Citi ThankYou Points) locally. You can also access exclusive benefits such as 4th night complimentary night stay, 12 priority visits per calendar year, 6 complimentary golf games, and dining experiences. The earn rate is enhanced with bonus ThankYou Points when you hold a Citi bank account for a period of time.
        • Points has no cap and expiry

         

        Annual Fee
        • S$651.82 (Non-Waivable)

         

        Income Requirement
        • S$120,000 (locals/PRs & foreigners)

         

        Points Expiry
        • ThankYou points do not expire

         
        Transfer Partners
        • Singapore Airlines, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        DBS Vantage

        NIL

        DBS Vantage Card

        • Earn 1.5 miles or 1.5% cashback per dollar; 3.75 DBS Points for every S$5 spent locally, such as groceries, shopping and more  and 2.2 miles or 2.2% cashback per dollar; 5.5 DBS Points for every S$5 spent on overseas purchases in foreign currency

        • This comes with ten (10) free airport lounge visits per membership year

        • This is also best used with CardUp to pay for expenses that typically don’t earn miles, you basically pay a service fee to charge those payments to your DBS Vantage card and accumulate rewards. This is similar to “buying” miles.

         

        Annual Fee
        • S$599.50 (incl. of GST)

        • The first year’s fee is non-waivable. Subsequent years’ fees can be waived if cardholders spend at least S$60,000 per membership year.


        Income Requirement
        • S$120,000 (locals/PRs & foreigners)


        When is Points Credited
        • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.

         

        Transfer Partners
        • Krisflyer, Cathay Pacific Asia Miles, Qantas, Air Asia

         

        Know what this card is best for:


        Terms and Conditions

        Read Full Review

        HSBC TravelOne Card

        • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$350 cash + Apple iPad 9th Gen 10.2″ WiFi 64GB (worth S$479) or Dyson Supersonic Hair Dryer (worth S$559) or S$475 Grab Vouchers or S$400 Cash via PayNow when you pay the annual fee, spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid from from 17 October to 02 November 2025
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

         

        For Existing HSBC Cardholders:

        • Get Up to 24,000 miles when you pay the annual fee and spend S$1,000 by the end of the following month
        • Valid until 31 December 2025
        • Available for Existing HSBC Cardholders
          • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
          • Eg. You already hold an HSBC Live+ Card and you apply for HSBC TravelOne, you are already an existing cardholder.
        • Read Terms and Conditions here
        • Must provide marketing consent to HSBC
        • This gift will be fulfilled directly by HSBC

        HSBC TravelOne Card

        • Earn 2.4 miles per dollar on foreign currency spend, and 1.2 miles per dollar on local spend. This card is best for travelers due to the fact that it has twice more than the usual lounge passes that you can acquire in other similar earn rate entry level credit cards; you are entitled to 4 free airport lounge visits (via DragonPass) per calendar year! Plus, it has an extensive list of transfer partners allowing flexibility.
         
        Annual Fee
        • S$196.20 (inclusive of GST), first year free waiver
         
        Income Requirement

        • The amount of Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
          • Less than S$50,000 TRB 
            • Salaried (locals/PRs): S$65,000 
            • Self-Employed/Commission-based (locals/PRs): S$65,000
            • Foreigners: S$65,000
          • S$50,000 and above TRB
            • Salaried (locals/PRs): S$30,000 
            • Self-Employed/Commission-based (locals/PRs): S$40,000
            • Foreigners: S$65,000
               
        Points Expiry
        • After 37 months
         
        Transfer Partners
        • Asia Miles, Vietnam Airlines, British Airways, EVA Air, Qantas, Air Asia, Flying Blue, Krisflyer, Fortune Wings Club, Turkish Airlines, United Mileage Plus, Air Canada, Qatar Airways, Japan Airlines
         
        Know what this card is best for:

        Terms and Conditions

        Read Full Review

        UOB PRVI Card

        Flash Deal:

        • Get S$100 eCapitaVoucher when your are among the first 3 successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
        • Remaining applicants will receive the existing rewards
        • Valid until 30 October 2025

         

        Existing Rewards:

        • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
        • Valid until 02 November 2025
        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here

        UOB PRVI Card

        • Earn 1.4 miles per dollar for local spending
        • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
          • 3 miles per dollar on selected currencies:
            • Malaysian Ringgit
            • Indonesian Rupiah
            • Thai Baht
            • Vietnamese Dong
          • 2.4 miles per dollar on other currencies
        • Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
        • One-way Airport Transfer Service for AMEX Version only
        • S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

         

        Annual Fee
        • S$261.60, first year waived
         
        Income Requirement
        • S$30,000 (locals/PRs); S$40,000 (foreigners)
         
        Points Expiry
        • UNI$ expire two (2) years after the last day of the quarter in which they were earned.

         

        Know what this card is best for

         

        Terms and Conditions

        Read Full Review

        DBS Altitude Card

        • Get 38,000 miles when you use the promo code: ALTP38, pay the annual fee, have a valid DBS PayLah! account, and spend S$800 within 60 days from card approval date. 
        • Get 28,000 miles when you use the promo code: ALTPW28, choose not to pay the annual fee, but must have a valid DBS PayLah! account and spend S$800 within 60 days from card approval
        • Valid until 30 November 2025
        • Read Terms and Conditions here

        DBS Altitude Card

        • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
        • This comes with two complimentary lounge passes per 12-month membership period

         

        Annual Fee
        • S$196.20 (inclusive of GST), first year waived

         

        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)

         

        Points Expiry
        • No expiry

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        Standard Chartered Journey Card

          • Receive Samsonite Straren Spinner 67/24 (worth S$600) or 7K Max Miles or S$200 Grab Voucher or S$180 Cash via PayNow when you spend S$800 within 60 days of card approval and apply for one of the following, also within 60 days of card approval:
            • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
            • Bonus$aver Account: Min. deposit S$3,000
            • CashOne Personal Loan: Min. S$1,000, 12-month tenure
            • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
          • Valid until 02 November 2025
          • Read Terms and Conditions here
          • Promotion is valid for new to bank credit card holders
          • Must fulfill spending requirement to receive gift confirmation
          • Remember to check for SingSaver email to secure your rewards after you have applied!

           

          Stackable with Direct Bank Rewards:

          • Receive up to 30,000 miles
          • Receive 10,000 miles when you pay the annual fee under “Fee Paying” option
          • Receive 20,000 miles when you make a min. spend of S$800 within 60 days of card approval (This is available for both fee paying and fee waiver option)
          • Therefore, fee paying option earns 30K miles, fee waiver option earns 20K miles, if requirements are met
          • Promotion is valid until 31 October 2025
          • Read Terms and Conditions here

          My thoughts: If you were going to apply for this card, you should choose the fee waiver option as the cost per mile is 196.20/10,000 miles = 1.96 cents per mile, which is quite expensive.

          Standard Chartered Journey Card

          • Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
          • This comes with 2 complimentary airport lounge passes

           

          Annual Fee
          • S$196.20 (incl. 9% GST), should be waivable

           

          Income Requirement
          • S$30,000 (locals/PRs); S$40,000 (foreigners)

           

          Points Expiry
          • The points never expire

           

          Transfer Partners
          • Krisflyer & Cathay Pacific Asia Miles
           
          Know what this card is best for:

           

          Terms and Conditions

          Full Review

          Citi PremierMiles Card

          Option 1: Direct Bank Promotion

              • Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
              • Valid til 28 February 2026
              • Read Terms and Conditions here

               

              Option 2: Singsaver Promotion

              Flash Deal:

              • Get Dyson Airwrap 2.0 (worth S$859) when you spend S$500 within 30 days of card approval and must be among the first 5 successful applicants at 2PM & 8PM daily. This will be on top of the existing rewards.
                • Tip: Do not click before time, apply at exactly 2PM or 8PM.
              • Remaining applicants will get the existing rewards
              • Valid from 21 – 31 October 2025

               

              Existing Rewards:

              • Get Dyson Airwrap Origin (worth S$549) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Apple Watch SE Gen 3 40mm (GPS + Cell) (worth S$419) or S$450 Grab Voucher or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
              • Valid until 31 October 2025
              • Promotion is valid for new to bank credit card holders
              • Read Terms and Conditions here
              • Must fulfill spending requirement to receive gift confirmation
              • Remember to check for SingSaver email and complete the registration to secure your reward!

              Citi PremierMiles Card

              • Earn uncapped 1.2 miles for every dollar spent in Singapore dollars and 2 miles for every dollar spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

              • Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

              • The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

               

              Annual Fee
              • S$196.20, waived for the first year

               

              Income Requirement
              • S$30,000 (locals/PRs); S$42,000 (foreigners)

               

              Points Expiry
              • The Citi Miles never expire

               

              Transfer Partners
              • Singapore Airlines, Flying Blue, British Airways, Thair Airways, Etihad, Asia Miles, EVA Air, Qantas, Qatar Airways, Turkish Airlines, IHG

               

              Know what this card is best for:

               

              Terms and Conditions

              Read Full Review

              atome logo

              Atome

              • Enjoy S$10 off your first purchase (claimable from the voucher center)
              atome logo

              Atome

              • Atome is a “buy now, pay later” (BNPL) platform. It lets shoppers split their purchases into three equal, interest-free payments—making it easier to manage cash flow.

              • Accepted at over 10,000 online and in-store merchants in Singapore 

              • Atome usually codes as MCC 5999 (Misc. & Specialty Retail). Some banks allow points for this, others don’t.

              • Best Practice: Manual Payment –manually trigger your 2nd and 3rd payments via the app. Auto-payments might be flagged as recurring bills and won’t earn rewards on credit cards. You would want to choose to “Pay in 3” as longer installment plans would incur extra charges. There are often vouchers on the app that you can use to offset the cost further.

              HSBC Revolution Card

              • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$350 cash + Apple iPad 9th Gen 10.2″ WiFi 64GB (worth S$479) or Dyson Supersonic Hair Dryer (worth S$559) or S$475 Grab Vouchers or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
              • Valid from from 17 October to 02 November 2025
              • Available for New HSBC Cardholders
                • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

               

              For Existing HSBC Cardholders:

              • Get S$50 cashback when you spend S$500 by the end of the following month
              • Valid until 31 December 2025
              • Available for Existing HSBC Cardholders
                • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
                • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
              • Read Terms and Conditions here
              • Must provide marketing consent to HSBC
              • This gift will be fulfilled directly by HSBC

              HSBC Revolution Card

              • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 2026)
              • The categories include:
                • Department Stores and Retail Stores
                • Dining (excluding hotel dining)
                • Transportation & Membership Clubs
                • Travel-Related 
              • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
              • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
              • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 28 February 2026. 

               

              Special hack: 

              Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

              If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

               

              Annual Fee
              • None

               

              Income Requirement

              • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
                • Less than S$50,000 TRB 
                  • Salaried (locals/PRs): S$65,000 
                  • Self-Employed/Commission-based (locals/PRs): S$65,000
                  • Foreigners: S$65,000
                • S$50,000 and above TRB
                  • Salaried (locals/PRs): S$30,000 
                  • Self-Employed/Commission-based (locals/PRs): S$40,000
                  • Foreigners: S$65,000
                     

              Points Expiry
              • 37-month period, starting from the month after the month in which the points were acquired

               
              Transfer Partners
              • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

               

              Know what this card is best for:

               

              Terms and Conditions

              Read Full Review

              Citi Rewards Card

              Option 1: Direct Bank Promotion

              • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
              • Valid til 28 February 2026
              • Read Terms and Conditions here
              •  

              Option 2: Singsaver Promotion

              Flash Deal:

              • Get Dyson Airwrap 2.0 (worth S$859) when you spend S$500 within 30 days of card approval and must be among the first 5 successful applicants at 2PM & 8PM daily. This will be on top of the existing rewards.
                • Tip: Do not click before time, apply at exactly 2PM or 8PM.
              • Remaining applicants will get the existing rewards
              • Valid from 21 – 31 October 2025

               

              Existing Rewards:

              • Get Dyson Airwrap Origin (worth S$549) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Apple Watch SE Gen 3 40mm (GPS + Cell) (worth S$419) or S$450 Grab Voucher or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
              • Valid until 31 October 2025
              • Promotion is valid for new to bank credit card holders
              • Read Terms and Conditions here
              • Must fulfill spending requirement to receive gift confirmation
              • Remember to check for SingSaver email and complete the registration to secure your reward!
              •  

              Citi Rewards Card

              • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
              • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
              • Pro tip: Pair this card to Amaze for Overseas Offline Spending
              • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)

              • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
                This is on top of 4 miles per dollar on Citi Rewards + Amaze.

               

              Annual Fee
              • S$194.40 (First year waived)

               

              Income Requirement
              • S$30,000 (locals/PRs); S$42,000 (foreigners)

               

              Points Expiry
              • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

               

              Transfer Partners
              • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

               

              Know what this card is best for:

               

              Terms and Conditions

              Read Full Review

              DBS Woman’s World Card

              This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

              DBS Altitude Card

              Apply Here - Visa
              Apply Here - AMEX

              Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

              2 Priority Pass visits per membership year (Visa version only)

              sign-up-deal
              card-summary

              DBS Woman’s World Card

              • Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
              • Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store 
              • No minimum monthly spending required
              • Best used for online or in-app spend (e.g Kris+) locally

               

              Annual Fee
              • S$196.20, (First year waived)

               

              Income Requirement
              • S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

               

              Points Expiry
              • 1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

               

              Transfer Partners
              • KrisFlyer, Asia Miles, Qantas Frequent Flyer

               

              Know what this card is best for:

               

              Terms and Conditions

              Read Full Review

              UOB Krisflyer Card

              NIL

              UOB Krisflyer Card

              • Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases 
              • Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
              • Earn 1.2 miles per dollar on all other purchases

               

              Annual Fee
              • S$194.40 (incl. GST), waived for first year

               

              Income Requirement
              • S$30,000 (locals/PRs); S$40,000 (foreigners)

               

              Know what this card is best for

               

              Terms and Conditions

              Read Full Review

              UOB Evol Card

              Flash Deal:

              • Get S$100 eCapitaVoucher when your are among the first 3 successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
              • Remaining applicants will receive the existing rewards
              • Valid until 30 October 2025

               

              Existing Rewards:

              • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
              • Valid until 02 November 2025
              • Valid for New-to-Bank Cardholders
              • Read Terms and Conditions here

              UOB Evol Card

              • Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
              • Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
              • Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
              • 0.3% cashback for all other spends
              • Minimum spend of S$800 each statement month
              • S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
                • S$30 – online & mobile contactless
                • S$20 – selected gym, telco, and streaming services
                • S$20 – all overseas foreign currency spend
                • S$30 – other spends
              • Max possible cashback of 6.4% earned (not 10%)
              Annual Fee
              • S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months
              Income Requirement
              • S$30,000 (locals/PRs); S$40,000 (Foreigners
              Know what this card is best for:

              Terms and Conditions

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              DBS Live Fresh Card

              • Get S$300 cashback when you use the promo code: LFC300, and spend S$800 and have a valid DBS PayLah! account within 60 days from card approval date
              • Valid until 31 October 2025
              • Read Terms and Conditions here

              DBS Live Fresh Card

              • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
               
              Annual Fee
              • S$196.20 (including GST), waived for the first year
               
              Income Requirement
              • S$30,000 (locals/PRs); S$45,000 (foreigners)
               
              When is Cashback Credited
              • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
              • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

              Terms and Conditions

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              AMEX True Cashback Card

                  • Get S$160 eCapitaVoucher when you spend S$500 within 30 days from card approval
                  • Valid from 29 December 2025
                  • Promotion is valid for new to bank credit card holders
                  • Read Terms and Conditions here

                  AMEX True Cashback Card

                  • Earn 1.5% Unlimited Cashback with minimum monthly spending requirement and no maximum spending cap
                  • Best used on commonly excluded merchants
                   
                  Annual Fee
                  • S$174.40 (incl. of 9% GST) waived for the first year
                   
                  Income Requirement
                  • S$30,000 (locals/PRs); S$45,000 (foreigners)
                   
                  When is Cashback Credited
                  • Receive cashback in the same month’s statement
                   
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                  UOB Absolute AMEX Card

                  Flash Deal:

                  • Get S$100 eCapitaVoucher when your are among the first 3 successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
                  • Remaining applicants will receive the existing rewards
                  • Valid until 30 October 2025

                   

                  Existing Rewards:

                  • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
                  • Valid until 02 November 2025
                  • Valid for New-to-Bank Cardholders
                  • Read Terms and Conditions here

                  UOB Absolute AMEX Card

                  • Earn 1.7% cashback with no minimum spend requirement, no cashback cap, and no spend exclusions
                  • You can get 0.3% cashback on Grab Top-Up, this is the only card that still give rewards for GarbPay
                  Annual Fee
                  • S$196.20 (incl. GST), waived for first year
                   
                  Income Requirements
                  • S$30,000 (locals/PRs); S$40,000 (foreigners)
                   
                  When is Cashback Credited
                  • Cashback earned in current statement period is automatically used to offset the following month’s bill
                   
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                  OCBC Rewards Card

                  Flash Deal:

                  • Get Bose QuietComfort Ultra Wireless Headphone (worth S$599) when you spend S$400 within 30 days of card approval and must be among the first 2 eligible applicants at 2 PM and 8 PM daily
                    • Pro-Tip: Set an alarm and click on the apply button at 2PM or 8PM sharp— do not click before the time
                  • Valid from 24 to 29 October 2025
                  • This is stackable with existing rewards

                   

                  Existing Rewards:

                  • Get AirPods Pro Gen 3 (worth S$349) or Dyson Supersonic™ (worth S$559) or 50,000 OCBC$ (worth a round trip to Bali) or S$380 Grab Vouchers or S$360 Cash via PayNow when you S$400 within 30 days from card approval
                  • Valid from 15 October – 02 November 2025
                  • Valid for New-to-Bank Cardholders
                  • Read Terms and Conditions here
                  • Must fulfill spending requirement to receive gift confirmation
                  • Remember to check for SingSaver email and complete the registration to secure your reward!

                  OCBC Rewards Card

                  • Earn 6 miles per dollar on Watsons, Lazada, Shopee (except Shopee Pay transactions), Tiktok Shop, and Taobao (until 31 December 2025). Capped at S$1,000 per calendar month
                  • Earn 4 miles per dollar on Eligible Online and Offline Spends, capped at S$1,110 per calendar month
                  • Pair with Amaze for converting offline overseas retail spending to earn 4 miles per dollar

                   

                  Annual Fee
                  • S$196.20 (including GST), waived for the first 2 years

                   

                  Income Requirement
                  • S$30,000 (locals/PRs); S$45,000 (foreigners)

                   

                  Points Expiry
                  • OCBC$ expires every 2 years and can pool across cards that earn OCBC$, but not with OCBC’s other rewards currencies (Travel$, VOYAGE Miles) – This means if you have other OCBC$ earning cards (eg. OCBC Rewards Blue and Pink), you can transfer the miles together from both card at one shot with a single transfer fee.

                   

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                  Terms and Conditions

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                  UOB One Card

                  Flash Deal:

                  • Get S$100 eCapitaVoucher when your are among the first 3 successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
                  • Remaining applicants will receive the existing rewards
                  • Valid until 30 October 2025

                   

                  Existing Rewards:

                  • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
                  • Valid until 02 November 2025
                  • Valid for New-to-Bank Cardholders
                  • Read Terms and Conditions here

                  UOB One Card

                  • Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

                    • Base cashback:
                      • S$600/S$1,000: 3.33% cashback (capped at S$60/100 per quarter)
                    • Additional cashback (capped at S$120 per statement month):
                      • Selected Partners: 5%
                      • Grocery (MCC 5411): 2.67% – only for Tier 2

                  • Tier 3: Earn up to 10% Total Cashback: Spend S$2,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

                    • Base cashback: 3.33% cashback (capped at S$200 per quarter)
                    • Additional cashback (capped at S$120 per statement month):
                      • Selected Partners: 6.67%
                      • Grocery (MCC 5411): 4.67%

                  Tier 1
                  Tier 2
                  Tier 3
                  Minimum Spend
                  S$600
                  S$1,000
                  S$2,000
                  Minimum Transaction Count
                  10
                  10
                  10
                  Base Cashback per quarter
                  3.33% (S$60 cashback)
                  3.33% (S$100 cashback)
                  3.33% (S$200 cashback)
                  Additional Cashback on Selected Spends
                  5%
                  5%
                  6.67%
                  Additional Cashback on Grocery Spend New
                  –
                  2.67%
                  4.67%
                  Total
                  up to 8.33%
                  up to 8.33%
                  up to 10%
                  These changes will be effective from your next qualifying quarter (as of writing – 1 July 2025)
                  • Earn up to 22.66% fuel savings at Shell and SPC
                  • Earn 4.33% cashback on Singapore Power utilities bills

                   

                  Annual Fee
                  • S$196.20, waived for the first year

                   

                  Income Requirement
                  • S$30,000 (locals/PRs); S$40,000 (foreigners)

                   

                  When Cashback is Credited
                  • The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

                   

                  Know what this card is best for:

                   

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                  amex krisflyer ascend cardface

                  AMEX Krisflyer Ascend Card

                  • Get up to 36,000 KrisFlyer Miles when you spend a minimum of S$1,000  and pay annual fee of S$397.85 within the first 2 months of card approval
                    • 29,800 bonus miles
                    • 5,000 miles (first-time Singapore Airlines Credit Card applicants only)
                    • 1,200 miles from eligible spend
                  • Only for new-to-bank card holders
                  • Valid until 29 October 2025
                  • Read Terms and Conditions here

                  amex krisflyer ascend cardface

                  AMEX Krisflyer Ascend Card

                  • 1.2 miles per dollar on local and overseas spend
                  • 2 miles per dollar on Singapore Airlines, Scoot, and KrisShop spend
                  • 2 miles per dollar on Grab transactions, capped at S$200 per calendar month
                  • No conversion fees
                  • Get Accelerated to KrisFlyer Elite Gold Status
                  • One Complimentary Night’s Stay at Hilton Hotel
                  • Complimentary Travel Insurance
                   
                  Annual Fee
                  • S$397.85
                   
                  Income Requirement
                  • Not specified
                   

                  Terms and Conditions