Team Cashback vs Team AirMiles Begins!

The heat is on! From May 8 to June 4, 2024,Team Miles and Team Cashback will compete in a two-round match where the team with the most applications will win each round.

 

This is led by 3 team captains:

Dates
Team Cashback
Team AirMiles
Round 1
8 – 21 May 2024
Naomi Neo
Milelion
Round 2
22 May – 4 June 2024
Sethisfy
IJustTryLah
Vanessa Ho
SgBudgetBabe

 

I am having a lot of fun trash talking with SgBudgetBabe and pulling out Milelion’s old quotes on how he loves cashback!

 

Thanks to this campaign, you will get a sweeter deal when you sign up for either miles or cashback cards. Even though I’m representing team cashback, I am really for team value and wisdom – you should get the one that best suits your lifestyle and goal

NEW customers will be eligible for regular gifts as well as the lucky draw, while EXISTING customers, will only be qualified for the lucky draw. Team gifts will only apply to the winning team. So if you applied for a cashback card, and team cashback wins, then you will receive the extra team rewards on top of the regular gifts. The same applies to team airmiles.

Participating Products for each team:

 

Regular Gifts for Cashback Cards

All new-to-bank applicants will receive for these gifts during the campaign period when you sign up below:

Eligible Products
Regular Gifts
– Dyson Supersonic (worth S$699) or
– Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30)
– Dyson V8 Slim Fluffy (worth S$509) or
– S$400 eCapitaVoucher or S$300 cash via PayNow
*when you spend S$500 within 30 days of card approval
Flash Deal: (For first 500 applicants from 25 April until 12 May 2024)
– PlayStation 5 Disc Version (worth S$799) or
– Dyson Airwrap (worth S$859) or
– S$500 e-capita Vouchers
*when you spend S$500 within 30 days of card activation and approval
Regular Gifts:
– Dyson SuperSonic (worth S$699) or
–  Morning Coffee Machine + 20 Capsules Bundle (worth S$684) or
– Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or
– Up to S$420
*when you spend S$500 within 30 days of card approval
– Dyson AM07 (worth S$459) or
– Hinomi H1 Classic V3 Ergonomic Office Chair (worth S$419) or
– Apple Airpods (3rd Gen) With Magsafe Charging Case (worth S$274) or
– S$250 and get up to S$40 e-capitaland voucher
*upon activating and spending min. S$250 within 30 days of card approval
– Receive a S$150 Upsized Cash via PayNow
*when you spend a min. spend of S$500 within 1 month of Card approval
– Get S$388 cashback
*when you spend a minimum of S$800 within the first 60 days from card approval date
– Receive S$350 cash credit
*when you spend a min. of S$1,000 per month for 2 consecutive months from card approval date
– Receive Samsonite ENOW SPINNER 69/25 EXP (worth S$570), or
– AirPods (3rd generation) with Lightning Charging Case or
– S$200 cashback
*when you apply for CreditAble and spend S$600/month in the first two consecutive months upon card approval.

 

Regular Gifts for Miles Cards:

Eligible Products
Regular Gifts
– Apple iPad 10th Gen (worth S$691.60) or
– Dyson Supersonic (worth S$699), or
– S$400 eCapitaVoucher or
– S$300 cash via PayNow
*when you spend a minimum of S$500 within 30 days of card approval
– Dyson AM07 (worth S$459) or
– Xiaomi Robot Vacuum S10 (worth S$349) or
– S$250 eCapitaVoucher or
– 15K Max Miles (worth a free flight to Tokyo, Japan)
*when you provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval
– Dyson Supersonic™ hair dryer (worth S$699) or
– Apple iPad 9th Gen 10.2? WiFi 64GB (worth S$508.30) or
– Dyson V8 Slim Fluffy (worth S$509) or
– S$400 eCapitaVoucher or
– S$300 cash via PayNow
*when you spend S$500 within 30 days of card approval
– SONY SRS-XB100 (worth S$90) or
– Apple AirTag (worth S$45.40) or
– S$50 and get up to S$40 e-capitaland voucher
*upon activating card within 30 days (no minimum spend)
– Dyson AM07 (worth S$459) or
– Xiaomi Robot Vacuum S10 (worth S$349) or
– S$250 eCapitaVoucher or
– 15K Max Miles (worth a free flight to Tokyo, Japan)
*when you provide your marketing consent to HSBC and spend min. S$500 + pay annual fee of S$196.20 by end of the following calendar month from the card account opening date
– Get an Exquisite dining experience for two at Michelin-starred restaurants (worth S$900)
*when you spend S$1,500 per month for 2 consecutive months from card approval date
– Samsonite ENOW SPINNER 69/25 (worth S$570), or
– 10,000 bonus air miles, or
– AirPods (3rd generation) with Lightning Charging Case, or
– S$200 cashback
*when you spend S$600 for the first two consecutive months

How To Win Team Gifts (only if the team wins):

Cashback:

In addition to regular gifts, if Team Cashback succeeds over Team Miles in Round 1, new-to-bank applicants will get a team gift worth between S$30 and S$100 in vouchers. The extra rewards are stackable. So if you sign up for Citi Cashback+ and Standard Chartered Simply Cash Credit card as a new-to-bank customer, you stand a chance to receive S$100 x 2 = S$200 worth of vouchers on top of your regular gifts, if team cashback wins.

Eligible Products
Bonus Promotion Reward for the Team Cashback
Demo Image
Citi Cash Back+ Card
Demo Image
Standard Chartered Simply Cash Credit Card
+S$100 Voucher*
Demo Image
Standard Chartered Smart Credit Card
Demo Image
American Express True Cashback Card
+S$80 Voucher*
Demo Image
DBS Yuu Card
Demo Image
UOB One Card
Demo Image
Maybank Family & Friends
+S$30 Voucher*
* Vouchers include eCapitaLand, Grab Food, Grab Ride etc, and are selectable through SingSaver’s voucher redemption partner. Voucher types are subject to availability.

Miles:

If you sign up for any Miles Card below, you can receive additional Max Miles stackable to the regular sign-up gifts if the Team Miles win. So if you are a new-to-bank customer who signs up for Citi PremierMiles Card and HSBC Revolution Credit card, you stand a chance to receive +10,000 Max Miles x 2 = +20,000 Max Miles on top of your regular gifts, if team airmiles wins.

 

Pro-tip: Remember to create a Heymax account first, no matter what, in order to receive your initial 500 Max Miles for signing up, and another 500 Max Miles when you complete 3 transactions and verify your phone number.

Eligible Products
Bonus Promotion Reward for the Team Miles
Demo Image
Citi PremierMiles Card
Demo Image
HSBC Revolution Credit Card
+10,000 Max Miles
Demo Image
Citi Rewards Card
Demo Image
Standard Chartered Journey Card Credit Card
+8,000 Max Miles
Demo Image
HSBC TravelOne Credit Card
Demo Image
UOB Lady’s Card
Demo Image
Maybank Horizon Visa Signature
+3,000 Max Miles

How To Win The Lucky Draw:

(Applies to New-to-bank and Existing bank Cardholders)

Ways to get more Chances:

Actions Done
Lucky Draw Entries
Apply for an Eligible Product
1x Entry
Apply for an Eligible Product that is on the Winning Team
+1x Bonus Entry
Complete the following:
– follows @singsaver_sg on Instagram,
– share SingSaver’s Instagram Game for this Campaign on their Instagram story
– send a direct message to SingSaver via Instagram containing their Application Reference Number (ARN)
+10x bonus Entries

 

Notes:

  • Eligible customers may enter both the Round 1 Lucky Draw and the Round 2 Lucky Draw. Eligible Customers may receive more entries to the Lucky Draw by applying for additional eligible credit card.

How To Apply:
  1. Apply for a participating product from the links in the tables above between May 8, 2024 (5 p.m.) and June 4, 2024 (11:59 p.m)
  2. Within 14 days of submitting your application, click the link in the email you received to complete your Rewards Redemption Form
  3. Fulfill the requirements for the type of product applied for – particularly the spend requirement.
  4. Applying for an eligible product will immediately enter you into the draw.

Lucky draw winners will be announced on SingSaver’s contest winners page by 12 November 2024.

 

Make sure to Read Terms and Conditions Here

FAQs:

  • Can I join both teams?
    • Certainly yes, but keep in mind that if you’re both applying for ONE bank, you’re only considered as new-to-bank customer on the FIRST card that you applied for, and the team gifts are only for new-to-bank customers. Assuming that the first card you applied for is SCB Smart Credit Card (Cashback) which got approved first, once you apply for the second card which is SCB Journey Credit Card (Miles) you’ll already be considered as an existing customer.
    • If you want to support both teams, you can apply for both a cashback and miles card provided that they are both from different bank providers to hedge your bets on both sides and receive team rewards, no matter what.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

author avatar
lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

DBS YUU

Get S$350 eCapitaVoucher or 25k HeyMax miles or Apple Watch SE Gen 3 40mm (GPS + Cell) or Samsonite STRAREN SPINNER 67/24 when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 1, 2026

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Apple Watch SE Gen 3 40mm (GPS) or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

HSBC Live+

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

dbs yuu cardface

DBS YUU

Get S$350 eCapitaVoucher or 25k HeyMax miles or Apple Watch SE Gen 3 40mm (GPS + Cell) or Samsonite STRAREN SPINNER 67/24 when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 1, 2026

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Apple Watch SE Gen 3 40mm (GPS) or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

HSBC Live+

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

sc logo

Standard Chartered Bonus$aver

Promo Details:
  • Get up to S$198 cashback (consists of S$168 welcome cashback + S$30 when you apply using my code: DBF6F) when you deposit and maintain S$50,000 in fresh funds.

  • How to qualify:

    1. Apply for a Bonus$aver Account and Bonus$aver World Mastercard Credit Card (as main account/principal cardholder).

    2. Deposit S$50,000 fresh funds.

    3. Keep the deposit until the end of the calendar month after account opening.

  • Who can apply:

    • New Bonus$aver accountholders, or existing Standard Chartered customers who don’t have a Bonus$aver account yet.

  • Read Terms and Conditions here
  • Valid until 30 January 2026
 
Additional Tips to Maximise Sign Up Gifts:
  • Apply for a Standard Chartered credit card first if you are new to SC credit card holder (with sign-up bonus) before joining this promo. I personally recommend these two:

Standard Chartered Simply Cash Card cardface

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

Standard Chartered Journey Card

Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories

2 Priority Pass visits per membership year

  • If you open the Bonus$aver Account + Bonus$aver World Mastercard first, you won’t be considered new-to-bank for other Standard Chartered credit card sign-up rewards.

sc logo

Standard Chartered Bonus$aver

The Standard Chartered Bonus$aver Account offers up to 8.05% p.a. interest on the first S$$100,000 when you credit salary, spend on the linked card, and opt for investment or insurance products. Salary and card spend alone can earn around 3.05% p.a. 

 

To Achieve 3.05% p.a. Interest:
  • Credit a salary of at least S$3,000/month via FAST, GIRO, or PayNow. There are no hacks for this at the moment.
  • Spend at least S$1,000/month on your linked Bonus$aver credit or debit card.

 

To Achieve an Additional 2.5% p.a. Interest:
  • You can do either below:
    • Subscribe, through SC, and settle a trade for an eligible unit trust with a minimum single subscription amount of S$20,000; OR
    • Trade a minimum of S$20,000 in cumulative buy trades for eligible Online Equities via SC Online Trading within a calendar month

Standard Chartered Simply Cash Card

Direct Bank Reward:
  • Get Samsonite MODUS Spinner 25” (worth S$610) and S$100 cashback when you spend S$800 within 60 days of your card approval
  • Valid until 31 March 2026
  • Read Terms and Conditions here

 

Singsaver Reward:
  • Get S$350 Cash via PayNow or S$370 Grab Voucher when you spend a minimum of S$800 within 30 days of card approval and apply for one of the following within 60 days of card approval:
    • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
    • Bonus$aver Account: Min. deposit S$3,000
    • CashOne Personal Loan: Min. S$1,000, 12-month tenure
    • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
  • Promotion is valid for new to bank credit card holders
  • Valid until 01 December 2025 – 02 February 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Standard Chartered Simply Cash Card

  • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

 

Annual Fee
  • S$196.20 (including 9% GST), waived for the first two years

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 

When is Cashback Credited
  • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

 

Know what this card is best for:

 

Terms and Conditions

Full Review

Standard Chartered Journey Card

    Singsaver Reward:
    • Get 7,000 Max Miles by HeyMax or Samsonite Straren Spinner 67/24 (worth S$600) or S$200 Grab Voucher or S$180 Cash via PayNow when you spend S$800 within 60 days of card approval and apply for one of the following within 60 days of card approval:
      • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
      • Bonus$aver Account: Min. deposit S$3,000
      • CashOne Personal Loan: Min. S$1,000, 12-month tenure
      • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
    • Valid until 01 December 2025 – 02 February 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email to secure your rewards after you have applied!

     

    Stackable with Direct Bank Rewards:
    • Receive up to 30,000 miles
    • Receive 10,000 miles when you pay the annual fee under “Fee Paying” option
    • Receive 20,000 miles when you make a min. spend of S$800 within 60 days of card approval (This is available for both fee paying and fee waiver option)
    • Therefore, fee paying option earns 30K miles, fee waiver option earns 20K miles, if requirements are met
    • Promotion is valid until 31 March 2026
    • Read Terms and Conditions here

    My thoughts: If you were going to apply for this card, you should choose the fee waiver option as the cost per mile is 196.20/10,000 miles = 1.96 cents per mile, which is quite expensive.

    Standard Chartered Journey Card

    • Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
    • This comes with 2 complimentary airport lounge passes

     

    Annual Fee
    • S$196.20 (incl. 9% GST), should be waivable

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • The points never expire

     

    Transfer Partners
    • Krisflyer & Cathay Pacific Asia Miles
     
    Know what this card is best for:

     

    Terms and Conditions

    Full Review