- The Amaze card allows you to link up to 5 mastercards— a way for you to eliminate the hassle of carrying multiple cards. This can help you pay and save locally or overseas, use it to earn rewards, and lastly, you can convert your offline to online transactions using the credit card of your choice without incurring foreign exchange fees + gaining the rewards (miles/cashback) on the credit card used
- When using overseas, there is a 2% spread on FX rate with amaze but you get the miles
- Instarem Amaze will impose a 1% fee (minimum S$0.50) for any local spendings from the first dollar spent when amaze is linked to a card. This fee will only affect Citi Rewards with some inconveniences.
Instarem Amaze Card Review; discover key features, benefits, fees, and rewards of the Instarem Amaze...
Why pick this card
Payment processor card that consolidates multiple cards for overseas + online spend.
Overview of Best Cards to Pair with Amaze:
Cards | Rate | Why use with Amaze? | General Exclusions Apply | |||
*Save on Foreign Currency Fee for Overseas Spending | Convert Offline to Online for Local Spending | Type of Transaction | Spending Cap | |||
Citi Rewards | 4 miles per dollar | Yes | Yes (Update: There will be 1% fee (minimum S$0.50) for all local spendings from the first dollar spend) | Offline almost all spending | S$1,000 | |
OCBC Rewards | 4 miles per dollar | Yes | Offline selected retail shopping | S$1,110 | ||
Maybank Family & Friends | 8% cashback | Yes | Any 5 of your chosen categories | S$312.5 per category | ||
*No limits for overseas spending | ||||||
Citi Rewards Card
- This is my top favourite card to pair with amaze.
- The Citi Rewards card offers 4 miles per dollar, but only up to S$1,000 per month (statement period). The Amaze card, however, charges a 1% fee for
exceeding S$1,000 in local spending each calendar monthALL local spends. - If you’re spending local online spending – Use Citi Rewards without Amaze
- After the update, this can be paired with Citi Rewards for overseas spending. For local offline spends, I would not recommend using Citi Rewards and Amaze combo anymore as it will incur a 1% fee even on the first dollar spent, but if you wish to, I suggest to do it when the transaction amount is above S$50 so you can still get a pretty cheaper cost per mile. You can check out more details of the updates below:
https://youtu.be/VS6GjQDTYVY&list=PLDFEQWdI9twYZz73WFvtk_aL1Xq6E81Ad
Effective 10 March 2025, Instarem...
OCBC Rewards Card
- with the decent bonus earn rate of 4 miles per dollar, you can earn by spending in these categories:
Alibaba | Guardian | *Shopee (exclude Shopee Pay) |
AliExpress | Lazada | Taobao |
**Amazon | **Mustafa Centre | TikTok Shop |
Daigou | NTUC Unity | Watsons |
Ezbuy | Qoo10 | |
*Shopee Pay transactions under MCC 5262 are not eligible to earn any OCBC$ **Transactions under MCC 5411 (Groceries, Supermarket) is not eligible to earn any Bonus OCBC$ | ||
ENDS 3 MAY 2026 · 3 DAYS LEFT
🎁 Choose 1 Gift
Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries + styles in one pass
Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle
Worth S$529
Wireless earbuds + shop at CapitaLand malls
S$400 Cash via PayNow
No bank details needed
25,000 MaxMiles by HeyMax
Worth S$600 in travel value
Convert to airline miles or retail vouchers with HeyMax
50,000 OCBC$
(worth a round trip to Bali)
💡 🎁 Flash Deal (until 30 April 2026): First 5 applicants at 2 PM & 8 PM SGT daily get an extra S$100 Cash via PayNow on top of your chosen gift. Still need min. S$400 spend within 30 days.
Valid till 3 May 2026
Requirements (tap to expand)
- You qualify if: you have no OCBC credit card right now
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Why pick this card
6 mpd on Watsons, Lazada, Shopee, Taobao & Tiktok Shop (until 30 Jun 2026).
Maybank Family & Friends Card
- Earn 8% cashback for 5 of your chosen spend categories across 10 options:
- You can change the categories every quarter. Default categories are chosen for you when you first receive your card. Then you can change it afterward.
- Each category is capped at S$25 per month; which would max out at S$312.50 of spending per category
- Monthly minimum spend of S$800 required
- Pair with Amaze Card to convert offline overseas spending under your chosen categories to online to earn 8% cashback
- Rule of thumb: use AMAZE when spending overseas for chosen categories
ENDS 30 JUN 2026 · 61 DAYS LEFT
🎁 Exclusive Sign-up Gift
Only applicable for new-to-bank card applicants
Samsonite RESTACKD Spinner 68/25 EXP + 2 packing cubes
Worth S$520
Lightweight (3.3kg), expandable, matte scratch-resistant
Valid till 30 Jun 2026
Requirements (tap to expand)
- ONLY APPLICABLE FOR NEW-TO-BANK CARD APPLICANTS
- Apply for a new Maybank Credit Card (not applicable for Maybank XL cards)
- Charge min. S$1,300 within the first 2 months of card approval
- Fill the Google Form after signing up
- Alternative: apply for CreditAble + a Maybank Credit Card, then charge min. S$1,200 within 2 months
Why pick this card
Up to 8% cashback on 5 chosen categories (from 10 options).
Frequently Asked Questions about Amaze:
Q: Can i use amaze with DBS Women’s World Mastercard?
A: No. It’s excluded.
Q: Can i use it with a Visa card?
A: No. Only mastercard.
💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.
💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.
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