Flash Deal Alert! Get +S$38 Bonus Cash on Citibank Credit Cards!

From 23 January (12pm) to 27 January 2025, don’t miss your chance to bag an extra S$38 bonus cash reward, stacking up to an incredible S$408 cash reward in total! That’s right—on top of the usual S$370, you’re getting a little extra to sweeten the deal!

This exclusive offer is limited to the first 500 new-to-bank applicants daily, so act fast! Don’t worry if you miss the daily cap—the remaining applicants will still get S$370 cash.

But wait, there’s more! Take part in the Sure Win, Sure Huat promotion for a shot at winning up to S$8,888! This is on top of the Singsaver reward you chose.

Customers who does not currently hold a Citibank credit card, has not had a Citibank credit card (as the main cardholder) closed within the past 12 months, and does not have a pending Citibank credit card application at the time of applying.

To be Eligible for this Reward:

  • Must spend a minimum of S$500 on qualifying spends within 30 days of card approval
  • Must be a new-to-Citibank credit cardholder at the time of application
  • Submit the Rewards Redemption Form (by SingSaver), which will be sent to your registered email, within 14 days of applying for the card

Apply Below:

Tips to be first 500 applicants daily:

  • This is based on the fastest fingers first! The first 500 applications resets each day at 12pm.

  • Set an alarm and Click on the apply button below at 12pm sharp. Do not click before the time!

Here’s the Rewards:

1. Singsaver Sign Up Offer for New-to-Citibank Cardholders:

citi march promo 3 citi march promo 2 citi march promo

Read Terms and Conditions here

 

2. Sure Win, Sure Huat Promotion

  • You can get 1x Red Packet worth up to S$8,888 when you apply for a Citibank credit card
  • Valid for New-to-Bank Citibank Cardholders only
  • This reward will be received on top of existing SingSaver rewards
  • Read Terms and Conditions here
  • Valid until 26 January 2025

 

Top Recommended Card: Citi Rewards Card

  • I choose the Citi Rewards Card because it’s the best card for earning miles. I can rack up 4 miles per dollar on eligible spends making it easy to maximize my miles. Plus, you can pair it with the Amaze card to earn 4 miles per dollar on almost everywhere as it converts everything from offline to online! From my personal experience, I earn 4 miles per dollar on many purchases that other cards typically exclude, such as Google Ads, TCM, and doctor’s visits. This advantage really makes the Citi Rewards Card stand out as the top choice above all others. Watch my tiktok video for more details!

Apply Below:

Promo Details:
  • Get up to S$288 worth of gifts

    • 50 units of SPDR Straits Times Index ETF (SGX:ES3) worth S$198 + S$60 cashback.

    • Additional S$30 when you apply through my exclusive link
  • How to qualify:

    1. Apply for a Bonus$aver Account and Bonus$aver World Mastercard Credit Card (as main account/principal cardholder).

    2. Deposit S$50,000 fresh funds.

    3. Keep the deposit until the end of the calendar month after account opening.

    4. You must also open or have a valid Standard Chartered Online Trading account. This is necessary since this is where the ETF shares will be credited.
  • Who can apply:

    • New Bonus$aver accountholders, or existing Standard Chartered customers who don’t have a Bonus$aver account yet.

  • Valid from 28 July – 31 August 2025.

  • Read Terms and Conditions here
 
Additional Tips to Maximise Sign Up Gifts:
  • Apply for a Standard Chartered credit card first (with sign-up bonus) before joining this promo. I personally recommend these two:

Final Thoughts:

Don’t let this amazing opportunity slip away! With a total of S$408 cash rewards up for grabs + you have the option to choose from other exciting gifts to suit your preference—this is definitely the perfect time to start your year right! Plus, take advantage of the Sure Win, Sure Huat promotion to earn up to S$8,888 on top of your chosen Singsaver reward!

Remember, this exclusive offer runs only from 23 January (12pm) to 27 January 2025 and is limited to the first 500 new-to-bank applicants daily. So apply now!

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

author avatar
lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CIMB Visa Infinite

Get S$50 Cash via PayNow when you spend a minimum of S$108 within 30 days of card approval

Valid till: February 1, 2026

Citi PremierMiles

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Apple Watch SE Gen 3 40mm (GPS) or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

Citi Prestige

Get 2D1N - Sofitel City Centre or Apple Watch Series 11 (GPS), 42mm Aluminium Case or Sony WH-1000XM6 Headphones or S$480 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: January 15, 2026

Citi SMRT

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Apple Watch SE Gen 3 40mm (GPS) or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

dbs yuu cardface

DBS YUU

Get S$350 eCapitaVoucher or 25k HeyMax miles or Apple Watch SE Gen 3 40mm (GPS + Cell) or Samsonite STRAREN SPINNER 67/24 when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 1, 2026

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Apple Watch SE Gen 3 40mm (GPS) or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

HSBC Live+

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

sc logo

Standard Chartered Bonus$aver

Promo Details:
  • Get up to S$198 cashback (consists of S$168 welcome cashback + S$30 when you apply using my code: DBF6F) when you deposit and maintain S$50,000 in fresh funds.

  • How to qualify:

    1. Apply for a Bonus$aver Account and Bonus$aver World Mastercard Credit Card (as main account/principal cardholder).

    2. Deposit S$50,000 fresh funds.

    3. Keep the deposit until the end of the calendar month after account opening.

  • Who can apply:

    • New Bonus$aver accountholders, or existing Standard Chartered customers who don’t have a Bonus$aver account yet.

  • Read Terms and Conditions here
  • Valid until 30 January 2026
 
Additional Tips to Maximise Sign Up Gifts:
  • Apply for a Standard Chartered credit card first if you are new to SC credit card holder (with sign-up bonus) before joining this promo. I personally recommend these two:

Standard Chartered Simply Cash Card cardface

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

Standard Chartered Journey Card

Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories

2 Priority Pass visits per membership year

  • If you open the Bonus$aver Account + Bonus$aver World Mastercard first, you won’t be considered new-to-bank for other Standard Chartered credit card sign-up rewards.

sc logo

Standard Chartered Bonus$aver

The Standard Chartered Bonus$aver Account offers up to 8.05% p.a. interest on the first S$$100,000 when you credit salary, spend on the linked card, and opt for investment or insurance products. Salary and card spend alone can earn around 3.05% p.a. 

 

To Achieve 3.05% p.a. Interest:
  • Credit a salary of at least S$3,000/month via FAST, GIRO, or PayNow. There are no hacks for this at the moment.
  • Spend at least S$1,000/month on your linked Bonus$aver credit or debit card.

 

To Achieve an Additional 2.5% p.a. Interest:
  • You can do either below:
    • Subscribe, through SC, and settle a trade for an eligible unit trust with a minimum single subscription amount of S$20,000; OR
    • Trade a minimum of S$20,000 in cumulative buy trades for eligible Online Equities via SC Online Trading within a calendar month

Standard Chartered Simply Cash Card

Direct Bank Reward:
  • Get Samsonite MODUS Spinner 25” (worth S$610) and S$100 cashback when you spend S$800 within 60 days of your card approval
  • Valid until 31 March 2026
  • Read Terms and Conditions here

 

Singsaver Reward:
  • Get S$350 Cash via PayNow or S$370 Grab Voucher when you spend a minimum of S$800 within 30 days of card approval and apply for one of the following within 60 days of card approval:
    • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
    • Bonus$aver Account: Min. deposit S$3,000
    • CashOne Personal Loan: Min. S$1,000, 12-month tenure
    • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
  • Promotion is valid for new to bank credit card holders
  • Valid until 01 December 2025 – 02 February 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Standard Chartered Simply Cash Card

  • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

 

Annual Fee
  • S$196.20 (including 9% GST), waived for the first two years

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 

When is Cashback Credited
  • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

 

Know what this card is best for:

 

Terms and Conditions

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Standard Chartered Journey Card

    Singsaver Reward:
    • Get 7,000 Max Miles by HeyMax or Samsonite Straren Spinner 67/24 (worth S$600) or S$200 Grab Voucher or S$180 Cash via PayNow when you spend S$800 within 60 days of card approval and apply for one of the following within 60 days of card approval:
      • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
      • Bonus$aver Account: Min. deposit S$3,000
      • CashOne Personal Loan: Min. S$1,000, 12-month tenure
      • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
    • Valid until 01 December 2025 – 02 February 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email to secure your rewards after you have applied!

     

    Stackable with Direct Bank Rewards:
    • Receive up to 30,000 miles
    • Receive 10,000 miles when you pay the annual fee under “Fee Paying” option
    • Receive 20,000 miles when you make a min. spend of S$800 within 60 days of card approval (This is available for both fee paying and fee waiver option)
    • Therefore, fee paying option earns 30K miles, fee waiver option earns 20K miles, if requirements are met
    • Promotion is valid until 31 March 2026
    • Read Terms and Conditions here

    My thoughts: If you were going to apply for this card, you should choose the fee waiver option as the cost per mile is 196.20/10,000 miles = 1.96 cents per mile, which is quite expensive.

    Standard Chartered Journey Card

    • Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
    • This comes with 2 complimentary airport lounge passes

     

    Annual Fee
    • S$196.20 (incl. 9% GST), should be waivable

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • The points never expire

     

    Transfer Partners
    • Krisflyer & Cathay Pacific Asia Miles
     
    Know what this card is best for:

     

    Terms and Conditions

    Full Review