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Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CREDIT CARDS SIGN UP DEALS

APPLY NOW

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

ocbc infinity

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OCBC Infinity

Get Dyson Airstrait or 25k Heymax Miles or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: March 31, 2026

APPLY NOW

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS+ Cell) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 31, 2026

APPLY NOW

Citi Cashback

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

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Citi PremierMiles

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

APPLY NOW

HSBC Live+

Get Apple Watch SE Gen 3 40mm (GPS+ Cell) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 31, 2026

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DBS YUU

Get S$340 eCapitaVoucher or 21k HeyMax miles or Apple Airpods 3 or Samsonite STRAREN SPINNER 67/24 or S$300 Cash via PayNow when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: March 31, 2026

APPLY NOW - VISA

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OCBC 365

Get Dyson Airstrait or 25k Heymax Miles or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: March 31, 2026

APPLY NOW

Citi Rewards Card

Option 1: Direct Bank Promotion

  • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
  • Valid til 4 May 2026
  • Read Terms and Conditions here
  •  

Option 2: Singsaver Promotion

FLASH DEAL:

  • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
    • Blind Box 1: Ultimate Tech Vault
    • Blind Box 2: Home Luxe Edit
    • Blind Box 3: Pro Gamer Arena

 

USUAL REWARDS:

  • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
  • Valid until 31 March 2026
  • Promotion is valid for new to bank credit card holders
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!
  •  

Citi Rewards Card

  • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
  • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
  • Pro tip: Pair this card to Amaze for Overseas Offline Spending
  • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)

  • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
    This is on top of 4 miles per dollar on Citi Rewards + Amaze.

 

Annual Fee
  • S$194.40 (First year waived)

 

Income Requirement
  • S$30,000 (locals/PRs); S$42,000 (foreigners)

 

Points Expiry
  • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

 

Transfer Partners
  • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

Citi PremierMiles Card

Option 1: Direct Bank Promotion

      • Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
      • Valid til 4 May 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 31 March 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

       

      Citi PremierMiles Card

      • Earn uncapped 1.2 miles for every dollar spent in Singapore dollars and 2 miles for every dollar spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

      • Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

      • The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

       

      Annual Fee
      • S$196.20, waived for the first year

       

      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)

       

      Points Expiry
      • The Citi Miles never expire

       

      Transfer Partners
      • Singapore Airlines, Flying Blue, British Airways, Thair Airways, Etihad, Asia Miles, EVA Air, Qantas, Qatar Airways, Turkish Airlines, IHG

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      Citi SMRT Card

      Option 1: Direct Bank Promotion

      • Get S$400 cashback when you spend S$800 within 2 months from card approval
      • Valid til 28 February 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or Dji Osmo Action 5 Pro Standard Combo (worth S$489) or S$420 Cash via PayNow or S$450 eCapitaVoucher upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 31 March 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      Citi SMRT Card

      • Earn 5% cashback on groceries, online shopping, taxi rides (including private hire operators) and SimplyGo. This card is best used for those who need to make big purchases online may it be per month or in a single transaction because of its high spending cap in a year! Although you can use it on SimplyGo rides, it would not be practical to use it unless you are sure that you can hit S$500 monthly minimum spend.

      • This has a minimum spend of S$500 per month and spending cap of $12,000 per year, cashback is capped at 600SMRT$ per year, giving you $600 cashback – Since every S$1 spent gives you 1 SMRT$

      • Earn 0.3% cashback on other retail spend island-wide

       

      Annual Fee
      • S$196.20, (First two years waived)

       

      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)

       

      When is Cashback Credited
      • SMRT$ will be calculated on the amount of qualifying spend made on a monthly basis. The accumulation of SMRT$ shall be specified in your monthly statement of account.

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      Citi Cashback+ Card

      Option 1: Direct Bank Promotion

      • Receive 8% cash back Welcome Offer for up to S$4,000 spend in the first 2 months of card approval
      • Valid til 4 May 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 31 March 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      Citi Cashback+ Card

      • Earn up to 1.6% cashback on all eligible spending with no minimum spend and no cap
      • Since there’s no maximum spending limit, you can make a one-time payment using this card on Hospital Bills

       

      Annual Fee
      • S$196.20 (incl. 9% GST)

       

      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)

       

      When/How is Cashback Credited
      • You must redeem cash rebate via SMS and you must have at least S$10 in your Card account

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

       

      Citi Cashback Card

      Option 1: Direct Bank Promotion

      • Receive S$300 cashback Welcome Offer when you spend S$800 in the first 2 months upon card approval
      • Valid til 4 May 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 31 March 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      Citi Cashback Card

      • Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
      • Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
      • There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month. 
      • Get 0.2% base cashback for other spends

      Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

       
      Annual Fee
      • S$196.20 (incl. 9% GST), first year waived
       
      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)
       
      When is Cashback Credited
      • Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.
       
      Know what this card is best for:

      Terms and Conditions

      Read Full Review

      HSBC Live+ Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
      • Valid until 31 March 2026
      • Available for New HSBC Cardholders
        • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

       

      For Existing HSBC Cardholders:

      • Get S$50 cashback when you spend S$500 by the end of the following month
      • Valid until 05 March 2026
      • Available for Existing HSBC Cardholders
        • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
        • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
      • Read Terms and Conditions here
      • Must provide marketing consent to HSBC
      • This gift will be fulfilled directly by HSBC

      HSBC Live+ Card

      • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
      • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

      Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

       

      Annual Fee
      • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

       

      Income Requirement

      • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
        • Less than S$50,000 TRB 
          • Salaried (locals/PRs): S$65,000 
          • Self-Employed/Commission-based (locals/PRs): S$65,000
          • Foreigners: S$65,000
        • S$50,000 and above TRB
          • Salaried (locals/PRs): S$30,000 
          • Self-Employed/Commission-based (locals/PRs): S$40,000
          • Foreigners: S$65,000
             
      When is Cashback Credited
      • It will be credited within 2 months, after the end of each calendar quarter.

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      HSBC Advance Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
      • Valid until 31 March 2026
      • Available for New HSBC Cardholders
        • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

      For Existing HSBC Cardholders:

      • Get S$50 cashback when you spend S$500 by the end of the following month
      • Valid until 05 March 2026
      • Available for Existing HSBC Cardholders
        • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
        • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
      • Read Terms and Conditions here
      • Must provide marketing consent to HSBC
      • This gift will be fulfilled directly by HSBC

      HSBC Advance Card

      • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
      • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
       
      Annual Fee
      • S$196.20, first year waived
       
      Income Requirement
      • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
        • Less than S$50,000 TRB 
          • Salaried (locals/PRs): S$65,000 
          • Self-Employed/Commission-based (locals/PRs): S$65,000
          • Foreigners: S$65,000
        • S$50,000 and above TRB
          • Salaried (locals/PRs): S$30,000 
          • Self-Employed/Commission-based (locals/PRs): S$40,000
          • Foreigners: S$65,000
             
       
      When is Cashback Credited
      • It will appear on your card statement and be credited to your account before the end of the next calendar month.
       
      Know what this card is best for:

      Terms and Conditions

      Read Full Review

      HSBC Revolution Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
      • Valid until 31 March 2026
      • Available for New HSBC Cardholders
        • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

       

      For Existing HSBC Cardholders:

      • Get S$50 cashback when you spend S$500 by the end of the following month
      • Valid until 05 March 2026
      • Available for Existing HSBC Cardholders
        • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
        • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
      • Read Terms and Conditions here
      • Must provide marketing consent to HSBC
      • This gift will be fulfilled directly by HSBC

      HSBC Revolution Card

      • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 31 March 2026)
      • The categories include:
        • Department Stores and Retail Stores
        • Dining (excluding hotel dining)
        • Transportation & Membership Clubs
        • Travel-Related 
      • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,500 per calendar month.
      • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
      • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 March 2026. 

       

      Special hack: 

      Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

      If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

       

      Annual Fee
      • None

       

      Income Requirement

      • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
        • Less than S$50,000 TRB 
          • Salaried (locals/PRs): S$65,000 
          • Self-Employed/Commission-based (locals/PRs): S$65,000
          • Foreigners: S$65,000
        • S$50,000 and above TRB
          • Salaried (locals/PRs): S$30,000 
          • Self-Employed/Commission-based (locals/PRs): S$40,000
          • Foreigners: S$65,000
             

      Points Expiry
      • 37-month period, starting from the month after the month in which the points were acquired

       
      Transfer Partners
      • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      ocbc infinity

      OCBC Infinity Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

      • Valid until 31 March 2026

      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!
      ocbc infinity

      OCBC Infinity Card

      • Get 1.6% cashback on all of your purchases, whether they are transacted local, online, in stores, and overseas with no minimum monthly spending required and no maximum spending cap
      Annual Fee
      • S$196.20 (first year waived)
       
      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)
       
      When is Cashback Credited
      • Cashback will be automatically credited to your OCBC Infinity card account by the end of the following calendar month. Cashback will be automatically offset against that month’s billed amount.

       

      Terms and Conditions

      Read Full Review

      OCBC Rewards Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get 50,000 OCBC$ (worth a round trip to Bali) or 25,000 HeyMax Miles (worth $600) or Dyson Airstrait (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

      • Valid until 31 March 2026

      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      OCBC Rewards Card

      • Earn 6 miles per dollar on Watsons, Lazada, Shopee (except Shopee Pay transactions), Tiktok Shop, and Taobao (until 31 March 2026). Capped at S$1,000 per calendar month
      • Earn 4 miles per dollar on Eligible Online and Offline Spends, capped at S$1,110 per calendar month
      • Pair with Amaze for converting offline overseas retail spending to earn 4 miles per dollar

       

      Annual Fee
      • S$196.20 (including GST), waived for the first 2 years

       

      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)

       

      Points Expiry
      • OCBC$ expires every 2 years and can pool across cards that earn OCBC$, but not with OCBC’s other rewards currencies (Travel$, VOYAGE Miles) – This means if you have other OCBC$ earning cards (eg. OCBC Rewards Blue and Pink), you can transfer the miles together from both card at one shot with a single transfer fee.

       

      Know what this card is best for

       

      Terms and Conditions

      Read Full Review

      OCBC 90N Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

      USUAL REWARDS:

      • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow or 20,000 90°N Miles (worth a round trip to Bali) when you S$400 within 30 days from card approval

      • Valid until 31 March 2026

      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      OCBC 90N Card

      • Earn 1.3 miles per dollar on local spend (6.5 miles per S$5) and 2.1 miles per dollar on overseas spend (10.5 miles per S$5) with no minimum monthly spending required
      • Best used on Agoda bookings to earn 7 miles per dollar on this designated website www.agoda.com/90n
      • Utilize the complimentary 3x 1GB 5-Day global data roaming by Flexiroam per calendar year exclusively for the mastercard version + 15% discount on all subsequent Flexiroam data plans
      • Best used with Cardup to pay for insurance, mortgage, renovation, etc
       
      Annual Fee
      • S$196.20 (including GST), waived for the first year
       
      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)
       
      Points Expiry
      • No expiry
       
      Transfer Partners
      • Krisflyer, Air France, British Airways, Cathay Pacific, United Mileage Plus; Accor Live Limitless, IHG One Rewards, Marriot Bonvoy, Etihad Guest
       
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      OCBC 365 Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

      • Valid until 31 March 2026

      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      OCBC 365 Card

      • Earn 6% cashback on Petrol, 5% cashback on Dining, and 3% cashback on Groceries, Land Transport, Streaming, Electric Vehicle Charging, Watsons, Utilities.
      • This has 2 tiers of spend requirement and cap respectively:
        • Tier 1: S$800;S$80
        • Tier 2: S$1,600; S$160
      • Best paired with OCBC 360 Savings Account as it offers the highest ROI with a minimum spend of S$800 on your first S$100,000 when you credit your salary, make purchases with an eligible OCBC credit card, and save regularly.
       
      Annual Fee
      • S$196.20 (including GST), waived for the first 2 years. 
       
      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners
       
      How is Cashback Credited
      • Cashback will be automatically offset against the month’s billed amount
       
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      dbs yuu new cardface

      DBS yuu Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena


      USUAL REWARDS:

      • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
      • Valid for New to DBS/POSB Customers only
      • Valid until 31 March 2026
      • Read Terms and Conditions here
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      DBS yuu Card

      • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

      • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

      • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

      • yuu Points awarded can only be tracked on yuu Rewards app

        • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

      • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

       

      Annual Fee
      • S$196.20, first year waived

       

      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)

       

      When are the DBS Points credited
      • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
       
      Know what this card is best for:

       

      Terms and Conditions

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      DBS Altitude Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena


      USUAL REWARDS:

      • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
      • Valid for New to DBS/POSB Customers only
      • Valid until 31 March 2026
      • Read Terms and Conditions here

      DBS Altitude Card

      • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
      • This comes with two complimentary lounge passes per 12-month membership period

       

      Annual Fee
      • S$196.20 (inclusive of GST), first year waived

       

      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)

       

      Points Expiry
      • No expiry

       

      Know what this card is best for:

       

      Terms and Conditions

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      DBS Live Fresh Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena


      USUAL REWARDS:

      • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
      • Valid for New to DBS/POSB Customers only
      • Valid until 31 March 2026
      • Read Terms and Conditions here

      DBS Live Fresh Card

      • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
       
      Annual Fee
      • S$196.20 (including GST), waived for the first year
       
      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)
       
      When is Cashback Credited
      • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
      • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

      Terms and Conditions

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      POSB Everyday Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena


      USUAL REWARDS:

      • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
      • Valid for New to DBS/POSB Customers only
      • Valid until 31 March 2026
      • Read Terms and Conditions here

      POSB Everyday Card

      S$800 Minimum Spend:

      • 10% cash rebates on online food delivery from foodpanda and Deliveroo
      • 3% cash rebates on other dining spends
      • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
      • 5% cash rebates on Online Shopping at selected merchants
      • up to 3% cash rebates on Telco Bills
      • 8% cash rebates at Popular Bookstores

      No Minimum Spend:

      • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
      • 5% cash rebates on Sheng Siong
      • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
      • up to 3% cash rebates on utility bills with selected electricity retailers

       

      Annual Fee

      S$196.20 (incl. of GST), waived for the first year.

       

      Income Requirement

      S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

       

      Where do I redeem my Daily$

      You can redeem you Daily$ using various options:

        • Instants Daily$ redemption:
          • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
        • DBS PayLah!
          • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
        • Digibank Online
          • Offset your credit card bills or redeem Krisflyer miles. Find out more here
        • Participating Merchants’ Website or Mobile App
          • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
            • DBS Apple Rewards Store
            • Shopee
            • Zalora
            • AXS

       

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