Credit Cards Flash Deal (20-29 February 2024) – Free PlayStation5 Console (SLIM) Disc Edition!

Set your phone alarms and get ready for the 10-day SingSaver exclusive flash deal from February 20 – 29, 2024 wherein you get the chance to receive:

EXTRA: PlayStation5 Console (SLIM) Disc Edition worth S$799 or S$500 eCapitaVoucher on top of respective promotional rewards!

This offer is limited to specific credit cards:

Current Sign Up Promo: Receive 1x Flujo BEA Ergonomic Office Chair or or 1x +PLUS Chelsea Check-In 60/25 Luggage 1x Nintendo Switch Lite or S$280 Cash via PayNow when you make a min. spend of S$988 within 60 days from card approval

Cards:

CIMB VIsa Signature Card

Earn 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises


CIMB World Mastercard

Earn unlimited 2% cashback on dining, movies and entertainment, taxi and automobile, and luxury goods

CIMB Visa Infinite Card

Earn unlimited 2% cashback on travel spend, overseas spend, and online spend in foreign currencies and an unlimited 1% cashback on all other retail spends

Citi Rewards Card

Earn 4 miles per dollar on online spend and selected retail

Citi PremierMiles Card

Earn 1.2 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

2 Priority Pass visits per calendar year

Citi Cashback+ Card

Earn 1.6% cashback on general spend

Citi Cashback Card

Earn 8% cashback on petrol & ride-hailing services and 6% cashback on groceries & dining

HSBC Advance Card

Earn 1.5% cashback with no minimum spend and 2.5% cashback on all local & overseas purchases with a minimum spend of S$2,000 

HSBC Revolution Card

Earn 4 miles per dollar on selected online spend

HSBC TravelOne Card

Earn 1.2 miles per dollar on local spend and 2.4 miles per dollar for foreign currency spend

4 Dragon Pass visits per calendar year

• Get S$20 e-capitaland voucher when you split the payment for your purchases with SCB Easy Pay, pay bills with SCB Easybill or put any purchases on instalment in SCB Savings Account or Current Account.

• Get another S$20 e-capitaland voucher when you make a min. spending of $1,000 in your 2nd month.

Standard Chartered Journey Card

Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories

2 Priority Pass visits per membership year

  • Get S$20 e-capitaland voucher when you split the payment for your purchases with SCB Easy Pay, pay bills with SCB Easybill or put any purchases on instalment in SCB Savings Account or Current Account within 60 days of approval.
  • Get another S$20 e-capitaland voucher when you make a min. spending of S$1,000 in your 2nd month.

Standard Chartered Smart Card

(WE DON’T PROMOTE THIS CARD ANYMORE)

Earn 6% cashback or 5.6 miles per dollar in the form of reward points on selected merchants

Current Sign Up Promo: Receive 1x Dyson Supersonic™ hair dryer or 1x Dyson AM07 Tower Fan + S$50 eCapitaVoucher bundle or 1x Apple iPad 9th Gen 10.2″ WiFi 64GB or S$330, plus up to S$40 eCapitaVoucher when you make a min. spend of S$500 within 30 days

  • Get S$20 e-capitaland voucher when you split the payment for your purchases with SCB Easy Pay, pay bills with SCB Easybill or put any purchases on instalment in SCB Savings Account or Current Account within 60 days of approval
  • Get another S$20 e-capitaland voucher when you make a min. spending of S$1,000 in your 2nd month.

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

 

Conditions:

Make sure you’re one of the first 5 successful new-to-card applicants daily at 12pm & 3pm

 

How to improve your chance of winning on flash deals

  • Only click on the Apply button after 12pm or 3pm
  • Speed up the process with MyInfo via SingPass

 

May you huat big! 

 

Remember to reply your Application Reference Number to SingSaver email to secure your rewards after you applied! 

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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Citi Rewards

Get Dyson Airstrait™ straightener or Dyson Digital Slim Submarine or Apple iPad (A16) 11" Wi-Fi 128GB or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

HSBC Live+

Get Dyson Supersonic or Dyson WashG1™ wet floor cleaner or Apple iPad (A16) 11" Wi-Fi 128GB or Sony HT-AX7 or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 18, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Citi Rewards

Get Dyson Airstrait™ straightener or Dyson Digital Slim Submarine or Apple iPad (A16) 11" Wi-Fi 128GB or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

HSBC Live+

Get Dyson Supersonic or Dyson WashG1™ wet floor cleaner or Apple iPad (A16) 11" Wi-Fi 128GB or Sony HT-AX7 or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 18, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

CIMB Visa Signature Card

  • Get S$50 Cash via PayNow when you spend a minimum of S$108 within 30 days of card approval
  • Valid from 02 June to 30 June 2025
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

 

Stackable with Direct Bank Rewards:

  • Receive Up to S$188 Cashback
  • Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
    • Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
    • Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
  • Promotion is valid until 31 July 2025
  • Promotion is valid for new CIMB credit cardmembers only
  • Read Terms and Conditions here

CIMB Visa Signature

  • Earn 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises with a minimum spend of S$800, capped at S$100 per statement month (S$20 per category)
  • Earn 0.2% cashback on all other spend with no minimum spend

 

Annual Fee
  • Free for life for all Principal and Supplementary cards
 
Income Requirement
  • S$30,000 (locals/PRs & Foreigners)
 
When is Cashback Credited
  • Cashback will be credited to the cardmember’s account on a monthly basis in the following statement month
 
Know what this cards is best for

 

Terms and Conditions

Read Full Review

CIMB World Mastercard

  • Get S$50 Cash via PayNow when you spend a minimum of S$108 within 30 days of card approval
  • Valid from 02 June to 30 June 2025
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

 

Stackable with Direct Bank Rewards:

  • Receive up to S$188 Cashback
  • Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
    • Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
    • Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
  • Promotion is valid until 31 July 2025
  • Promotion is valid for new CIMB credit cardmembers only
  • Read Terms and Conditions here
  •  

 

CIMB World Mastercard

  • Earn unlimited 2% cashback on dining, movies and entertainment, taxi and automobile and luxury goods with a minimum spend of S$1,000 per statement month
  • Earn unlimited 1% cashback on all other spend with minimum spend of S$500
 
Annual Fee
  • Free for life for all Principal and Supplementary cards
 
Income Requirement
  • S$30,000 (locals/PRs
 
When is Cashback Credited
  • It will be credited on the account on a monthly basis in the following statement month

 

Terms and Conditions

Read Full Review

CIMB Visa Infinite Card

  • Get S$50 Cash via PayNow when you spend S$108 within 30 days from card approval
  • Valid from 02 June to 30 June 2025
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

 

Stackable with Direct Bank Rewards:

  • Receive Up to S$188 Cashback
  • Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
    • Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
    • Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
  • Promotion is valid until 31 July 2025
  • Promotion is valid for new CIMB credit cardmembers only
  • Read Terms and Conditions here

CIMB Visa Infinite Card

  • Earn unlimited 2% cashback on travel spend (i.e. transactions made in hotels, airline and travel agency bookings), overseas spend, and online spend in foreign currencies (with 3% transaction fee) with a minimum spending of S$2,000 per statement month to qualify for the 2% cashback above
  • Earn unlimited 1% cashback on all other retail spends
 
Annual Fee
  • Free for life for all Principal and Supplementary cards
 
Income Requirement
  • S$120,000 (locals and PRs)
 
When is Cashback Credited
  • Cashback will be credited to the cardmember’s account on a monthly basis in the following statement month

 

Terms and Conditions

Read Full Review

Citi Rewards Card

Option 1: Direct Bank Promotion

  • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
  • Valid til 31 July 2025
  • Read Terms and Conditions here
  •  

Option 2: Singsaver Promotion

  • Get Dyson Airstrait™ straightener (worth S$799) or Dyson Digital Slim Submarine™ (worth $699) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
  • Valid from 12 June to 30 June 2025
  • Promotion is valid for new to bank credit card holders
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Citi Rewards Card

  • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
  • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
  • Pro tip: Pair this card to Amaze for Overseas Offline Spending
  • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)
  • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
    This is on top of 4 miles per dollar on Citi Rewards + Amaze.

 

Annual Fee
  • S$194.40 (First year waived)

 

Income Requirement
  • S$30,000 (locals/PRs); S$42,000 (foreigners)

 

Points Expiry
  • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

 

Transfer Partners
  • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

Citi PremierMiles Card

Option 1: Direct Bank Promotion

      • Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
      • Valid til 31 July 2025
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

        • Get Dyson Airstrait™ straightener (worth S$799) or Dyson Digital Slim Submarine™ (worth $699) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
        • Valid from 12 June to 30 June 2025
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        Citi PremierMiles Card

        • Earn uncapped 1.2 miles for every dollar spent in Singapore dollars and 2 miles for every dollar spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

        • Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

        • The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

         

        Annual Fee
        • S$196.20, waived for the first year

         

        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)

         

        Points Expiry
        • The Citi Miles never expire

         

        Transfer Partners
        • Singapore Airlines, Flying Blue, British Airways, Thair Airways, Etihad, Asia Miles, EVA Air, Qantas, Qatar Airways, Turkish Airlines, IHG

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        Citi Cashback+ Card

        Option 1: Direct Bank Promotion

        • Receive 8% cash back Welcome Offer for up to S$4,000 spend in the first 2 months of card approval
        • Valid til 31 July 2025
        • Read Terms and Conditions here

         

        Option 2: SingSaver Promotion

        • Get Dyson Airstrait™ straightener (worth S$799) or Dyson Digital Slim Submarine™ (worth $699) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
        • Valid from 12 June to 30 June 2025
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        Citi Cashback+ Card

        • Earn up to 1.6% cashback on all eligible spending with no minimum spend and no cap
        • Since there’s no maximum spending limit, you can make a one-time payment using this card on Hospital Bills

         

        Annual Fee
        • S$196.20 (incl. 9% GST)

         

        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)

         

        When/How is Cashback Credited
        • You must redeem cash rebate via SMS and you must have at least S$10 in your Card account

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

         

        Citi Cashback Card

        Option 1: Direct Bank Promotion

        • Receive S$300 cash back Welcome Offer when you spend S$800 in the first 2 months upon card approval
        • Valid til 31 July 2025
        • Read Terms and Conditions here

        Option 2: SingSaver Promotion

        • Get Dyson Airstrait™ straightener (worth S$799) or Dyson Digital Slim Submarine™ (worth $699) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
        • Valid from 12 June to 30 June 2025
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email to secure your rewards after you have applied!

        Citi Cashback Card

        • Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
        • Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
        • There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month. 
        • Get 0.2% base cashback for other spends

        Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

         
        Annual Fee
        • S$196.20 (incl. 9% GST), first year waived
         
        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)
         
        When is Cashback Credited
        • Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.
         
        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        HSBC Advance Card

        • Get Dyson Supersonic™ (worth S$599) or Dyson WashG1™ wet floor cleaner (S$999) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Sony HT-AX7 (worth $769) or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid from 04 June to 18 June 2025
        • Available for New HSBC Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email to secure your rewards after you have applied!

        HSBC Advance Card

        • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
        • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets and large hospital bills at private hospitals

         

        Annual Fee
        • S$196.20, first year waived
         
        Income Requirement
        • S$30,000 (locals/PRs); S$40,000 (foreigners)

         

        When is Cashback Credited
        • It will appear on your card statement and be credited to your account before the end of the next calendar month.
         
        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        HSBC Revolution Card

        • Get Dyson Supersonic™ (worth S$599) or Dyson WashG1™ wet floor cleaner (S$999) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Sony HT-AX7 (worth $769) or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid from 04 June to 18 June 2025
        • Available for New HSBC Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email to secure your rewards after you have applied!

        HSBC Revolution Card

        • Earn 4 miles per dollar on selected online spend categories both local and overseas, capped at S$1,000 per calendar month
        • The categories include:
          • Department Stores and Retail Stores
          • Dining (excluding hotel dining)
          • Transportation & Membership Clubs
        • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
        • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!

         

        Special hack: 

        Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

        If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

         

        Annual Fee
        • None

         

        Income Requirement
        • S$30,000 (locals/PRs); S$40,000 (foreigners)

         

        Points Expiry
        • 37-month period, starting from the month after the month in which the points were acquired

         
        Transfer Partners
        • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        HSBC TravelOne Card

        • Get Dyson Supersonic™ (worth S$599) or Dyson WashG1™ wet floor cleaner (S$999) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Sony HT-AX7 (worth $769) or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent + pay annual fee
        • Valid from from 04 June to 18 June 2025
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email to secure your rewards after you have applied!

        HSBC TravelOne Card

        • Earn 2.4 miles per dollar on foreign currency spend, and 1.2 miles per dollar on local spend. This card is best for travelers due to the fact that it has twice more than the usual lounge passes that you can acquire in other similar earn rate entry level credit cards; you are entitled to 4 free airport lounge visits (via DragonPass) per calendar year! Plus, it has an extensive list of transfer partners allowing flexibility.
         
        Annual Fee
        • S$196.20 (inclusive of GST), first year free waiver
         
        Income Requirement
        • S$30,000 (locals/PRs); S$40,000 (foreigners)
         
        Points Expiry
        • After 37 months
         
        Transfer Partners
        • Asia Miles, Vietnam Airlines, British Airways, EVA Air, Qantas, Air Asia, Flying Blue, Krisflyer, Fortune Wings Club, Turkish Airlines, United Mileage Plus, Air Canada, Qatar Airways, Japan Airlines
         
        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        Standard Chartered Journey Card

          • Receive Samsonite Straren Spinner 67/24 (worth S$600) or 12K Max Miles or S$250 Shopee Voucher or S$180 Cash via PayNow when you spend S$800 within 30 days of card approval
          • Valid from 02 June to 30 June 2025
          • Read Terms and Conditions here
          • Promotion is valid for new to bank credit card holders
          • Must fulfill spending requirement to receive gift confirmation
          • Remember to check for SingSaver email to secure your rewards after you have applied!

           

          Stackable with Direct Bank Rewards:

          My thoughts: If you were going to apply for this card, you would probably get the better value from choosing the annual fee paying option as you would get extra 20,000 miles for S$196.20, making your cost per mile to be 0.9 cents per mile. Do take note of the minimum spend criteria of S$3000 within 2 months of card approval as well as spending on eligible transactions for your qualifying spend to maximise the sign up rewards.

          Standard Chartered Journey Card

          • Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
          • This comes with 2 complimentary airport lounge passes

           

          Annual Fee
          • S$196.20 (incl. 9% GST), should be waivable

           

          Income Requirement
          • S$30,000 (locals/PRs); S$40,000 (foreigners)

           

          Points Expiry
          • The points never expire

           

          Transfer Partners
          • Krisflyer & Cathay Pacific Asia Miles
           
          Know what this card is best for:

           

          Terms and Conditions

          Full Review

          Standard Chartered Smart Card

          Option 1: Direct Bank Promotion

          • Get Samsonite MODUS 25” Luggage (worth S$610) and S$100 Cashback when you spend S$800 within 60 days of card approval
          • Valid from 1 April 2025 to 30 June 2025
          • Valid for New-to-Bank customers
          • Read Terms and Conditions here

           

          Option 2: Singsaver Promotion

            • Receive Apple Airpods 4 (with Active Noise Cancellation) (worth S$249) or Hinomi H1 Classic V3 Ergonomic Office Chair (Without Headrest) (worth S$659) or S$250 Shopee Voucher or S$200 Cash via PayNow when you spend S$800 within 30 days of card approval
            • Valid from 02 June to 30 June 2025
            • Read Terms and Conditions here
            • Must fulfill spending requirement to receive gift confirmation
            • Remember to check for SingSaver email to secure your rewards after you have applied!

            Standard Chartered Smart Card

            • Earn 10% cashback or 9.28 miles per dollar for spends above S$1,500 for bonus categories
            • Earn 8% cashback or 7.42 miles per dollar on spends of at least S$800 to S$1,500 for bonus categories
            • Earn 4% cashback or 3.71 miles per dollar on spends below S$800 for bonus categories (until 31 March 2025)
            • 0.5% cashback in the form of reward points for all base spends
            • This has no bonus cap
            • Best for dining, streaming, and transport categories
             
            Annual Fee
            • Used to be waived for life, but beginning 6 December 2025, an annual fee of S$99.19 will be applied to all StanChart Smart Cardholders as of 6 December 2024.
             
            Income Requirement
            • S$30,000 (locals/PRs); S$60,000 (foreigners)
             
            Points Expiry
            • The points expire 3 years from your card opening date, which is very strange. Your points earned the day before your 3rd year card anniversary date could just expire the next day. You could set a redemption reminder date 3 years from your card opening date. Alternatively, you could keep the points in your account low by doing regular redemption. This way, even if you forget, all is not lost.

             

            Terms and Conditions

            Full Review

            Standard Chartered Simply Cash Card

            Option 1: Direct Bank Promotion

            • Get Samsonite MODUS 25” Luggage (worth S$610) and S$100 Cashback when you spend S$800 within 60 days of card approval
            • Valid from 1 April 2025 to 30 June 2025
            • Valid for New-to-Bank customers
            • Read Terms and Conditions here

             

            Option 2: Singsaver Promotion

            • Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones (worth S$599) or Dyson AM07 (worth S$499) or Shark Steam And Scrub Mop (worth S$508) or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval
            • Promotion is valid for new to bank credit card holders
            • Valid from 02 June to 30 June 2025
            • Read Terms and Conditions here
            • Must fulfill spending requirement to receive gift confirmation
            • Remember to check for SingSaver email and complete the registration to secure your reward!

            Standard Chartered Simply Cash Card

            • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

             

            Annual Fee
            • S$196.20 (including 9% GST), waived for the first two years

             

            Income Requirement
            • S$30,000 (locals/PRs); S$60,000 (foreigners)
             

            When is Cashback Credited
            • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

             

            Know what this card is best for:

             

            Terms and Conditions

            Full Review