CIMB Visa Infinite Sign Up Promotion:
- Receive S$100 Cash via PayNow (New Cardholders) S$50 Cash via PayNow (Existing Cardholders) with no minimum spend
- Valid until 20 December 2024
- Read Terms and Conditions here
- Must fulfill spending requirement to receive gift confirmation
- Remember to check for SingSaver email to secure your rewards after you have applied!
Stackable with Direct Bank Rewards:
- Receive Up to S$188 Cashback
- Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
- Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
- Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
- Promotion is valid until 31 January 2025
- Promotion is valid for new CIMB credit cardmembers only
- Read Terms and Conditions here
CIMB Visa Infinite Card Overview:
- The CIMB Visa Infinite Card offers an unlimited 2% cashback on travel, overseas and online spend in foreign currencies with a minimum spend of S$2,000. The card offers an unlimited 1% cashback on all other spend. It is a great card to have for travellers as it allows them to enjoy 3 complimentary global lounge access at over 1,000 airports annually for principal cardmembers and discounts of up to 25% at selected dining outlets in airports worldwide among other travel privileges. The card also has no annual fee attached to it and users can apply for free supplementary cards.
Eligibility & Fees:
- Minimum Age: 21 years old
- Minimum Annual Income: S$120,000 (locals and PRs)
- Applicants who do not meet the minimum income requirement can submit a minimum Fixed Deposit Collateral of S$50,000.
- Annual Fee: Free for life for all Principal and Supplementary cards
Key Benefits:
- Unlimited 2% cashback on:
- Travel Spend (i.e. transactions made in hotels, airline and travel agency bookings)
- Overseas Spend
- Online Spend in foreign currencies (with 3% transaction fee)
- Min. spending of S$2,000 in the statement month to qualify for the 2% cashback above
- Unlimited 1% on all other retail spends
- Principal cardmembers enjoy 3 complimentary global lounge access at more than 1,000 airports annually
- Charge your full travel fares to your CIMB Visa Infinite and automatically get travel insurance coverage of up to S$1 million for you and your family
- No annual fees for life + Up to 4 supplementary cards with no annual fees
- Only Singapore citizens and Permanent Residents may apply
Where Can I Use it:
This card is great for frequent and high-spending travelers who aim to gain exclusive perks and privileges while spending overseas or those who wanted unlimited cashback on travel and retail spend. Enjoy over 1,000 CIMB Deals & Discounts across dining, retail and lifestyle outlets. The CIMB Airport Companion Programme is valid for principal card holders only:
– 3 complimentary global lounge access at over 1,000 airports lounges annually for Principal Cardholder
– Discounts of up to 25% at selected dining outlets in airports worldwide
– 5% discount when you book an Airport Limousine transfer, available in 300 cities
– 5% discount on Meet & Greet services, available at 120 airports worldwide
Is it Worth it:
Advantages:
– Free for life for principal and supplementary cardholders
– Offers unlimited cashback across all spends; this is great because you will not be limited on certain categories to gain cashback
– Complimentary travel insurance of up to S$1 million
– Visa Infinite Concierge
Disadvantages:
– Minimum spend of S$2,000 to be eligible for the 2% cashback
– Has a 3% foreign transaction fee which is quite high if you’re only getting 2% cashback; it would seem like you are paying to use the card
– Benefits are mostly focused on travels
Frequently Asked Questions:
How do I access my perks: To start enjoying the benefits listed above, simply download the “Airport Companion” app to your mobile device and register for a DragonPass membership account. Click here for the user guide
Read Terms and Conditions Here
Final Thoughts:
- Overall, this card has pretty basic benefits for a card that requires its users to have S$120,000 minimum income. Given that this has no annual fee, it could be a low maintenance card for a high income earner who is a die-hard loyal fan of CIMB. To receive 2% cashback for spending in foreign currency, but incurring a 3% foreign currency fee seems completely irrational to me. But I could see how this card could be beneficial for someone who spends way more than S$2K or more on air tickets, flights or accomodation in local currency. With the unlimited cashback of 2% on travel, this could be a gem for the high travel spenders.
Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.
CIMB Visa Infinite Sign Up Promotion:
- Receive S$100 Cash via PayNow (New Cardholders) S$50 Cash via PayNow (Existing Cardholders) with no minimum spend
- Valid until 20 December 2024
- Read Terms and Conditions here
- Must fulfill spending requirement to receive gift confirmation
- Remember to check for SingSaver email to secure your rewards after you have applied!
Stackable with Direct Bank Rewards:
- Receive Up to S$188 Cashback
- Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
- Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
- Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
- Promotion is valid until 31 January 2025
- Promotion is valid for new CIMB credit cardmembers only
- Read Terms and Conditions here
We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.
