Get 100k Miles + S$50 Cashback with AMEX Platinum Charge

Get 100k Miles + S$50 Cashback with AMEX Platinum Charge

From now until 30 June 2025  30 July 2025, new and existing cardholders can receive 100,000 Air Miles (awarded as 160,000 Membership Rewards points+ S$50 cashback when you:

  • Pay the annual fee, and
  • Spend a minimum of S$8,000 within the first 3 months of Card approval.

Who is Eligible:

  • If you have not owned or canceled an AMEX Platinum Charge Card (as a principal cardholder) within the last 24 months.
  • If you currently hold other AMEX cards, including:
    • Other types of principal AMEX cards (like the AMEX Platinum Credit Card),
    • Or any other AMEX cards that are not the Platinum Charge Card.

Check out my YouTube video for more details.

Even though my video covered the deal till 28th May, the current new offer is S$50 less than the previous month’s offer of 100K miles + S$100 statement credit, but i think one can still easily maximise the value that I have mentioned in the video.

How To Clock S$8K Spending?

If you’re working towards the S$8,000 minimum spend for the AMEX welcome offer, the good news is that not all the usual exclusions apply. Specifically, transactions like hospital bills, education fees, and charitable donations are not on the exclusion list for AMEX cards enrolled in the Membership Rewards® Programme. You can view the full exclusion list here under the relevant section.

This means such payments will count towards both the welcome bonus threshold and earn you 0.78 mpd—useful for transactions that typically don’t qualify for miles on other cards. That said, acceptance remains the key limitation, so do confirm the merchant takes AMEX before proceeding.

Alternative: CardUp or iPaymy

For payments that can’t be made directly via AMEX, platforms like CardUp and iPaymy are still viable. iPaymy currently offers a lower processing fee at 2.4%, but both platforms have new user promos you should leverage:

  • CardUp: Use code NICHOLASN116 for S$30 off your first payment. Alternatively, if you have large payments, use code “LOBANGSIS” to get discounted 1.79% fee on up to S$5K on your first payment with a Visa card

  • iPaymy: Sign up via this link, then apply 30SGNEW for S$30 off your first payment

More details can be found in the respective user guide here.

Pro-tip: You can send a secure message via the AMEX app to check how much of your eligible spend has been tracked so far.

Conclusion

Don’t miss out on this limited-time offer—approval by 30 June 2025 to enjoy 100k Miles + S$50 cashback, whether you’re a new applicant or an existing AMEX cardholder. Just pay the annual fee and spend S$8,000 within the first 3 months of approval to qualify.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

DBS YUU

Get S$350 eCapitaVoucher or 25k HeyMax miles or Apple Watch SE Gen 3 40mm (GPS + Cell) or Samsonite STRAREN SPINNER 67/24 when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 1, 2026

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Apple Watch SE Gen 3 40mm (GPS) or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

HSBC Live+

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

OCBC 90N

Get Apple iPad (A16) 11" Wi-Fi 128GB or 20,000 90N Miles or 25k HeyMax Miles or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: February 1, 2026

OCBC 365

Get Apple iPad (A16) 11" Wi-Fi 128GB or 25k Heymax Miles or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: February 1, 2026

CIMB Visa Signature

Get S$50 Cash via PayNow when you spend a minimum of S$108 within 30 days of card approval

Valid till: February 1, 2026

CIMB World Mastercard

Get S$50 Cash via PayNow when you spend a minimum of S$108 within 30 days of card approval

Valid till: February 1, 2026

sc logo

Standard Chartered Bonus$aver

Promo Details:
  • Get up to S$198 cashback (consists of S$168 welcome cashback + S$30 when you apply using my code: DBF6F) when you deposit and maintain S$50,000 in fresh funds.

  • How to qualify:

    1. Apply for a Bonus$aver Account and Bonus$aver World Mastercard Credit Card (as main account/principal cardholder).

    2. Deposit S$50,000 fresh funds.

    3. Keep the deposit until the end of the calendar month after account opening.

  • Who can apply:

    • New Bonus$aver accountholders, or existing Standard Chartered customers who don’t have a Bonus$aver account yet.

  • Read Terms and Conditions here
  • Valid until 30 January 2026
 
Additional Tips to Maximise Sign Up Gifts:
  • Apply for a Standard Chartered credit card first if you are new to SC credit card holder (with sign-up bonus) before joining this promo. I personally recommend these two:

Standard Chartered Simply Cash Card

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

Standard Chartered Journey Card

Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories

2 Priority Pass visits per membership year

  • If you open the Bonus$aver Account + Bonus$aver World Mastercard first, you won’t be considered new-to-bank for other Standard Chartered credit card sign-up rewards.

sc logo

Standard Chartered Bonus$aver

The Standard Chartered Bonus$aver Account offers up to 8.05% p.a. interest on the first S$$100,000 when you credit salary, spend on the linked card, and opt for investment or insurance products. Salary and card spend alone can earn around 3.05% p.a. 

 

To Achieve 3.05% p.a. Interest:
  • Credit a salary of at least S$3,000/month via FAST, GIRO, or PayNow. There are no hacks for this at the moment.
  • Spend at least S$1,000/month on your linked Bonus$aver credit or debit card.

 

To Achieve an Additional 2.5% p.a. Interest:
  • You can do either below:
    • Subscribe, through SC, and settle a trade for an eligible unit trust with a minimum single subscription amount of S$20,000; OR
    • Trade a minimum of S$20,000 in cumulative buy trades for eligible Online Equities via SC Online Trading within a calendar month

Standard Chartered Simply Cash Card

Direct Bank Reward:
  • Get Samsonite MODUS Spinner 25” (worth S$610) and S$100 cashback when you spend S$800 within 60 days of your card approval
  • Valid until 31 March 2026
  • Read Terms and Conditions here

 

Singsaver Reward:
  • Get S$350 Cash via PayNow or S$370 Grab Voucher when you spend a minimum of S$800 within 30 days of card approval and apply for one of the following within 60 days of card approval:
    • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
    • Bonus$aver Account: Min. deposit S$3,000
    • CashOne Personal Loan: Min. S$1,000, 12-month tenure
    • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
  • Promotion is valid for new to bank credit card holders
  • Valid until 01 December 2025 – 02 February 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Standard Chartered Simply Cash Card

  • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

 

Annual Fee
  • S$196.20 (including 9% GST), waived for the first two years

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 

When is Cashback Credited
  • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

 

Know what this card is best for:

 

Terms and Conditions

Full Review

Standard Chartered Journey Card

    Singsaver Reward:
    • Get 7,000 Max Miles by HeyMax or Samsonite Straren Spinner 67/24 (worth S$600) or S$200 Grab Voucher or S$180 Cash via PayNow when you spend S$800 within 60 days of card approval and apply for one of the following within 60 days of card approval:
      • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
      • Bonus$aver Account: Min. deposit S$3,000
      • CashOne Personal Loan: Min. S$1,000, 12-month tenure
      • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
    • Valid until 01 December 2025 – 02 February 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email to secure your rewards after you have applied!

     

    Stackable with Direct Bank Rewards:
    • Receive up to 30,000 miles
    • Receive 10,000 miles when you pay the annual fee under “Fee Paying” option
    • Receive 20,000 miles when you make a min. spend of S$800 within 60 days of card approval (This is available for both fee paying and fee waiver option)
    • Therefore, fee paying option earns 30K miles, fee waiver option earns 20K miles, if requirements are met
    • Promotion is valid until 31 March 2026
    • Read Terms and Conditions here

    My thoughts: If you were going to apply for this card, you should choose the fee waiver option as the cost per mile is 196.20/10,000 miles = 1.96 cents per mile, which is quite expensive.

    Standard Chartered Journey Card

    • Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
    • This comes with 2 complimentary airport lounge passes

     

    Annual Fee
    • S$196.20 (incl. 9% GST), should be waivable

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • The points never expire

     

    Transfer Partners
    • Krisflyer & Cathay Pacific Asia Miles
     
    Know what this card is best for:

     

    Terms and Conditions

    Full Review