From now until 31 October 2024, you can choose from SingSaver exclusive offers of uncapped S$80 eCapita Voucher or S$80 Lazada Vouchers! What’s good is, this offer is stackable with the current bank rewards. UOB doesn’t typically have promotions, so you should take advantage of these amazing rewards— it’s a great opportunity to grab and make the most out of it!
I observed that very often, SingSaver change their promotion or end their promotion earlier than the written date. So if you are intending to sign up, I would suggest to do it now as all gifts are whilst stocks last.
To be Eligible for this Reward:
- Must be a new-to-UOB credit cardholder at the time of application and should not have held a UOB credit card as a primary cardholder in the 6 months preceding the start of the promotion.
- Submit the Rewards Redemption Form (by SingSaver), which will be sent to your registered email, within 14 days of applying for the card
Application Process & Rewards Claiming
- Apply for the Credit Card of your choice via the links below. After successful application, you will receive your Application Reference Number (take note of this!)
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Then, you will receive an email from SingSaver for claiming your rewards. Choose which gift you would like to receive, then, insert the Application Reference Number and necessary information. (My example is UOB Absolute Cashback, but it’s the same for all UOB Cards)
Afterwhich, you will receive a prompt saying “Reward successfully claimed!”
*Make sure to satisfy the qualifying spend requirement to secure the SingSaver reward!
That’s not all, this promotion is STACKABLE with existing bank rewards (Which is absolutely a great deal):
Best Sign Up Rewards will be:
1. UOB One Card – All-Rounded Card
Key Benefit:
Able to earn cashback easily on most spending while hitting the UOB One Account S$500 spending requirement to unlock high interest on your savings.
Choice of Gift:
1. AirPods Pro Gen 2 + 2x AirTag (worth S$456.50)
- Qualifying Spend: S$1,000 within 30 days of card approval date + pay the annual fee
- Other Qualifying Criteria:
- Apply with SMS Registration:
- Send CCAF <space> last 4 characters of your NRIC/passport to 77862
- Apply with SMS Registration:
2. S$350 cash credit
- Qualifying Spend: S$1,000 per month for 2 consecutive months from card approval date
- Other Qualifying Criteria:
- Valid for the first 200 applicants per month during the promo period
- Apply with SMS Registration:
- Send CCA <space> last 4 characters of your NRIC/passport to 77862
3. Up to 20% cashback
- Apply and qualify for quarterly cashback to be eligible for reward, capped at S$100/month for the first quarter
Terms and Conditions:
2. UOB Absolute Cashback Card – Great for One Card Cashback General Spending
Key Benefit:
1.7% cashback for all your spending.
Choice of Gift:
1. Samsonite EVOA Z Spinner 25″ Exp (worth S$730)
- Qualifying Spend: S$1,000 per month for 2 consecutive months from card approval date + pay the annual fee
- Other Qualifying Criteria:
- Apply with SMS Registration:
- Send ABAF <space> last 4 characters of your NRIC/passport to 77862
- Apply with SMS Registration:
2. 5% Cashback (Capped at S$50)
- Make a successful charge of any amount within 30 days of card approval
Terms and Conditions:
3. UOB Krisflyer – Great for Unlimited 3 miles per dollar on selected spending
Key Benefit:
Unlimited 3 miles per dollar on selected spending with a minimum annual S$800 spending of Singapore Air, Scoot, KrisShop
Gift:
Up to 31,000 miles + first year annual fee waived (S$194.40 incl. GST)
- Spend S$2,000 within 60 days from card approval date
- Valid for the first 100 applicants per month during the promo period
Terms and Conditions:
4. UOB Evol
Gift:
GoPro (worth S$590)
- Qualifying Spend: S$800 per month for 3 consecutive months from card approval date
- Other Qualifying Criteria:
- Apply with SMS Registration:
- Send EVOLGOPRO <space> last 4 characters of your NRIC/passport to 77862
- Apply with SMS Registration:
- Valid for the first 100 applicants per month during the promo period
Terms and Conditions:
Below Cards have no existing bank rewards (See below for “strategy on which card to apply first”)
5. UOB PRVI Miles Card
6. UOB Lady’s Card – Great Miles Card for ONE Category (You will need other miles credit cards to fully enjoy this card)
How to hit both Qualifying Spend Hack:
To get both SingSaver and direct bank rewards, you need to meet the spending requirements. The SingSaver rewards need a minimum spend of S$500, while the direct bank rewards vary depending on the credit card of choice but definitely higher than that of SingSaver. To cover both promotions, just spend whichever is higher so you cover for both spending requirements. You don’t have to make extra steps to get the gift rewards; with this qualifying spend strategy, you can receive both rewards.
Which has the best Sign Up Rewards + Versatile card?
- The UOB One Card seems to provide the best value for rewards, as it offers a strong chance of qualifying for both the SingSaver promotion and direct bank rewards. The AirPods gift has no limit on the number of recipients, giving you a better opportunity to earn rewards compared to the S$350 cash prize, which is restricted to just 200 people. Overall, the UOB One Card is the top choice for those wanting to maximise their rewards.
Best Pairing: UOB One Account + UOB Card
- By meeting the minimum spending requirement of S$500 with the UOB One Account, users can effectively combine the benefits of the account with the UOB One Card, maximising their rewards potential. This pairing not only enhances the rewards earned but also offers some of the best interest rates for savings, particularly for amounts around S$150,000. For more detailed information, refer to this article:
Strategy: Which Card to Apply First?
Strategy 1: Sign Up for the Card You Need
- Here, you can simply sign up for the credit card you need. This straightforward approach is ideal for those who have a specific card in mind and want to start using it right away. However, by doing this, you might miss out on valuable sign-up promotions since UOB rarely offers these for specific cards. If maximising rewards isn’t a priority and you just want to get the card that meets your needs, this is a simple and effective choice.
Strategy 2: Sign Up for the Card with the Best Rewards, Then Apply for the Card You Need
- To get the most of the sign up rewards, you can sign up for the credit card with the best rewards first, then apply for the card you actually need. This approach allows you to take advantage of UOB’s occasional sign-up promotions, which can be quite valuable. The downside is that you’ll have to fulfill the qualifying spend requirement on the card with the promotion before enjoying its rewards. For example, if you NEED the UOB Lady’s Card but see that the UOB One Card offers a better sign-up bonus, you could apply for the UOB One Card, meet its qualifying spend, and then start using the UOB Lady’s Card for your future purchases.
- Once you’ve met the spending requirement on the UOB One Card and have obtained the promotional gift, you can simply set the card aside if it’s not needed. From there, you can focus on using the UOB Lady’s Card while still benefiting from the sign-up rewards. Keep in mind that you’ll need to hold onto the UOB One Card for at least a year, as the annual fee is waived during the first year. After it renews, you can go ahead and cancel it if it no longer serves your needs.
Final Thoughts:
UOB may not be the best at giving away welcome offers so it is best to take advantage of the stackable, uncapped S$80 eCapita and Lazada vouchers until 31 October 2024, or when gifts run out. Do note that some stackable rewards, specifically UOB One, UOB Absolute Cashback and UOB Evol has an extra process of SMS Registration, so make sure to do this extra step to secure your reward. Also, some offers on UOB One, UOB Krisflyer, and UOB Evol limits their gifts to first x customers only so make sure to apply as fast as you can!
💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.
💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.
