How to enjoy 1-for-1 dining deals + upsized 10% cash rebates on your dining spend with POSB Everyday Card!

Overview:

POSB Everyday Card now offers an upsized 10% cash rebates for Dining (excluding fast food restaurants) with a minimum spend of S$800, capped at Daily$15. This promo is valid from now until 31 December 2024.

 

If you are new to DBS/POSB Credit Card, you can also get S$150 cashback when you apply for the POSB Everyday Card with promo code <150CASH> and spend a minimum of S$8

Upsized 10% Cash Rebates on Dining:

  • The 10% cash rebates offer applies to any restaurants or dining places with the MCC classified as:
    • 5811 (Caterers)
    • 5812 (Eating Places and Restaurants)
    • 5813 (Bars, Cocktail Lounges, Discotheques, Nightclubs and Taverns – Drinking Places (Alcoholic Beverages).
    • This excludes fast food restaurants or bakeries etc.

This is a very good deal for those who spend a lot on dining, caterers, or even bars. A nice restaurant meal with some wine can easily cost S$50 per person. The cash rebates are capped at Daily$15 per month. The sweet spot spend to maximise your cash rebates will be at S$150 per month. Imagine getting S$15 worth of cash rebates for S$150 dining spend for the rest of the year!

Want to know more about the other benefits of the POSB Everyday Card, you can read this article

Extra Stackable Deal: 1-For-1 Deals with POSB Everyday Card


To make your dining experience even more enjoyable, you can use the card with 1-for-1 deals at many restaurants. I happened to stumble upon some excellent promotions if you are looking for places to dine! This would mean that when you pay with your POSB Everyday Card, you can get up to 60% worth of savings: 10% cash rebates on your POSB Everyday Card + 1-for-1 deals on your dining experience!

Here are some of the participating restaurants that are under the dining MCCs and are included in 1-for-1 or discounted deals:

Dining Restaurants
Deal
Bombay Brasserie
Up to 50% off, 1 dines free & more
Brotzeit German Bier Bar & Restaurant
1-for-1 Main Course
Cali
1-for-1 Pasta, Fajita, Burger & more
CAPASSO
1-for-1 Pasta, Fajita, Burger & more
CHOCOELF Cafe
1-for-1 Craft Chocolate Tart
Coucou Hotpot
1-for-1 All Seasonal Ala Carte Menu
dipndip
1-for-1 dipndip crepe
Ellenborough Market Cafe
50% off Buffets & more
Fun Wan
1-for-1 Sesame Chicken Comfort Bento
Grin Affair
1-for-1 Double Scoop Gelato with Waffles + Coffee
Honolulu Cafe
1-for-1 Honolulu Coffee
iVegan
1-for-1 Small Size Pizza
Logi Restaurant and Bar
1-for-1 Wagyu Rib Finger/ Sakura Pork Chop
Madlygood
1-for-1 Pistachio Cream Waffles
MASA SAITO INNOVATIVE
1-for-1 Seasonal Signature 8-Course Dinner Menu
Peach Garden
1-for-1 on selected seafood dishes
Peony Jade
1-for-1 6-course set menu & more
Santi's Pizza and Produce
1-for-1 on all Pasta dishes
Sarnies
1-for-1 food items under 'Larger' Category
Seasonal Tastes
1-for-1 Themed Dinner Buffet & more
Sichuan Tianfu Restaurant
1-for-1 drinks & more
Smoöy
1-for-1 Frozen Yogurt Pints
Softhaus
1-for-1 on on any toppings
Sonder
1-for-1 Risotto, Pasta or Sandwich
Stirling Steaks
1-for-1 on selected items
Taste of India
1-for-1 Mango Lessi
Trung Nguyen
1-for-1 Vietnamese Drip Coffee & More
Wala Wala Cafe Bar
1-for-1 Pizza, Pasta & Mains
Wheeler's Tropikana
1-for-1 Buttermilk Fried Chicken Burger
Yakiniquest
1-for-1 Japanese Wagyu Beef MISUJI (1 Cut) with every Omakase ordered
Yuta
50% off all beverages

Disclaimer: The table provided above is based on HeyMax and/or Minstant’s repository of Merchant Category Codes (MCCs) and is intended for general knowledge and informational purposes only. It is not a definitive guide.

  • Deals and restaurants may change. Please check the DBS website for the latest information.
Some Interesting Deals I Found:

According to Minstant, the merchant is MCC 5812 and is on the POSB Everyday Card website as a featured deal. Thinking about steak just makes me drool. Since the 1-for-1 offer is applicable to Striploin, Ribeye, Tenderloin, T-Bone, Wagyu Ribeye, Crispy King Salmon, Grilled Chicken, Smoked Duck Breast, Stirling Burger, or Fish and Chips, this could be great for a date for two. With prices ranging from S$14.90 for Grilled Chicken to S$55.50 for 500gm Angus T-bone with choices of sides, a two-person meal would cost as low as S$7.45 before tax or service fees (if any). If I include the cash rebates earned with the POSB Everyday Card, assuming you hit the minimum monthly spending, we are looking at S$6.71 for a chicken with fries or mashed potatoes before any taxes or service fees (if any).

This promotion applies for dine-in and takeaway. I have personally tried Sarnies and really liked their food. It’s a small, cozy café setup with good food and vibes—seat space is limited though. At S$24–S$28 per dish, the 1-for-1 deal makes for an affordable meal for two. Add in the 10% cash rebates with the POSB Everyday Card, it shaves off the bill further to S$21–S$25. That’s S$10–12.60 per person for quality food in town.?

Conclusion:

POSB Everyday Card is now offering an upsized 10% cash rebates on dining, from now till 31st December 2024 for new and existing customers.

If you are new to DBS/POSB Credit Cards, you can also receive S$150 cashback when you apply for the POSB Everyday Card. Simply apply with the promo code 150CASH and spend a minimum qualifying spend of S$800 within 60 days of your card approval date from now until 31 January 2025.

It becomes an even more irresistible offer for your date nights or even family meals, particularly when you pair it with the existing 1-for-1 discounts from DBS/POSB merchant promotions.

Additional Resources:

POSB Everyday Card General – Terms and Conditions

Upsized 10% Cash Rebates on dining – Frequently Asked Questions

POSB Everyday Card Signup Promotion – Terms and Conditions

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

author avatar
lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

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Valid till: February 1, 2026

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Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

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DBS Altitude Card

  • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
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DBS Altitude Card

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  • This comes with two complimentary lounge passes per 12-month membership period

 

Annual Fee
  • S$196.20 (inclusive of GST), first year waived

 

Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)

 

Points Expiry
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Know what this card is best for:

 

Terms and Conditions

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DBS yuu Card

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  • Valid for New to DBS/POSB Customers only
  • Valid from 26 December 2025 – 12 January 02 February 2026
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DBS Yuu Cardfdace

DBS yuu Card

  • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

  • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

  • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

  • yuu Points awarded can only be tracked on yuu Rewards app

    • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

  • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

 

Annual Fee
  • S$196.20, first year waived

 

Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)

 

When are the DBS Points credited
  • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
 
Know what this card is best for:

 

Terms and Conditions

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DBS Live Fresh Card

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DBS Live Fresh Card

  • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
 
Annual Fee
  • S$196.20 (including GST), waived for the first year
 
Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)
 
When is Cashback Credited
  • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
  • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

Terms and Conditions

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POSB Everyday Card

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  • Valid from 26 December 2025 – 12 January 02 February 2026
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POSB Everyday Card

S$800 Minimum Spend:

  • 10% cash rebates on online food delivery from foodpanda and Deliveroo
  • 3% cash rebates on other dining spends
  • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
  • 5% cash rebates on Online Shopping at selected merchants
  • up to 3% cash rebates on Telco Bills
  • 8% cash rebates at Popular Bookstores

No Minimum Spend:

  • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
  • 5% cash rebates on Sheng Siong
  • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
  • up to 3% cash rebates on utility bills with selected electricity retailers

 

Annual Fee

S$196.20 (incl. of GST), waived for the first year.

 

Income Requirement

S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

 

Where do I redeem my Daily$

You can redeem you Daily$ using various options:

    • Instants Daily$ redemption:
      • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
    • DBS PayLah!
      • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
    • Digibank Online
      • Offset your credit card bills or redeem Krisflyer miles. Find out more here
    • Participating Merchants’ Website or Mobile App
      • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
        • DBS Apple Rewards Store
        • Shopee
        • Zalora
        • AXS

 

Know what this card is best for

 

 

Terms and Condition

Full Review