S$120 cashback on SIA or Scoot flights

DBS/POSB offering up to S$120 cashback on Singapore Airlines & Scoot bookings

Earn up to S$120 cashback on Singapore Airlines and Scoot bookings with your DBS/POSB Cards. Limited-time promo—book your next getaway and save now!

Got travel plans? DBS and POSB are giving you up to S$120 cashback when you book flights directly with Singapore Airlines or Scoot — but only if you are amongst the first 30,000 to register and you hit your personal spend goal.

    Here’s how it works:

    • From now till 31 October 2025, register for the promo using the DBS PayLah! app (look under the Rewards tab). Transactions must be posted by 7th Nov 2025.
    • The system will show you how much you need to spend — some cardholders only need to spend S$1,000.
    • Book your flights directly on Singapore Airlines or Scoot. No third-party sites like Expedia or Trip.com.
    • If you hit the goal and you’re among the first 30,000 to register, DBS will give you up to S$120 cashback.
    • Cashback will be credited within 5 working days once your spending is confirmed.
      •  

    Now the big question — is it worth it?

    If you’re already planning a trip and using the DBS Woman’s World Card, this promo can be quite worth it. You’ll earn 4 miles per dollar on online airfares, and stack that with the S$120 cashback—pretty solid value overall.

    But here’s something to watch out for: DBS has capped the 4 mpd rate at S$1,000 per calendar month effective 1 August 2025.  So if your spend goal for this promo is higher than that, you might need to split your flight bookings. One way is to book a ticket worth S$1,500 on 31 July at 11pm, and another one worth S$500 on 1 August at 1am to make full use of the miles earn rate across two months.

    Let’s break it down:

    • If your spend goal is S$1,000, that cashback gives you a 12% rebate

    • If it’s S$2,000, the rate drops to 6%—still decent, though not amazing

    That said, I’ve shared better deals on my Telegram before—like 11% uncapped cashback on flights, and 15% on hotels and more flexible card usage. So it really depends on what suits your travel plans.

    If you’re flying anyway and don’t mind booking direct with Singapore Airlines or Scoot, this DBS/POSB offer is still a nice deal to consider. This spend could also be used to achieve the qualifying spend criteria of S$500 on the latest DBS/POSB Cards promotion to unlock S$899 worth of sign up rewards.

    Quick How-To
    1. Open DBS PayLah! and tap the Rewards icon. 
    2. Find the promo banner: “Singapore Airlines & Scoot Cashback Promotion 2025” and tap Join > Register

    dbs paylah S0 cashback on SIA or Scoot flights
    dbs paylah S0 cashback on SIA or Scoot flights 1

    3. Your spend goal is revealed! – Now you can go ahead to book your airtickets on Singaporeair.com or Scoot

    dbs paylah S0 cashback on SIA or Scoot flights 2

    T&Cs here and FAQs here for your pleasure reading.​

    Which Card To Apply First?

    If you’re thinking about which card to apply, there’s a clear first move: get the DBS Altitude Card first. Why? Because it actually offers a welcome bonus—unlike the DBS Woman’s World Card (WWMC), which has never run a sign-up offer. Ever. Waiting for one is like waiting for snowfall in Orchard Road. But hey, anything can happen.

    The DBS Altitude Card gives you 2 free lounge visits, non-expiring miles, and more importantly, pooled points. So miles earned on Altitude can be combined with WWMC miles when it’s time to transfer. That makes a big difference when you’re juggling expiry dates and minimum transfer amount.

    Picture this: You’ve got 4,900 DBS Points on WWMC, expiring this month (because yes, WWMC miles expire annually), but KrisFlyer needs a minimum of 5,000 DBS points to transfer. You’re short. Now, if you’ve got 2,000 miles on Altitude, you can simply use the 100 from Altitude to hit the 5,000 DBS points transfer amount, and save your soon-to-expire miles from vanishing into the void.

    So yes—Altitude first, WWMC after is what i would do. Who doesn’t love the free Laksa at the airport lounge every year? One gives you a headstart, the other gives you powerful earn rates. Together, they make your mile game a lot more flexible—and less painful.

    For Altitude card, the better deal for July is the one with the physical gifts as compared to the miles value. Click “Sign Up Deal” below for more information.


    DBS Altitude Card

    DBS Altitude Card

    Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

    2 Priority Pass visits per membership year (Visa version only)

    DBS Womans World Cardface

    DBS Woman's World Card

    Earn 4 miles per dollar on online spend

    Final Thoughts:

    DBS/POSB is offering up to S$120 cashback when you book flights directly with Singapore Airlines or Scoot and hit your personal spend goal. Promo runs till 31 Oct 2025, with limited slots for the first 30,000 registrations via DBS PayLah!. This works best if you’re already planning a trip and can align your flight bookings to DBS cards. 

    Cashback is decent (up to 12%) if your spend goal is low—but do compare with uncapped offers elsewhere that might give you more flexibility across airlines and cards.

    💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

    💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

    author avatar
    lobangsis

    Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

    lobangsis

    Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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    Citi Rewards

    Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

    Valid till: March 31, 2026

    OCBC Infinity

    Get Dyson Airstrait or 25k Heymax Miles or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

    Valid till: March 31, 2026

    HSBC Revolution

    Get Apple Watch SE Gen 3 40mm (GPS+ Cell) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

    Valid till: March 31, 2026

    Citi Cashback

    Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

    Valid till: March 31, 2026

    Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

    Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

    SC Journey

    Get S$180 Cash via PayNow + Samsonite Volant Spinner 68/25 EXP or 12,000 Max Miles or S$200 Grab Voucher when you spend a minimum of S$800 + apply for one other sc product within 60 days of card approval

    Valid till: March 1, 2026

    SC Smart

    Get Apple Airpods 4 (with Active Noise Cancellation) or Hinomi Q1 Ergonomic Office Chair ot S$250 Grab Voucher or S$230 Cash via PayNow when you spend S$800 within 30 days of card approval date + apply for one other sc products within 60 days of card approval

    Valid till: January 12, 2026

    ocbc rewards cardface

    OCBC Rewards

    Get Dyson Airstrait or 50k OCBC$ or 25kHeyMax Miles or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

    Valid till: March 31, 2026

    OCBC 90N

    Get Dyson Airstrait or 20k 90N Miles or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or 25k HeyMax Miles or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

    Valid till: March 31, 2026

    DBS Altitude Card

    FLASH DEAL:

    • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
      • Blind Box 1: Ultimate Tech Vault
      • Blind Box 2: Home Luxe Edit
      • Blind Box 3: Pro Gamer Arena


    USUAL REWARDS:

    • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
    • Valid for New to DBS/POSB Customers only
    • Valid until 31 March 2026
    • Read Terms and Conditions here

    DBS Altitude Card

    • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
    • This comes with two complimentary lounge passes per 12-month membership period

     

    Annual Fee
    • S$196.20 (inclusive of GST), first year waived

     

    Income Requirement
    • S$30,000 (locals/PRs); S$45,000 (foreigners)

     

    Points Expiry
    • No expiry

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    DBS Woman’s World Card

    This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

    DBS Altitude Card

    DBS Altitude Card

    Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

    2 Priority Pass visits per membership year (Visa version only)

    DBS Woman’s World Card

    • Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
    • Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store 
    • No minimum monthly spending required
    • Best used for online or in-app spend (e.g Kris+) locally

     

    Annual Fee
    • S$196.20, (First year waived)

     

    Income Requirement
    • S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

     

    Points Expiry
    • 1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

     

    Transfer Partners
    • KrisFlyer, Asia Miles, Qantas Frequent Flyer

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    Citi Rewards Card

    Option 1: Direct Bank Promotion

    • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
    • Valid til 4 May 2026
    • Read Terms and Conditions here
    •  

    Option 2: Singsaver Promotion

    FLASH DEAL:

    • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
      • Blind Box 1: Ultimate Tech Vault
      • Blind Box 2: Home Luxe Edit
      • Blind Box 3: Pro Gamer Arena

     

    USUAL REWARDS:

    • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
    • Valid until 31 March 2026
    • Promotion is valid for new to bank credit card holders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!
    •  

    Citi Rewards Card

    • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
    • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
    • Pro tip: Pair this card to Amaze for Overseas Offline Spending
    • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)
    • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
      This is on top of 4 miles per dollar on Citi Rewards + Amaze.

     

    Annual Fee
    • S$194.40 (First year waived)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$42,000 (foreigners)

     

    Points Expiry
    • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

     

    Transfer Partners
    • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    Citi PremierMiles Card

    Option 1: Direct Bank Promotion

        • Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
        • Valid til 4 May 2026
        • Read Terms and Conditions here

         

        Option 2: Singsaver Promotion

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
        • Valid until 31 March 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

         

        Citi PremierMiles Card

        • Earn uncapped 1.2 miles for every dollar spent in Singapore dollars and 2 miles for every dollar spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

        • Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

        • The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

         

        Annual Fee
        • S$196.20, waived for the first year

         

        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)

         

        Points Expiry
        • The Citi Miles never expire

         

        Transfer Partners
        • Singapore Airlines, Flying Blue, British Airways, Thair Airways, Etihad, Asia Miles, EVA Air, Qantas, Qatar Airways, Turkish Airlines, IHG

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        Citi SMRT Card

        Option 1: Direct Bank Promotion

        • Get S$400 cashback when you spend S$800 within 2 months from card approval
        • Valid til 28 February 2026
        • Read Terms and Conditions here

         

        Option 2: Singsaver Promotion

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or Dji Osmo Action 5 Pro Standard Combo (worth S$489) or S$420 Cash via PayNow or S$450 eCapitaVoucher upon activating and spending a min. S$500 within 30 days of card approval
        • Valid until 31 March 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        Citi SMRT Card

        • Earn 5% cashback on groceries, online shopping, taxi rides (including private hire operators) and SimplyGo. This card is best used for those who need to make big purchases online may it be per month or in a single transaction because of its high spending cap in a year! Although you can use it on SimplyGo rides, it would not be practical to use it unless you are sure that you can hit S$500 monthly minimum spend.

        • This has a minimum spend of S$500 per month and spending cap of $12,000 per year, cashback is capped at 600SMRT$ per year, giving you $600 cashback – Since every S$1 spent gives you 1 SMRT$

        • Earn 0.3% cashback on other retail spend island-wide

         

        Annual Fee
        • S$196.20, (First two years waived)

         

        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)

         

        When is Cashback Credited
        • SMRT$ will be calculated on the amount of qualifying spend made on a monthly basis. The accumulation of SMRT$ shall be specified in your monthly statement of account.

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        Citi Cashback+ Card

        Option 1: Direct Bank Promotion

        • Receive 8% cash back Welcome Offer for up to S$4,000 spend in the first 2 months of card approval
        • Valid til 4 May 2026
        • Read Terms and Conditions here

         

        Option 2: Singsaver Promotion

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
        • Valid until 31 March 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        Citi Cashback+ Card

        • Earn up to 1.6% cashback on all eligible spending with no minimum spend and no cap
        • Since there’s no maximum spending limit, you can make a one-time payment using this card on Hospital Bills

         

        Annual Fee
        • S$196.20 (incl. 9% GST)

         

        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)

         

        When/How is Cashback Credited
        • You must redeem cash rebate via SMS and you must have at least S$10 in your Card account

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

         

        Citi Cashback Card

        Option 1: Direct Bank Promotion

        • Receive S$300 cashback Welcome Offer when you spend S$800 in the first 2 months upon card approval
        • Valid til 4 May 2026
        • Read Terms and Conditions here

         

        Option 2: Singsaver Promotion

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
        • Valid until 31 March 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        Citi Cashback Card

        • Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
        • Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
        • There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month. 
        • Get 0.2% base cashback for other spends

        Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

         
        Annual Fee
        • S$196.20 (incl. 9% GST), first year waived
         
        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)
         
        When is Cashback Credited
        • Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.
         
        Know what this card is best for:

        Terms and Conditions

        Read Full Review

        HSBC Live+ Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid until 31 March 2026
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

         

        For Existing HSBC Cardholders:

        • Get S$50 cashback when you spend S$500 by the end of the following month
        • Valid until 05 March 2026
        • Available for Existing HSBC Cardholders
          • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
          • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
        • Read Terms and Conditions here
        • Must provide marketing consent to HSBC
        • This gift will be fulfilled directly by HSBC

        HSBC Live+ Card

        • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
        • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

        Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

         

        Annual Fee
        • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

         

        Income Requirement

        • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
          • Less than S$50,000 TRB 
            • Salaried (locals/PRs): S$65,000 
            • Self-Employed/Commission-based (locals/PRs): S$65,000
            • Foreigners: S$65,000
          • S$50,000 and above TRB
            • Salaried (locals/PRs): S$30,000 
            • Self-Employed/Commission-based (locals/PRs): S$40,000
            • Foreigners: S$65,000
               
        When is Cashback Credited
        • It will be credited within 2 months, after the end of each calendar quarter.

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        HSBC Advance Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid until 31 March 2026
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

        For Existing HSBC Cardholders:

        • Get S$50 cashback when you spend S$500 by the end of the following month
        • Valid until 05 March 2026
        • Available for Existing HSBC Cardholders
          • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
          • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
        • Read Terms and Conditions here
        • Must provide marketing consent to HSBC
        • This gift will be fulfilled directly by HSBC

        HSBC Advance Card

        • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
        • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
         
        Annual Fee
        • S$196.20, first year waived
         
        Income Requirement
        • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
          • Less than S$50,000 TRB 
            • Salaried (locals/PRs): S$65,000 
            • Self-Employed/Commission-based (locals/PRs): S$65,000
            • Foreigners: S$65,000
          • S$50,000 and above TRB
            • Salaried (locals/PRs): S$30,000 
            • Self-Employed/Commission-based (locals/PRs): S$40,000
            • Foreigners: S$65,000
               
         
        When is Cashback Credited
        • It will appear on your card statement and be credited to your account before the end of the next calendar month.
         
        Know what this card is best for:

        Terms and Conditions

        Read Full Review

        HSBC Revolution Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid until 31 March 2026
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

         

        For Existing HSBC Cardholders:

        • Get S$50 cashback when you spend S$500 by the end of the following month
        • Valid until 05 March 2026
        • Available for Existing HSBC Cardholders
          • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
          • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
        • Read Terms and Conditions here
        • Must provide marketing consent to HSBC
        • This gift will be fulfilled directly by HSBC

        HSBC Revolution Card

        • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 31 March 2026)
        • The categories include:
          • Department Stores and Retail Stores
          • Dining (excluding hotel dining)
          • Transportation & Membership Clubs
          • Travel-Related 
        • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,500 per calendar month.
        • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
        • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 March 2026. 

         

        Special hack: 

        Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

        If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

         

        Annual Fee
        • None

         

        Income Requirement

        • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
          • Less than S$50,000 TRB 
            • Salaried (locals/PRs): S$65,000 
            • Self-Employed/Commission-based (locals/PRs): S$65,000
            • Foreigners: S$65,000
          • S$50,000 and above TRB
            • Salaried (locals/PRs): S$30,000 
            • Self-Employed/Commission-based (locals/PRs): S$40,000
            • Foreigners: S$65,000
               

        Points Expiry
        • 37-month period, starting from the month after the month in which the points were acquired

         
        Transfer Partners
        • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        ocbc infinity

        OCBC Infinity Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

        • Valid until 31 March 2026

        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!
        ocbc infinity

        OCBC Infinity Card

        • Get 1.6% cashback on all of your purchases, whether they are transacted local, online, in stores, and overseas with no minimum monthly spending required and no maximum spending cap
        Annual Fee
        • S$196.20 (first year waived)
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)
         
        When is Cashback Credited
        • Cashback will be automatically credited to your OCBC Infinity card account by the end of the following calendar month. Cashback will be automatically offset against that month’s billed amount.

         

        Terms and Conditions

        Read Full Review

        OCBC Rewards Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get 50,000 OCBC$ (worth a round trip to Bali) or 25,000 HeyMax Miles (worth $600) or Dyson Airstrait (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

        • Valid until 31 March 2026

        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        OCBC Rewards Card

        • Earn 6 miles per dollar on Watsons, Lazada, Shopee (except Shopee Pay transactions), Tiktok Shop, and Taobao (until 31 March 2026). Capped at S$1,000 per calendar month
        • Earn 4 miles per dollar on Eligible Online and Offline Spends, capped at S$1,110 per calendar month
        • Pair with Amaze for converting offline overseas retail spending to earn 4 miles per dollar

         

        Annual Fee
        • S$196.20 (including GST), waived for the first 2 years

         

        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)

         

        Points Expiry
        • OCBC$ expires every 2 years and can pool across cards that earn OCBC$, but not with OCBC’s other rewards currencies (Travel$, VOYAGE Miles) – This means if you have other OCBC$ earning cards (eg. OCBC Rewards Blue and Pink), you can transfer the miles together from both card at one shot with a single transfer fee.

         

        Know what this card is best for

         

        Terms and Conditions

        Read Full Review

        OCBC 90N Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

        USUAL REWARDS:

        • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow or 20,000 90°N Miles (worth a round trip to Bali) when you S$400 within 30 days from card approval

        • Valid until 31 March 2026

        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        OCBC 90N Card

        • Earn 1.3 miles per dollar on local spend (6.5 miles per S$5) and 2.1 miles per dollar on overseas spend (10.5 miles per S$5) with no minimum monthly spending required
        • Best used on Agoda bookings to earn 7 miles per dollar on this designated website www.agoda.com/90n
        • Utilize the complimentary 3x 1GB 5-Day global data roaming by Flexiroam per calendar year exclusively for the mastercard version + 15% discount on all subsequent Flexiroam data plans
        • Best used with Cardup to pay for insurance, mortgage, renovation, etc
         
        Annual Fee
        • S$196.20 (including GST), waived for the first year
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)
         
        Points Expiry
        • No expiry
         
        Transfer Partners
        • Krisflyer, Air France, British Airways, Cathay Pacific, United Mileage Plus; Accor Live Limitless, IHG One Rewards, Marriot Bonvoy, Etihad Guest
         
        Know what this card is best for

        Terms and Conditions

        Read Full Review

        OCBC 365 Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena

         

        USUAL REWARDS:

        • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

        • Valid until 31 March 2026

        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        OCBC 365 Card

        • Earn 6% cashback on Petrol, 5% cashback on Dining, and 3% cashback on Groceries, Land Transport, Streaming, Electric Vehicle Charging, Watsons, Utilities.
        • This has 2 tiers of spend requirement and cap respectively:
          • Tier 1: S$800;S$80
          • Tier 2: S$1,600; S$160
        • Best paired with OCBC 360 Savings Account as it offers the highest ROI with a minimum spend of S$800 on your first S$100,000 when you credit your salary, make purchases with an eligible OCBC credit card, and save regularly.
         
        Annual Fee
        • S$196.20 (including GST), waived for the first 2 years. 
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners
         
        How is Cashback Credited
        • Cashback will be automatically offset against the month’s billed amount
         
        Know what this card is best for

        Terms and Conditions

        Read Full Review

        dbs yuu new cardface

        DBS yuu Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena


        USUAL REWARDS:

        • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
        • Valid for New to DBS/POSB Customers only
        • Valid until 31 March 2026
        • Read Terms and Conditions here
        DBS Yuu Cardfdace

        DBS yuu Card

        • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

        • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

        • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

        • yuu Points awarded can only be tracked on yuu Rewards app

          • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

        • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

         

        Annual Fee
        • S$196.20, first year waived

         

        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)

         

        When are the DBS Points credited
        • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
         
        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        DBS Live Fresh Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena


        USUAL REWARDS:

        • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
        • Valid for New to DBS/POSB Customers only
        • Valid until 31 March 2026
        • Read Terms and Conditions here

        DBS Live Fresh Card

        • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
         
        Annual Fee
        • S$196.20 (including GST), waived for the first year
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)
         
        When is Cashback Credited
        • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
        • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

        Terms and Conditions

        Read Full Review

        POSB Everyday Card

        FLASH DEAL:

        • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
          • Blind Box 1: Ultimate Tech Vault
          • Blind Box 2: Home Luxe Edit
          • Blind Box 3: Pro Gamer Arena


        USUAL REWARDS:

        • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
        • Valid for New to DBS/POSB Customers only
        • Valid until 31 March 2026
        • Read Terms and Conditions here

        POSB Everyday Card

        S$800 Minimum Spend:

        • 10% cash rebates on online food delivery from foodpanda and Deliveroo
        • 3% cash rebates on other dining spends
        • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
        • 5% cash rebates on Online Shopping at selected merchants
        • up to 3% cash rebates on Telco Bills
        • 8% cash rebates at Popular Bookstores

        No Minimum Spend:

        • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
        • 5% cash rebates on Sheng Siong
        • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
        • up to 3% cash rebates on utility bills with selected electricity retailers

         

        Annual Fee

        S$196.20 (incl. of GST), waived for the first year.

         

        Income Requirement

        S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

         

        Where do I redeem my Daily$

        You can redeem you Daily$ using various options:

          • Instants Daily$ redemption:
            • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
          • DBS PayLah!
            • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
          • Digibank Online
            • Offset your credit card bills or redeem Krisflyer miles. Find out more here
          • Participating Merchants’ Website or Mobile App
            • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
              • DBS Apple Rewards Store
              • Shopee
              • Zalora
              • AXS

         

        Know what this card is best for

         

         

        Terms and Condition

        Full Review