sc bonus$aver logo with landscape background

Unlock S$198 Welcome Gift with Standard Chartered’s Bonus$aver Account

Standard Chartered Singapore is offering a compelling welcome-gift promotion for new Bonus$aver current account holders — perfect for savers who also want competitive interest returns and extra rewards

Welcome Bonus

By opening a Bonus$aver Account together with a Bonus$aver World MasterCard credit card (as a new-to-product customer) and meeting the funding requirements, you can earn up to S$198 in welcome rewards:

  • S$168 cash gift when you deposit and maintain fresh funds.
  • Bonus S$30 by using the promo code DBF6F upon application.
  • This offer is valid for sign-ups from 10 January to 30 January 2026

sc logo

Standard Chartered Bonus$aver

Use Code: DBF6F

Bonus$aver offers high interest rate for those who can consistently meet the spend and salary crediting requirements

To unlock the welcome gift:

  • You need to deposit and maintain at least S$50,000 of fresh funds into the new Bonus$aver Account.
  • These funds must be kept until the end of the calendar month immediately after your account opening month (e.g., deposit in September and maintain until end of October).

“Fresh funds” are funds that was not previously held in any Standard Chartered account or drawn and redeposited within 30 days before opening.

Who’s Eligible?

To qualify for the welcome gifts:

  • You must be new to the Bonus$aver product — meaning you have not held a Bonus$aver account or credit card in the past 12 months.
  • Existing Standard Chartered customers can still qualify as long as you fulfill above requirement.

Earn Up to 4.55% p.a. with SC Bonus$aver

Beyond the welcome gift, the Bonus$aver Account gives you the chance to earn up to 4.55% p.a. in interest, a rate far above most regular savings accounts. By simply crediting your salary, hitting the eligible card spend, and completing one investment/insurance requirement, you can maximise your returns with minimal effort.

Steps to Maximise Sign Up Gifts:

  • Apply for a Standard Chartered credit card first if you are new to SC credit card holder (with sign-up bonus) before joining this promo. I personally recommend these two cards below due to general ease of use. For SC simplycash, the direct bank offer is better. While for SC journey, the SingSaver deal is better. If you have any questions, feel free to ask me in my Telegram channel.

Standard Chartered Simply Cash Card cardface

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

Standard Chartered Journey Card

Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories

2 Priority Pass visits per membership year

(if you open the Bonus$aver Account + Bonus$aver World Mastercard first, you won’t be considered new-to-bank for other Standard Chartered credit card sign-up rewards.)

Conclusion

If you can park S$50,000 in fresh funds, this Bonus$aver promo offers an easy S$198 boost on top of ongoing interest — making it a worthwhile deal for savers.

Just be strategic: if you’re new to Standard Chartered, apply for a separate SC credit card first to secure additional sign-up bonuses before opening the Bonus$aver Account. Done in the right order, this deal can be even more rewarding.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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yuu Card
DBSyuu Card

Up to 18% cashback or 10 mpd at yuu merchants (Cold Storage, Giant, Guardian, Foodpanda, Gojek). Must spend at 4 different merchants monthly.

🎁 Choose 1 Gift

  • Dyson TP10
  • Galaxy Buds4 Pro + S$100 eCapitaVoucher
  • 20,000 MaxMiles by HeyMax
  • S$340 eCapitaVoucher
  • S$300 Cash via PayNow
Apply Now →
📅 Valid till 3 May 2026
365 Card
OCBC365 Card

6% petrol, 5% dining, 3% groceries etc. Stacks with OCBC 360 Account.

🎁 Choose 1 Gift

  • Dyson Airstrait™ Straightener
  • Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle
  • S$400 Cash via PayNow
  • 25,000 MaxMiles by HeyMax
🎁 Flash Deal (until 30 April 2026): First 5 applicants at 2 PM & 8 PM SGT daily get an extra S$100 Cash via PayNow on top of your chosen gift. Still need min. S$400 spend within 30 days.
Apply Now →
📅 Valid till 3 May 2026
One Card
UOBOne Card

3.33% base cashback + up to 6.67% bonus on Grab, Shopee, SP Utilities, McD & SimplyGo. Requires consecutive monthly spend.

🎁 Sign-up Reward

  • S$90 Cash via PayNow
⚡ Flash Deal (until 30 Apr 2026): First eligible applicant at 2 PM SGT daily wins Apple iPhone 17 256GB (worth S$1,299). First at 10 PM SGT daily wins 44,000 MaxMiles by HeyMax (worth S$792). You still get S$90 PayNow if you miss the flash.
Apply Now →
📅 Valid till 30 Apr 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

🎁 29 deals
sc logo

Standard Chartered Bonus$aver

Promo Details:
  • Get up to S$168 cashback (consists of S$138 welcome cashback + S$30 when you apply using my code: DBF6F) when you deposit and maintain S$50,000 in fresh funds.

  • How to qualify:

    1. Apply for a Bonus$aver Account and Bonus$aver World Mastercard Credit Card (as main account/principal cardholder).

    2. Deposit S$50,000 fresh funds.

    3. Keep the deposit until the end of the calendar month after account opening.

  • Who can apply:

    • New Bonus$aver accountholders, or existing Standard Chartered customers who don’t have a Bonus$aver account yet.

  • Read Terms and Conditions here
  • Valid until 31 May 2026
 
Additional Tips to Maximise Sign Up Gifts:
  • Apply for a Standard Chartered credit card first if you are new to SC credit card holder (with sign-up bonus) before joining this promo. I personally recommend these two:

Standard Chartered Simply Cash Card cardface

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

Standard Chartered Journey Card

Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories

2 Priority Pass visits per membership year

  • If you open the Bonus$aver Account + Bonus$aver World Mastercard first, you won’t be considered new-to-bank for other Standard Chartered credit card sign-up rewards.

sc logo

Standard Chartered Bonus$aver

The Standard Chartered Bonus$aver Account offers up to 8.05% p.a. interest on the first S$$100,000 when you credit salary, spend on the linked card, and opt for investment or insurance products. Salary and card spend alone can earn around 3.05% p.a. 

 

To Achieve 3.05% p.a. Interest:
  • Credit a salary of at least S$3,000/month via FAST, GIRO, or PayNow. There are no hacks for this at the moment.
  • Spend at least S$1,000/month on your linked Bonus$aver credit or debit card.

 

To Achieve an Additional 2.5% p.a. Interest:
  • You can do either below:
    • Subscribe, through SC, and settle a trade for an eligible unit trust with a minimum single subscription amount of S$20,000; OR
    • Trade a minimum of S$20,000 in cumulative buy trades for eligible Online Equities via SC Online Trading within a calendar month

Standard Chartered Simply Cash Card

Direct Bank Reward:
  • Get Samsonite MODUS Spinner 25” (worth S$610) and S$100 cashback when you spend S$800 within 60 days of your card approval
  • Valid until 30 June 2026
  • Read Terms and Conditions here

 

Singsaver Reward:
  • Get S$350 Cash via PayNow or S$370 Grab Voucher or Samsung Galaxy Buds4 Pro + S$100 eCapitaVoucher (worth S$449) when you spend a minimum of S$800 within 30 days of card approval and apply for one of the bonus products within 60 days of card approval (must apply via Singsaver):
    • EasyPay (can be applied directly (not via SingSaver) and will still be eligible if conditions are met)
      • Complete 3 retail credit card transactions of min. S$150 each (Min. tenure: 12 months
    • Bonus$aver Account
      • Open account with min. S$3,000 deposit
    • CashOne Personal Loan
      • Min. approved loan: S$1,000 (Min. tenure: 12 months)
    • Credit Card Funds Transfer (CCFT)
      • Min. approved amount: S$1,000 (Min. tenure: 3 months)
  • Note: After card approval, Singsaver will email you the link where you can apply for a bonus product, you MUST apply through that link only to secure the reward. Applying on the direct bank website will not be valid.
  • Promotion is valid for new to bank credit card holders
  • Valid until 03 May 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Standard Chartered Simply Cash Card

  • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

 

Annual Fee
  • S$196.20 (including 9% GST), waived for the first two years

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 

When is Cashback Credited
  • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

 

Know what this card is best for:

 

Terms and Conditions

Full Review

Standard Chartered Journey Card

    Singsaver Reward:
    • Get 12,000 Max Miles by HeyMax (worth a roundtrip to Kuala Lumpur with a travel value of S$210+) or Samsonite Straren Spinner 67/24 (worth S$600) or Apple Airpods 4 (without Active Noise Cancellation) (worth S$199) or S$180 Cash via PayNow when you spend S$800 within 60 days of card approval and apply for one of the bonus products within 60 days of card approval (must apply visa Singsaver):
      • EasyPay (can be applied directly (not via SingSaver) and will still be eligible if conditions are met)
        • Complete 3 retail credit card transactions of min. S$150 each (Min. tenure: 12 months
      • Bonus$aver Account
        • Open account with min. S$3,000 deposit 
      • CashOne Personal Loan
        • Min. approved loan: S$1,000 (Min. tenure: 12 months)
      • Credit Card Funds Transfer (CCFT)
        • Min. approved amount: S$1,000 (Min. tenure: 3 months)
    • Note: After card approval, Singsaver will email you the link where you can apply for a bonus product, you MUST apply through that link only to secure the reward. Applying on the direct bank website will not be valid.
    • Valid until 03 May 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email to secure your rewards after you have applied!

     

    Stackable with Direct Bank Rewards:
    • Receive up to 30,000 miles
    • Receive 10,000 miles when you pay the annual fee under “Fee Paying” option
    • Receive 20,000 miles when you make a min. spend of S$800 within 60 days of card approval (This is available for both fee paying and fee waiver option)
    • Therefore, fee paying option earns 30K miles, fee waiver option earns 20K miles, if requirements are met
    • Promotion is valid until 30 June 2026
    • Read Terms and Conditions here

    My thoughts: If you were going to apply for this card, you should choose the fee waiver option as the cost per mile is 196.20/10,000 miles = 1.96 cents per mile, which is quite expensive.

    Standard Chartered Journey Card

    • Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
    • This comes with 2 complimentary airport lounge passes

     

    Annual Fee
    • S$196.20 (incl. 9% GST), should be waivable

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • The points never expire

     

    Transfer Partners
    • Krisflyer & Cathay Pacific Asia Miles
     
    Know what this card is best for:

     

    Terms and Conditions

    Full Review