Subscribe to telegram

Hello! I'm Audz!

I am just your lobang sis who shares about personal finance, credit card deals, travel tips so we can huat together. Feel free to subscribe for the latest lobangs:

Follow on

Instagram Tiktok Youtube
CREDIT CARDS SIGN UP DEALS

APPLY NOW

Citi Rewards

Get Dyson Airstrait™ straightener or Dyson Digital Slim Submarine or Apple iPad (A16) 11" Wi-Fi 128GB or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

APPLY NOW

HSBC Live+

Get Dyson Supersonic or Dyson WashG1â„¢ wet floor cleaner or Apple iPad (A16) 11" Wi-Fi 128GB or Sony HT-AX7 or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 18, 2025

APPLY NOW

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

APPLY NOW

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Citi Rewards

Get Dyson Airstrait™ straightener or Dyson Digital Slim Submarine or Apple iPad (A16) 11" Wi-Fi 128GB or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

APPLY NOW

HSBC Live+

Get Dyson Supersonic or Dyson WashG1â„¢ wet floor cleaner or Apple iPad (A16) 11" Wi-Fi 128GB or Sony HT-AX7 or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 18, 2025

APPLY NOW

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

APPLY NOW

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

APPLY NOW

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Best Cards For

Wedding banquets

Big purchases

Reno/MCST

Education

Ride hailing apps/taxi

Airport lounges

Overseas spend

Medical

Insurance

Bus/mrt

No Min Spend

Petrol

Hotels

Food delivery

Flights

Dining

Online Shopping

Groceries

Telco

Utilities

Wedding banquets

Big purchases

Reno/MCST

Education

Ride hailing apps/taxi

Airport lounges

Overseas spend

Medical

Insurance

Bus/mrt

No Min Spend

Petrol

Hotels

Food delivery

Flights

Dining

Online Shopping

Groceries

Telco

Utilities

IMG_0840
Nerfed: DBS WWMC Bonus Miles Cap to Be Reduced from S$1,500 to S$1,000 per month
June 11, 2025
travel june 2025
Score Big When You Travel: Get Vouchers, Fan, & More with Travel Insurance – Until 30 June 2025!
June 10, 2025
sc bonus$aver
Standard Chartered Bonus$aver Increases Rates to 5.5% p.a. — Is It Worth It?
June 9, 2025
gxs promo
Guess & Win a Luxury Trip to Finland — Cash Equivalent + Guaranteed Rewards with GXS Bank
June 9, 2025
MAY 2025 PROMO (6)
Amaze Promo: Earn uncapped 2 Miles per Dollar on Travel, Dining & Hotels Until 31 July!
June 9, 2025
MAY 2025 PROMO (5)
Chocolate Visa Card Nerfed - What’s Changing As Of 1 July 2025
June 4, 2025
IMG_0840
Nerfed: DBS WWMC Bonus Miles Cap to Be Reduced from S$1,500 to S$1,000 per month
11 June, 2025
travel june 2025
Score Big When You Travel: Get Vouchers, Fan, & More with Travel Insurance – Until 30 June 2025!
10 June, 2025
sc bonus$aver
Standard Chartered Bonus$aver Increases Rates to 5.5% p.a. — Is It Worth It?
09 June, 2025
gxs promo
Guess & Win a Luxury Trip to Finland — Cash Equivalent + Guaranteed Rewards with GXS Bank
09 June, 2025
MAY 2025 PROMO (6)
Amaze Promo: Earn uncapped 2 Miles per Dollar on Travel, Dining & Hotels Until 31 July!
09 June, 2025
Load More

Featured

MOOMOO

Receive extra S$20 on top of the Welcome Rewards

APPLY NOw

Interactive Brokers

Receive up to S$1,000 in IBKR stock when you sign up via this link

APPLY NOw

CMC Invest

Get 4 free Grab shares on top of their welcome offer.

Apply Now

VIEWQWEST

Enjoy S$50 off your internet bill​

APPLY NOw
Click Here

Trip.com

Receive S$20 worth of coins when you sign up a Trip.com account

APPLY NOw

Klook

Key in "IJUSTTRYLAHKLOOK" to receive up to 10% off your travel bookings

Apply Now

Dobin

Key in "IJTL" upon sign up + connect to 1 bank account

Google Play
Apple Store

Azgo

A cashback app that gives 1% more than Shopback. Receive S$5 with code "X8FKAT" with min. spend of S$20

APPLY NOw
Click Here

HeyMAX

Receive bonus Max Miles when you sign up for heymax account

APPLY NOw

Choc Visa Debit Card

Sign Up Here

Apply Now

Portable Dryer

As featured on my instagram

Get It HERE

Pocket Tripod

Get S$5 off using code "KB5-LOBANGSIS"

APPLY NOw
Click Here

CREDIT CARDS REVIEWS

IMG_0840
Nerfed: DBS WWMC Bonus Miles Cap to Be Reduced from S$1,500 to S$1,000 per month
June 11, 2025
travel june 2025
Score Big When You Travel: Get Vouchers, Fan, & More with Travel Insurance – Until 30 June 2025!
June 10, 2025
sc bonus$aver
Standard Chartered Bonus$aver Increases Rates to 5.5% p.a. — Is It Worth It?
June 9, 2025
gxs promo
Guess & Win a Luxury Trip to Finland — Cash Equivalent + Guaranteed Rewards with GXS Bank
June 9, 2025
MAY 2025 PROMO (6)
Amaze Promo: Earn uncapped 2 Miles per Dollar on Travel, Dining & Hotels Until 31 July!
June 9, 2025
MAY 2025 PROMO (5)
Chocolate Visa Card Nerfed - What’s Changing As Of 1 July 2025
June 4, 2025
MAY 2025 PROMO (3)
Earn up to 3.08% p.a. with Mari Savings Account
June 4, 2025
june promo longbridge
Longbridge June Promo: Unlock Up to 12% Interest Boost + Free NVDA, AAPL, GOOG & AMD Shares
June 2, 2025
MAY 2025 PROMO
Longbridge May Promo: S$18 Cash Coupon + Up to 12% Interest Boost + Free Stocks + 0 platform fees!
May 30, 2025
Get 100k Miles + S$50 Cashback with AMEX Platinum Charge
Get 100k Miles + S$50 Cashback with AMEX Platinum Charge
May 29, 2025

TRAVEL

best travel insurance for golf
Best Travel Insurance for Golf
tibet
Best Tibet Travel Insurance in Singapore
extreme sports
Best Travel Insurance for Extreme Sports

BANK ACCOUNTS

one-account-kv-des-1440x700
Nerfed: UOB One Account Interest Rate from 4% to 3.3% Explained
UOB has announced that the interest on the UOB One Account will drop from 4% to 3.3% p.a., starting 1...
chocfin & heymax
Earn 2 Miles Per Dollar On Insurance, Charity Donations, AXS Bills & Hospital Bills on Chocolate Visa Debit Card
https://youtu.be/wSj_AOXUZgM&list=PLDFEQWdI9twYf6nbW01yPgv9eWB61THP4 From 11 February 2025, you...
gxs bank
Receive an easy S$40 when you sign up for GXS Bank Account and Debit Card
Overview: For a limited time period, GXS Bank is offering sign up bonuses when you sign up for a new...
best-savings-accounts
Best Savings Accounts in Singapore with No Minimum Balance | Great for Saving Goals
Selecting the right savings account is very important if you wish to make the most out of your savings...

Hello! I'm Audz!

I am just a typical Singaporean girl on a journey of happiness, prosperity, and progress as she tries new things out. Whenever I see a good deal, I share it. You know, like your lobang sis. On this platform, you will find amazing credit card deals, resources to maximize your bank accounts, travel tips and simple ways to enjoy an incredible life so we can huat together. Don't say bo jio.

Feel free to subscribe for the latest lobangs:

Subscribe to telegram

Follow on

Instagram Tiktok Youtube
CREDIT CARDS SIGN UP DEALS

APPLY NOW

Citi Rewards

Get Dyson Airstrait™ straightener or Dyson Digital Slim Submarine or Apple iPad (A16) 11" Wi-Fi 128GB or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

APPLY NOW

HSBC Live+

Get Dyson Supersonic or Dyson WashG1â„¢ wet floor cleaner or Apple iPad (A16) 11" Wi-Fi 128GB or Sony HT-AX7 or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 18, 2025

APPLY NOW

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

APPLY NOW

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

AMEX True Cashback

Get Apple Airpods 4 or S$120 eCapitaVoucher when you spend S$500 within 30 days from card approval

Valid till: June 30, 2025

APPLY NOW

HSBC Advance

Get Dyson Supersonic or Dyson WashG1â„¢ wet floor cleaner or Apple iPad (A16) 11" Wi-Fi 128GB or Sony HT-AX7 or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 18, 2025

APPLY NOW

HSBC Revolution

Get Dyson Supersonic or Dyson WashG1â„¢ wet floor cleaner or Apple iPad (A16) 11" Wi-Fi 128GB or Sony HT-AX7 or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 18, 2025

APPLY NOW

HSBC TravelOne

Get Dyson Supersonic or Dyson WashG1â„¢ wet floor cleaner or Apple iPad (A16) 11" Wi-Fi 128GB or Sony HT-AX7 or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent + pay annual fee

Valid till: June 18, 2025

APPLY NOW

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Quick Links

Kris+

APPLY NOw

Receive 750 miles free with code “Y066895”

CardUp

APPLY NOw

Receive S$30 OFF for new sign ups with code IJTLFREE

iPayMy

APPLY NOw

Receive $30 off as a NEW user via link above

Shopee Ambassador Programme

APPLY NOw

Receive S$5 with code “8HYHGHH”

Atome

APPLY NOw

Receive S$10 OFF your first Atome purchase

YouTrip

APPLY NOw

Receive S$5 via link below

Wise

APPLY NOw

Receive a fee-free international transfer up to S$900

Amaze

APPLY NOW

Receive sign up bonus points with code “Ac6aso“

Advertisements have not been reviewed by the Monetary Authority of Singapore, unless otherwise stated. This platform does not take into account of your personal financial situation or needs, and makes no representation and assumes no liability to the accuracy or completeness of the information provided here. The information and articles do not constitute financial, investment, or trading advice. This platform shall not be liable for any losses that may arise as a result of materials published.

Menu
Copyright @lobangsis @ijusttrylah 2025

Instarem Amaze

How To Apply an Instarem Amaze Card:

1: Download the Instarem app and create an account

2: Link your mastercard to amaze

3: Start using your card

Receive bonus instapoints with code “Ac6aso“

Instarem Amaze

Amaze Card: Think of it as a smart hub for up to 5 Mastercards. Pay with just one card and still enjoy the rewards from your linked cards.

  • Earn card reward points (must use correctly).
  • Get lowered fx spread of 2+% instead of usual bank card’s FX markup of 3.25% to 3.75%
  • 1% fee on all SGD Spends

 

Amaze Wallet: Like a digital travel wallet, it lets you store multiple currencies and lock in great exchange rates ahead of time—perfect for easy, cashless spending overseas.

  • Overseas ATM Withdrawals
  • Exchange and hold 11 currencies: SGD, MYR, THB, USD, EUR, CHF, NZD, CAD, AUD, GBP, JPY 
  • Wallet limit of S$15,000 per transaction, up to S$75,000 in calendar year
  • Transfer balance from amaze wallet directly to bank account
  • Set spend limits by daily or per-transaction for security
  • Earn 0.5 Instapoints per dollar on local or overseas spend, no cap
  • Fee-free on currency exchanges in wallet
  • 2% ATM withdrawal fee

 

Full Review

Mari Credit Card

  • Get up to 10% Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval
  • You must be among the first 500,000 New Mari Credit Card Holders
  • Must be a new-to-bank customer
  • Valid until 31 December 2025
  • For more information on the promotion, please refer to: https://www.maribank.sg/promo

Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

Mari Credit Card

  • Earn 3% Unlimited Shopee Coins with Mari Credit Card Instant Checkout (until 31 December 2025 only)
  • Earn 1.7% Unlimited Cashback on eligible card spend
  • No minimum monthly spend requirement and no maximum cashback cap

 

Annual Fee
  • None

 

Income Requirement
  • S$30,000 (Singaporeans or PR)

 

When is Cashback Credited
  • It will automatically offset against the billed amount in the upcoming Card Account Statement cycle

 

1.7% Cashback Terms and Conditions

3% Shopee Coins

3% Overseas Spend

Read Full Review

Trust Cashback Card

  • Receive a scratch card worth up to S$1,000 with promo code “FYS31XY4”

  • How to Apply:

    Step 1: Download the App

    Step 2: Apply for Credit Card through MyInfo

    Step 3: Use you Singpass to continue application

    Step 4: Once redirected on the app, enter important information and enter promo code “FYS31XY4”

    Step 5: Choose preferred credit limit and name on card

    Step 6: Choose repayment date, then done!

Trust Cashback Card

  • Earn unlimited 1% cashback on overseas spending.
  • A great option for overseas transactions.
  • No need to transfer money like a multi-currency card when tapping at a payment terminal or making online purchases abroad.

Chocolate Finance

Currently, there is no sign-up bonus, but you can earn 250 Max Miles when you register for a HeyMax account.

Chocolate Finance

  • Earn 2 Max Miles per dollar on the first S$1,000 spent each month
  • Earn 0.4 Max Miles per S$1 after S$1,000 spend
  • Earn miles on insurance payments, charity donations, utilities, education fees, and AXS Bill payments
  • Zero foreign exchange fees — Visa’s exchange rates are passed directly to you with no hidden fees or markups

 

Know what this card is best for