Best Cards For Bus/Mrt Rides

• Get S$888 Cash via PayNow or 55k MaxMiles by HeyMax (worth S$990 – equivalent to a round trip to Europe when you successfully apply, and is among the first 20 eligible applicants and when you spend S$800 within the first 30 days from card approval
• Applicants from 21st-108th will get S$88 Cash via PayNow
• Remaining applicants will get S$60 Cash via PayNow 
• Valid for New-to-Bank Cardholders
• Valid from 02 – 28 February 2026
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email and complete the registration to secure your reward!

• Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
• Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
• No minimum monthly spending required
• Spending Cap:

• • Classic Card: S$1,000
  • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

Depending on what your planned usage is, you can change the categories every quarter. 

Annual Fee

• S$196.20 (incl. GST), waived for first year

Income Requirement

• S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

• They expire 2 years after the final day of each periodic quarter in which they were earned

Know what this cards is best for

• Best Cards for Kris+: Choose Dining or Fashion
• Best Cards for EV Charging: Choose Transport
• Best Cards for Ride-Hailing/Taxi: Choose Transport
• Best Cards for Flights: Choose Travel
• Best Cards for Hotels: Choose Travel
• Best Cards for Online Shopping on Taobao & Lazada (not Shopee): Choose Fashion

Terms and Conditions

Read Full Review

NIL

• Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases 
• Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
• Earn 1.2 miles per dollar on all other purchases

Annual Fee

• S$194.40 (incl. GST), waived for first year

Income Requirement

• S$30,000 (locals/PRs); S$40,000 (foreigners)

Know what this card is best for

• Best Cards for Kris+
• Best Cards for Bus/MRT
• Best Cards for Flights
• Best Cards for Ride Hailing
• Best Cards for Food Delivery
• Best Cards for Public Transport
• Best Cards for Restaurant
• Best Cards for Wedding Banquet (Restaurant Venue)
• Best Cards for Electronics

Terms and Conditions

Read Full Review

• Get S$888 Cash via PayNow or 55k MaxMiles by HeyMax (worth S$990 – equivalent to a round trip to Europe when you successfully apply, and is among the first 20 eligible applicants and when you spend S$800 within the first 30 days from card approval
• Applicants from 21st-108th will get S$88 Cash via PayNow
• Remaining applicants will get S$60 Cash via PayNow 
• Valid for New-to-Bank Cardholders
• Valid from 02 – 28 February 2026
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email and complete the registration to secure your reward!

• Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
• Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
• Spending Cap:
  • Until 1 August 2025 Statement:
    • Combined cap of S$2,000 per statement month
  • From 1 September 2025 Statement – Split into 2 categories:

    • Category 1 (Overseas Spends including Online): S$1,200 (UNI$2,400) per statement month

    • Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month

      Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

Annual Fee

• S$218 first year waived

Income Requirement

• S$50,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

• UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

Terms and Conditions

Read Full Review

NIL

• Earn 4 miles per dollar on mobile contactless payments, online shopping, and entertainment, no minimum spend, capped at S$1,200 per calendar month
  • Spend caps will be divided into 2 categories:
    • 1st category – Mobile Contactless Payment (S$600 spend cap)
    • 2nd Category – Selected Online Transactions (S$600 spend cap)
• Earn 0.4 miles per dollar on other spending
• Can earn on specific online payments (specific MCCs only) and on the following mobile contactless (in-store) payment method:
  • Apple Pay
  • Google Pay
  • Samsung Pay (excluding MST)

Annual Fee

• S$196.20, first year waived
  

Income Requirement

• S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

• UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

Know what this card is best for:

• Best Cards for Kris+ – Dining & Shopping Spends

Terms and Conditions

Read Full Review

• Get S$888 Cash via PayNow or 55k MaxMiles by HeyMax (worth S$990 – equivalent to a round trip to Europe when you successfully apply, and is among the first 20 eligible applicants and when you spend S$800 within the first 30 days from card approval
• Applicants from 21st-108th will get S$88 Cash via PayNow
• Remaining applicants will get S$60 Cash via PayNow 
• Valid for New-to-Bank Cardholders
• Valid from 02 – 28 February 2026
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email and complete the registration to secure your reward!

• Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

  • Base cashback:
    • S$600/S$1,000: 3.33% cashback (capped at S$60/100 per quarter)
  • Additional cashback (capped at S$120 per statement month):
    • Selected Partners: 5%
    • Grocery (MCC 5411): 2.67% – only for Tier 2

• Tier 3: Earn up to 10% Total Cashback: Spend S$2,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

  • Base cashback: 3.33% cashback (capped at S$200 per quarter)
  • Additional cashback (capped at S$120 per statement month):
    • Selected Partners: 6.67%
    • Grocery (MCC 5411): 4.67%

• Earn up to 22.66% fuel savings at Shell and SPC
• Earn 4.33% cashback on Singapore Power utilities bills

Know what this card is best for:

• Best Cards for Grocery – must be under MCC 5411
• Best Cards for EV Charging – Shell Recharge or SP Group only
• Best Cards for Utilities
• Best Cards for BUS/MRT
• Best Cards for Wedding Banquet
• Best Cards for Petrol
• Best Cards for Food Delivery
• Best Cards for Hospital

Terms and Conditions

Read Full Review

• Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
• Fill up this google form after signing up to qualify for rewards
• Read Terms and Conditions here

• Earn 6% or 8% cashback for five (5) of your chosen spend categories across ten (10) options.
  • Each category has a cashback cap of S$120 or S$180 (which would max out at S$333.33 or S$375 of spending per category)
• Earn bonus 8% cashback on Malaysian Ringgit or Indonesian Rupiah spends
• Minimum spend of S$800 (Effective 01 January 2026, these changes will take effect):

• Earn unlimited 0.22% cash rebates on all spends below S$800

Annual Fee

• S$180 (First 3 years free)

Income Requirement

• S$30,000 (locals/PRs); S$60,000 (foreigners)

How to choose my Categories

• To choose your desired Categories, the Cardmember needs to download the Maybank TREATS SG mobile app, then select and confirm the categories on the Benefit Selection page. This choice will apply to the first Lock-In Period (3 months), and no changes can be made once confirmed; You can change the categories quarterly and you may choose depending on your spending needs. The categories will take effect the following month.

Know what this card is best for

• Best Cards for Kris+ – must choose dining and/or online shopping category
• Best Cards for EV Charging – must choose transport category
• Best Cards for Bus/MRT
• Best Cards for Ride Hailing
• Best Cards for Telco
• Best Cards to pair with Amaze
• Best Cards for Petrol 
• Best Cards for Food Delivery
• Best Cards for Public Transport
• Best Cards for Grocery
• Best Cards for Restaurant

Terms and Conditions

Read Full Review

NIL

• You can choose from three (3) reward options: Miles, Cash Rebates, or Investment
• Earn up to 2.4 miles per dollar
• Earn up to 8% cash rebates
• Earn up to 8% investment credits
• Minimum monthly spend of S$600
• Capped at:
  • Miles: 750 miles per category; total 3,000 miles for all 4 categories
  • Cash Rebates: S$25 per category, total S$100 for all 4 categories
  • Investment Credits: S$25 per category, total S$100 for all 4 categories

Annual Fee

• Monthly service fee of S$15, (first year waived; afterwhich, you can perform minimum 5 transactions per month to waive the monthly fee) – effective 1 July 2025, this will be decreased to S$10

Income Requirement

• S$30,000 (locals/PRs) or S$15,000 (aged 56 and above); S$60,000 (foreigners)

Where and how will I receive the miles/cashback/investment credits

• Miles are credited to your Miles holding account and can be transferred to your Krisflyer account in multiple of 5,000 miles. A conversion fee of S$25 (subject to GST) applies for each redemption request and the process make take up to 15 working days.
  • Here’s how to redeem:
    • Open the DCS Cards App and go to the Rewards Tracker screen
    • Tap “Redeem” or “Redeem Miles” on the Benefit History screen
    • Choose a redemption amount or enter a custom amount in multiples of 5,000 miles, then tap “Confirm.”
• Cash Rebates will be credited on your card account in the following statement, applied to offset the billed amount.
• Investment Credits will be deposited to your designated iFast account on the following month.

Know what this card is best for

• Best Cards for Kris+
• Best Cards for EV Charging
• Best Cards for Bus/MRT – must charge directly to the card or SimplyGo tap-as-you-go (top-ups excluded)
• Best Cards for Flights
• Best Cards for Telco
• Best Cards for Food Delivery

Terms and Conditions
Read Full Review

NIL

• Earn 2% cashback with no minimum spend required and a maximum monthly spend of S$10,000 per calendar month
  

Annual Fee

• S$196.20 (inclusive of GST), first year waived

Income Requirement

• S$30,000 or S$15,000— age 55 & above (locals/PRs); S$60,000 (foreigners)

Know what this card is best for

• Best Cards for Bus/MRT -must charge directly to the card or SimplyGo tap-as-you-go (top-ups excluded)
• Best Cards for Flights
• Best Cards for No Min Spend
• Best Cards for Restaurant
• Best Cards for Online Shopping
• Best Cards for Wedding Banquet (Ultimate Card for All Venues)
• Best Cards for Utilities

Terms and Conditions

Read Full Review

• Get S$175 eCapitaVoucher or 12K HeyMax Miles (worth S$216) or Apple Airpods 4 (without Active Noise Cancellation) (worth $199) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
• Valid for New to DBS/POSB Customers only
• Valid from 02 February – 01 March 2026
• Read Terms and Conditions here

• Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

• Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

• Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

• yuu Points awarded can only be tracked on yuu Rewards app

  • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

• AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

Annual Fee

• S$196.20, first year waived
  

Income Requirement

• S$30,000 (locals/PRs); S$45,000 (foreigners)

Terms and Conditions

Read Full Review

• Get S$888 Cash via PayNow or 55k MaxMiles by HeyMax (worth S$990 – equivalent to a round trip to Europe when you successfully apply, and is among the first 20 eligible applicants and when you spend S$800 within the first 30 days from card approval
• Applicants from 21st-108th will get S$88 Cash via PayNow
• Remaining applicants will get S$60 Cash via PayNow 
• Valid for New-to-Bank Cardholders
• Valid from 02 – 28 February 2026
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email and complete the registration to secure your reward!

• Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
• Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
• Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
• 0.3% cashback for all other spends
• Minimum spend of S$800 each statement month
• S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
  
  • S$30 – online & mobile contactless
  • S$20 – selected gym, telco, and streaming services
  • S$20 – all overseas foreign currency spend
  • S$30 – other spends

• Max possible cashback of 6.4% earned (not 10%)

Annual Fee

• S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months

Income Requirement

• S$30,000 (locals/PRs); S$40,000 (Foreigners

Know what this card is best for:

• Best Cards for Kris+
• Best Cards for EV Charging

Terms and Conditions

Read Full Review

• Get S$175 eCapitaVoucher or 12K HeyMax Miles (worth S$216) or Apple Airpods 4 (without Active Noise Cancellation) (worth $199) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
• Valid for New to DBS/POSB Customers only
• Valid from 02 February – 01 March 2026
• Read Terms and Conditions here

S$800 Minimum Spend:

• 10% cash rebates on online food delivery from foodpanda and Deliveroo
• 3% cash rebates on other dining spends
• 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
• 5% cash rebates on Online Shopping at selected merchants
• up to 3% cash rebates on Telco Bills
• 8% cash rebates at Popular Bookstores

No Minimum Spend:

• 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
• 5% cash rebates on Sheng Siong
• up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
• up to 3% cash rebates on utility bills with selected electricity retailers

Annual Fee

S$196.20 (incl. of GST), waived for the first year.

Income Requirement

S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

Where do I redeem my Daily$

You can redeem you Daily$ using various options:

• • Instants Daily$ redemption:
    • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
  • DBS PayLah!
    • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
  • Digibank Online
    • Offset your credit card bills or redeem Krisflyer miles. Find out more here
  • Participating Merchants’ Website or Mobile App
    • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
      • DBS Apple Rewards Store
      • Shopee
      • Zalora
      • AXS

Know what this card is best for

• Best Cards for Food Delivery
• Best Cards for Petrol 
• Best Cards for Grocery

Terms and Condition

Full Review

• Get S$175 eCapitaVoucher or 12K HeyMax Miles (worth S$216) or Apple Airpods 4 (without Active Noise Cancellation) (worth $199) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
• Valid for New to DBS/POSB Customers only
• Valid from 02 February – 01 March 2026
• Read Terms and Conditions here

• Earn 6% cashback on shopping and transport when you spend S$800 per calendar month

Annual Fee

• S$196.20 (including GST), waived for the first year

Income Requirement

• S$30,000 (locals/PRs); S$45,000 (foreigners)

When is Cashback Credited

Terms and Conditions

Read Full Review

Option 1: Direct Bank Promotion

• Get S$400 cashback when you spend S$800 within 2 months from card approval
• Valid til 28 February 2026
• Read Terms and Conditions here

Option 2: Singsaver Promotion

• Get 25,000 HeyMax Miles (worth S$450) or Dyson Airstrait™ straightener (worth S$799) or Apple Watch SE Gen 3 40mm (GPS) (worth S$349) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
• Valid from 02 – 15 February 2026
• Promotion is valid for new to bank credit card holders
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email and complete the registration to secure your reward!

• Earn 5% cashback on groceries, online shopping, taxi rides (including private hire operators) and SimplyGo. This card is best used for those who need to make big purchases online may it be per month or in a single transaction because of its high spending cap in a year! Although you can use it on SimplyGo rides, it would not be practical to use it unless you are sure that you can hit S$500 monthly minimum spend.

• This has a minimum spend of S$500 per month and spending cap of $12,000 per year, cashback is capped at 600SMRT$ per year, giving you $600 cashback – Since every S$1 spent gives you 1 SMRT$

• Earn 0.3% cashback on other retail spend island-wide

Know what this card is best for:

• Best Cards for Online Shopping
• Best Cards for Hospital Bills
• Best Cards for Electronics

Terms and Conditions

Read Full Review

Get one (1) scratch card worth up to S$1,000 in cashback when you use the code: FYS31XY4

Read T&Cs

• Earn unlimited 1% cashback on overseas spending.
• A great option for overseas transactions.
• No need to transfer money like a multi-currency card when tapping at a payment terminal or making online purchases abroad.

Currently, there is no sign-up bonus, but you can earn 250 Max Miles when you register for a HeyMax account.

• Earn 1 Max Miles per dollar on the first S$1,000 spent each month
• Earn 0.4 Max Miles per S$1 after S$1,000 spend
• Bill payments will continue to earn miles, but will be capped at 100 miles per month
• Earn miles on insurance payments, charity donations, utilities, education fees, and AXS Bill payments
• Zero foreign exchange fees — Visa’s exchange rates are passed directly to you with no hidden fees or markups

Know what this card is best for

• Best Cards for Insurance
• Best Cards for Utilities
• Best Cards for Renovation, MCST, donations, Tax, Rent

• Get up to S$30 Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval + an exclusive S$50 Shopee Voucher Pack when you use on Instant Checkout on Shopee
• Must be a new-to-bank customer
• Valid until 31 December 2026
• Read Terms and Conditions here

Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

• Earn 1.5% Unlimited Shopee Coins with Mari Credit Card Instant Checkout 
• Earn 1.5% Unlimited Cashback on eligible card spend
• No minimum monthly spend requirement and no maximum cashback cap
• No FX fees

Annual Fee

• None

Income Requirement

• S$30,000 (Singaporeans or PR)

When is Cashback Credited

• It will automatically offset against the billed amount in the upcoming Card Account Statement cycle

1.5% Cashback Terms and Conditions

1.5% Overseas Spend

1.5% Shopee Coins

Read Full Review

• Get S$888 Cash via PayNow or 55k MaxMiles by HeyMax (worth S$990 – equivalent to a round trip to Europe when you successfully apply, and is among the first 20 eligible applicants and when you spend S$800 within the first 30 days from card approval
• Applicants from 21st-108th will get S$88 Cash via PayNow
• Remaining applicants will get S$60 Cash via PayNow 
• Valid for New-to-Bank Cardholders
• Valid from 02 – 28 February 2026
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email and complete the registration to secure your reward!

• Earn 12% cashback on Singtel/GOMO spend
• Earn 10% cashback on Local Online and Mobile Contactless spend (Apple Pay, Samsung Pay, Google Pay)
• Earn 0.3% cashback on all other local and overseas spend
• Minimum spend of S$800 each statement month
• Total Cashback of S$80
  • Singtel/GOMO spend – S$30
  • Local Online and Mobile Contactless spend – S$30
  • All other spends – S$20
• At your max hack level, you will need around S$250 worth of spending on Singtel/GOMO Spend and S$300 worth of spending on Local online and mobile contactless spend as well as another S$250 spend on other types of spend to receive the max effective cashback of 7.59%.
• Get up to 20% fuel savings at SPC
• No foreign currency fees on overseas spends
• Get up to S$300 Singtel Vouchers when you spend locally
  • S$24,000 spend/year = S$300 voucher
  • S$12,000/year = S$100 voucher