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Best Cards for Electronics Purchases

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Overview:

When buying electronics, using the right credit card can help you save money and earn rewards. Some cards offer cashback, points, or special deals that make your tech purchases more affordable. In this guide, we’ll cover the best cards for electronics purchases to help you get the most out of your spending.

Miles Credit Cards:

For Online and Offline Stores:

UOB Lady Cardface

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


sign-up-deal
card-summary

UOB Krisflyer Card

Apply Here

Earn uncapped 3 miles per dollar on SIA group spend and 2.4 miles per dollar on dining, online shopping, transport & select travel with min. S$1,000 SIA spend/year.

sign-up-deal
card-summary

DBS Woman's World Card

Apply Here

Earn 4 miles per dollar on online spend

sign-up-deal
card-summary

HSBC Revolution Card

Apply Here

Earn 4 miles per dollar on selected online and contactless spend (until 28 February 2026)

sign-up-deal
card-summary

Citi Rewards Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 4 miles per dollar on online spend and selected retail

sign-up-deal
card-summary

For Offline Stores Only:

For purchasing at offline stores, you can use Atome where you can split your payments into installments using eligible credit cards such as Citi Rewards, DBS Women’s World Mastercard, HSBC Revolution, and UOB KrisFlyer. Additionally, you can also use UOB Visa Signature card which supports PayWave-only transactions. You can also use the Kris+ app for this.

Cashback Credit Cards:

dbs yuu new cardface

DBS yuu Card

Apply Here - New to Bank (Visa)
Apply Here - New to Bank (AMEX)
Apply Here - Existing DBS/POSB Cardholders (Visa)
Apply Here - Existing DBS/POSB Cardholders (AMEX)

Earn up to 18% cash rebate or 10 miles per dollar at yuu merchants 

sign-up-deal
card-summary

Citi SMRT Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 5% cashback on supermarkets, online shopping, taxi rides, and SimplyGo

sign-up-deal
card-summary

HSBC Live+ Card

Apply Here

Earn up to 5% cashback on dining, entertainment and shopping 

sign-up-deal
card-summary

HSBC Advance Card

Apply Here

Earn 1.5% cashback with no minimum spend and 2.5% cashback on all local & overseas purchases with a minimum spend of S$2,000 

sign-up-deal
card-summary

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CREDIT CARDS SIGN UP DEALS
dbs yuu cardface

APPLY NOW - VISA

APPLY NOW - AMEX

DBS YUU

Receive S$300 cashback + S$80 Esso Fuel Voucher (promo code: YUU380) when you spend S$800 within 60 days of card approval

Valid till: October 31, 2025

APPLY NOW

Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Apple Watch SE Gen 3 40mm (GPS + Cell) or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: November 21, 2025

APPLY NOW

HSBC Live+

Get S$100 eCapitaVoucher + AirPods Pro 3 or Apple iPad (A16) 11" Wi-Fi 128GB or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: November 21, 2025

APPLY NOW - Visa

APPLY NOW - Mastercard

APPLY NOW - AMEX

UOB PRVI

Get S$60 Cash via PayNow when you spend S$500 within 30 days from approval

Valid till: November 30, 2025

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Subscribe to telegram
dbs yuu cardface

DBS YUU

Receive S$300 cashback + S$80 Esso Fuel Voucher (promo code: YUU380) when you spend S$800 within 60 days of card approval

Valid till: October 31, 2025

APPLY NOW - VISA

APPLY NOW - AMEX

Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Apple Watch SE Gen 3 40mm (GPS + Cell) or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: November 21, 2025

APPLY NOW

HSBC Live+

Get S$100 eCapitaVoucher + AirPods Pro 3 or Apple iPad (A16) 11" Wi-Fi 128GB or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: November 21, 2025

APPLY NOW

UOB PRVI

Get S$60 Cash via PayNow when you spend S$500 within 30 days from approval

Valid till: November 30, 2025

APPLY NOW - Visa

APPLY NOW - Mastercard

APPLY NOW - AMEX

UOB Lady Cardface

UOB Lady’s Card

Flash Deal:

  • Get Apple iPhone 17 256 GB (Worth S$1,299) when your are the first successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
  • Remaining applicants will receive the existing rewards
  • Valid until 30 November 2025

 

Existing Rewards:

  • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
  • Valid until 30 November 2025
  • Valid for New-to-Bank Cardholders
  • Read Terms and Conditions here
UOB Lady Cardface

UOB Lady’s Card

    • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
    • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
    • No minimum monthly spending required
    • Spending Cap:
      • Classic Card: S$1,000
      • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

    Depending on what your planned usage is, you can change the categories every quarter. 

     

    Annual Fee
    • S$196.20 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • They expire 2 years after the final day of each periodic quarter in which they were earned
     
    Know what this cards is best for

     

    Terms and Conditions

    Read Full Review

    UOB Krisflyer Card

    NIL

    UOB Krisflyer Card

    • Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases 
    • Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
    • Earn 1.2 miles per dollar on all other purchases

     

    Annual Fee
    • S$194.40 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    DBS Woman’s World Card

    This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

    DBS Altitude Card

    Apply Here - Visa
    Apply Here - AMEX

    Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

    2 Priority Pass visits per membership year (Visa version only)

    sign-up-deal
    card-summary

    DBS Woman’s World Card

    • Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
    • Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store 
    • No minimum monthly spending required
    • Best used for online or in-app spend (e.g Kris+) locally

     

    Annual Fee
    • S$196.20, (First year waived)

     

    Income Requirement
    • S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

     

    Points Expiry
    • 1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

     

    Transfer Partners
    • KrisFlyer, Asia Miles, Qantas Frequent Flyer

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    HSBC Revolution Card

    • Get S$100 eCapitaVoucher + AirPods Pro 3 (worth S$599) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 19 – 21 November 2025
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 31 December 2025
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Revolution Card

    • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 2026)
    • The categories include:
      • Department Stores and Retail Stores
      • Dining (excluding hotel dining)
      • Transportation & Membership Clubs
      • Travel-Related 
    • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
    • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
    • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 28 February 2026. 

     

    Special hack: 

    Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

    If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

     

    Annual Fee
    • None

     

    Income Requirement

    • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
      • Less than S$50,000 TRB 
        • Salaried (locals/PRs): S$65,000 
        • Self-Employed/Commission-based (locals/PRs): S$65,000
        • Foreigners: S$65,000
      • S$50,000 and above TRB
        • Salaried (locals/PRs): S$30,000 
        • Self-Employed/Commission-based (locals/PRs): S$40,000
        • Foreigners: S$65,000
           

    Points Expiry
    • 37-month period, starting from the month after the month in which the points were acquired

     
    Transfer Partners
    • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    Citi Rewards Card

    Option 1: Direct Bank Promotion

    • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
    • Valid til 28 February 2026
    • Read Terms and Conditions here
    •  

    Option 2: Singsaver Promotion

    • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Apple Watch SE Gen 3 40mm (GPS + Cell) (worth S$419) or Shark EVOPOWER SYSTEM IQ Cordless Vacuum – CS851SMBR (worth S$599) or  S$500 eCapitaVoucher or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
    • Valid from 19 – 21 November 2025
    • Promotion is valid for new to bank credit card holders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!
    •  

    Citi Rewards Card

    • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
    • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
    • Pro tip: Pair this card to Amaze for Overseas Offline Spending
    • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)

    • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
      This is on top of 4 miles per dollar on Citi Rewards + Amaze.

     

    Annual Fee
    • S$194.40 (First year waived)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$42,000 (foreigners)

     

    Points Expiry
    • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

     

    Transfer Partners
    • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    dbs yuu new cardface

    DBS yuu Card

    • Get S$300 cashback + S$80 Esso Fuel Discount Voucher when you apply with promo code: DBSYUU and spend atleast S$800 within 60 days from card approval + have a valid DBS PayLah! account by the end of the qualifying spend period
    • Valid until 31 December 2025
    • Read Terms and Conditions here
     
    Existing Cardholders:
    •  Get S$80 Esso Fuel Discount Voucher with no minimum spend and promo code
    • Valid until 31 December 2025
    • What counts as Existing Cardholders:
      • Customers who currently have a Principal DBS/POSB Credit Card or have cancelled any Principal DBS/POSB Credit Card within the last 12 months.
    • Read Terms and Conditions here
    DBS Yuu Cardfdace

    DBS yuu Card

    • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

    • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

    • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

    • yuu Points awarded can only be tracked on yuu Rewards app

      • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

    • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

     

    Annual Fee
    • S$196.20, first year waived

     

    Income Requirement
    • S$30,000 (locals/PRs); S$45,000 (foreigners)

     

    When are the DBS Points credited
    • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
     
    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    Citi SMRT Card

    Option 1: Direct Bank Promotion

    • Get S$400 cashback when you spend S$800 within 2 months from card approval
    • Valid til 15 January 2026
    • Read Terms and Conditions here

     

    Option 2: Singsaver Promotion

    • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Apple Watch SE Gen 3 40mm (GPS + Cell) (worth S$419) or Shark EVOPOWER SYSTEM IQ Cordless Vacuum – CS851SMBR (worth S$599) or  S$550 eCapitaVoucher or S$450 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
    • Valid from 19 – 21 November 2025
    • Promotion is valid for new to bank credit card holders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    Citi SMRT Card

    • Earn 5% cashback on groceries, online shopping, taxi rides (including private hire operators) and SimplyGo. This card is best used for those who need to make big purchases online may it be per month or in a single transaction because of its high spending cap in a year! Although you can use it on SimplyGo rides, it would not be practical to use it unless you are sure that you can hit S$500 monthly minimum spend.

    • This has a minimum spend of S$500 per month and spending cap of $12,000 per year, cashback is capped at 600SMRT$ per year, giving you $600 cashback – Since every S$1 spent gives you 1 SMRT$

    • Earn 0.3% cashback on other retail spend island-wide

     

    Annual Fee
    • S$196.20, (First two years waived)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$42,000 (foreigners)

     

    When is Cashback Credited
    • SMRT$ will be calculated on the amount of qualifying spend made on a monthly basis. The accumulation of SMRT$ shall be specified in your monthly statement of account.

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    HSBC Live+ Card

    • Get S$100 eCapitaVoucher + AirPods Pro 3 (worth S$599) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 19 – 21 November 2025
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 31 December 2025
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Live+ Card

    • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
    • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

    Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

     

    Annual Fee
    • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

     

    Income Requirement

    • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
      • Less than S$50,000 TRB 
        • Salaried (locals/PRs): S$65,000 
        • Self-Employed/Commission-based (locals/PRs): S$65,000
        • Foreigners: S$65,000
      • S$50,000 and above TRB
        • Salaried (locals/PRs): S$30,000 
        • Self-Employed/Commission-based (locals/PRs): S$40,000
        • Foreigners: S$65,000
           
    When is Cashback Credited
    • It will be credited within 2 months, after the end of each calendar quarter.

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    HSBC Advance Card

    • Get S$100 eCapitaVoucher + AirPods Pro 3 (worth S$599) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 19 – 21 November 2025
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 31 December 2025
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Advance Card

    • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
    • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
     
    Annual Fee
    • S$196.20, first year waived
     
    Income Requirement
    • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
      • Less than S$50,000 TRB 
        • Salaried (locals/PRs): S$65,000 
        • Self-Employed/Commission-based (locals/PRs): S$65,000
        • Foreigners: S$65,000
      • S$50,000 and above TRB
        • Salaried (locals/PRs): S$30,000 
        • Self-Employed/Commission-based (locals/PRs): S$40,000
        • Foreigners: S$65,000
           
     
    When is Cashback Credited
    • It will appear on your card statement and be credited to your account before the end of the next calendar month.
     
    Know what this card is best for:

    Terms and Conditions

    Read Full Review

    uob ppv cardface

    UOB Preferred Platinum Visa

    NIL

    uob ppv cardface

    UOB Preferred Platinum Visa Card

      • Earn 4 miles per dollar on mobile contactless payments, online shopping, and entertainment, no minimum spend, capped at S$1,200 per calendar month
        • Spend caps will be divided into 2 categories:
          • 1st category – Mobile Contactless Payment (S$600 spend cap)
          • 2nd Category – Selected Online Transactions (S$600 spend cap)
      • Earn 0.4 miles per dollar on other spending
      • Can earn on specific online payments (specific MCCs only) and on the following mobile contactless (in-store) payment method:
        • Apple Pay
        • Google Pay
        • Samsung Pay (excluding MST)

       
      Annual Fee
      • S$196.20, first year waived

       

      Income Requirement
      • S$30,000 (locals/PRs); S$40,000 (foreigners)

       

      Points Expiry
      • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      UOB Visa Signature Cardface

      UOB Visa Signature

      • Get S$350 cash credit when you successfully apply, part of the first 200 new-to-UOB credit card customer and spend S$1,000 per month for 2 consecutive months
      • Valid until 31 August 2025
      • Read Terms and Conditions here
      UOB Visa Signature Cardface

      UOB Visa Signature

        • Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
        • Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
        • Spending Cap:
          • Until 1 August 2025 Statement:
            • Combined cap of S$2,000 per statement month
          • From 1 September 2025 Statement – Split into 2 categories:

            • Category 1 (Overseas Spends including Online): S$1,200 (UNI$2,400) per statement month

            • Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month

              Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

         
        Annual Fee
        • S$218 first year waived

         

        Income Requirement
        • S$50,000 (locals/PRs); S$40,000 (foreigners)

         

        Points Expiry
        • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

         

        Terms and Conditions

        Read Full Review

        maybank xl cardface

        Maybank XL Rewards/Cashback Card

        1. S$60 Cashback Bonus
        Apply for a new Maybank XL Cashback Card or Maybank XL Rewards Card and get S$60 cashback when you make just one transaction (limited to first 2,000 eligible cardmembers), for the subsequent customers, you’ll get S$10 cashback. The cashback will be credited automatically to your card account.
        ⚠️ Maybank does not provide visibility on whether you’re within this cap.

        2. Complimentary Etiqa Travel Insurance
        Get 12 months of Etiqa insurance coverage for overseas medical expenses (including adventurous activities) up to S$5,000. Coverage applies only to accidental injuries and illnesses during leisure trips.

        • Valid until 31 July 2026
        • ⚠️ Limited to the first 15,000 new XL card applicants.

        Read Terms and Conditions

         

        How to Maximise Your Rewards

        The XL card’s welcome gift is only S$10 cashback. If you’re new to Maybank and want better sign-up rewards, consider this strategy:

        • If you planned to get the XL Cashback Card, apply for the Maybank Family & Friends Card instead (also a cashback card).

        • If you planned to get the XL Rewards Card, apply for the Maybank World Mastercard instead (a miles card).

        As a new-to-bank customer, applying for another Maybank credit card first could unlock bigger gifts, such as a Samsonite Interlace Spinner 67/24 luggage (worth S$570) when you spend a minimum of S$1,300 in the first two months.

        On top of that, the Maybank World Mastercard also makes your miles non-expiring—so you’re building a stronger rewards foundation right from the start.

          Maybank Family & Friends Card

          Step 1: Apply Now
          Step 2: Google Form

          Earn 8% cashback for five of your chosen categories.


          sign-up-deal
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          Maybank World Mastercard

          Step 1: Apply Now
          Step 2: Google Form

          Earn 4 miles per dollar on selected petrol stations islandwide and up to 3.2 miles per dollar on foreign currency spend 

          sign-up-deal
          card-summary
          maybank xl cardface

          Maybank XL Rewards/Cashback Card

            • Maybank XL Rewards:

              • Earn 4 miles per dollar on bonus categories such as

                • Local currency spend: dining, travel, shopping, play

                • All foreign currency spending

              • Earn 0.4 miles per dollar on other spends

              • Minimum spend of S$500 and a spending cap of S$1,000 per calendar month

            • Maybank XL Cashback:

              • Earn 5% cashback on bonus categories such as

                • Local currency spend: dining, travel, shopping, play

                • All foreign currency spending

              • Earn 0.2% cashback on other spends

              • Minimum spend of S$500, spending capped at S$1,600; cashback capped at S$80 per calendar month. Yes, the spending cap is higher than the miles version.

              • Only for Maybank XL Cashback card— Cardmembers who hold a Maybank DUO Platinum Mastercard before 1 August 2025 will receive 5% cashback on petrol transactions in Singapore and Malaysia, with no minimum spend required, as long as their card account is in good standing.

                • Eligible petrol transactions include those made at petrol stations classified under MCC 5541 and 5542, as well as fuel purchases charged to a Diamond Sky Fuel Card (linked to the Mastercard) under MCC 8699.

            Annual Fee
            • S$87.20 (waived for the first 2 years), can be waived when you perform an annual spend of S$6,000

             

            Age Requirement: 
            • 21 to 39 years old
             
            Income Requirement
            • S$30,000 (Singaporeans/PRs), S$45,000 (Malaysian), S$60,000 (Foreigners)

             

            Terms and Conditions:

             

            Read Full Review

            AMEX True Cashback Card

                • Get S$160 eCapitaVoucher when you spend S$500 within 30 days from card approval
                • Valid from 29 December 2025
                • Promotion is valid for new to bank credit card holders
                • Read Terms and Conditions here

                AMEX True Cashback Card

                • Earn 1.5% Unlimited Cashback with minimum monthly spending requirement and no maximum spending cap
                • Best used on commonly excluded merchants
                 
                Annual Fee
                • S$174.40 (incl. of 9% GST) waived for the first year
                 
                Income Requirement
                • S$30,000 (locals/PRs); S$45,000 (foreigners)
                 
                When is Cashback Credited
                • Receive cashback in the same month’s statement
                 
                Know what this card is best for

                Terms and Conditions

                Read Full Review

                DCS Ultimate Platinum Card

                NIL

                DCS Ultimate Platinum Card

                • Earn 2% cashback with no minimum spend required and a maximum monthly spend of S$10,000 per calendar month
                 
                Annual Fee
                • S$196.20 (inclusive of GST), first year waived
                 
                Income Requirement
                • S$30,000 or S$15,000— age 55 & above (locals/PRs); S$60,000 (foreigners)
                 
                Know what this card is best for

                Terms and Conditions

                Read Full Review

                atome logo

                Atome

                • Enjoy S$10 off your first purchase (claimable from the voucher center)
                atome logo

                Atome

                • Atome is a “buy now, pay later” (BNPL) platform. It lets shoppers split their purchases into three equal, interest-free payments—making it easier to manage cash flow.

                • Accepted at over 10,000 online and in-store merchants in Singapore 

                • Atome usually codes as MCC 5999 (Misc. & Specialty Retail). Some banks allow points for this, others don’t.

                • Best Practice: Manual Payment –manually trigger your 2nd and 3rd payments via the app. Auto-payments might be flagged as recurring bills and won’t earn rewards on credit cards. You would want to choose to “Pay in 3” as longer installment plans would incur extra charges. There are often vouchers on the app that you can use to offset the cost further.

                UOB Evol Card

                Flash Deal:

                • Get Apple iPhone 17 256 GB (Worth S$1,299) when your are the first successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
                • Remaining applicants will receive the existing rewards
                • Valid until 30 November 2025

                 

                Existing Rewards:

                • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
                • Valid until 30 November 2025
                • Valid for New-to-Bank Cardholders
                • Read Terms and Conditions here

                UOB Evol Card

                • Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
                • Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
                • Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
                • 0.3% cashback for all other spends
                • Minimum spend of S$800 each statement month
                • S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
                  • S$30 – online & mobile contactless
                  • S$20 – selected gym, telco, and streaming services
                  • S$20 – all overseas foreign currency spend
                  • S$30 – other spends
                • Max possible cashback of 6.4% earned (not 10%)
                Annual Fee
                • S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months
                Income Requirement
                • S$30,000 (locals/PRs); S$40,000 (Foreigners
                Know what this card is best for:

                Terms and Conditions

                Read Full Review

                DBS Live Fresh Card

                • Get S$300 cashback when you use the promo code: LFC300, and spend S$800 and have a valid DBS PayLah! account within 60 days from card approval date
                • Valid until 28 February 2026
                • Read Terms and Conditions here

                DBS Live Fresh Card

                • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
                 
                Annual Fee
                • S$196.20 (including GST), waived for the first year
                 
                Income Requirement
                • S$30,000 (locals/PRs); S$45,000 (foreigners)
                 
                When is Cashback Credited
                • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
                • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

                Terms and Conditions

                Read Full Review

                UOB Absolute AMEX Card

                Flash Deal:

                • Get Apple iPhone 17 256 GB (Worth S$1,299) when your are the first successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
                • Remaining applicants will receive the existing rewards
                • Valid until 30 November 2025

                 

                Existing Rewards:

                • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
                • Valid until 30 November 2025
                • Valid for New-to-Bank Cardholders
                • Read Terms and Conditions here

                UOB Absolute AMEX Card

                • Earn 1.7% cashback with no minimum spend requirement, no cashback cap, and no spend exclusions
                • You can get 0.3% cashback on Grab Top-Up, this is the only card that still give rewards for GarbPay
                Annual Fee
                • S$196.20 (incl. GST), waived for first year
                 
                Income Requirements
                • S$30,000 (locals/PRs); S$40,000 (foreigners)
                 
                When is Cashback Credited
                • Cashback earned in current statement period is automatically used to offset the following month’s bill
                 
                Know what this card is best for
                 

                Terms and Conditions

                Read Full Review

                OCBC Rewards Card

                • Get AirPods Pro Gen 3 (worth S$349) or Morning Coffee Machine + 20 Capsules Bundle (worth 684) or 50,000 OCBC$ (worth a round trip to Bali) or S$500 eCapitaVoucher or S$360 Cash via PayNow when you S$400 within 30 days from card approval
                • Valid from 10 – 21 November 2025
                • Valid for New-to-Bank Cardholders
                • Read Terms and Conditions here
                • Must fulfill spending requirement to receive gift confirmation
                • Remember to check for SingSaver email and complete the registration to secure your reward!

                OCBC Rewards Card

                • Earn 6 miles per dollar on Watsons, Lazada, Shopee (except Shopee Pay transactions), Tiktok Shop, and Taobao (until 31 December 2025). Capped at S$1,000 per calendar month
                • Earn 4 miles per dollar on Eligible Online and Offline Spends, capped at S$1,110 per calendar month
                • Pair with Amaze for converting offline overseas retail spending to earn 4 miles per dollar

                 

                Annual Fee
                • S$196.20 (including GST), waived for the first 2 years

                 

                Income Requirement
                • S$30,000 (locals/PRs); S$45,000 (foreigners)

                 

                Points Expiry
                • OCBC$ expires every 2 years and can pool across cards that earn OCBC$, but not with OCBC’s other rewards currencies (Travel$, VOYAGE Miles) – This means if you have other OCBC$ earning cards (eg. OCBC Rewards Blue and Pink), you can transfer the miles together from both card at one shot with a single transfer fee.

                 

                Know what this card is best for

                 

                Terms and Conditions

                Read Full Review

                UOB One Card

                Flash Deal:

                • Get Apple iPhone 17 256 GB (Worth S$1,299) when your are the first successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
                • Remaining applicants will receive the existing rewards
                • Valid until 30 November 2025

                 

                Existing Rewards:

                • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
                • Valid until 30 November 2025
                • Valid for New-to-Bank Cardholders
                • Read Terms and Conditions here

                UOB One Card

                • Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

                  • Base cashback:
                    • S$600/S$1,000: 3.33% cashback (capped at S$60/100 per quarter)
                  • Additional cashback (capped at S$120 per statement month):
                    • Selected Partners: 5%
                    • Grocery (MCC 5411): 2.67% – only for Tier 2

                • Tier 3: Earn up to 10% Total Cashback: Spend S$2,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

                  • Base cashback: 3.33% cashback (capped at S$200 per quarter)
                  • Additional cashback (capped at S$120 per statement month):
                    • Selected Partners: 6.67%
                    • Grocery (MCC 5411): 4.67%

                Tier 1
                Tier 2
                Tier 3
                Minimum Spend
                S$600
                S$1,000
                S$2,000
                Minimum Transaction Count
                10
                10
                10
                Base Cashback per quarter
                3.33% (S$60 cashback)
                3.33% (S$100 cashback)
                3.33% (S$200 cashback)
                Additional Cashback on Selected Spends
                5%
                5%
                6.67%
                Additional Cashback on Grocery Spend New
                –
                2.67%
                4.67%
                Total
                up to 8.33%
                up to 8.33%
                up to 10%
                These changes will be effective from your next qualifying quarter (as of writing – 1 July 2025)
                • Earn up to 22.66% fuel savings at Shell and SPC
                • Earn 4.33% cashback on Singapore Power utilities bills

                 

                Annual Fee
                • S$196.20, waived for the first year

                 

                Income Requirement
                • S$30,000 (locals/PRs); S$40,000 (foreigners)

                 

                When Cashback is Credited
                • The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

                 

                Know what this card is best for:

                 

                Terms and Conditions

                Read Full Review

                DBS Altitude Card

                • Get 38,000 miles when you use the promo code: ALTP38, pay the annual fee, have a valid DBS PayLah! account, and spend S$800 within 60 days from card approval date. 
                • Get 28,000 miles when you use the promo code: ALTPW28, choose not to pay the annual fee, but must have a valid DBS PayLah! account and spend S$800 within 60 days from card approval
                • Valid until 30 November 2025
                • Read Terms and Conditions here

                DBS Altitude Card

                • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
                • This comes with two complimentary lounge passes per 12-month membership period

                 

                Annual Fee
                • S$196.20 (inclusive of GST), first year waived

                 

                Income Requirement
                • S$30,000 (locals/PRs); S$45,000 (foreigners)

                 

                Points Expiry
                • No expiry

                 

                Know what this card is best for:

                 

                Terms and Conditions

                Read Full Review

                Maybank Family & Friends Card

                • Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
                • Fill up this google form after signing up to qualify for rewards
                • Read Terms and Conditions here

                Maybank Family & Friends Card

                • Earn 8% cashback for five (5) of your chosen spend categories across ten (10) options.
                  • Each category has a cashback cap of S$25 (which would max out at S$312.50 of spending per category)
                • Earn bonus 8% cashback on Malaysian Ringgit or Indonesian Rupiah spends
                • Minimum spend of S$800
                • Each category has a cashback cap of S$25 (total of S$125 for 5 categories)
                • Earn unlimited 0.3% cash rebates on all spends below S$800

                 

                Annual Fee
                • S$180 (First 3 years free)

                 

                Income Requirement
                • S$30,000 (locals/PRs); S$60,000 (foreigners)

                 

                How to choose my Categories
                • To choose your desired Categories, the Cardmember needs to download the Maybank TREATS SG mobile app, then select and confirm the categories on the Benefit Selection page. This choice will apply to the first Lock-In Period (3 months), and no changes can be made once confirmed; You can change the categories quarterly and you may choose depending on your spending needs. The categories will take effect the following month.

                 

                Know what this card is best for

                 

                Terms and Conditions

                Read Full Review

                Maybank World Mastercard

                • Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
                • Fill up this google form after signing up to qualify for rewards
                • Read Terms and Conditions here

                Maybank World Mastercard

                • Earn 4 miles per dollar (10X TREATS Points per S$5) spent at specially selected retail stores, restaurants, and all petrol stations islandwide
                • Earn up to 3.2 miles per dollar on foreign currency spend with no cap (3.25% foreign currency fee applies)
                  • Earn 3.2 miles per dollar when you spend a minimum of S$4,000
                  • Earn 2.8 miles per dollar when you spend a minimum of S$800
                  • Earn 0.4 miles per dollar when you spend below S$800
                • Earn 0.4 miles per dollar (10X TREATS Points per S$5) on local spend

                This card is particularly useful for large foreign currency spend (eg. Flight tickets or hotel reservations or luxury goods purchases overseas)

                 

                Annual Fee
                • S$240, waived for the first year

                 

                Income Requirement
                • S$80,000 (locals/PRs)

                 

                Know what this card is best for

                 

                Terms and Conditions

                Read Full Review