Hello! I'm Audz!

I am just a typical Singaporean girl on a journey of happiness, prosperity, and progress as she tries new things out. Whenever I see a good deal, I share it. You know, like your lobang sis. On this platform, you will find amazing credit card deals, resources to maximize your bank accounts, travel tips and simple ways to enjoy an incredible life so we can huat together. Don't say bo jio.

Feel free to subscribe for the latest lobangs:

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CREDIT CARDS SIGN UP DEALS

APPLY NOW

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

APPLY NOW

Citi Rewards

Get 2X Hinomi Q1 Ergonomic Office Chair or Apple iPad 9th 10.2" WiFi 64GB or S$420 Shopee Vouchers or S$370 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2025

APPLY NOW

SC Simply Cash

Get Apple iPad 9th 10.2" WiFi 64GB or Apple Watch SE (GEN 2) GPS + Cellular 44mm or S$450 Shopee Voucher or S$400 Cash via PayNow when you spend a minimum of S$500 within 30 days of card approval

Valid till: March 31, 2025

APPLY NOW - VISA

APPLY NOW - AMEX

DBS Altitude

For AMEX, up to 38,000 miles (Promo Code: ALT38) or up to 28,000 miles with annual fee waiver (Code: ALTW28) when you spend S$800 within 60 days from card approval date

Valid till: April 30, 2025

Mari Credit Card

Get up to 13% welcome cashback when you spend S$300 on eligible transactions within 30 days of card approval

Valid till: April 30, 2025

APPLY NOW

AMEX True Cashback

Get 3% Cashback when you spend up to S$5,000 on eligible spends within 6 months from card approval date

Valid till: April 30, 2025

APPLY NOW

POSB Everyday

Receive S$300 cashback (promo code: CASH300) when you spend S$800 within 60 days of card approval

Valid till: April 30, 2025

APPLY NOW

DBS Vantage

Receive up to 85,000 miles when you spend S$4,000 + pay annual fee within 30 days of card approval

Valid till: April 30, 2025

APPLY NOW

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Best Cards For

Wedding banquets

Big purchases

reno/MCST

Education

Ride-hailing Apps/Taxi

Airport lounges

Overseas spend

Medical

Insurance

Bus/mrt

No min spend

Petrol

Hotels

Food delivery

Flights

Dining

Online Shopping

Groceries

Telco

Utilities

Wedding banquets

Big purchases

reno/MCST

Education

Ride-hailing Apps/Taxi

Airport lounges

Overseas spend

Medical

Insurance

Bus/mrt

No min spend

Petrol

Hotels

Food delivery

Flights

Dining

Online Shopping

Groceries

Telco

Utilities

gxs flexicard
Up to 2.88% p.a. On GXS Savings Account & Promo on GXS FlexiCard
March 13, 2025
MARCH_MADNESS_1200x628 (1)
March Madness: Apply for Credit Cards & Travel Insurance to Spin & Win Big Prizes!
March 4, 2025
amaze-replacement-card
Instarem Amaze Nerf March 2025: How It Affects Citi Rewards & Best Alternatives
February 28, 2025
airplane-6674689_1280 (1)
Good Deal: Earn Up to S$100 in Vouchers With Your Travel Insurance!
February 28, 2025
mari fx card
Mari Credit Card: S$0 FX Fees & Earn Up to 4.5% Cashback
February 27, 2025
amaze update
Instarem Amaze Just Dropped Some Big Changes—Here’s What You Need to Know
February 27, 2025
gxs flexicard
Up to 2.88% p.a. On GXS Savings Account & Promo on GXS FlexiCard
13 March, 2025
MARCH_MADNESS_1200x628 (1)
March Madness: Apply for Credit Cards & Travel Insurance to Spin & Win Big Prizes!
04 March, 2025
amaze-replacement-card
Instarem Amaze Nerf March 2025: How It Affects Citi Rewards & Best Alternatives
28 February, 2025
airplane-6674689_1280 (1)
Good Deal: Earn Up to S$100 in Vouchers With Your Travel Insurance!
28 February, 2025
mari fx card
Mari Credit Card: S$0 FX Fees & Earn Up to 4.5% Cashback
27 February, 2025
Load More

Featured

MOOMOO

Receive extra S$20 on top of the Welcome Rewards

APPLY NOw

Interactive Brokers

Receive up to S$1,000 in IBKR stock when you sign up via this link

APPLY NOw

CMC Invest

Get 4 free Grab shares on top of their welcome offer.

Apply Now

VIEWQWEST

Enjoy S$50 off your internet bill​

APPLY NOw
Click Here

Trip.com

Receive S$20 worth of coins when you sign up a Trip.com account

APPLY NOw

Klook

Key in "IJUSTTRYLAHKLOOK" to receive up to 10% off your travel bookings

Apply Now

Dobin

Key in "IJTL" upon sign up + connect to 1 bank account

Google Play
Apple Store

Azgo

A cashback app that gives 1% more than Shopback. Receive S$5 with code "X8FKAT" with min. spend of S$20

APPLY NOw
Click Here

HeyMAX

Receive bonus Max Miles when you sign up for heymax account

APPLY NOw

Choc Visa Debit Card

Sign Up Here

Apply Now

Portable Dryer

As featured on my instagram

Get It HERE

Pocket Tripod

Get S$5 off using code "KB5-LOBANGSIS"

APPLY NOw
Click Here

CREDIT CARDS REVIEWS

gxs flexicard
Up to 2.88% p.a. On GXS Savings Account & Promo on GXS FlexiCard
March 13, 2025
MARCH_MADNESS_1200x628 (1)
March Madness: Apply for Credit Cards & Travel Insurance to Spin & Win Big Prizes!
March 4, 2025
amaze-replacement-card
Instarem Amaze Nerf March 2025: How It Affects Citi Rewards & Best Alternatives
February 28, 2025
airplane-6674689_1280 (1)
Good Deal: Earn Up to S$100 in Vouchers With Your Travel Insurance!
February 28, 2025
mari fx card
Mari Credit Card: S$0 FX Fees & Earn Up to 4.5% Cashback
February 27, 2025
amaze update
Instarem Amaze Just Dropped Some Big Changes—Here’s What You Need to Know
February 27, 2025
youtrip-travel-wednesdays
Travel Wednesdays with YouTrip: Up to S$100 OFF & Up to 17% Upsized Cashback!
February 18, 2025
IMG_7519 (1)
Join Me at the Seedly Personal Finance Festival 2025!
February 17, 2025
chocfin & heymax
Earn 2 Miles Per Dollar On Insurance, Charity Donations, AXS Bills & Hospital Bills on Chocolate Visa Debit Card
February 5, 2025
heymax campaign
Earn 3 miles per dollar on Public Transport & Bike Sharing + Miles Giveaway for 4 Lucky Winners!
January 28, 2025

TRAVEL

best travel insurance for golf
Best Travel Insurance for Golf
tibet
Best Tibet Travel Insurance in Singapore
best-travel-insurance-for-sports-equipment
Best Travel Insurance for Sports Equipment

BANK ACCOUNTS

chocfin & heymax
Earn 2 Miles Per Dollar On Insurance, Charity Donations, AXS Bills & Hospital Bills on Chocolate Visa Debit Card
https://youtu.be/wSj_AOXUZgM&list=PLDFEQWdI9twYf6nbW01yPgv9eWB61THP4 From 11 February 2025, you...
gxs bank
Receive an easy S$40 when you sign up for GXS Bank Account and Debit Card
Overview: For a limited time period, GXS Bank is offering sign up bonuses when you sign up for a new...
best-savings-accounts
Best Savings Accounts in Singapore with No Minimum Balance | Great for Saving Goals
Selecting the right savings account is very important if you wish to make the most out of your savings...
citigold-account-singapore
Citigold Account Review | Free Apple iPhone 15 Plus 256GB + S$1200 Cash [till 2nd June]
Valid for new Citibank customers only (ie. you do not hold any existing Citigold or current/savings accounts)....

Hello! I'm Audz!

I am just a typical Singaporean girl on a journey of happiness, prosperity, and progress as she tries new things out. Whenever I see a good deal, I share it. You know, like your lobang sis. On this platform, you will find amazing credit card deals, resources to maximize your bank accounts, travel tips and simple ways to enjoy an incredible life so we can huat together. Don't say bo jio.

Feel free to subscribe for the latest lobangs:

Subscribe to telegram

Follow on

Instagram Tiktok Youtube
CREDIT CARDS SIGN UP DEALS

APPLY NOW

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

APPLY NOW

Citi Rewards

Get 2X Hinomi Q1 Ergonomic Office Chair or Apple iPad 9th 10.2" WiFi 64GB or S$420 Shopee Vouchers or S$370 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2025

APPLY NOW

SC Simply Cash

Get Apple iPad 9th 10.2" WiFi 64GB or Apple Watch SE (GEN 2) GPS + Cellular 44mm or S$450 Shopee Voucher or S$400 Cash via PayNow when you spend a minimum of S$500 within 30 days of card approval

Valid till: March 31, 2025

APPLY NOW - VISA

APPLY NOW - AMEX

DBS Altitude

For AMEX, up to 38,000 miles (Promo Code: ALT38) or up to 28,000 miles with annual fee waiver (Code: ALTW28) when you spend S$800 within 60 days from card approval date

Valid till: April 30, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

APPLY NOW

Citi Rewards

Get 2X Hinomi Q1 Ergonomic Office Chair or Apple iPad 9th 10.2" WiFi 64GB or S$420 Shopee Vouchers or S$370 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2025

APPLY NOW

SC Simply Cash

Get Apple iPad 9th 10.2" WiFi 64GB or Apple Watch SE (GEN 2) GPS + Cellular 44mm or S$450 Shopee Voucher or S$400 Cash via PayNow when you spend a minimum of S$500 within 30 days of card approval

Valid till: March 31, 2025

APPLY NOW

DBS Altitude

For AMEX, up to 38,000 miles (Promo Code: ALT38) or up to 28,000 miles with annual fee waiver (Code: ALTW28) when you spend S$800 within 60 days from card approval date

Valid till: April 30, 2025

APPLY NOW - VISA

APPLY NOW - AMEX

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Quick Links

Kris+

APPLY NOw

Receive 750 miles free with code “Y066895”

CardUp

APPLY NOw

Receive S$30 OFF for new sign ups with code IJTLFREE

iPayMy

APPLY NOw

Receive $30 off as a NEW user via link above

Shopee Ambassador Programme

APPLY NOw

Receive S$5 with code “8HYHGHH”

Atome

APPLY NOw

Receive S$10 OFF your first Atome purchase

YouTrip

APPLY NOw

Receive S$5 via link below

Wise

APPLY NOw

Receive a fee-free international transfer up to S$900

Amaze

APPLY NOW

Receive sign up bonus points with code “IJUSTTRYLAH“

Advertisements have not been reviewed by the Monetary Authority of Singapore, unless otherwise stated. This platform does not take into account of your personal financial situation or needs, and makes no representation and assumes no liability to the accuracy or completeness of the information provided here. The information and articles do not constitute financial, investment, or trading advice. This platform shall not be liable for any losses that may arise as a result of materials published.

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Copyright @lobangsis @ijusttrylah 2025

UOB Lady’s Card

UOB Lady’s Card

     

      • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category

      • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate

      • No minimum monthly spending required

      • Spending Cap:

       

          • Classic Card: S$1,000

          • Solitaire Card: S$2,000
      • This card can be used on Ride Hailing apps as long as you choose the Transport Category

      UOB PRVI Card

      • Receive 20,000 miles when you sms PMAF last 4 alphanumeric of NRIC/passport registered with UOB to 77862 to register by 30 April 2025

      • Receive 26,000 miles if you are among the first 50 participants who spends min. S$2,000 per month for 2 consecutive months from card approval date AND with first year annual fee payment of S$261.60 (inclusive of 9% GST)

      • Receive 5,600 to 12,000 miles when you spend a minimum of S$2,000 per month for 2 consecutive months. (Based on an Earn rate of 1.4 miles per dollar for local transactions and up to 3 miles per dollar for overseas spend)

      • Valid until 31 March 2025

      • Terms and conditions here

      UOB PRVI Card

      • Earn 1.4 miles per dollar for local spending
      • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
        • 3 miles per dollar on selected currencies:
          • Malaysian Ringgit
          • Indonesian Rupiah
          • Thai Baht
          • Vietnamese Dong
        • 2.4 miles per dollar on other currencies

      UOB Krisflyer Card

      UOB Krisflyer Card

      • Earn 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases with minimum spend of S$800
      • Earn uncapped 3 miles per dollar on eligible everyday spends
      • Earn 1.2 miles per dollar on all other purchases

      Mari Credit Card

      • Get up to 13% Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval
      • You must be among the first 50,000 New Mari Credit Card Holders
      • Must be a new-to-bank customer
      • Valid until 30 April 2025
      • For more information on the promotion, please refer to: https://www.maribank.sg/promo

      Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

      Mari Credit Card

      • Earn 3% Unlimited Shopee Coins with Mari Credit Card Instant Checkout (until 31 December 2025 only)
      • Earn 1.7% Unlimited Cashback on eligible card spend
      • No minimum monthly spend requirement and no maximum cashback cap