• Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
• Valid from from 01 July to 31 July 2025
• Available for New HSBC Cardholders
  
  • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

For Existing HSBC Cardholders:

• Get S$50 cashback when you spend S$500 by the end of the following month
• Valid until 31 August 2025
• Available for Existing HSBC Cardholders
  • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
  • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
• Read Terms and Conditions here
• Must provide marketing consent to HSBC
• This gift will be fulfilled directly by HSBC

• Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month
• The categories include:
  • Department Stores and Retail Stores
  • Dining (excluding hotel dining)
  • Transportation & Membership Clubs
  • Travel-Related (until 31 October 2025 only)
• You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
• The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
• Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 October 2025. 

Special hack: 

Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

Transfer Partners

• Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

Know what this card is best for:

• Best Cards for Flights
• Best Cards for Ride Hailing Apps
• Best Cards for Online Shopping
• Best Cards with No Min Spend
• Best Cards for Electronics

Terms and Conditions

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NIL

• Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
• Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
• No minimum monthly spending required
• Spending Cap:

• • Classic Card: S$1,000
  • Solitaire & Above Card: S$2,000 (wef 1 August 2025, this will be revised to S$1,500. Also, there will be a S$750 spending cap per category)

Depending on what your planned usage is, you can change the categories every quarter. 

Annual Fee

• S$196.20 (incl. GST), waived for first year

Income Requirement

• S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

• They expire 2 years after the final day of each periodic quarter in which they were earned

Know what this cards is best for

• Best Cards for Ride-Hailing/Taxi: Choose Transport
• Best Cards for Flights: Choose Travel
• Best Cards for Hotels: Choose Travel
• Best Cards for Online Shopping on Taobao & Lazada (not Shopee): Choose Fashion

Terms and Conditions

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• Get 1-year Disney+ Premium subscription (worth S$189.98) when you credit at least S$1,800 monthly salary to your account via GIRO or FAST/PayNow by the following month of account opening
• Must enter the code: VHW8FDOS
• Only for the first 2,000 eligible customers
• Valid from 1 July to 31 July 2025
• You’ll receive the Disney+ subscription code in your registered email address by the 15th working day of the following month after satisfying the qualifying action
• Read Terms and Conditions here

OCBC 360 Account is a high-yield savings account that rewards you with bonus interest for crediting your salary, saving, and spending on OCBC cards. You can also purchase insurance or investment products. It’s ideal for working adults who can consistently meet these criteria to maximize their interest earnings.

Comes with 3 Main Requirements:

• Salary Crediting: Your salary must be deposited from a corporate account with the purpose of payment being “SALARY” to qualify for the full interest rate.
• Savings Increase: You need to increase your balance by S$500 monthly for bonus interest, with potential “resets” impacting your ROI. Check the OCBC app under “Money Insights” > “Total Balance” to see if you meet this criteria.
• Spend S$500 a month on one of these OCBC Credit Cards: OCBC 365, OCBC Infinity Cashback, OCBC NXT, OCBC 90N or OCBC Rewards.

• Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
• Valid from from 01 July to 31 July 2025
• Available for New HSBC Cardholders
  
  • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

For Existing HSBC Cardholders:

• Get S$50 cashback when you spend S$500 by the end of the following month
• Valid until 31 August 2025
• Available for Existing HSBC Cardholders
  • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
  • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
• Read Terms and Conditions here
• Must provide marketing consent to HSBC
• This gift will be fulfilled directly by HSBC

• Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you pay the annual fee, spend S$500 by the end of the following calendar month + provide marketing consent
• Valid from from 01 July to 31 July 2025
• Available for New HSBC Cardholders
  
  • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

For Existing HSBC Cardholders:

• Get Up to 24,000 miles when you pay the annual fee and spend S$1,000 by the end of the following month
• Valid until 31 August 2025
• Available for Existing HSBC Cardholders
  • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
  • Eg. You already hold an HSBC Live+ Card and you apply for HSBC TravelOne, you are already an existing cardholder.
• Read Terms and Conditions here
• Must provide marketing consent to HSBC
• This gift will be fulfilled directly by HSBC

• Earn 2.4 miles per dollar on foreign currency spend, and 1.2 miles per dollar on local spend. This card is best for travelers due to the fact that it has twice more than the usual lounge passes that you can acquire in other similar earn rate entry level credit cards; you are entitled to 4 free airport lounge visits (via DragonPass) per calendar year! Plus, it has an extensive list of transfer partners allowing flexibility.

Annual Fee

• S$196.20 (inclusive of GST), first year free waiver

Income Requirement

• S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

• After 37 months

Transfer Partners

• Asia Miles, Vietnam Airlines, British Airways, EVA Air, Qantas, Air Asia, Flying Blue, Krisflyer, Fortune Wings Club, Turkish Airlines, United Mileage Plus, Air Canada, Qatar Airways, Japan Airlines

Know what this card is best for:

• Best Cards for Airport Lounge

Terms and Conditions

Read Full Review

• Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
• Valid from from 01 July to 31 July 2025
• Available for New HSBC Cardholders
  
  • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

For Existing HSBC Cardholders:

• Get S$50 cashback when you spend S$500 by the end of the following month
• Valid until 31 August 2025
• Available for Existing HSBC Cardholders
  • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
  • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
• Read Terms and Conditions here
• Must provide marketing consent to HSBC
• This gift will be fulfilled directly by HSBC

• Best Cards for Restaurant
• Best Cards for Online Shopping
• Best Cards for Electronics

Terms and Conditions

Read Full Review

How To Apply an Instarem Amaze Card:

1: Download the Instarem app and create an account

2: Link your mastercard to amaze

3: Start using your card

Receive bonus instapoints with code “Ac6aso“

Amaze Card: Think of it as a smart hub for up to 5 Mastercards. Pay with just one card and still enjoy the rewards from your linked cards.

• Earn card reward points (must use correctly).

Amaze Wallet: Like a digital travel wallet, it lets you store multiple currencies and lock in great exchange rates ahead of time—perfect for easy, cashless spending overseas.

Full Review

• Get up to 10% Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval
• You must be among the first 500,000 New Mari Credit Card Holders
• Must be a new-to-bank customer
• Valid until 31 December 2025
• Read Terms and Conditions here

Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

• Earn 3% Unlimited Shopee Coins with Mari Credit Card Instant Checkout (until 31 December 2025 only)
• Earn 1.7% Unlimited Cashback on eligible card spend
• No minimum monthly spend requirement and no maximum cashback cap

Annual Fee

• None

Income Requirement

• S$30,000 (Singaporeans or PR)

When is Cashback Credited

• It will automatically offset against the billed amount in the upcoming Card Account Statement cycle

1.7% Cashback Terms and Conditions

3% Shopee Coins

3% Overseas Spend

Read Full Review

• Get S$15 Starbucks Voucher with no minimum spend
• Valid from 24 June – 31 July 2025
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email and complete the registration to secure your reward!

• Earn unlimited 1% cashback on overseas spending.
• A great option for overseas transactions.
• No need to transfer money like a multi-currency card when tapping at a payment terminal or making online purchases abroad.

Currently, there is no sign-up bonus, but you can earn 250 Max Miles when you register for a HeyMax account.

• Earn 1 Max Miles per dollar on the first S$1,000 spent each month
• Earn 0.4 Max Miles per S$1 after S$1,000 spend
• Bill payments will continue to earn miles, but will be capped at 100 miles per month
• Earn miles on insurance payments, charity donations, utilities, education fees, and AXS Bill payments
• Zero foreign exchange fees — Visa’s exchange rates are passed directly to you with no hidden fees or markups

Know what this card is best for

• Best Cards for Insurance
• Best Cards for Utilities
• Best Cards for Renovation, MCST, donations, Tax, Rent