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Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.
Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.
Key in "IJUSTTRYLAHKLOOK" to receive up to 10% off your travel bookings
Receive bonus Max Miles when you sign up for heymax account
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Get S$5 off using code "KB5-LOBANGSIS"
I am just a typical Singaporean girl on a journey of happiness, prosperity, and progress as she tries new things out. Whenever I see a good deal, I share it. You know, like your lobang sis. On this platform, you will find amazing credit card deals, resources to maximize your bank accounts, travel tips and simple ways to enjoy an incredible life so we can huat together. Don't say bo jio.
Feel free to subscribe for the latest lobangs:
Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.
Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.
Advertisements have not been reviewed by the Monetary Authority of Singapore, unless otherwise stated. This platform does not take into account of your personal financial situation or needs, and makes no representation and assumes no liability to the accuracy or completeness of the information provided here. The information and articles do not constitute financial, investment, or trading advice. This platform shall not be liable for any losses that may arise as a result of materials published.
Standard Chartered Bonus$aver
Get up to S$288 worth of gifts
50 units of SPDR Straits Times Index ETF (SGX:ES3) worth S$198 + S$60 cashback.
How to qualify:
Apply for a Bonus$aver Account and Bonus$aver World Mastercard Credit Card (as main account/principal cardholder).
Deposit S$50,000 fresh funds.
Keep the deposit until the end of the calendar month after account opening.
Who can apply:
New Bonus$aver accountholders, or existing Standard Chartered customers who don’t have a Bonus$aver account yet.
Valid from 28 July – 31 August 2025.
Apply for a Standard Chartered credit card first if you are new to SC credit card holder (with sign-up bonus) before joining this promo. I personally recommend these two:
Earn 1.5% cashback with no minimum spend and no cap
Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories
2 Priority Pass visits per membership year
If you open the Bonus$aver Account + Bonus$aver World Mastercard first, you won’t be considered new-to-bank for other Standard Chartered credit card sign-up rewards.
Standard Chartered Bonus$aver
The Standard Chartered Bonus$aver Account offers up to 8.05% p.a. interest on the first S$$100,000 when you credit salary, spend on the linked card, and opt for investment or insurance products. Salary and card spend alone can earn around 3.05% p.a.
OCBC 360 Account
OCBC 360 Account
OCBC 360 Account is a high-yield savings account that rewards you with bonus interest for crediting your salary, saving, and spending on OCBC cards. You can also purchase insurance or investment products. It’s ideal for working adults who can consistently meet these criteria to maximize their interest earnings.
Comes with 3 Main Requirements:
Standard Chartered Simply Cash Card
Know what this card is best for:
Stackable with Direct Bank Rewards:
My thoughts: If you were going to apply for this card, you would probably get the better value from choosing the annual fee paying option as you would get extra 20,000 miles for S$196.20, making your cost per mile to be 0.9 cents per mile. Do take note of the minimum spend criteria within 2 months of card approval as well as spending on eligible transactions for your qualifying spend to maximise the sign up rewards.
Standard Chartered Journey Card
To maximize perks, consider doing this strategy of applying to other Maybank cards first. Apply for the Maybank Family & Friends Card (if you’re eyeing the XL Cashback) or the Maybank World Mastercard (for XL Rewards). These unlock stronger sign-up bonuses and complementary benefits later on.
Apply for a Different Card First: If you’re eyeing the XL card, consider starting with another Maybank card to make the most of your sign-up bonus. Going for the Maybank World Mastercard or the Family & Friends Card first can unlock more valuable perks—like non-expiring miles through Rewards Infinite Membership or higher everyday cashback. It’s a smart way to maximise your rewards right from the start.
Earn 8% cashback for five of your chosen categories.
Earn 4 miles per dollar on selected petrol stations islandwide and up to 3.2 miles per dollar on foreign currency spend
Maybank XL Rewards/Cashback Card
Maybank XL Rewards:
Earn 4 miles per dollar on bonus categories such as
Local currency spend: dining, travel, shopping, play
All foreign currency spending
Earn 0.4 miles per dollar on other spends
Minimum spend of S$500 and a spending cap of S$1,000 per calendar month
Maybank XL Cashback:
Earn 5% cashback on bonus categories such as
Local currency spend: dining, travel, shopping, play
All foreign currency spending
Earn 0.2% cashback on other spends
Minimum spend of S$500, spending capped at S$1,600; cashback capped at S$80 per calendar month. Yes, the spending cap is higher than the miles version.
Only for Maybank XL Cashback card— Cardmembers who hold a Maybank DUO Platinum Mastercard before 1 August 2025 will receive 5% cashback on petrol transactions in Singapore and Malaysia, with no minimum spend required, as long as their card account is in good standing.
Eligible petrol transactions include those made at petrol stations classified under MCC 5541 and 5542, as well as fuel purchases charged to a Diamond Sky Fuel Card (linked to the Mastercard) under MCC 8699.
Terms and Conditions:
UOB Preferred Platinum Visa
NIL
UOB Preferred Platinum Visa Card
Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward
Mari Credit Card
Option 1: Direct Bank Promotion
Option 2: Singsaver Promotion
Citi Rewards Card
Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
This is on top of 4 miles per dollar on Citi Rewards + Amaze.
Know what this card is best for:
NIL
DCS Flex Card
UOB PRVI Card
DBS Altitude Card
UOB Lady’s Card
Depending on what your planned usage is, you can change the categories every quarter.
Maybank Family & Friends Card
Maybank World Mastercard
This card is particularly useful for large foreign currency spend (eg. Flight tickets or hotel reservations or luxury goods purchases overseas)
