• Receive Samsonite ENOW SPINNER 69/25 EXP (worth S$570) as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
• Fill up this google form after signing up to qualify for rewards
• Read Terms and Conditions here

• Earn 8% cashback for five (5) of your chosen spend categories across ten (10) options.
  • Each category has a cashback cap of S$25 (which would max out at S$312.50 of spending per category)
• Minimum spend of S$800
• Each category has a cashback cap of S$25 (total of S$125 for 5 categories)
• Earn unlimited 0.3% cash rebates on all spends below S$800

Annual Fee

• S$180 (First 3 years free)

Income Requirement

• S$30,000 (locals/PRs); S$60,000 (foreigners)

How to choose my Categories

• To choose your desired Categories, the Cardmember needs to download the Maybank TREATS SG mobile app, then select and confirm the categories on the Benefit Selection page. This choice will apply to the first Lock-In Period (3 months), and no changes can be made once confirmed; You can change the categories quarterly and you may choose depending on your spending needs. The categories will take effect the following month.

Know what this card is best for

• Best Cards for Bus/MRT
• Best Cards for Ride Hailing
• Best Cards for Telco
• Best Cards to pair with Amaze
• Best Cards for Petrol 
• Best Cards for Food Delivery
• Best Cards for Public Transport
• Best Cards for Grocery
• Best Cards for Restaurant

Terms and Conditions

Read Full Review

Option 1: Direct Bank Promotion

• Receive S$300 cash back Welcome Offer when you spend S$800 in the first 2 months upon card approval
• Valid til 31 July 2025
• Read Terms and Conditions here

Option 2: SingSaver Promotion

• Get Dyson Airstrait™ straightener (worth S$799) or Dyson Digital Slim Submarine™ (worth $699) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
• Valid from 12 June to 30 June 2025
• Promotion is valid for new to bank credit card holders
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

• Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
• Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
• There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month. 
• Get 0.2% base cashback for other spends

Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

Annual Fee

• S$196.20 (incl. 9% GST), first year waived

Income Requirement

• S$30,000 (locals/PRs); S$42,000 (foreigners)

When is Cashback Credited

• Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.

Know what this card is best for:

• Best Cards for Ride Hailing Apps
• Best Cards for Petrol 
• Best Cards for Grocery Shopping
• Best Cards for Restaurant

Terms and Conditions

Read Full Review

• Earn 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises with a minimum spend of S$800, capped at S$100 per statement month (S$20 per category)
• Earn 0.2% cashback on all other spend with no minimum spend

Annual Fee

• Free for life for all Principal and Supplementary cards

Income Requirement

• S$30,000 (locals/PRs & Foreigners)

When is Cashback Credited

• Cashback will be credited to the cardmember’s account on a monthly basis in the following statement month

Know what this cards is best for

• Best Cards for Online Shopping
• Best Cards for Grocery

Terms and Conditions

Read Full Review

Option 1: Direct Bank Promotion

• Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
• Valid til 31 July 2025
• Read Terms and Conditions here
•  

Option 2: Singsaver Promotion

• Get Dyson Airstrait™ straightener (worth S$799) or Dyson Digital Slim Submarine™ (worth $699) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
• Valid from 12 June to 30 June 2025
• Promotion is valid for new to bank credit card holders
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email and complete the registration to secure your reward!

Annual Fee

Know what this card is best for:

• Best Cards for Telco
• Best Cards for Ride Hailing Apps
• Best Cards for Petrol 
• Best Cards for Food Delivery
• Best Cards for Grocery Shopping
• Best Cards for Restaurant
• Best Cards for Online Shopping
• Best Cards for Hospital
• Best Cards for Electronics
• Best Cards with No Min Spend
• Best Card to Pair with Amaze
• Best Cards for Wedding Banquet

Terms and Conditions

Read Full Review

NIL

• Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
• Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
• No minimum monthly spending required
• Spending Cap:

• • Classic Card: S$1,000
  • Solitaire & Above Card: S$2,000

Depending on what your planned usage is, you can change the categories every quarter. 

Annual Fee

• S$196.20 (incl. GST), waived for first year

Income Requirement

• S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

• They expire 2 years after the final day of each periodic quarter in which they were earned

Know what this cards is best for

• Best Cards for Ride-Hailing/Taxi: Choose Transport
• Best Cards for Flights: Choose Travel
• Best Cards for Hotels: Choose Travel
• Best Cards for Online Shopping on Taobao & Lazada (not Shopee): Choose Fashion

Terms and Conditions

Read Full Review

• Get S$300 Cashback when you use the code: CASH300 and spend S$800 within 60 days from card approval date
• Valid for new to bank cardholders
• Valid until 31 July 2025
• Terms and Conditions here

• Forgot to enter the promo code after application? Don’t worry. You can do so here.

   

Download the yuu Rewards App:

• Receive 2,000 yuu points when you use my referral code KWMLISBL upon signing up on the app

• Earn base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap
• Additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$600 total qualified spend in a calendar month, capped at 15,600 points per calendar month. Spending cap for the bonus earn rate is at S$600. Beyond S$600, you will not earn additional 26 yuu points.
• Earn 1 yuu point per dollar spent (equivalent to 0.5% rebates or 0.28 miles per dollar) at all other non-yuu merchants.
• AMEX Version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s

Annual Fee

• S$196.20, first year waived
  

Income Requirement

• S$30,000 (locals/PRs); S$45,000 (foreigners)

Terms and Conditions

Read Full Review

NIL

• Earn up to 20% total cashback when you charge at least 5 Card Transactions with a minimum spend of S$2,000, capped at S$200
  • Base cashback: 3.33%
  • Additional cashback: 6.67%
  • Enhanced cashback: 10% Cashback
• Earn up to 10% total cashback when you charge at least 5 Card Transactions with a minimum spend of S$500 or S$1,000 for three consecutive months, capped at S$50 or S$100 respectively:
  • Base cashback: 3.33%
  • Additional cashback: 5%
  • Enhanced cashback: 5% Cashback

Know what this card is best for:

• Best Cards for Utilities
• Best Cards for BUS/MRT
• Best Cards for Wedding Banquet
• Best Cards for Petrol
• Best Cards for Food Delivery
• Best Cards for Grocery
• Best Cards for Hospital

Terms and Conditions

Read Full Review

• Get S$300 Cashback when you use the code: CASH300 and spend S$800 within 60 days from card approval date
• Valid for new to bank cardholders
• Valid until 31 July 2025
• Terms and Conditions here

• Forgot to enter the promo code after application? Don’t worry. You can do so here.

S$800 Minimum Spend:

• 10% cash rebates on online food delivery from foodpanda and Deliveroo
• 3% cash rebates on other dining spends
• 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
• 5% cash rebates on Online Shopping at selected merchants
• up to 3% cash rebates on Telco Bills
• 8% cash rebates at Popular Bookstores

No Minimum Spend:

• 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
• 5% cash rebates on Sheng Siong
• up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
• up to 3% cash rebates on utility bills with selected electricity retailers

Annual Fee

S$196.20 (incl. of GST), waived for the first year.

Income Requirement

S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

Where do I redeem my Daily$

You can redeem you Daily$ using various options:

• • Instants Daily$ redemption:
    • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
  • DBS PayLah!
    • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
  • Digibank Online
    • Offset your credit card bills or redeem Krisflyer miles. Find out more here
  • Participating Merchants’ Website or Mobile App
    • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
      • DBS Apple Rewards Store
      • Shopee
      • Zalora
      • AXS

Know what this card is best for

• Best Cards for Food Delivery
• Best Cards for Petrol 
• Best Cards for Grocery

Terms and Condition

Full Review

Currently, there is no sign-up bonus, but you can earn 250 Max Miles when you register for a HeyMax account.

• Earn 2 Max Miles per dollar on the first S$1,000 spent each month
• Earn 0.4 Max Miles per S$1 after S$1,000 spend
• Earn miles on insurance payments, charity donations, utilities, education fees, and AXS Bill payments
• Zero foreign exchange fees — Visa’s exchange rates are passed directly to you with no hidden fees or markups

Know what this card is best for

• Best Cards for Insurance
• Best Cards for Utilities
• Best Cards for Renovation, MCST, donations, Tax, Rent

• Receive Samsonite ENOW SPINNER 69/25 EXP (worth S$570) as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
• Fill up this google form after signing up to qualify for rewards
  Read Terms and Conditions here

• Get up to 3.33% cash rebate on all your local and foreign currency spend with a minimum monthly spend of S$300 per month for a quarter.
• Can be used on Insurance payments up to a certain extent (effective 1 July 2025, 30% spending cap will apply)

Annual Fee

• Free

Income Requirement

• S$30,000 (locals/PRs); S$60,000 (foreigners)

Can I earn cashback when I pay my Insurance

• You may use Cardup/iPayMy to make payments. You should leverage the new user code/link for Cardup as well as iPayMy first.
  • For S$30 off your first payment, Cardup new user code: IJTLFREE
• iPayMy new user sign up link: (Note that if you sign up directly, you will only get S$20 off your first payment)

Know what this card is best for

• Best Card for Utilities
• Best Card for Hospital
• Best Card for Education (From 1 July 2025, there is a 30% cap of your monthly spending alloted on hospital and education bills.) 

Terms and Conditions

Read Full Review

• Receive one (1) CATERPILLAR Industrial Plate Trunk worth S$320 when you apply for any 2 participating DCS Credit Cards and make a min. cumulative spend of S$350 per month for 2 consecutive months from card approval date
• Valid for new and existing credit cardholders
• Promo valid until 30 June 2025
• Read Terms and Conditions here
• Take note that first two consecutive months is calculated differently by DCS (See below). More accurately, it should be first and third month.

• Earn 2% cashback with no minimum spend required and a maximum monthly spend of S$10,000 per calendar month
  

Annual Fee

• S$196.20 (inclusive of GST), first year waived

Income Requirement

• S$30,000 or S$15,000— age 55 & above (locals/PRs); S$60,000 (foreigners)

Know what this card is best for

• Best Cards for Bus/MRT -must charge directly to the card or SimplyGo tap-as-you-go (top-ups excluded)
• Best Cards for Flights
• Best Cards for No Min Spend
• Best Cards for Restaurant
• Best Cards for Online Shopping
• Best Cards for Wedding Banquet (Ultimate Card for All Venues)
• Best Cards for Utilities

Terms and Conditions

Read Full Review

• Receive Apple Airpods 4 or S$120 eCapitaVoucher when you spend S$500 within 30 days from card approval
• Valid from 21 April to 30 June 2025
• Promotion is valid for new to bank credit card holders
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation

• Earn 1.5% Unlimited Cashback with minimum monthly spending requirement and no maximum spending cap
• Best used on commonly excluded merchants

Annual Fee

• S$174.40 (incl. of 9% GST) waived for the first year

Income Requirement

• S$30,000 (locals/PRs); S$45,000 (foreigners)

When is Cashback Credited

• Receive cashback in the same month’s statement

Know what this card is best for

• Best Cards for Utilities
• Best Cards for Education
• Best Cards for Wedding Banquets (Ultimate Card for All Venue)
• Best Cards for Hospital (One Time Payment)
• Best Cards for No Min Spend

Terms and Conditions

Read Full Review

Option 1: Direct Bank Promotion – Higher Qualifying Spend

• Receive 125,000 ThankYou Points in Welcome Gift when you pay annual fee upon card approval & spend S$2,000 in the first 2 months of card approval
• Read Terms and Conditions here
• Valid until 30 June 2025
• Eligible for new main Citi Prestige Card members (if you hold other Citibank cards but have not held a Citi Prestige card over the last 12 months, you are considered new to Citi Prestige)

Option 2: Singsaver – Lower Qualifying Spend

• Get 2D1N Banyan Tree – Mandai Rainforest Resort Staycation (worth S$645) or 10x Yunomori Onsen & Spa Vouchers (worth S$580) or Apple AirPods Max (worth S$749) or LOJEL Cubo Large (worth S$640) upon activating and spending a min. S$500 within 30 days of card approval.
• Valid from 02 June to 30 June 2025
• Promotion is valid for new to bank credit card holders
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

• Earn up to 2 miles per dollar (5 Citi ThankYou Points) spend overseas and 1.3 miles per dollar (3.25 Citi ThankYou Points) locally. You can also access exclusive benefits such as 4th night complimentary night stay, unlimited Priority Pass visits + one guest per membership year (will change to 12 priority visits per calendar year after 1 July 2025), 6 complimentary golf games, and dining experiences. The earn rate is enhanced with bonus ThankYou Points when you hold a Citi bank account for a period of time.
• Points has no cap and expiry

Know what this card is best for:

• Best Cards for Airport Lounge
• Best Cards for Insurance
• Best Cards for Renovations, MCST, donations, Tax, Rent

Terms and Conditions

Read Full Review

• Receive up to 60,000 miles when you spend S$4,000 + pay annual fee within 30 days of card approval to be eligible for reward
  • Pay the annual fee of S$599.50 (inclusive of GST) to receive 25,000 miles
  • Spend S$4,000 to receive 35,000 miles
• Promotion is valid for new and existing DBS credit cardmember
• Promotion is valid until 31 August 2025
• Read Terms and Conditions here

• Earn 1.5 miles or 1.5% cashback per dollar; 3.75 DBS Points for every S$5 spent locally, such as groceries, shopping and more  and 2.2 miles or 2.2% cashback per dollar; 5.5 DBS Points for every S$5 spent on overseas purchases in foreign currency

• This comes with ten (10) free airport lounge visits per membership year

• This is also best used with CardUp to pay for expenses that typically don’t earn miles, you basically pay a service fee to charge those payments to your DBS Vantage card and accumulate rewards. This is similar to “buying” miles.

Income Requirement

• S$120,000 (locals/PRs & foreigners)

Transfer Partners

• Krisflyer, Cathay Pacific Asia Miles, Qantas, Air Asia

Know what this card is best for:

• Best Cards for Airport Lounge
• Best Cards for Insurance
• Best Cards for Renovations, MCST, donations, Tax, Rent

Terms and Conditions

Read Full Review

• Get Dyson Supersonic™ (worth S$599) or Dyson WashG1™ wet floor cleaner (S$999) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Sony HT-AX7 (worth $769) or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent + pay annual fee
• Valid from from 04 June to 18 June 2025
• Available for New HSBC Cardholders
  
  • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

• Earn 2.4 miles per dollar on foreign currency spend, and 1.2 miles per dollar on local spend. This card is best for travelers due to the fact that it has twice more than the usual lounge passes that you can acquire in other similar earn rate entry level credit cards; you are entitled to 4 free airport lounge visits (via DragonPass) per calendar year! Plus, it has an extensive list of transfer partners allowing flexibility.

Annual Fee

• S$196.20 (inclusive of GST), first year free waiver

Income Requirement

• S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

• After 37 months

Transfer Partners

• Asia Miles, Vietnam Airlines, British Airways, EVA Air, Qantas, Air Asia, Flying Blue, Krisflyer, Fortune Wings Club, Turkish Airlines, United Mileage Plus, Air Canada, Qatar Airways, Japan Airlines

Know what this card is best for:

• Best Cards for Airport Lounge

Terms and Conditions

Read Full Review

NIL

• Earn 1.4 miles per dollar for local spending
• Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
  • 3 miles per dollar on selected currencies:
    • Malaysian Ringgit
    • Indonesian Rupiah
    • Thai Baht
    • Vietnamese Dong
  • 2.4 miles per dollar on other currencies
• Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
• One-way Airport Transfer Service for AMEX Version only
• S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

Annual Fee

• S$261.60, first year waived

Income Requirement

• S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

• UNI$ expire two (2) years after the last day of the quarter in which they were earned.

Know what this card is best for

• Best Cards for Airport Lounge
• Best Cards for Insurance
• Best Cards for Flights
• Best Cards for Renovations, MCST, donations, Tax, Rent
• Best Cards for Hotel

Terms and Conditions

Read Full Review

• Get up to 38,000 miles when you spend S$800 within 60 days from card approval
  • Promo Code: ALT38 – 38,000 miles when you pay the annual fee
  • Promo Code: ALTW28 – 28,000 miles (annual fee waived)
• Valid for New to Bank Cardholders
• Valid from 1 March until 31 August 2025
• Read Terms and Conditions here

Pro Tip: Choose the one with the annual fee waived 

• Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
• This comes with two complimentary lounge passes per 12-month membership period

Terms and Conditions

Read Full Review

• Receive Samsonite Straren Spinner 67/24 (worth S$600) or 12K Max Miles or S$250 Shopee Voucher or S$180 Cash via PayNow when you spend S$800 within 30 days of card approval
• Valid from 02 June to 30 June 2025
• Read Terms and Conditions here
• Promotion is valid for new to bank credit card holders
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

Stackable with Direct Bank Rewards:

• Receive up to 30,000 miles
• Receive 10,000 miles when you apply with annual fee payment (S$196.20 incl. GST) 
• Receive 20,000 miles when you make a min. spend of S$800 within 60 days of card approval + waived annual fee for the first year
• Promotion is valid until 30 June 2025
• Read Terms and Conditions here

My thoughts: If you were going to apply for this card, you would probably get the better value from choosing the annual fee paying option as you would get extra 20,000 miles for S$196.20, making your cost per mile to be 0.9 cents per mile. Do take note of the minimum spend criteria of S$3000 within 2 months of card approval as well as spending on eligible transactions for your qualifying spend to maximise the sign up rewards.

• Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
• This comes with 2 complimentary airport lounge passes

Terms and Conditions

Full Review

Option 1: Direct Bank Promotion

• Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
• Valid til 31 July 2025
• Read Terms and Conditions here

Option 2: Singsaver Promotion

• Get Dyson Airstrait™ straightener (worth S$799) or Dyson Digital Slim Submarine™ (worth $699) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$485 eCapita Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval.
• Valid from 12 June to 30 June 2025
• Promotion is valid for new to bank credit card holders
• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email and complete the registration to secure your reward!

• Earn uncapped 1.2 miles for every dollar spent in Singapore dollars and 2 miles for every dollar spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

• Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

• The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

Terms and Conditions

Read Full Review