Best Cards for Wedding Banquets (Updated Nov 2025)

Overview:

Choosing the right credit card for your wedding banquet can feel overwhelming—but it doesn’t have to be. The right card can help you earn meaningful rewards, whether that’s cashback for your honeymoon or miles for future travels.

Many people on my TikTok channel have asked which credit card works best for wedding banquets. I covered this in 2023, but since rewards programs often change, this updated guide will walk you through how to decide between miles and cashback, understand Merchant Category Codes (MCCs), and use the best credit card strategies for your wedding day.

Miles vs. Cashback — Which Should You Choose?

This is one of the most common questions I get.

Miles cards can be highly rewarding, especially if you love to travel. They let you earn miles that can later be redeemed for flights—but they do require more effort. You’ll need to track:

Which spending categories qualify for bonus miles
Monthly spending caps
When your miles expire

For example, some cards like the UOB Preferred Platinum Visa (PPV) give you 4 miles per dollar only for specific payment types (e.g., mobile contactless). Meanwhile, miles from many banks expire after a certain time, so you’ll need to plan transfers to programs like KrisFlyer before they lapse.

Some banks (like UOB) let you combine points across cards (e.g., UOB Lady’s + UOB PPV + UOB Visa Signature) with a single transfer fee, while others charge per card. It can be powerful—but also a bit complicated.

If you prefer a simpler approach, cashback cards are easier to manage. You’ll earn straight-up cash rebates without worrying about transfer partners or expiry dates.

Bottom Line:

Miles cards offer better long-term travel rewards if you’re willing to manage them. Cashback cards are easier and more flexible—great if you just want immediate savings.

Use Your Wedding Spend To Maximise Credit Card Sign Up Rewards

Don’t have any of the cards yet? You can sign up using the links below to grab the current welcome offers. For example, if a card has a minimum qualifying spend of S$500, you can easily meet it by charging your wedding—or any big expense—to it. Most merchants are fine with splitting payments across multiple cards.

At max hack level, for a S$2,000 total spend, you could split it across four different banks’ new-to-bank cards to trigger four separate sign-up bonuses. I share timely credit card sign up deals on my Telegram channel, which you can check out!

Why the Merchant Category Code (MCC) Matters

Your wedding banquet could easily cost S$10,000–S$20,000, so it’s worth making sure every dollar earns the maximum rewards. The key is understanding your venue’s Merchant Category Code (MCC)—a four-digit code that determines how your transaction is classified by banks.

For example:

Wheeler’s Estate → MCC 5812 (Restaurants & Eating Places)
Pan Pacific Hotel → MCC 7011 (Hotels, Motels & Resorts)

This code affects how your spending is recognized by your credit card—and therefore how much cashback or how many miles you’ll earn.

If your restaurant is inside a hotel, take note: the MCC might be 7011 (Hotels, Motels & Resorts) instead of 5812 (Restaurants & Eating Places). That small detail can completely change which cards qualify for bonus rewards.

👉 In short, always confirm your venue’s MCC before making any payment—it’s the difference between earning 0.4 miles per dollar and 4 miles per dollar.

How to Find Your Venue’s MCC

The most reliable way is through the DBS Chatbot:

Block a DBS or POSB credit card on the DBS/POSB app.
Initiate a payment for your venue (don’t worry, it won’t go through).
Check the DBS Chatbot for the failed transaction details. The MCC code name will be displayed.
Lastly, you can search the Merchant Category Name on this Citibank MCC list – V means Visa Cards, M means Mastercard Cards.

If using the DBS chatbot isn’t ideal, some venues offer food tastings before booking. You could use this chance to test the MCC by making a small payment with a credit card. Alternatively, just ask the banquet manager for their MCC.

Miles Strategy for Wedding Banquets

If your venue allows monthly installment payments, you can maximize rewards by spreading payments across several miles cards.

Here’s how:

Split payments across different cards, hitting each one’s monthly spending cap.
Check each card’s cap (some are based on calendar month, others on statement month).

This strategy lets you earn 4 miles per dollar on a large expense without exceeding any cap.

Best Miles Credit Cards for Wedding Banquets for Hotel Venues

You and your partner can use one or a mix of these:

UOB Lady’s Card
- No min spend required
- 4 miles per dollar on TRAVEL category
- Cap: S$1,000 (Classic) / S$750 (Solitaire) per month
- Works for online and contactless payments
UOB Preferred Platinum Visa (PPV)
- No min spend required
- 4 miles per dollar split into:
  - S$600 on mobile contactless
  - S$600 on selected online transactions
UOB Visa Signature
- min. spend required of S$1,000 in a month
- 4 miles per dollar on overseas or foreign currency spend
- Capped at S$2,400 spend/month, split into two categories
  - S$1,200 (Overseas spends including online)
  - S$1,200 (Petrol and Contactless Spends)
DBS Women’s World Mastercard (if venue allows online payment)
- No min spend required
- 4 miles per dollar on online spending, capped at S$1,000 per calendar month
Maybank XL Rewards
- min. spend required of S$500 in a month
- 4 miles per dollar on TRAVEL category, capped at S$1,000/month

UOB Lady's Card

Earn 4 miles per dollar on 1 or 2 chosen categories

UOB Preferred Platinum Visa Card

Earn 4 miles per dollar on mobile contactless payments, online shopping, and entertainment

UOB Visa Signature Card

Earn 4 miles per dollar on Overseas, Petrol, and Contactless Transactions (including SimplyGo)

DBS Woman's World Card

Earn 4 miles per dollar on online spend

Maybank XL Rewards/Cashback Card

Earn 4 miles per dollar (Rewards Card) or 5% cashback (Cashback Card) on bonus categories

Best Miles Credit Cards for Wedding Banquets for Restaurants/Caterers

You and your partner can use one or a mix of these:

UOB Lady’s Card
- No min spend required
- 4 miles per dollar on DINING category
- Cap: S$1,000 (Classic) / S$750 (Solitaire) per month
- Works for online and contactless payments
UOB Preferred Platinum Visa (PPV)
- No min spend required
- 4 miles per dollar split into:
  - S$600 on mobile contactless
  - S$600 on selected online transactions
UOB Visa Signature
- min. spend required of S$1,000 in a month
- 4 miles per dollar on overseas or foreign currency spend
- Capped at S$2,400/month, split into two categories
  - S$1,200 (Overseas spends including online)
  - S$1,200 (Petrol and Contactless Spends
DBS Women’s World Mastercard (if venue allows online payment)
- No min spend required
- 4 miles per dollar on online spending, capped at S$1,000 per calendar month
Maybank XL Rewards
- min. spend required of S$500 in a month
- 4 miles per dollar on DINE category, capped at S$1,000/month

UOB Lady's Card

Earn 4 miles per dollar on 1 or 2 chosen categories

UOB Preferred Platinum Visa Card

Earn 4 miles per dollar on mobile contactless payments, online shopping, and entertainment

UOB Visa Signature Card

Earn 4 miles per dollar on Overseas, Petrol, and Contactless Transactions (including SimplyGo)

DBS Woman's World Card

Earn 4 miles per dollar on online spend

Maybank XL Rewards/Cashback Card

Earn 4 miles per dollar (Rewards Card) or 5% cashback (Cashback Card) on bonus categories

ONE Ultimate Miles Credit Card For Wedding Banquets (Restaurants Only)

UOB Krisflyer offers a potential one-card solution for uncapped 2.4 miles per dollar restaurant spending (assuming the restaurant falls under the restaurant MCC and you meet the annual spending requirement of S$1000 on Singapore Airlines or Scoot or KrisShop). So you can charge the card up to your credit limit in a single transaction. However, this card cannot be used for caterers.

Important Note: Miles Wait Time for UOB Krisflyer: Be aware that bonus miles (1.8 miles per dollar) might take up to 14 months to be credited to your account.

UOB Krisflyer Card

Earn uncapped 3 miles per dollar on SIA group spend and 2.4 miles per dollar on dining, online shopping, transport & select travel with min. S$1,000 SIA spend/year.

Best Cashback Credit Cards for Wedding Banquets for Hotel Venues

Maybank XL Cashback
- min. spend required of S$500 in a month
- 5% cashback on TRAVEL category, capped at S$1,600 spending/month
HSBC Advance
- 1.5% cashback on all local & overseas purchases with no minimum spend
- 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month (at S$2,800, cashback is fully maximised)

Maybank XL Rewards/Cashback Card

Earn 4 miles per dollar (Rewards Card) or 5% cashback (Cashback Card) on bonus categories

HSBC Advance Card

Earn 1.5% cashback with no minimum spend and 2.5% cashback on all local & overseas purchases with a minimum spend of S$2,000

Best Cashback Credit Cards for Wedding Banquets for Restaurants/Caterers

HSBC Live+
- min. spend of S$600 in a month
- up to 5% cashback (+ 3% promo cashback till 31st March 2026), capped at S$3,125 spending per quarter (S$250 cashback per quarter)
Maybank XL Cashback Card
- min. spend of S$500 in a month
- 5% cashback on DINE category, capped at S$1,600 spending/month

HSBC Live+ Card

Earn up to 5% cashback on dining, entertainment and shopping

Maybank XL Rewards/Cashback Card

Earn 4 miles per dollar (Rewards Card) or 5% cashback (Cashback Card) on bonus categories

ONE Ultimate Cashback Credit Card For Wedding Banquets (All)

If you prefer a fuss-free approach, a flat cashback card might make more sense. You’ll earn a fixed percentage back—no spending caps, no miles tracking. These work for both hotels and restaurants, regardless of MCC.

Use this option if you:

Want guaranteed rebates
Are paying your banquet in one lump sum
Don’t plan to track multiple cards

AMEX True Cashback Card

Earn 1.5% unlimited cashback on almost everything

DCS Ultimate Platinum Card

Earn 2% cashback on almost everything

Conclusion:

Your wedding is probably one of the biggest expenses you’ll ever make — so it makes sense to get something back from it.

If you’re in the miles camp, pairing cards like the UOB Lady’s, UOB PPV, and DBS WWMC can help you earn up to 4 miles per dollar, whether your banquet is at a hotel or restaurant. Just make sure to check your venue’s MCC and choose the right category.

If you prefer cashback, the Maybank XL Cashback card can both give you strong returns on hotel and restaurant payments.

And if you just want something fuss-free, flat cashback cards like AMEX True Cashback or DCS Ultimate Platinum guarantee straightforward rebates without any tracking.

Whether that’s cashback to offset honeymoon costs or miles to upgrade your first flight together, the goal is to make every dollar stretch further.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

Best Cards For

Best Cards for BNPL Platforms

September 16, 2025

Best Cards For

Best Cards for Kris+

July 24, 2025

APPLY NOW

HSBC Revolution

Get S$100 eCapitaVoucher + AirPods Pro 3 or Apple iPad (A16) 11" Wi-Fi 128GB or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: November 21, 2025

APPLY NOW

HSBC TravelOne

Valid till: November 21, 2025

APPLY NOW

UOB Evol

Get S$60 Cash via PayNow when you spend S$500 within 30 days from approval

Valid till: November 30, 2025

APPLY NOW

UOB One

Get S$60 Cash via PayNow when you spend S$500 within 30 days from approval

Valid till: November 30, 2025

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

DBS YUU

Receive S$300 cashback + S$80 Esso Fuel Voucher (promo code: YUU380) when you spend S$800 within 60 days of card approval

Valid till: October 31, 2025

APPLY NOW - VISA

APPLY NOW - AMEX

Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Apple Watch SE Gen 3 40mm (GPS + Cell) or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: November 21, 2025

APPLY NOW

HSBC Live+

Valid till: November 21, 2025

APPLY NOW

UOB PRVI

Get S$60 Cash via PayNow when you spend S$500 within 30 days from approval

Valid till: November 30, 2025

APPLY NOW - Visa

APPLY NOW - Mastercard

APPLY NOW - AMEX

UOB Lady’s Card

Flash Deal:

Get Apple iPhone 17 256 GB (Worth S$1,299) when your are the first successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
Remaining applicants will receive the existing rewards
Valid until 30 November 2025

Existing Rewards:

Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
Valid until 30 November 2025
Valid for New-to-Bank Cardholders
Read Terms and Conditions here

UOB Lady’s Card

Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
No minimum monthly spending required
Spending Cap:

- Classic Card: S$1,000
- Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

Depending on what your planned usage is, you can change the categories every quarter.

Annual Fee

S$196.20 (incl. GST), waived for first year

Income Requirement

S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

They expire 2 years after the final day of each periodic quarter in which they were earned

Know what this cards is best for

Terms and Conditions

Read Full Review

UOB Preferred Platinum Visa

NIL

UOB Preferred Platinum Visa Card

Earn 4 miles per dollar on mobile contactless payments, online shopping, and entertainment, no minimum spend, capped at S$1,200 per calendar month
- Spend caps will be divided into 2 categories:
  - 1st category – Mobile Contactless Payment (S$600 spend cap)
  - 2nd Category – Selected Online Transactions (S$600 spend cap)
Earn 0.4 miles per dollar on other spending
Can earn on specific online payments (specific MCCs only) and on the following mobile contactless (in-store) payment method:
- Apple Pay
- Google Pay
- Samsung Pay (excluding MST)

Annual Fee

S$196.20, first year waived

Income Requirement

S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

Know what this card is best for:

Best Cards for Kris+ – Dining & Shopping Spends

Terms and Conditions

Read Full Review

UOB Visa Signature

Get S$350 cash credit when you successfully apply, part of the first 200 new-to-UOB credit card customer and spend S$1,000 per month for 2 consecutive months
Valid until 31 August 2025
Read Terms and Conditions here

UOB Visa Signature

Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
Spending Cap:
- Until 1 August 2025 Statement:
  - Combined cap of S$2,000 per statement month
- From 1 September 2025 Statement – Split into 2 categories:
  - Category 1 (Overseas Spends including Online): S$1,200 (UNI$2,400) per statement month
  - Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month
    
    Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

Annual Fee

S$218 first year waived

Income Requirement

S$50,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

Terms and Conditions

Read Full Review

DBS Woman’s World Card

This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

DBS Woman’s World Card

Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store
No minimum monthly spending required
Best used for online or in-app spend (e.g Kris+) locally

Annual Fee

S$196.20, (First year waived)

Income Requirement

S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

Points Expiry

1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

Transfer Partners

KrisFlyer, Asia Miles, Qantas Frequent Flyer

Know what this card is best for:

Terms and Conditions

Read Full Review

Maybank XL Rewards/Cashback Card

1. S$60 Cashback Bonus
Apply for a new Maybank XL Cashback Card or Maybank XL Rewards Card and get S$60 cashback when you make just one transaction (limited to first 2,000 eligible cardmembers), for the subsequent customers, you’ll get S$10 cashback. The cashback will be credited automatically to your card account.
⚠️ Maybank does not provide visibility on whether you’re within this cap.

2. Complimentary Etiqa Travel Insurance
Get 12 months of Etiqa insurance coverage for overseas medical expenses (including adventurous activities) up to S$5,000. Coverage applies only to accidental injuries and illnesses during leisure trips.

Valid until 31 July 2026
⚠️ Limited to the first 15,000 new XL card applicants.

Read Terms and Conditions

How to Maximise Your Rewards

The XL card’s welcome gift is only S$10 cashback. If you’re new to Maybank and want better sign-up rewards, consider this strategy:

If you planned to get the XL Cashback Card, apply for the Maybank Family & Friends Card instead (also a cashback card).
If you planned to get the XL Rewards Card, apply for the Maybank World Mastercard instead (a miles card).

As a new-to-bank customer, applying for another Maybank credit card first could unlock bigger gifts, such as a Samsonite Interlace Spinner 67/24 luggage (worth S$570) when you spend a minimum of S$1,300 in the first two months.

On top of that, the Maybank World Mastercard also makes your miles non-expiring—so you’re building a stronger rewards foundation right from the start.

Maybank XL Rewards/Cashback Card

Maybank XL Rewards:
- Earn 4 miles per dollar on bonus categories such as
  - Local currency spend: dining, travel, shopping, play
  - All foreign currency spending
- Earn 0.4 miles per dollar on other spends
- Minimum spend of S$500 and a spending cap of S$1,000 per calendar month
Maybank XL Cashback:
- Earn 5% cashback on bonus categories such as
  - Local currency spend: dining, travel, shopping, play
  - All foreign currency spending
- Earn 0.2% cashback on other spends
- Minimum spend of S$500, spending capped at S$1,600; cashback capped at S$80 per calendar month. Yes, the spending cap is higher than the miles version.
- Only for Maybank XL Cashback card— Cardmembers who hold a Maybank DUO Platinum Mastercard before 1 August 2025 will receive 5% cashback on petrol transactions in Singapore and Malaysia, with no minimum spend required, as long as their card account is in good standing.
  - Eligible petrol transactions include those made at petrol stations classified under MCC 5541 and 5542, as well as fuel purchases charged to a Diamond Sky Fuel Card (linked to the Mastercard) under MCC 8699.

Annual Fee

S$87.20 (waived for the first 2 years), can be waived when you perform an annual spend of S$6,000

Age Requirement:

21 to 39 years old

Income Requirement

S$30,000 (Singaporeans/PRs), S$45,000 (Malaysian), S$60,000 (Foreigners)

Terms and Conditions:

Read Full Review

UOB Krisflyer Card

NIL

UOB Krisflyer Card

Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases
Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
Earn 1.2 miles per dollar on all other purchases

Annual Fee

S$194.40 (incl. GST), waived for first year

Income Requirement

S$30,000 (locals/PRs); S$40,000 (foreigners)

Know what this card is best for

Terms and Conditions

Read Full Review

HSBC Advance Card

Get S$100 eCapitaVoucher + AirPods Pro 3 (worth S$599) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
Valid from from 19 – 21 November 2025
Available for New HSBC Cardholders
- New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

Read Terms and Conditions here
Must fulfill spending requirement to receive gift confirmation
Remember to check for SingSaver email to secure your rewards after you have applied!

For Existing HSBC Cardholders:

Get S$50 cashback when you spend S$500 by the end of the following month
Valid until 31 December 2025
Available for Existing HSBC Cardholders
- Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
- Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
Read Terms and Conditions here
Must provide marketing consent to HSBC
This gift will be fulfilled directly by HSBC

HSBC Advance Card

Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.

Annual Fee

S$196.20, first year waived

Income Requirement

The amount of Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
- Less than S$50,000 TRB
  - Salaried (locals/PRs): S$65,000
  - Self-Employed/Commission-based (locals/PRs): S$65,000
  - Foreigners: S$65,000
- S$50,000 and above TRB
  - Salaried (locals/PRs): S$30,000
  - Self-Employed/Commission-based (locals/PRs): S$40,000
  - Foreigners: S$65,000

When is Cashback Credited

It will appear on your card statement and be credited to your account before the end of the next calendar month.

Know what this card is best for:

Terms and Conditions

Read Full Review

HSBC Live+ Card

Get S$100 eCapitaVoucher + AirPods Pro 3 (worth S$599) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
Valid from from 19 – 21 November 2025
Available for New HSBC Cardholders
- New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

Read Terms and Conditions here
Must fulfill spending requirement to receive gift confirmation
Remember to check for SingSaver email to secure your rewards after you have applied!

For Existing HSBC Cardholders:

Get S$50 cashback when you spend S$500 by the end of the following month
Valid until 31 December 2025
Available for Existing HSBC Cardholders
- Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
- Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
Read Terms and Conditions here
Must provide marketing consent to HSBC
This gift will be fulfilled directly by HSBC

HSBC Live+ Card

Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

Annual Fee

S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

Income Requirement

The amount of Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
- Less than S$50,000 TRB
  - Salaried (locals/PRs): S$65,000
  - Self-Employed/Commission-based (locals/PRs): S$65,000
  - Foreigners: S$65,000
- S$50,000 and above TRB
  - Salaried (locals/PRs): S$30,000
  - Self-Employed/Commission-based (locals/PRs): S$40,000
  - Foreigners: S$65,000

When is Cashback Credited

It will be credited within 2 months, after the end of each calendar quarter.

Know what this card is best for:

Terms and Conditions

Read Full Review

AMEX True Cashback Card

Get S$160 eCapitaVoucher when you spend S$500 within 30 days from card approval
Valid from 29 December 2025
Promotion is valid for new to bank credit card holders
Read Terms and Conditions here

AMEX True Cashback Card

Earn 1.5% Unlimited Cashback with minimum monthly spending requirement and no maximum spending cap
Best used on commonly excluded merchants

Annual Fee

S$174.40 (incl. of 9% GST) waived for the first year

Income Requirement

S$30,000 (locals/PRs); S$45,000 (foreigners)

When is Cashback Credited

Receive cashback in the same month’s statement

Know what this card is best for

Terms and Conditions

Read Full Review

DCS Ultimate Platinum Card

NIL

DCS Ultimate Platinum Card

Earn 2% cashback with no minimum spend required and a maximum monthly spend of S$10,000 per calendar month

Annual Fee

S$196.20 (inclusive of GST), first year waived

Income Requirement

S$30,000 or S$15,000— age 55 & above (locals/PRs); S$60,000 (foreigners)

Know what this card is best for

Best Cards for Bus/MRT -must charge directly to the card or SimplyGo tap-as-you-go (top-ups excluded)
Best Cards for Flights
Best Cards for No Min Spend
Best Cards for Restaurant
Best Cards for Online Shopping
Best Cards for Wedding Banquet (Ultimate Card for All Venues)
Best Cards for Utilities

Terms and Conditions

Read Full Review

Atome

Enjoy S$10 off your first purchase (claimable from the voucher center)

Atome

Atome is a “buy now, pay later” (BNPL) platform. It lets shoppers split their purchases into three equal, interest-free payments—making it easier to manage cash flow.
Accepted at over 10,000 online and in-store merchants in Singapore
Atome usually codes as MCC 5999 (Misc. & Specialty Retail). Some banks allow points for this, others don’t.
Best Practice: Manual Payment –manually trigger your 2nd and 3rd payments via the app. Auto-payments might be flagged as recurring bills and won’t earn rewards on credit cards. You would want to choose to “Pay in 3” as longer installment plans would incur extra charges. There are often vouchers on the app that you can use to offset the cost further.

HSBC Revolution Card

Get S$100 eCapitaVoucher + AirPods Pro 3 (worth S$599) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or S$500 eCapitaVoucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
Valid from from 19 – 21 November 2025
Available for New HSBC Cardholders
- New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

Read Terms and Conditions here
Must fulfill spending requirement to receive gift confirmation
Remember to check for SingSaver email to secure your rewards after you have applied!

For Existing HSBC Cardholders:

Get S$50 cashback when you spend S$500 by the end of the following month
Valid until 31 December 2025
Available for Existing HSBC Cardholders
- Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
- Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
Read Terms and Conditions here
Must provide marketing consent to HSBC
This gift will be fulfilled directly by HSBC

HSBC Revolution Card

Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 2026)
The categories include:
- Department Stores and Retail Stores
- Dining (excluding hotel dining)
- Transportation & Membership Clubs
- Travel-Related
You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 28 February 2026.

Special hack:

Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction.

Annual Fee

None

Income Requirement

The amount of Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
- Less than S$50,000 TRB
  - Salaried (locals/PRs): S$65,000
  - Self-Employed/Commission-based (locals/PRs): S$65,000
  - Foreigners: S$65,000
- S$50,000 and above TRB
  - Salaried (locals/PRs): S$30,000
  - Self-Employed/Commission-based (locals/PRs): S$40,000
  - Foreigners: S$65,000

Points Expiry

37-month period, starting from the month after the month in which the points were acquired

Transfer Partners

Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

Know what this card is best for:

Best Cards for Kris+ – Dining & Shopping Spends
Best Cards for Flights
Best Cards for Ride Hailing Apps
Best Cards for Online Shopping
Best Cards with No Min Spend
Best Cards for Electronics

Terms and Conditions

Read Full Review

Citi Rewards Card

Option 1: Direct Bank Promotion

Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
Valid til 28 February 2026
Read Terms and Conditions here

Option 2: Singsaver Promotion

Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Apple Watch SE Gen 3 40mm (GPS + Cell) (worth S$419) or Shark EVOPOWER SYSTEM IQ Cordless Vacuum – CS851SMBR (worth S$599) or S$500 eCapitaVoucher or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
Valid from 19 – 21 November 2025
Promotion is valid for new to bank credit card holders
Read Terms and Conditions here
Must fulfill spending requirement to receive gift confirmation
Remember to check for SingSaver email and complete the registration to secure your reward!

Citi Rewards Card

Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
You can use this card for any online spending inclusive of ride-hailing apps or taxis.
Pro tip: Pair this card to Amaze for Overseas Offline Spending
Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)
Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
This is on top of 4 miles per dollar on Citi Rewards + Amaze.

Annual Fee

S$194.40 (First year waived)

Income Requirement

S$30,000 (locals/PRs); S$42,000 (foreigners)

Points Expiry

After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

Transfer Partners

Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

Know what this card is best for:

Terms and Conditions

Read Full Review

UOB Evol Card

Flash Deal:

Get Apple iPhone 17 256 GB (Worth S$1,299) when your are the first successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
Remaining applicants will receive the existing rewards
Valid until 30 November 2025

Existing Rewards:

Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
Valid until 30 November 2025
Valid for New-to-Bank Cardholders
Read Terms and Conditions here

UOB Evol Card

Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
0.3% cashback for all other spends
Minimum spend of S$800 each statement month
S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
- S$30 – online & mobile contactless
- S$20 – selected gym, telco, and streaming services
- S$20 – all overseas foreign currency spend
- S$30 – other spends

Max possible cashback of 6.4% earned (not 10%)

Annual Fee

S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months

Income Requirement

S$30,000 (locals/PRs); S$40,000 (Foreigners

Know what this card is best for:

Terms and Conditions

Read Full Review

DBS Live Fresh Card

Get S$300 cashback when you use the promo code: LFC300, and spend S$800 and have a valid DBS PayLah! account within 60 days from card approval date
Valid until 28 February 2026
Read Terms and Conditions here

DBS Live Fresh Card

Earn 6% cashback on shopping and transport when you spend S$800 per calendar month

Annual Fee

S$196.20 (including GST), waived for the first year

Income Requirement

S$30,000 (locals/PRs); S$45,000 (foreigners)

When is Cashback Credited

Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

Terms and Conditions

Read Full Review

UOB Absolute AMEX Card

Flash Deal:

Get Apple iPhone 17 256 GB (Worth S$1,299) when your are the first successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
Remaining applicants will receive the existing rewards
Valid until 30 November 2025

Existing Rewards:

Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
Valid until 30 November 2025
Valid for New-to-Bank Cardholders
Read Terms and Conditions here

UOB Absolute AMEX Card

Earn 1.7% cashback with no minimum spend requirement, no cashback cap, and no spend exclusions
You can get 0.3% cashback on Grab Top-Up, this is the only card that still give rewards for GarbPay

Annual Fee

S$196.20 (incl. GST), waived for first year

Income Requirements

S$30,000 (locals/PRs); S$40,000 (foreigners)

When is Cashback Credited

Cashback earned in current statement period is automatically used to offset the following month’s bill

Know what this card is best for

Terms and Conditions

Read Full Review

OCBC Rewards Card

Get AirPods Pro Gen 3 (worth S$349) or Morning Coffee Machine + 20 Capsules Bundle (worth 684) or 50,000 OCBC$ (worth a round trip to Bali) or S$500 eCapitaVoucher or S$360 Cash via PayNow when you S$400 within 30 days from card approval
Valid from 10 – 21 November 2025
Valid for New-to-Bank Cardholders
Read Terms and Conditions here
Must fulfill spending requirement to receive gift confirmation
Remember to check for SingSaver email and complete the registration to secure your reward!

OCBC Rewards Card

Earn 6 miles per dollar on Watsons, Lazada, Shopee (except Shopee Pay transactions), Tiktok Shop, and Taobao (until 31 December 2025). Capped at S$1,000 per calendar month
Earn 4 miles per dollar on Eligible Online and Offline Spends, capped at S$1,110 per calendar month
Pair with Amaze for converting offline overseas retail spending to earn 4 miles per dollar

Annual Fee

S$196.20 (including GST), waived for the first 2 years

Income Requirement

S$30,000 (locals/PRs); S$45,000 (foreigners)

Points Expiry

OCBC$ expires every 2 years and can pool across cards that earn OCBC$, but not with OCBC’s other rewards currencies (Travel$, VOYAGE Miles) – This means if you have other OCBC$ earning cards (eg. OCBC Rewards Blue and Pink), you can transfer the miles together from both card at one shot with a single transfer fee.

Know what this card is best for

Terms and Conditions

Read Full Review

UOB One Card

Flash Deal:

Get Apple iPhone 17 256 GB (Worth S$1,299) when your are the first successful new-to-bank cardholders at 12PM daily and spend S$500 within 30 days of card approval
Remaining applicants will receive the existing rewards
Valid until 30 November 2025

Existing Rewards:

Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
Valid until 30 November 2025
Valid for New-to-Bank Cardholders
Read Terms and Conditions here

UOB One Card

Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:
- Base cashback:
  - S$600/S$1,000: 3.33% cashback (capped at S$60/100 per quarter)
- Additional cashback (capped at S$120 per statement month):
  - Selected Partners: 5%
  - Grocery (MCC 5411): 2.67% – only for Tier 2
Tier 3: Earn up to 10% Total Cashback: Spend S$2,000/month for 3 consecutive months, with at least 10 eligible transactions each month:
- Base cashback: 3.33% cashback (capped at S$200 per quarter)
- Additional cashback (capped at S$120 per statement month):
  - Selected Partners: 6.67%
  - Grocery (MCC 5411): 4.67%

	Tier 1	Tier 2	Tier 3
Minimum Spend	S$600	S$1,000	S$2,000
Minimum Transaction Count	10	10	10
Base Cashback per quarter	3.33% (S$60 cashback)	3.33% (S$100 cashback)	3.33% (S$200 cashback)
Additional Cashback on Selected Spends	5%	5%	6.67%
Additional Cashback on Grocery Spend New	–	2.67%	4.67%
Total	up to 8.33%	up to 8.33%	up to 10%
These changes will be effective from your next qualifying quarter (as of writing – 1 July 2025)

Earn up to 22.66% fuel savings at Shell and SPC
Earn 4.33% cashback on Singapore Power utilities bills

Annual Fee

S$196.20, waived for the first year

Income Requirement

S$30,000 (locals/PRs); S$40,000 (foreigners)

When Cashback is Credited

The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

Know what this card is best for:

Terms and Conditions

Read Full Review

DCS Flex Card

NIL

DCS Flex Card

You can choose from three (3) reward options: Miles, Cash Rebates, or Investment
Earn up to 2.4 miles per dollar
Earn up to 8% cash rebates
Earn up to 8% investment credits
Minimum monthly spend of S$600
Capped at:
- Miles: 750 miles per category; total 3,000 miles for all 4 categories
- Cash Rebates: S$25 per category, total S$100 for all 4 categories
- Investment Credits: S$25 per category, total S$100 for all 4 categories

Annual Fee

Monthly service fee of S$15, (first year waived; afterwhich, you can perform minimum 5 transactions per month to waive the monthly fee) – effective 1 July 2025, this will be decreased to S$10

Income Requirement

S$30,000 (locals/PRs) or S$15,000 (aged 56 and above); S$60,000 (foreigners)

Where and how will I receive the miles/cashback/investment credits

Miles are credited to your Miles holding account and can be transferred to your Krisflyer account in multiple of 5,000 miles. A conversion fee of S$25 (subject to GST) applies for each redemption request and the process make take up to 15 working days.
- Here’s how to redeem:
  - Open the DCS Cards App and go to the Rewards Tracker screen
  - Tap “Redeem” or “Redeem Miles” on the Benefit History screen
  - Choose a redemption amount or enter a custom amount in multiples of 5,000 miles, then tap “Confirm.”
Cash Rebates will be credited on your card account in the following statement, applied to offset the billed amount.
Investment Credits will be deposited to your designated iFast account on the following month.

Know what this card is best for

Best Cards for Kris+
Best Cards for EV Charging
Best Cards for Bus/MRT – must charge directly to the card or SimplyGo tap-as-you-go (top-ups excluded)
Best Cards for Flights
Best Cards for Telco
Best Cards for Food Delivery

Terms and Conditions
Read Full Review

Maybank Family & Friends Card

Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
Fill up this google form after signing up to qualify for rewards
Read Terms and Conditions here

Maybank Family & Friends Card

Earn 8% cashback for five (5) of your chosen spend categories across ten (10) options.
- Each category has a cashback cap of S$25 (which would max out at S$312.50 of spending per category)
Earn bonus 8% cashback on Malaysian Ringgit or Indonesian Rupiah spends
Minimum spend of S$800
Each category has a cashback cap of S$25 (total of S$125 for 5 categories)
Earn unlimited 0.3% cash rebates on all spends below S$800

Annual Fee

S$180 (First 3 years free)

Income Requirement

S$30,000 (locals/PRs); S$60,000 (foreigners)

How to choose my Categories

To choose your desired Categories, the Cardmember needs to download the Maybank TREATS SG mobile app, then select and confirm the categories on the Benefit Selection page. This choice will apply to the first Lock-In Period (3 months), and no changes can be made once confirmed; You can change the categories quarterly and you may choose depending on your spending needs. The categories will take effect the following month.

Know what this card is best for

Best Cards for Kris+ – must choose dining and/or online shopping category
Best Cards for EV Charging – must choose transport category
Best Cards for Bus/MRT
Best Cards for Ride Hailing
Best Cards for Telco
Best Cards to pair with Amaze
Best Cards for Petrol
Best Cards for Food Delivery
Best Cards for Public Transport
Best Cards for Grocery
Best Cards for Restaurant

Terms and Conditions

Read Full Review

Citi Cashback Card

Option 1: Direct Bank Promotion

Receive S$300 cashback Welcome Offer when you spend S$800 in the first 2 months upon card approval
Valid til 28 February 2026
Read Terms and Conditions here

Option 2: Singsaver Promotion

Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Apple Watch SE Gen 3 40mm (GPS + Cell) (worth S$419) or Shark EVOPOWER SYSTEM IQ Cordless Vacuum – CS851SMBR (worth $599) or S$500 eCapitaVoucher or S$360 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
Valid from 19 – 21 November 2025
Promotion is valid for new to bank credit card holders
Read Terms and Conditions here
Must fulfill spending requirement to receive gift confirmation
Remember to check for SingSaver email and complete the registration to secure your reward!

Citi Cashback Card

Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month.
Get 0.2% base cashback for other spends

Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

Annual Fee

S$196.20 (incl. 9% GST), first year waived

Income Requirement

S$30,000 (locals/PRs); S$42,000 (foreigners)

When is Cashback Credited

Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.

Know what this card is best for:

Terms and Conditions

Read Full Review

OCBC 365 Card

Get AirPods Pro Gen 3 (worth S$349) or Morning Coffee Machine + 20 Capsules Bundle (worth 684) or S$500 eCapitaVoucher or S$360 Cash via PayNow when you S$400 within 30 days from card approval
Valid from 10 – 21 November 2025
Valid for New-to-Bank Cardholders
Read Terms and Conditions here
Must fulfill spending requirement to receive gift confirmation
Remember to check for SingSaver email and complete the registration to secure your reward!

OCBC 365 Card

Earn 6% cashback on Petrol, 5% cashback on Dining, and 3% cashback on Groceries, Land Transport, Streaming, Electric Vehicle Charging, Watsons, Utilities.
This has 2 tiers of spend requirement and cap respectively:
- Tier 1: S$800;S$80
- Tier 2: S$1,600; S$160
Best paired with OCBC 360 Savings Account as it offers the highest ROI with a minimum spend of S$800 on your first S$100,000 when you credit your salary, make purchases with an eligible OCBC credit card, and save regularly.

Annual Fee

S$196.20 (including GST), waived for the first 2 years.

Income Requirement

S$30,000 (locals/PRs); S$45,000 (foreigners

How is Cashback Credited

Cashback will be automatically offset against the month’s billed amount

Know what this card is best for

Terms and Conditions

Read Full Review

CIMB Visa Signature Card

Get S$50 Cash via PayNow + Apple AirTag (1Pack) (worth S$45) when you spend a minimum of S$108 within 30 days of card approval
Valid from 03 November to 30 November 2025
Read Terms and Conditions here
Must fulfill spending requirement to receive gift confirmation
Remember to check for SingSaver email and complete the registration to secure your reward!

Stackable with Direct Bank Rewards:

Receive Up to S$188 Cashback
Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
- Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
- Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
Promotion is valid until 31 December 2025
Promotion is valid for new CIMB credit cardmembers only
Read Terms and Conditions here

CIMB Visa Signature

Earn 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises with a minimum spend of S$800, capped at S$100 per statement month (S$20 per category)
Earn 0.2% cashback on all other spend with no minimum spend

Annual Fee

Free for life for all Principal and Supplementary cards

Income Requirement

S$30,000 (locals/PRs & Foreigners)

When is Cashback Credited

Cashback will be credited to the cardmember’s account on a monthly basis in the following statement month

Know what this cards is best for

Terms and Conditions

Read Full Review

DBS Altitude Card

Get 38,000 miles when you use the promo code: ALTP38, pay the annual fee, have a valid DBS PayLah! account, and spend S$800 within 60 days from card approval date.
Get 28,000 miles when you use the promo code: ALTPW28, choose not to pay the annual fee, but must have a valid DBS PayLah! account and spend S$800 within 60 days from card approval
Valid until 30 November 2025
Read Terms and Conditions here

DBS Altitude Card

Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
This comes with two complimentary lounge passes per 12-month membership period

Annual Fee

S$196.20 (inclusive of GST), first year waived

Income Requirement

S$30,000 (locals/PRs); S$45,000 (foreigners)

Points Expiry

No expiry

Know what this card is best for:

Best Cards for Airport Lounge
Must be paired with CardUp/iPayMy
- Best Cards for Insurance
- Best Cards for Renovations, MCST, Donations, Tax, Rent

Terms and Conditions

Read Full Review

Maybank World Mastercard

Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
Fill up this google form after signing up to qualify for rewards
Read Terms and Conditions here

Maybank World Mastercard

Earn 4 miles per dollar (10X TREATS Points per S$5) spent at specially selected retail stores, restaurants, and all petrol stations islandwide
Earn up to 3.2 miles per dollar on foreign currency spend with no cap (3.25% foreign currency fee applies)
- Earn 3.2 miles per dollar when you spend a minimum of S$4,000
- Earn 2.8 miles per dollar when you spend a minimum of S$800
- Earn 0.4 miles per dollar when you spend below S$800
Earn 0.4 miles per dollar (10X TREATS Points per S$5) on local spend

This card is particularly useful for large foreign currency spend (eg. Flight tickets or hotel reservations or luxury goods purchases overseas)

Annual Fee

S$240, waived for the first year

Income Requirement

S$80,000 (locals/PRs)

Know what this card is best for

Terms and Conditions

Read Full Review

Best Cards for Wedding Banquets (Updated Nov 2025)

Overview:

Miles vs. Cashback — Which Should You Choose?

Bottom Line:

Use Your Wedding Spend To Maximise Credit Card Sign Up Rewards

Why the Merchant Category Code (MCC) Matters

How to Find Your Venue’s MCC

Miles Strategy for Wedding Banquets

Best Miles Credit Cards for Wedding Banquets for Hotel Venues

UOB Lady's Card

UOB Preferred Platinum Visa Card

UOB Visa Signature Card

DBS Woman's World Card

Maybank XL Rewards/Cashback Card

Best Miles Credit Cards for Wedding Banquets for Restaurants/Caterers

UOB Lady's Card

UOB Preferred Platinum Visa Card

UOB Visa Signature Card

DBS Woman's World Card

Maybank XL Rewards/Cashback Card

ONE Ultimate Miles Credit Card For Wedding Banquets (Restaurants Only)

UOB Krisflyer Card

Best Cashback Credit Cards for Wedding Banquets for Hotel Venues

Maybank XL Rewards/Cashback Card

HSBC Advance Card

Best Cashback Credit Cards for Wedding Banquets for Restaurants/Caterers

HSBC Live+ Card

Maybank XL Rewards/Cashback Card

ONE Ultimate Cashback Credit Card For Wedding Banquets (All)

AMEX True Cashback Card

DCS Ultimate Platinum Card

Conclusion:

lobangsis

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HSBC Revolution

Valid till: November 21, 2025

HSBC TravelOne

Valid till: November 21, 2025

UOB Evol

Valid till: November 30, 2025

UOB One

Valid till: November 30, 2025

DBS YUU

Valid till: October 31, 2025

Citi Rewards

Valid till: November 21, 2025

HSBC Live+

Valid till: November 21, 2025

UOB PRVI

Valid till: November 30, 2025

UOB Lady’s Card

Annual Fee

Income Requirement

Points Expiry

Know what this cards is best for

Annual Fee

Income Requirement

Points Expiry

Know what this card is best for:

Annual Fee

Income Requirement

Points Expiry

DBS Woman’s World Card

DBS Altitude Card

Annual Fee

Income Requirement

Points Expiry

Transfer Partners

Know what this card is best for:

Maybank XL Rewards/Cashback Card

How to Maximise Your Rewards

Maybank Family & Friends Card

Maybank World Mastercard

Annual Fee

Age Requirement:

Income Requirement

UOB Krisflyer Card

Annual Fee

Income Requirement